中国正在经历较大规模的人口老龄化进程。这意味着，养老需求呈几何式增长的同时，越来越多针对于 养老人群的产品，出现在大众视野中。与此同时，也出现了一些针对老年人的新型骗局。今天，中国人 寿寿险天津市分公司就带您一起了解常见的骗局套路有哪些。 手法一：以投资养老为名诈骗养老资金，一些不法分子打着投资养老的旗号，承诺以高利率回报且提供 预留养老床位，预定养老房间等服务，向老年消费者非法筹集资金。 手法二：以住房养老为名诈骗养老资金，部分不法分子所宣称的"以房养老"试图混淆视听，假借国家政 策进行非法集资活动，实则与国家试行的"住房反向抵押养老保险"完全无关，且根本不具备相应的资 质、能力，只是"以新还旧"的新型旁氏骗局。部分老年朋友甚至不知道自己的房产被抵押，最终不仅失 去了房子，还背负了贷款。 除了以上两类骗局，日常生活中，还有诸多陷阱需要中老年朋友擦亮眼睛，提高警惕，如"三无"保健 品，古玩市场上所谓的"大师真迹"等等……在此，中国人寿寿险天津市分公司温馨提示：警惕各类诈骗 陷阱，增强防范意识，护好您的"钱袋子"! 近年来，"以房养老""免费度假""投资养老"等噱头成为了中老年朋友较容易中招的新型养老骗局，该类 ...

Group 1 - The establishment of Huizhi Yangtze River Delta (Shanghai) Private Equity Fund Partnership (Limited Partnership) has been announced, with a total investment amount of approximately 5.05 billion RMB [1] - The fund's operational scope includes private equity investment, investment management, and asset management activities [1] - Major investors in the fund include China Life Insurance, Shanghai Pudong Leading Area Investment Center (Limited Partnership), and Shanghai Guotou Xian Dao Artificial Intelligence Private Investment Fund Partnership (Limited Partnership) [1] Group 2 - The fund primarily targets investments in technology innovation enterprises within three leading industries: artificial intelligence, integrated circuits, and biomedicine [1]

Core Viewpoint - Domestic insurance stocks experienced a collective rise in the afternoon trading session, indicating positive market sentiment towards the sector [1][3]. Group 1: Stock Performance - China Life Insurance (02628) increased by 4.93%, reaching HKD 35.36 [1][3]. - Ping An Insurance (02318) rose by 4.67%, trading at HKD 72.85 [1][3]. - China Pacific Insurance (02601) saw a gain of 3.53%, with a price of HKD 39.90 [1][3]. - New China Life Insurance (01336) climbed by 3.31%, priced at HKD 62.45 [1][3].

作者 |一财阿驴 11:31 A股午盘丨创业板指半日涨超3% 截至午盘，沪指涨1.17%，深成指涨2.07%，创业板指涨3.11%，科创综指涨2.22%。 | 代码 | 名称 | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- | --- | --- | --- | --- | --- | | 000001 | 上证指数 | 1 | 4113.28 | 47.70 | 1.17% | | 399001 | 深证成指 | 7 | 14194.23 | 287.50 | 2.07% | | 399006 | 创业板指 | 3 | 3337.03 | 100.57 | 3.11% | | 000680 | 科创综指 | 5 | 1792.49 | 38.88 | 2.22% | 盘面上，算力硬件产业链爆发，CPO、存储器方向领涨；光伏产业链走强，太空光伏方向活跃；AI应 用、半导体、商业航天、消费电子题材涨幅靠前。 2026.02.06 沪指高开0.93%，深成指高开1.50%，创业板指高开1.95%，科创综指高开1.99%。 | 代码 | 名称 | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- ...

Core Viewpoint - The insurance stocks in China have seen a significant rise, driven by strong new premium growth in the insurance sector, particularly through bank insurance channels, indicating a positive outlook for the industry. Group 1: Stock Performance - China Life (02628) increased by 5.4%, reaching HKD 35.52 [1] - Ping An (02318) rose by 4.89%, reaching HKD 73 [1] - China Pacific Insurance (02601) gained 4.77%, reaching HKD 40.38 [1] - New China Life (01336) climbed by 3.39%, reaching HKD 62.5 [1] Group 2: Industry Growth - In January 2026, 79 life insurance companies achieved a total new premium scale of RMB 212.6 billion, marking a year-on-year growth of 27.6% [1] - The pandemic has led to excess savings among residents, with insurance products gaining popularity due to their yield, low volatility, and health protection features [1] Group 3: Market Outlook - Changjiang Securities suggests that the stock market's slow recovery and stable interest rate expectations may lead to improved interest margins, benefiting the industry [2] - If the new premium growth remains strong, it could accelerate the recovery of interest margins, enhancing profitability and driving continuous improvement in industry valuations [2]

Core Viewpoint - The insurance stocks in China have seen a significant rise, driven by strong performance in the insurance premium market, particularly through the bancassurance channel, indicating a positive outlook for the industry [1] Group 1: Stock Performance - China Life (601628) increased by 5.4%, reaching HKD 35.52 [1] - Ping An (601318) rose by 4.89%, reaching HKD 73 [1] - China Pacific Insurance (601601) grew by 4.77%, reaching HKD 40.38 [1] - New China Life (601336) saw a 3.39% increase, reaching HKD 62.5 [1] Group 2: Premium Growth - In January 2026, 79 life insurance companies achieved a total new premium scale of CNY 212.6 billion, marking a year-on-year growth of 27.6% [1] Group 3: Market Insights - According to research from Kaiyuan Securities, the advantages of insurance products in terms of yield, low volatility, and health protection have become more prominent due to the concentration of excess savings during the pandemic [1] - Yangtze River Securities noted that the stable stock market and expectations of steady interest rates could lead to improved interest spreads, benefiting the industry [1] - Continued strong growth in new premium income is expected to accelerate the recovery of interest spreads, enhancing profitability and driving ongoing improvements in industry valuations [1]

Core Viewpoint - The Hong Kong insurance stocks experienced a collective surge, with significant gains observed across major companies in the sector [1] Group 1: Company Performance - China Life and Ping An Insurance both rose over 5% [1] - China Taiping increased by 4.8% [1] - China Pacific Insurance saw a rise of 4.5% [1] - China Insurance, New China Life, and China Property & Casualty Insurance all gained over 3% [1] - AIA Group experienced an approximate increase of 3% [1]

Core Viewpoint - The Hong Kong insurance stocks experienced a collective surge, with major companies like China Life and Ping An rising over 5%, driven by favorable market conditions and strategic positioning in the insurance sector [1] Group 1: Market Performance - China Life's stock price increased by 5.22% to 35.460 [2] - Ping An's stock price rose by 5.03% to 73.100 [2] - China Taiping's stock price went up by 4.79% to 25.820 [2] - China Pacific's stock price increased by 4.46% to 40.260 [2] - Other notable increases include China People's Insurance at 3.50%, New China Life at 3.39%, and China Property & Casualty at 3.22% [2] Group 2: Industry Insights - CITIC Securities' report indicates that with a large number of deposits maturing, savings-type insurance products are expected to meet the demand for stable long-term value growth due to their high returns and long terms [1] - The report anticipates that leading insurance companies will capitalize on improved bancassurance value rates, leading to rapid growth in new policies and new business value (NBV) [1] - The asset side is expected to benefit from a spring rally in the equity market, enhancing profits, while stable interest rates will support long-term returns for insurance funds [1] Group 3: Future Projections - Huaxi Research predicts that listed insurance companies will continue to see rapid growth in net profit attributable to shareholders through 2025, although Q4 may face some pressure from investment impacts [1] - The report highlights a high level of enthusiasm for the insurance sector in Q1 2026, driven by the "opening red" period and the transformation of savings-type insurance products, which will alleviate pressure from interest rate spreads [1] - Recommended stocks include Ping An for its improved fundamentals and high dividend yield, New China Life for its asset flexibility and high dividend yield, and China Life for its asset flexibility [1]

长江证券则表示，一方面股市慢牛以及利率中枢企稳预期下，利差改善幅度有望更加乐观，同时行业估 值也将由于对资产端敏感的特性而多重受益；另一方面，若新单保费增速持续强势，利差也将加速修 复，强化盈利能力改善逻辑，带动行业估值持续改善。 消息面上，根据财新报道，同业交流数据显示，2026年1月，79家人身险公司合计在银保渠道实现新单 规模保费2126亿元，同比增长27.6%。开源证券发布研报称，疫情期间居民超额储蓄集中到期，保险产 品在收益率、低波动和康养保障方面的优势突出，同时头部险企报行合一后加大银保渠道投入，带来银 保渠道开门红高增。 智通财经APP获悉，内险股再度走高，截至发稿，中国人寿(02628)涨5.4%，报35.52港元；中国平安 (02318)涨4.89%，报73港元；中国太保(02601)涨4.77%，报40.38港元；新华保险(01336)涨3.39%，报 62.5港元。 ...

Group 1 - The core viewpoint of the news is that the insurance industry is experiencing a significant increase in profitability, with 57 life insurance companies reporting a net profit growth of over 150% year-on-year, marking it as the "strongest profit year" [1] - The outlook for the insurance sector indicates a continuation of deposit migration, with expectations of high growth in new policies through bank insurance channels, and a trend of market share concentration among leading companies [1] - The report highlights that the dividend insurance products will test companies' long-term investment capabilities, with stricter access requirements for these products through bank insurance channels, favoring larger companies [1] Group 2 - The report mentions that the reduction in the preset interest rate and the integration of reporting and operations will limit the competitive space for smaller companies in terms of pricing and costs [1] - It is noted that the profitability of bank insurance channels is improving, with larger companies continuing to expand their efforts in this area, leveraging advantages in resource synergy, service, and brand [1] - As of February 9, 2026, the CSI 800 Securities Insurance Index rose by 1.21%, with significant increases in stocks such as China Ping An (up 2.71%) and China Life (up 2.46%) [1] Group 3 - As of January 30, 2026, the top ten weighted stocks in the CSI 800 Securities Insurance Index account for 65% of the index, including major players like China Ping An and CITIC Securities [2]