21世纪经济报道记者 杨娜娜 上海报道 7100亿公募中银基金迎来新任董事长。 12月11日，中银基金宣布，自12月10日起，刘信群正式出任中银基金董事长、法定代表人。随着新任董 事长上任，执行总裁张家文不再代为履行董事长、法定代表人职责。 中银基金董事长 刘信群 今年6月，在中银基金任职董事长近8年的章砚因工作调整卸任，之后该职务由执行总裁张家文代理。至 此，这家银行系公募巨头在董事长职位空缺半年后，终于迎来了新任掌舵人。 股东主导的人事传承 中银基金前身为中银国际基金管理有限公司，于2004年开业，由中银国际和美林投资合资组建。2006年 美林投资与贝莱德投资合并，合并后的新公司名为"贝莱德投资管理有限公司"。 2007年，经中国证监会批准，中国银行直接控股中银基金。2008年，公司正式更名为中银基金。目前中 方控股股东为中国银行，持股比例为83.5%；外方股东为贝莱德，持股比例为16.5%。 执行总裁张家文此前在中国银行苏州分行任职多年。2013年11月，张家文加入中银基金，出任中银基金 副执行总裁、党委委员，自2021年末以来担任公司执行总裁至今。 另外，董事梁晓钟以及副执行总裁陈卫星、赵永东、宁瑞洁 ...

Group 1 - The core point of the article is that Bank of China (stock code: 03988) has announced an interim dividend of 1.094 RMB per 10 shares for the six months ending June 30, 2025, with key dates for approval and distribution outlined [1] - The stock closed at 4.32 RMB on December 16, 2025, down 1.82% from the previous trading day, with a trading volume of 739 million RMB [1] - The highest and lowest stock prices over the past 52 weeks were 4.68 RMB and 3.44 RMB, respectively [1] Group 2 - The dividend approval date is set for November 27, 2025, with an ex-dividend date of December 2, 2025, and a record date of December 10, 2025 [1] - The dividend payment date is scheduled for January 23, 2026, and shareholders can choose to receive the dividend in either Hong Kong dollars or RMB, with a specified exchange rate [1] - Tax rates for withholding on dividends are 10% for non-resident individuals and corporate shareholders, 20% for Hong Kong Stock Connect investors, and 10% for Shanghai Stock Connect investors [1]

中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 2020 年 12 月 10 日，中国银行股份有限公司（简称"本行"）发行了 规模为 200 亿元人民币的减记型无固定期限资本债券（简称"本期债券"）， 并于 2020 年 12 月 14 日发布了《中国银行股份有限公司关于减记型无固 定期限资本债券发行完毕的公告》（公告编号：临 2020-059）。根据本期 债券募集说明书相关条款的规定，本期债券设有发行人赎回权，发行人有 权在本期债券第五年末（因遇休息日，资金兑付顺延至其后第一个工作日） 赎回本期债券。 截至本公告日，本行已行使赎回权，全额赎回了本期债券。 特此公告 中国银行股份有限公司董事会 二〇二五年十二月十六日 证券代码：601988 证券简称：中国银行 公告编号：临 2025-089 中国银行股份有限公司 关于赎回减记型无固定期限资本债券的公告 ...

Market Performance - The Hang Seng Index fell by 393.47 points, a decrease of 1.54%, closing at 25,235.41 points [1] - The H-share Index dropped by 159.77 points, closing at 8,757.93 points, a decline of 1.79% [1] - The Hang Seng Tech Index decreased by 95.91 points, closing at 5,402.51 points, down by 1.74% [1] Blue Chip Stocks - Tencent Holdings decreased by 1.08%, closing at 596.5 HKD [1] - Hong Kong Exchanges and Clearing fell by 1.93%, closing at 396 HKD [1] - China Mobile declined by 0.94%, closing at 84.3 HKD [1] - HSBC Holdings remained unchanged, closing at 116.2 HKD [1] Local Hong Kong Stocks - Cheung Kong Holdings fell by 1.78%, closing at 38.7 HKD [1] - Sun Hung Kai Properties decreased by 2.23%, closing at 94.35 HKD [1] - Henderson Land Development rose by 0.34%, closing at 29.16 HKD [1] Chinese Financial Stocks - Bank of China fell by 1.82%, closing at 4.32 HKD [1] - China Construction Bank decreased by 2.12%, closing at 7.39 HKD [1] - Industrial and Commercial Bank of China dropped by 1.81%, closing at 5.98 HKD [1] - Ping An Insurance fell by 2.07%, closing at 63.9 HKD [1] - China Life Insurance decreased by 4.13%, closing at 27.38 HKD [1] Oil and Petrochemical Stocks - Sinopec fell by 1.13%, closing at 4.37 HKD [1] - PetroChina decreased by 1.35%, closing at 8.03 HKD [1] - CNOOC dropped by 2.32%, closing at 20.2 HKD [1]

Core Insights - The transfer of non-performing loans (NPLs) is gaining momentum, becoming a crucial strategy for financial institutions to mitigate asset risks by 2025 [1][2] - The pace of asset disposal has accelerated significantly in 2025, with both the scale and frequency of disposals showing marked increases [2][4] - Consumer finance institutions are actively participating in the NPL market, contributing to the overall asset disposal efforts [3][4] Group 1: NPL Transfer Activities - The Silver Transfer Center reported nearly 60 NPL transfer announcements within three days, with major banks like China Construction Bank and Postal Savings Bank participating [1] - In the first quarter of 2025, the batch transfer of personal NPLs reached 37.04 billion yuan, a staggering increase of 761.4% year-on-year, with personal consumption loans making up over 70% of this figure [2] - Several banks, including Ping An Bank and Zhongyuan Bank, have initiated significant NPL transfer projects, with outstanding principal and interest amounts reaching 762 million yuan and 522 million yuan respectively [2] Group 2: Market Dynamics and Challenges - The pressure on asset quality is evident, with rising non-performing loan ratios among various banks, such as Chongqing Bank's ratio climbing to 6.23% [4] - The financial environment, characterized by macroeconomic fluctuations, is impacting the repayment capabilities of individuals and businesses, leading to increased NPLs [4] - The Silver Transfer Center's report indicates that the pressure for NPL disposal will persist throughout 2025 [4] Group 3: Regulatory and Technological Support - Regulatory policies are providing robust support for NPL disposal efforts, with calls for increased asset disposal and capital replenishment [5] - Financial institutions are leveraging technology to enhance risk management and improve the efficiency of NPL disposals, with initiatives like "smart disposal" platforms being developed [5][6] - Institutions like Agricultural Bank of China and China Bank are emphasizing digital transformation to strengthen risk control and reduce new NPLs [5]

Core Viewpoint - Bank of China issued a total of 20 billion RMB in non-fixed term capital bonds on December 10, 2020, and completed the issuance by December 14, 2020 [1] Group 1 - The bonds have a redemption option for the issuer, allowing the bank to redeem the bonds at the end of the fifth year [1] - The bank has exercised its redemption right and fully redeemed the bonds as of the announcement date [1]

Core Viewpoint - The Bank of China issued a total of 20 billion RMB in non-fixed-term capital bonds, which were fully redeemed by the bank as of the announcement date [1] Group 1: Bond Issuance - The bank issued 20 billion RMB of non-fixed-term capital bonds on December 10, 2020 [1] - The issuance was completed on December 14, 2020, with an announcement confirming the completion [1] Group 2: Redemption Rights - The bonds included a redemption right for the issuer, allowing the bank to redeem the bonds at the end of the fifth year [1] - The bank has exercised this redemption right and fully redeemed the bonds as of the announcement date [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 董事會 中國，北京 2025年12月16日 於本公告日期，本行董事為葛海蛟、張輝、劉進、蔡釗、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 、胡展雲 # 。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 公告 贖回減記型無固定期限資本債券 2020年12月10日，本行發行了規模為200億元人民幣的減記型無固定期限資本債 券（「本期債券」），並於2020年12月14日發佈了減記型無固定期限資本債券發行 完畢公告。根據本期債券募集說明書相關條款的規定，本期債券設有發行人贖回 權，發行人有權在本期債券第五年末（因遇休息日，資金兌付順延至其後第一個 工作日）贖回本期債券。 截至本公告日，本行已行 ...

Core Viewpoint - As of December 15, 2025, 26 A-share listed banks have announced mid-term or quarterly dividend plans, with a total expected payout exceeding 260 billion yuan [1]. Group 1: Major Contributors - The six major state-owned banks are the main contributors to this dividend distribution, with Industrial and Commercial Bank of China leading at 50.396 billion yuan, followed by China Construction Bank at 48.605 billion yuan, Agricultural Bank of China at 41.823 billion yuan, Bank of China at 35.250 billion yuan, Postal Savings Bank of China at 14.771 billion yuan, and Bank of Communications at 13.811 billion yuan [3]. - The total cash dividend from these six major banks exceeds 200 billion yuan [3]. Group 2: Other Banks - Among joint-stock banks, both Industrial Bank and CITIC Bank are expected to distribute over 10 billion yuan in dividends, specifically 11.957 billion yuan and 10.461 billion yuan respectively [3]. - Everbright Bank and Minsheng Bank are also projected to exceed 5 billion yuan in dividends [3]. - Several regional small and medium-sized banks are actively participating in mid-term dividends, with Shanghai Bank, Nanjing Bank, Hangzhou Bank, Shanghai Rural Commercial Bank, and Ningbo Bank leading in dividend amounts [3]. - Notably, banks like Industrial Bank and Ningbo Bank are introducing mid-term dividend plans for the first time [3]. Group 3: Dividend Implementation - Several banks have specified the dates for dividend distribution, with Industrial and Agricultural Banks set to distribute cash dividends on December 15, 2025 [3]. - Bank of Communications has announced that it expects to distribute mid-term cash dividends to A-share shareholders on December 25, 2025 [3].

Core Viewpoint - Shenzhen is recognized as a leading city in green transformation and development, supported by robust green finance initiatives from the Bank of China Shenzhen Branch, which has achieved significant milestones in green loans and bonds [1][2]. Group 1: Green Finance Achievements - As of November, the Bank of China Shenzhen Branch's green loan balance exceeded 200 billion yuan, leading the market in Shenzhen [1]. - During the 14th Five-Year Plan period, the bank's cumulative green bond underwriting exceeded 33 billion yuan, serving over 700 green enterprises [1]. - The bank has established itself as a pioneer in green finance innovation and a leader in the growth of green finance scale [1]. Group 2: Support for Green Projects - The bank has supported the carbon-neutral experimental park "Biocircle No. 3" with a 10 million yuan loan, enabling it to achieve an 85% green electricity usage rate [2]. - The bank has a long-standing partnership with BYD Group, expanding its services from traditional credit to bond underwriting and supply chain financing as the company leads global electric vehicle sales [2][3]. - The bank's collaboration with companies like Grinmei has spanned over 15 years, providing loans for battery recycling and resource utilization [3]. Group 3: Innovative Financial Products - In July 2024, the bank issued Shenzhen's first 30 million yuan "carbon reduction loan" to a clothing company, linking loan rates to emission reduction outcomes [4]. - The Shenzhen government launched 1 billion yuan offshore RMB green bonds, with the bank serving as the sole global coordinator and green structure advisor [4]. Group 4: Mechanisms and Institutional Support - Shenzhen has established a comprehensive ecological civilization system, with the green finance framework being a critical component [6]. - The implementation of the first green finance regulation in March 2021 has encouraged the establishment of specialized green finance systems within banks [6]. - The bank has formed a green finance committee and has been publishing environmental information disclosure reports for four consecutive years, setting a transparency benchmark [6][7]. Group 5: Integration into Urban Development - The bank is integrating green finance into urban development through targeted green credit support, product innovation, and transparent environmental disclosures [7]. - The bank's headquarters is set to achieve carbon neutrality by 2024, becoming the first zero-carbon financial institution in Shenzhen [6][7].