近日，中国银行2026年党建和经营管理工作会议在京召开。中行党委书记、董事长葛海蛟出席会议 并讲话，党委副书记、行长张辉作报告。 会议强调，中国银行要正确把握关键问题，接续打造强大的金融机构，扎实推动高质量发展。要树 立和践行正确的政绩观。践行金融工作的政治性、人民性，解决好"政绩为谁而树"的问题；坚持正确的 经营观、业绩观、风险观，解决好"树什么样的政绩"的问题；突出务实担当、善作善成的导向，解决 好"怎样出政绩"的问题。要巩固和扩大全球化优势。充分认识中国银行全球化发展具备的优势和基础， 把握好未来五年全球化发展的新机遇，持续提升全球布局能力、全球产品服务能力、全球一体化营销能 力、跨境人民币业务能力、全球化科技保障能力、全球合规管理能力和参与全球金融治理能力。要做好 风险防控和化解工作。突出抓好信用风险集中度管控，前瞻做好趋势性风险管控，扎实防控科技运营风 险，全面防范业务结构不平衡风险。 会议强调，要坚持和加强党的全面领导，深入推进全面从严治党，以高质量党建引领高质量发展。 提高政治站位，坚决维护党中央对金融工作的集中统一领导；坚持"三个过硬"，锻造忠诚干净担当的高 素质专业化干部人才队伍；持续增强" ...

【隔夜行情】 •周四（2026年1月29日），A股市场三大指数涨跌不一，截至收盘，沪指报4157.98点，涨0.16%；深证 成指报14300.08点，跌0.3%；创业板指报3304.51点，跌0.57%。总体来看，个股跌多涨少，下跌个股超 3500只。沪深两市全天成交额3.23万亿元，较上个交易日放量2600亿元。 【中国银行：调整白银延期合约业务参数 保证金比例由48.26%调整为50.80%】1月29日，为保护投资者 权益，防范市场风险，根据上海黄金交易所（简称"上金所"）发布的《关于调整白银延期合约保证金水 平和涨跌停板的通知》，中国银行将对代理个人上金所业务项下白银延期合约的交易保证金比例、涨跌 幅度限制进行相应调整。具体如下：自2026年1月30日（星期五）收盘清算时起，上金所白银延期合约 保证金比例从19%调整为20%，中国银行白银延期合约客户保证金比例由48.26%调整为50.80%，上金所 下一交易日（1月30日20:00）起涨跌幅度限制从18%调整为19%。请您做好风险防范工作，提高风险意 识，合理控制仓位，理性投资。 新股申购： 电科蓝天，科创板证券代码688818，发行价格9.47元/ ...

为持续加大对小微企业及个体工商户的金融支持力度，近日，中国银行济宁分行基于某集团企业及其下属子公司在该行的贷款背景，为其上游供应商提供专 属供应链服务，实现应收账款融资方案全省系统内首笔投放。 发挥专业优势，实现合作"双赢"。该方案对于政信类业务有了新的突破点，既能解决供应商账期问题，又缓解了平台付款压力，实现"双赢"。在业务批复 后，该行及时总结服务经验，做好复制推广，为更多沿链小微企业有效扩宽融资渠道。 下一步，该行将继续深耕实体、服务小微，以本次业务创新为依托，持续延伸金融服务触角，提升融资便利度，以金融活水为普惠小微持续润泽，助力当地 实体经济发展。（孟玉） 搭建金融桥梁，创新业务模式。为解决小微企业融资问题，有效缓解企业资金压力，该行积极探索业务创新，以核心企业授信为基础，通过应收账款质押形 式，为集团客户上游供应商叙做贷款业务，有效拓宽小微市场主体金融服务覆盖面，提高信贷可得性。 找准关键企业，推动方案落地。某文旅集团有限公司主要从事文旅景区运营、酒店运营等业务，具备一定的连带付款能力，并有意愿为其上游小微供应商提 供支持。该行结合企业情况"一户一议"，制定专属供应链融资服务方案，以企业提供清单为 ...

Market Overview - The Hang Seng Index (HSI) closed at 27,742.89, down by 225.20 points or 0.81% as of January 29, 16:00 Eastern Time [1] - The index reached a high of 27,909.81 and a low of 27,419.65 during the trading session, with an average price of 27,664.73 [1] - The 52-week high for the index is 27,909.81, while the 52-week low is 19,335.70 [1] Blue-Chip Stocks Performance - Most large-cap stocks experienced declines, with HSBC Holdings closing at HKD 138.219, up 0.45% compared to the Hong Kong close [2] - Tencent Holdings closed at HKD 619.286, down 0.44% from the Hong Kong close [2] Individual Stock Movements - Tencent Holdings (00700) latest price is HKD 622.000, with a slight increase of 1.000 or 0.16% [3] - Alibaba Group (09988) latest price is HKD 173.300, down by 0.200 or 0.12% [3] - HSBC Holdings (00005) latest price is HKD 137.600, up by 0.100 or 0.07% [3] - China Construction Bank (00939) latest price is HKD 8.160, up by 0.130 or 1.62% [3] - AIA Group (01299) latest price is HKD 90.950, up by 2.100 or 2.36% [3] - Xiaomi Group (01810) latest price is HKD 36.620, up by 0.300 or 0.83% [3] - NetEase (099999) latest price is HKD 206.600, down by 5.400 or 2.55% [3] - Meituan (03690) latest price is HKD 98.600, up by 0.250 or 0.25% [3] - Industrial and Commercial Bank of China (01398) latest price is HKD 6.640, up by 0.050 or 0.76% [3] - Hong Kong Exchanges and Clearing (00388) latest price is HKD 444.200, up by 5.000 or 1.14% [3] - Ping An Insurance (02318) latest price is HKD 73.300, up by 2.350 or 3.31% [3] - Baidu Group (09888) latest price is HKD 155.500, down by 0.600 or 0.38% [3] - China Bank (03988) latest price is HKD 4.760, up by 0.090 or 1.93% [3] - BYD Company (01211) latest price is HKD 101.800, down by 1.000 or 0.97% [3] - JD.com (09618) latest price is HKD 114.600, down by 1.700 or 1.46% [3] - Ctrip Group (09961) latest price is HKD 482.200, down by 13.200 or 2.66% [3]

Core Viewpoint - The article highlights a collaborative initiative by the Bank of China Dezhou Branch and local government entities to enhance fraud awareness among students through a series of anti-fraud film screenings and educational activities [1] Group 1: Initiative Overview - The Bank of China Dezhou Branch, in partnership with the Dezhou Municipal Committee of the Communist Party, the Dezhou Cultural and Tourism Bureau, the Dezhou Public Security Bureau, and Dezhou Engineering Vocational College, launched the "Anti-Fraud You, Me, and Us - A Nationwide Anti-Fraud Campaign" [1] - The initiative aims to improve fraud awareness and self-protection capabilities among students [1] Group 2: Educational Activities - During the event, Bank of China employees distributed anti-fraud brochures and explained common financial fraud methods in an accessible manner [1] - The focus was on prevalent scams such as "order refund scams, aiding and abetting crimes, and part-time rebate schemes," using real-life cases to illustrate the dangers of telecom fraud [1] - Officers from the Dezhou Public Security Bureau shared recent cases of fraud targeting university students, providing practical lessons on financial fraud prevention [1] Group 3: Future Plans - The Bank of China Dezhou Branch plans to continue collaborating with the Public Security Bureau and other relevant departments to conduct a series of anti-fraud promotional activities [1] - The goal is to enhance technical prevention measures and provide more advanced technology, professional services, and widespread awareness to protect the public's financial interests [1]

Group 1 - The core viewpoint of the article emphasizes the strategic focus of China's major state-owned banks on enhancing their business strengths and aligning with national strategies for economic growth and risk management [1][5][7] - The Bank of China highlighted the importance of high-quality development through a correct performance outlook, global advantages, and effective risk management [3][10] - Agricultural Bank of China stressed its commitment to supporting rural revitalization and urban-rural integration by directing financial resources towards key areas such as agriculture and rural development [3][6] Group 2 - China Construction Bank aims to enhance collaborative efforts across various banking sectors, focusing on technology-driven financial services and supporting national technological independence [4][7] - Industrial and Commercial Bank of China emphasized the integration of investments in both physical and human capital, with a focus on expanding domestic demand and supporting small and medium enterprises [6][11] - All four major banks underscored the role of technology in risk prevention and management, with specific strategies to address credit risks and enhance overall asset quality [9][10][11] Group 3 - The banks are committed to implementing intelligent risk control systems to proactively identify and manage risks, ensuring stability in asset quality [8][11][12] - The emphasis on supporting national strategies and expanding domestic demand is a common theme across the banks, reflecting a unified approach to economic development [5][6][7] - The focus on enhancing financial services for rural areas and integrating urban and rural development is a priority for Agricultural Bank of China, aligning with broader national goals [3][4][6]

公告显示，自2026年1月30日（星期五）收盘清算时起，上金所白银延期合约保证金比例从19%调整为 20%，中国银行白银延期合约客户保证金比例由48.26%调整为50.80%，上金所下一交易日（1月30日 20:00）起涨跌幅度限制从18%调整为19%。中国银行提示，请投资者做好风险防范工作，提高风险意 识，合理控制仓位，理性投资。 北京商报讯（记者 孟凡霞 周义力）1月29日，中国银行发布公告，为保护投资者权益，防范市场风险， 根据上海黄金交易所（简称"上金所"）发布的《关于调整白银延期合约保证金水平和涨跌停板的通 知》，该行将对代理个人上金所业务项下白银延期合约的交易保证金比例、涨跌幅度限制进行相应调 整。 ...

自2026年1月30日（星期五）收盘清算时起，上金所白银延期合约保证金比例从19%调整为20%，我行 白银延期合约客户保证金比例由48.26%调整为50.80%，上金所下一交易日（1月30日20:00）起涨跌幅度 限制从18%调整为19%。 1月29日，中国银行公告，为保护投资者权益，防范市场风险，根据上海黄金交易所（简称"上金所"） 发布的《关于调整白银延期合约保证金水平和涨跌停板的通知》，我行将对代理个人上金所业务项下白 银延期合约的交易保证金比例、涨跌幅度限制进行相应调整。具体如下： ...

转自：新华财经 新华财经北京1月29日电（记者陆宇航）记者日前从中国银行了解到，该行精准对接北京（京津冀）、 上海（长三角）、粤港澳大湾区国际科技创新中心特色，持续提升科技金融服务。在京津冀地区，该行 科技金融贷款余额近6500亿元，服务科技型企业近1.5万户。在长三角地区，该行科技金融贷款余额近 1.3万亿元，年增速超13%，服务科技型企业超5万户。在深圳，该行自研"中银科创夸腾系统"，运用 AIGC、知识图谱等技术量化评价企业科技实力，已累计服务近8000家科技企业。 在京津冀地区，该行北京、天津、河北三家分行建立起联席协调机制，围绕"五群六链五廊"的京津冀产 业协同发展路径，联动服务科技园区及科创企业，支持雄安新区布局建设新一代信息技术等国家级科技 创新平台，提供"股、贷、债、保、租"多元化的"中银科创"金融服务。 在长三角地区，该行在上海、杭州、合肥等十个城市同步推出"中银科创算力贷"，创新"券贷联动"模 式，打造"政府算力券+银行算力贷"协同效应。同时，该行形成了"一省一特色"的差异化服务格局。在 上海，推出人工智能产品矩阵及"模塑申城加速服务包"；在江苏，创新"科技+科创"双中心双轮驱动架 构；在 ...

Group 1: Chinese Stock and Equity-Linked Market - In 2025, Chinese companies are projected to raise a total of $123.49 billion in the global capital markets through stock and equity-linked transactions, representing a year-on-year increase of 103% but a quarter-on-quarter decrease of 17% [3] - The number of issuances is expected to grow by 34% compared to 2024, totaling 566 transactions, with a 6% decrease in Q4 compared to Q3 [3] - Initial Public Offerings (IPOs) are expected to reach $25.77 billion, a 77% increase year-on-year and a 39% increase quarter-on-quarter [3] - The industrial sector leads with a 24% market share, raising $29.43 billion, which is a 98% increase compared to the previous year [5] - CITIC Securities ranks first among underwriters in the Chinese stock and equity-linked market [7] Group 2: Chinese Bond Market - The total issuance of RMB bonds in 2025 is projected to be approximately 29.2 trillion RMB, reflecting a year-on-year growth of 13%, although Q4 issuance is expected to decrease by 28% compared to Q3 [11] - The Panda bond market is expected to see a total issuance of approximately 134.16 billion RMB, a 13% decrease year-on-year, but with a 21% increase in Q4 compared to Q3 [12] - Government and institutional bond issuances are expected to account for about 14.4 trillion RMB, representing 49% of the market share, with a year-on-year growth of 13% [13] - CITIC leads the RMB bond underwriting rankings, while Bank of China ranks first in Panda bond underwriting [16] Group 3: Syndicated Loans - Bank of China leads the rankings for all currency syndicated and club loans, as well as for all currency loan book runners [23] - The total amount of all currency syndicated loans is projected to be $28.85 billion, with a market share of 46.2%, although this represents a 47% decrease compared to the previous year [24] - In the same category, Bank of China is expected to maintain a market share of 48.1% with a total of $20.89 billion in loans, despite a 51% decrease compared to the previous year [24]