南方财经9月26日电，深圳金融监管局批复信息显示，核准曹慰平安银行股份有限公司信用卡中心总经 理的任职资格。履历显示，此前曹慰曾任招商银行信用卡中心副总经理。（21世纪经济报道） ...

证券之星消息，9月26日股份制银行板块较上一交易日下跌0.07%，浦发银行领跌。当日上证指数报收于 3828.11，下跌0.65%。深证成指报收于13209.0，下跌1.76%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 000001 | 平安银行 | 6933.69万 | 8.09% | -7657.04万 | -8.94% | 723.36万 | 0.84% | | 600000 | | 6153.32万 | 6.00% | -6166.38万 | -6.02% | 13.07万 | 0.01% | | 601998 中信银行 | | 5780.13万 | 15.29% | -3097.05万 | -8.19% | --2683.08万 | -7.10% | | 601818 光大银行 | | 1714.71万 | 1.98% | -2670.62万 | -3.08% | 95 ...

Core Viewpoint - The performance of the CSI 300 ETF managed by CICC shows a slight decline, with notable movements in its constituent stocks, indicating a mixed market sentiment [1] Group 1: ETF Performance - As of the midday close on September 26, the CSI 300 ETF (510320) decreased by 0.65%, priced at 1.225 yuan, with a trading volume of 13.9592 million yuan [1] - The performance benchmark for the CSI 300 ETF is the return rate of the CSI 300 Index, with a return of 23.19% since its inception on April 16, 2025, and a return of 2.80% over the past month [1] Group 2: Constituent Stocks Movement - Major stocks within the CSI 300 ETF showed varied performance: Kweichow Moutai fell by 0.29%, CATL decreased by 1.21%, Ping An dropped by 0.56%, and China Merchants Bank declined by 0.86% [1] - Conversely, some stocks experienced gains: Industrial Bank rose by 0.45%, Yangtze Power increased by 0.26%, Midea Group grew by 1.62%, Zijin Mining gained 0.81%, and BYD also rose by 0.81% [1] - Additionally, Dongfang Caifu saw a decline of 0.53% [1]

2025年9月25日，招商银行（600036）发布公告称，根据《国务院办公厅关于2025年部分节假日安排的 通知》要求，现将国庆中秋假期期间招商银行个人"境外汇款"业务安排通告如下。 如有疑问，欢迎致电招商银行客户服务热线咨询。 2025年10月1日至2025年10月8日假期期间，招商银行电子渠道、柜面渠道（因节假日停业的网点除外） 可受理个人"境外汇款"申请，资金将于节后第一个工作日开始处理（特殊情形除外），审核无误后汇出 招商银行。受境内外假期影响，临近假期提交的相关业务可能会延迟至节后处理，请您提前做好资金安 排，由此给您带来不便，敬请谅解。 ...

Group 1 - The "2025 China Top 500 Enterprises" list was recently released by the China Enterprise Confederation and the China Enterprise Directors Association, highlighting the leading companies in China [1] - Guangdong province has 54 companies listed, ranking third among all provinces, following Beijing and Zhejiang [1] - Shenzhen is a significant contributor, with 27 of the 54 companies from Guangdong located there, representing half of the total [1] Group 2 - The top five companies from Guangdong on the list include Ping An Insurance, China Resources, Huawei, China Southern Power Grid, and BYD, showcasing the strength of these enterprises [2] - Guangzhou has 17 companies listed, with three being private enterprises: Guangdong Haid Group, Vipshop, and Kingfa Sci & Tech [2] - Notably, companies like Xiyin from Guangzhou and major smartphone manufacturers OPPO and VIVO from Dongguan are believed to meet the criteria for the top 500 but did not make the list this time [2]

Core Viewpoint - Since September, local small and medium-sized banks have been continuously lowering deposit interest rates to alleviate net interest margin pressure and follow the lead of larger banks [1][3]. Group 1: Deposit Rate Adjustments - On September 25, several banks in Henan, including Luoyang Rural Commercial Bank, announced reductions in RMB deposit rates, with the highest cut reaching 35 basis points [2][3]. - The new rates for fixed-term deposits at Luoyang Rural Commercial Bank are now 0.75% for three months, 1.00% for six months, 1.30% for one year, and 1.35% for two years, reflecting a reduction of 15 basis points [3]. - Other banks, such as Jieyang Rural Commercial Bank and Shanghai Huarui Bank, have also lowered rates across various deposit products, indicating a broader trend among local banks to adjust rates following national banks [3]. Group 2: Retail Deposit Trends - There is a noticeable outflow of retail deposits as customers shift to investment products with higher returns, such as cash management and fixed-income bank wealth management products, which offer annual yields of 2% to 3% [2][5]. - Retail deposit growth has significantly slowed, with banks facing challenges in attracting new customers and retaining existing deposits [5][6]. - Data shows that major banks like China Merchants Bank and Ping An Bank experienced a decline in retail deposit growth rates in the first half of 2025 compared to the same period in 2024, with decreases of 3.43 and 3.73 percentage points, respectively [8]. Group 3: Wealth Management Strategies - In response to declining retail deposits, banks are focusing on expanding their wealth management services, leveraging the recent bullish trends in capital markets [9][10]. - Wealth management products, particularly those linked to equity funds, are becoming key revenue drivers for banks as they seek to retain customer assets [9]. - The "fixed income plus" product category is seen as a new pathway for banks to attract deposits in a low-interest-rate environment, highlighting the need for diversified investment options [10].

Core Viewpoint - The article highlights the issues faced by credit card holders regarding high interest rates and unclear fee structures imposed by banks, leading to significant financial burdens for consumers [3][4][14]. Group 1: Consumer Experiences - A consumer named He Lin experienced unexpected interest charges despite repaying a significant portion of her credit card debt, leading to a refund agreement with the bank contingent on future payments [3][4]. - Another consumer, Jiang Hua, reported accumulating over 36,000 yuan in fees over six years, primarily due to interest and penalties, indicating a lack of clarity in fee calculations [5][9]. - A third consumer, Xue Jun, faced similar issues with over 20,000 yuan in fees despite never missing a payment, highlighting widespread dissatisfaction among credit card users [11][12]. Group 2: Bank Practices - Most banks, except for a few products from Industrial and Commercial Bank of China, employ a full interest calculation method, which has been a point of contention among consumers [4][25]. - The article notes that banks typically provide a grace period of three days for repayments, but this does not alleviate the burden of interest for those who do not pay the full amount [30][32]. - Banks like China Merchants Bank and Ping An Bank have been criticized for their lack of transparency in fee disclosures, with consumers often unaware of the interest calculations until they review their statements [9][10][13]. Group 3: Regulatory and Industry Insights - The article discusses the ongoing debate about the fairness of full interest calculations, with some experts arguing that it deviates from actual costs of capital and may constitute unfair contractual terms [26][27]. - Regulatory bodies have previously indicated that banks must justify their interest rates and fees in relation to the actual losses incurred, aiming to protect consumer rights [27][28]. - There is a call for improved transparency and standardization in fee disclosures, with suggestions for banks to enhance communication regarding interest calculations and potential fees [35][38].

登录新浪财经APP 搜索【信披】查看更多考评等级 重要提示 1、华泰柏瑞盈泰稳健3个月持有期混合型基金中基金（FOF）（以下简称"本基金"）的募集经中国证券 监督管理委员会《关于准予华泰柏瑞盈泰稳健3个月持有期混合型基金中基金（FOF）注册的批复》 （证监许可[2025]1674号）注册。 2、基金简称：华泰柏瑞盈泰稳健3个月持有混合（FOF）A/C 基金代码：025337（A类），025338（C类） 本基金是契约型开放式、混合型基金中基金（FOF）。 本基金每个工作日开放申购，但本基金对每份基金份额设置三个月的最短持有期，即自基金合同生效日 （对认购份额而言）、基金份额申购确认日（对申购份额而言）或基金份额转换转入确认日（对转换转 入份额而言）起（即最短持有期起始日），至最短持有期起始日后第三个月的月度对日的前一日（即最 短持有期到期日）为最短持有期。在最短持有期内，投资者不能提出赎回及转换转出申请；最短持有期 到期日的下一个工作日（含当日）起，投资者可以提出赎回及转换转出申请。 因不可抗力或基金合同约定的其他情形致使基金管理人无法在该基金份额的最短持有期到期后开放办理 该基金份额的赎回或转换转出业务的， ...

Fund Overview - The fund is named Huatai Zijin Value Selected Mixed Securities Investment Fund, with a code of 025663 and categorized as a mixed securities investment fund [11] - The fund operates as a contractual open-end fund and has an indefinite duration [12] - The initial offering price for the fund shares is set at RMB 1.00 per share [12] Fund Management and Custody - The fund is managed by Huatai Securities (Shanghai) Asset Management Co., Ltd., and the custodian is China Merchants Bank Co., Ltd. [1][43] - The fund is open to individual investors, institutional investors, qualified foreign investors, and other investors permitted by laws and regulations [1][12] Fund Subscription Details - The subscription period is from October 13, 2025, to October 24, 2025, with the possibility of extension or shortening based on subscription conditions [2][12] - The minimum initial subscription amount is RMB 1.00, with subsequent subscriptions starting from RMB 0.01 [2][17] - A single investor cannot hold more than 50% of the total fund shares, and the fund manager reserves the right to reject applications exceeding this limit [3][17] Fund Investment Strategy - The fund's investment portfolio will consist of 60%-95% in stocks (including depositary receipts), with up to 50% of stock assets in Hong Kong Stock Connect stocks [8] - The fund may also invest in various financial instruments, including bonds, derivatives, and money market tools [7][8] Fund Performance and Risk - The fund's risk-return profile is expected to be higher than money market and bond funds but lower than equity funds [9] - Past performance does not guarantee future results, and the fund manager does not guarantee profits or minimum returns [9] Fund Subscription Process - Investors must open a fund account with Huatai Securities (Shanghai) Asset Management Co., Ltd. to subscribe [18] - Subscription applications must be submitted during specified hours, and cash subscriptions are not accepted [20][27] - The fund manager will handle all subscription-related fees, which will not be deducted from the fund's assets [44]

由新公司法驱动的银行治理变革正加速落地。近日，齐鲁银行、兴业银行等上市银行纷纷宣布不再设立 监事会。 业内人士认为，以审计委员会取代监事会可以提升公司治理效率、降低运营成本，但需解决监督的独立 性与专业性问题。此外，如何将原则性规定转化为可行的具体方案，也是银行需要面对的挑战。 纷纷取消监事会 9月23日，齐鲁银行召开股东大会，表决通过了《关于不再设立监事会的议案》。议案表示，根据相关 法律法规、监管制度的规定，结合实际情况，该行拟不再设立监事会及其下设专门委员会，由董事会审 计委员会行使公司法和监管制度规定的监事会职权。 齐鲁银行并非是取消监事会的唯一一家银行。4月29日，工商银行、农业银行、建设银行、中国银行、 交通银行五家国有大行集体宣布撤销监事会，招商银行、兴业银行、北京银行等股份行和城商行也陆续 跟进。 银行取消监事会需要从去年7月1日起施行的新公司法说起。根据法律规定，公司可以在董事会中设置由 董事组成的审计委员会，行使监事会的职权，不设监事会或者监事。此后，国家金融监督管理总局发布 相关通知称，金融机构可以按照公司章程规定，在董事会中设置由董事组成的审计委员会，行使公司法 和监管制度规定的监事会 ...