转自：新华财经 新华财经北京1月29日电（记者陆宇航）记者日前从中国银行了解到，该行精准对接北京（京津冀）、 上海（长三角）、粤港澳大湾区国际科技创新中心特色，持续提升科技金融服务。在京津冀地区，该行 科技金融贷款余额近6500亿元，服务科技型企业近1.5万户。在长三角地区，该行科技金融贷款余额近 1.3万亿元，年增速超13%，服务科技型企业超5万户。在深圳，该行自研"中银科创夸腾系统"，运用 AIGC、知识图谱等技术量化评价企业科技实力，已累计服务近8000家科技企业。 在京津冀地区，该行北京、天津、河北三家分行建立起联席协调机制，围绕"五群六链五廊"的京津冀产 业协同发展路径，联动服务科技园区及科创企业，支持雄安新区布局建设新一代信息技术等国家级科技 创新平台，提供"股、贷、债、保、租"多元化的"中银科创"金融服务。 在长三角地区，该行在上海、杭州、合肥等十个城市同步推出"中银科创算力贷"，创新"券贷联动"模 式，打造"政府算力券+银行算力贷"协同效应。同时，该行形成了"一省一特色"的差异化服务格局。在 上海，推出人工智能产品矩阵及"模塑申城加速服务包"；在江苏，创新"科技+科创"双中心双轮驱动架 构；在 ...

Group 1: Chinese Stock and Equity-Linked Market - In 2025, Chinese companies are projected to raise a total of $123.49 billion in the global capital markets through stock and equity-linked transactions, representing a year-on-year increase of 103% but a quarter-on-quarter decrease of 17% [3] - The number of issuances is expected to grow by 34% compared to 2024, totaling 566 transactions, with a 6% decrease in Q4 compared to Q3 [3] - Initial Public Offerings (IPOs) are expected to reach $25.77 billion, a 77% increase year-on-year and a 39% increase quarter-on-quarter [3] - The industrial sector leads with a 24% market share, raising $29.43 billion, which is a 98% increase compared to the previous year [5] - CITIC Securities ranks first among underwriters in the Chinese stock and equity-linked market [7] Group 2: Chinese Bond Market - The total issuance of RMB bonds in 2025 is projected to be approximately 29.2 trillion RMB, reflecting a year-on-year growth of 13%, although Q4 issuance is expected to decrease by 28% compared to Q3 [11] - The Panda bond market is expected to see a total issuance of approximately 134.16 billion RMB, a 13% decrease year-on-year, but with a 21% increase in Q4 compared to Q3 [12] - Government and institutional bond issuances are expected to account for about 14.4 trillion RMB, representing 49% of the market share, with a year-on-year growth of 13% [13] - CITIC leads the RMB bond underwriting rankings, while Bank of China ranks first in Panda bond underwriting [16] Group 3: Syndicated Loans - Bank of China leads the rankings for all currency syndicated and club loans, as well as for all currency loan book runners [23] - The total amount of all currency syndicated loans is projected to be $28.85 billion, with a market share of 46.2%, although this represents a 47% decrease compared to the previous year [24] - In the same category, Bank of China is expected to maintain a market share of 48.1% with a total of $20.89 billion in loans, despite a 51% decrease compared to the previous year [24]

2026年1月28日，中国银行（601988）发布公告称，为给您提供更加丰富和优质的金融服务，中国银行 将于2026年2月1日（周日）进行系统升级，届时将暂停个人电子渠道相关服务，包括个人网银、手机银 行、微信银行等，具体安排如下： 03:00。 中国银行将努力缩短因系统升级而暂停服务的时间，在上述公告停业时间内，如实际停业时间缩短，中 国银行将正常处理客户提交的交易，相关交易均有效。对系统升级给您带来的不便，敬请谅解。如有任 何问题或需任何帮助，敬请咨询在线客服或致电95566。 暂停业务类型 暂停时间（北京时间） 个人网银、手机银行 全部功能：2月1日02:00至03:00。 微信银行 公众号解绑卡、财富频道页登录、消息提醒开关、掌上网点-排队取号、外币预 约： 2月1日02:00至 ...

神力索具的生动场景，是清苑经开区以金融活水精准滋养实体经济的缩影。2025年，该区以获批"金融 顾问走进开发区"改革试点为契机，聚焦产业所需、企业所急，推动政银企对接从"面对面"到"心贴 心"。数据显示，2025年前三季度，区内企业贷款余额同比增长15.7%，增速位居全市开发区前列，一 条条融资"快车道"正加速打通。 "针对起重设备制造企业的共性需求，我们推出'1亿元预授信+千万普惠贷'政策包，审批走绿色通道， 让资金尽快落地。"中国银行清苑支行行长孙宏素介绍，目前该行已为超过200家起重企业提供信贷支 持，总金额突破2亿元。 金融活水不仅浇灌大树，也滋润新苗。在开发区另一侧，保定洺悦新材料科技有限公司新厂区正抢抓建 设工期。而就在不久前，企业还因资金缺口，只能在租赁办公室筹划未来。"开发区牵线，沧州银行清 苑支行三天就批下1700万元贷款，真是雪中送炭！"公司副总经理安跃乾感慨。沧州银行清苑支行副行 长张骞表示，对该区推荐的重点项目，银行启动快速响应机制，通过"汇签直贷"等方式，确保资金"零 延误"到位。 小微企业同样感受到金融服务的温度。在首衡清苑市场，商户夏树山用手机扫了扫开发区"金融直通 车"平台二维 ...

Core Viewpoint - The new policy on credit card installment interest subsidies aims to enhance consumer spending by including credit card bill installment services in the subsidy scope, thereby reducing the financial burden on consumers and stimulating consumption potential [1][4]. Group 1: Policy Implementation - The Ministry of Finance, the People's Bank of China, and the National Financial Regulatory Administration issued a notification that includes credit card bill installment services in the subsidy scope with a uniform annual subsidy rate of 1% [1]. - Major state-owned banks and some joint-stock banks have quickly responded by releasing implementation details, simplifying processes, and enhancing risk control measures to ensure effective policy execution [2][3]. - The policy reflects a strong public demand for support in consumer financing, aligning with the principle of "people-centered" policy design [2]. Group 2: Consumer Benefits - The subsidy allows consumers to save approximately 270 yuan in interest over a year when using a 50,000 yuan credit card bill divided into 12 installments [4]. - The policy is expected to significantly alleviate financial pressure on large purchases such as home appliances, cars, and education, thus converting latent consumer demand into actual purchasing behavior [4][5]. - The annual cap for total subsidies has been raised to 3,000 yuan per borrower, with the removal of previous limits on single transaction subsidies [5]. Group 3: Bank Responses and Services - Six major banks have clarified that existing customers with signed agreements will automatically benefit from the new policy without needing to re-sign [2]. - Banks like Agricultural Bank and Postal Savings Bank have outlined the steps for new customers to apply for the credit card installment interest subsidy, emphasizing a simplified process [2][3]. - The banks have committed to not charging any fees for processing the subsidy applications, ensuring a cost-free experience for consumers [8]. Group 4: Market Impact and Growth Potential - The policy is anticipated to drive growth in credit card installment services, especially as consumer awareness increases leading up to the Spring Festival [6]. - Smaller financial institutions are also preparing to implement similar measures, which will help extend the benefits to lower-tier cities and meet diverse consumer needs [6]. - The inclusion of credit card installments in the subsidy program is seen as a crucial step in supporting consumption expansion and improving the quality of financial services [7].

Market Overview - US stock indices showed mixed performance on Wednesday, with the Hang Seng Index ADR rising but closing lower compared to Hong Kong's market close, at 27,511.69 points, down 315.22 points or 1.13% [1] Major Blue-Chip Stocks - HSBC Holdings closed at HKD 135.752, down 1.27% from the Hong Kong market close [2] - Tencent Holdings closed at HKD 613.539, down 1.20% from the Hong Kong market close [2] Stock Performance Summary - Tencent Holdings: Latest price HKD 621.000, up 2.31%, ADR price HKD 613.539, down 1.20% [3] - Alibaba Group: Latest price HKD 173.500, up 2.12%, ADR price HKD 171.309, down 1.26% [3] - HSBC Holdings: Latest price HKD 137.500, up 2.23%, ADR price HKD 135.752, down 1.27% [3] - Xiaomi Group: Latest price HKD 36.320, up 2.14%, ADR price HKD 35.857, down 1.27% [3] - AIA Group: Latest price HKD 88.850, up 2.78%, ADR price HKD 87.888, down 1.08% [3] - Meituan: Latest price HKD 56.86, up 1.86%, ADR price HKD 97.328, down 1.04% [3] - BYD Company: Latest price HKD 102.800, up 4.58%, ADR price HKD 101.502, down 1.26% [3]

摩根基金管理（中国）有限公司已与中国银行股份有限公司（以下简称"中国银行"）签订了基金销售代 理协议，现决定自本公告之日起，新增中国银行为摩根纳斯达克 100 指数型发起式证券投资基金(QDII) （人民币A类份额代码：019172；人民币C类份额代码：019173；美元A类份额代码：019174；美元C类 份额代码：019175）的代销机构。 投资者可通过以下途径咨询有关详情： 特此公告。 1、中国银行股份有限公司 摩根基金管理（中国）有限公司 客服电话：95566 公司网址：www.boc.cn 2、摩根基金管理（中国）有限公司 投资人可通过中国银行开展基金的申购、赎回、定期定额等相关业务。具体的业务流程、办理时间和办 理方式以中国银行的规定为准。 客服电话：400-889-4888 有关摩根纳斯达克 100 指数型发起式证券投资基金(QDII)（人民币A类份额代码：019172；人民币C类 份额代码：019173；美元A类份额代码：019174；美元C类份额代码：019175）销售的具体事宜请仔细 阅读本基金的招募说明书、基金产品资料概要及基金合同等相关法律文件。 公司网址：am.jpmorgan.co ...

主动投案近8个月后，这名国有大行原干部各项处分被公布。 1月28日，据中央纪委国家监委网站消息，中国农业银行原首席专家兼浙江省分行原党委书记、行长冯建龙因 严重违纪违法问题被开除党籍，收缴其违纪违法所得，涉嫌犯罪问题移送检察机关依法审查起诉，所涉财物一 并移送。 据中央纪委国家监委网站通报，经查，高强丧失理想信念，背弃初心使命，对抗组织审查，转移、隐匿证据； 无视中央八项规定精神，收受可能影响公正执行公务的礼品、礼金、消费卡；违反组织原则，违规为他人谋取 人事方面利益并收受财物；廉洁底线失守，违规向从事公务的人员赠送礼品，违规从事营利活动，离职后违规 任职取酬；违反生活纪律，长期打牌赌博；贪欲膨胀，利用职务便利为他人在贷款融资等方面谋取利益，并非 法收受巨额财物。 值得注意的是，上述通报还提及："高强身为国有金融机构党员领导干部，纪法意识淡漠，甘于被'围猎'，在 职期间以贷谋私、以股谋利，离职后以'工资''顾问费'等名义敛财，搞银企'旋转门'式腐败"。 依据有关规定，经建行党委研究，决定给予高强开除党籍处分；收缴其违纪违法所得；北京市通州区监委将其 涉嫌犯罪问题移送检察机关依法审查起诉，所涉财物一并移送。 还 ...

Group 1 - The Ministry of Finance's Debt Management Office released the trading volume rankings for the 2025 book-entry treasury bond underwriting syndicate, highlighting the top three firms in overall treasury bond spot trading volume as Ping An Bank, CITIC Securities, and Orient Securities [1][2] - In the bank member category for treasury bond spot trading volume, the top three are Ping An Bank, Shanghai Pudong Development Bank, and Bank of Communications [1][2] - For the bank counter trading volume of the 2025 book-entry treasury bonds, the leading banks are Agricultural Bank of China, Shanghai Pudong Development Bank, and Bank of China [1][2]

1月28日，由中国银行四川省分行、兴业证券联合主办的2026全球资产配置白皮书发布会暨"新春投资策略会"在成都举办。发布会上，来自银行、证券等领 域500余位嘉宾各抒己见，帮助投资者构建个性化管理财富体系，同时增强他们的金融风险意识。 "在关税冲击与货币宽松双重作用下，全球资产再配置机遇显现。"中国银行总行个人金融部私人银行中心高级经理、《白皮书》主笔人文晓波认为，A股慢 牛格局基本形成，政策红利持续释放，港股国际化提速，价值重估行情延续。同时，美元中枢下移，人民币双向波动。建议把握宽松窗口期，逢低布局优质 资产，利用波动优化配置结构。 兴业证券首席经济学家王涵对2026年宏观经济格局进行了解构。他认为，当前全球经济正处于新旧动能转换的关键期，地缘格局重塑催生新投资范式。在此 背景下，中国经济韧性优势凸显，在节奏上呈现市场力量与宏观调控的博弈。中长期看，市场热点将显著铺开，为投资者前瞻布局坚定信心。（曾俊鹏） 编辑：穆皓 图为全球资产配置白皮书发布会暨"新春投资策略会"现场（中国银行供图） 中国银行四川省分行副行长郑斌表示，中国银行是全市场首个从买方视角发布个人金融资产配置策略的中资商业银行。该行将以"商行+ ...