（二）不存在影响独立性的情况 1 江苏银行股份有限公司 2023 年度 独立董事述职报告 （沈坤荣） 2023 年，本人严格按照证监会、交易所、国家金融监督管 理总局关于公司治理、独立董事履职等方面的规定和要求，以及 江苏银行章程、独立董事工作制度等的相关规定，认真出席股东 大会、董事会及董事会专门委员会会议，独立、忠实、勤勉履职， 充分发挥参与决策、监督制衡、专业咨询作用，按规定对江苏银 行重大事项发表客观公正的独立意见，切实维护江苏银行整体利 益，积极保护中小股东和金融消费者的合法权益。现将本人 2023 年度履职情况报告如下： 一、基本情况 （一）工作履历、专业背景以及兼职情况 本人沈坤荣，曾任南京大学经济系主任，南京大学经济学 院院长，南京大学商学院院长。现任南京大学商学院教授、博士 生导师，南京大学长江产业经济研究院宏观经济首席专家。2023 年 10 月离任江苏银行独立董事。 本人符合法律法规、监管规定关于上市公司和商业银行独 立董事任职资格、独立性的条件和要求，已由上海证券交易所审 查备案，并取得银行业监督管理机构任职资格核准。 本人未在江苏银行担任除董事外的其他职务，与江苏银行 及其主要股东不 ...

公司代码：600919 公司简称：江苏银行 江苏银行股份有限公司 2023 年度内部控制评价报告 江苏银行股份有限公司全体股东： 根据《企业内部控制基本规范》及其配套指引的规定和其他内部控制监管要求（以下简称企业内部 控制规范体系），结合本公司（以下简称公司）内部控制制度和评价办法，在内部控制日常监督和专项 监督的基础上，我们对公司2023年12月31日（内部控制评价报告基准日）的内部控制有效性进行了评价。 一. 重要声明 按照企业内部控制规范体系的规定，建立健全和有效实施内部控制，评价其有效性，并如实披露内 部控制评价报告是公司董事会的责任。监事会对董事会建立和实施内部控制进行监督。经理层负责组织 领导企业内部控制的日常运行。公司董事会、监事会及董事、监事、高级管理人员保证本报告内容不存 在任何虚假记载、误导性陈述或重大遗漏，并对报告内容的真实性、准确性和完整性承担个别及连带法 律责任。 公司内部控制的目标是合理保证经营管理合法合规、资产安全、财务报告及相关信息真实完整，提 高经营效率和效果，促进实现发展战略。由于内部控制存在的固有局限性，故仅能为实现上述目标提供 合理保证。此外，由于情况的变化可能导致内部 ...

江苏银行股份有限公司董事会审计委员会 对会计师事务所 2023 年度履职情况评估及 履行监督职责情况报告 根据《中华人民共和国公司法》《中华人民共和国证券 法》《国有企业、上市公司选聘会计师事务所管理办法》《上 海证券交易所上市公司自律监管指引第1号——规范运作》 等监管规则和我行相关规定，江苏银行股份有限公司（以下 简称"本行"）董事会审计委员会恪尽职守，认真履行对会 计师事务所的评估和监督职责，积极指导其开展外部审计工 作。现就审计委员会对会计师事务所2023年度履职情况评估 及履行监督职责情况报告如下： 一、2023 年度会计师事务所相关情况 （一）会计师事务所基本情况 毕马威华振会计师事务所于 1992 年 8 月 18 日在北京成 立，于 2012 年 7 月 5 日获财政部批准转制为特殊普通合伙 的合伙制企业，更名为毕马威华振会计师事务所（特殊普通 合伙）（以下简称"毕马威华振"），2012 年 7 月 10 日取 得工商营业执照，并于 2012 年 8 月 1 日正式运营。毕马威 总所位于北京，注册地址为北京市东城区东长安街 1 号东方 广场东 2 座办公楼 8 层。 毕马威华振的首席合伙人邹俊 ...

江苏银行股份有限公司 2023 年度非经营性资金占用 及其他关联资金往来情况的专项说明 KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 Fax +86 (10) 8518 5111 Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街1号 东方广场毕马威大楼8层 邮政编码:100738 电话 +86 (10) 8508 5000 传真 +86 (10) 8518 5111 网址 kpmg.com/cn 关于江苏银行股份有限公司 2023 年度非经营性资金占用及其他关联资金往来情况的专项说明 毕马威华振专字第 2401252 号 江苏银行股份有限公司董事会： 我们接受委托，按照中国注册会计师审计准则审计了江苏银行股份有限公司(以下简称"贵 行"）2023 年度的财务报表，包括 2023 年 12 月 31 日的合并及母公司资产负债表，2023 年度的 合并及母 ...

江苏银行股份有限公司 2023 年度 独立董事述职报告 （余晨） 2023 年，本人严格按照证监会、交易所、国家金融监督管 理总局关于公司治理、独立董事履职等方面的规定和要求，以及 江苏银行章程、独立董事工作制度等的相关规定，认真出席股东 大会、董事会及董事会专门委员会会议，独立、忠实、勤勉履职， 充分发挥参与决策、监督制衡、专业咨询作用，按规定对江苏银 行重大事项发表客观公正的独立意见，切实维护江苏银行整体利 益，积极保护中小股东和金融消费者的合法权益。现将本人 2023 年度履职情况报告如下： 一、基本情况 （一）工作履历、专业背景以及兼职情况 本人余晨，曾任美国甲骨文总公司（Oracle）产品市场经理， 美国硅谷中国无线协会理事。现任易宝支付有限公司总裁。2023 年 9 月离任江苏银行独立董事。 本人符合法律法规、监管规定关于上市公司和商业银行独 立董事任职资格、独立性的条件和要求，已由上海证券交易所审 查备案，并取得银行业监督管理机构任职资格核准。 （二）不存在影响独立性的情况 本人未在江苏银行担任除董事外的其他职务，与江苏银行 1 1.出席董事会及股东大会情况 2023 年，江苏银行董事会召开 1 ...

Financial Performance - Operating revenue for Q1 2024 reached CNY 20,999,172, an increase of 11.72% compared to CNY 18,795,415 in the same period last year[4] - Net profit attributable to shareholders was CNY 9,042,302, reflecting a growth of 10.02% from CNY 8,218,847 year-on-year[4] - Net profit excluding non-recurring gains and losses was CNY 8,984,107, up 10.30% from CNY 8,145,297 in the previous year[4] - Total operating income for Q1 2024 was CNY 20,999,172 thousand, up from CNY 18,795,415 thousand in Q1 2023, reflecting an increase of approximately 6.4%[24] - Net profit attributable to shareholders of the parent company for Q1 2024 was CNY 9,042,302 thousand, compared to CNY 8,218,847 thousand in Q1 2023, marking a growth of about 10%[24] - The total comprehensive income for Q1 2024 was CNY 10,871,540 thousand, compared to CNY 8,738,412 thousand in Q1 2023, reflecting an increase of approximately 24.4%[25] Asset and Equity - Total assets at the end of Q1 2024 amounted to CNY 3,669,829,758, representing a 7.83% increase from CNY 3,403,361,837 at the end of the previous year[4] - Net assets attributable to shareholders increased by 3.93% to CNY 260,247,013 from CNY 250,409,988 at the end of the previous year[4] - The bank's total equity attributable to shareholders of the parent company was CNY 260,247,013 thousand as of March 31, 2024, up from CNY 250,409,988 thousand as of December 31, 2023, indicating an increase of approximately 3.3%[23] Cash Flow - Net cash flow from operating activities decreased by 26.68% to CNY 81,584,132 from CNY 111,269,873 in the same period last year[4] - The total cash inflow from operating activities was CNY 253,732,074, down from CNY 271,791,194 in the same period last year[27] - Cash outflow from operating activities totaled CNY 172,147,942, compared to CNY 160,521,321 in Q1 2023, reflecting an increase of 7.9%[27] - The net cash flow from investing activities was CNY -111,621,184, worsening from CNY -80,159,329 in Q1 2023[27] - Cash inflow from financing activities was CNY 234,809,744, significantly higher than CNY 119,772,652 in Q1 2023, marking an increase of 96.1%[27] - The bank's net increase in cash and cash equivalents for the quarter was CNY 25,915,096, compared to a decrease of CNY 3,561,719 in Q1 2023[28] Capital Adequacy and Ratios - The bank's core Tier 1 capital adequacy ratio is 9.18%, while the total capital adequacy ratio stands at 12.82%[15] - The liquidity coverage ratio is reported at 145.59%[17] - The bank's leverage ratio is 6.35%, down from 6.64% year-over-year[16] - The cost-to-income ratio for the current period is 22.04%, compared to 20.29% in the same period last year[20] - The non-performing loan ratio is stable at 0.91%[20] - The overdue rate has increased to 1.10% from 1.07% year-over-year[20] Shareholder Information - The company reported a total of 125,266 common shareholders at the end of the reporting period[7] Interest and Investment Income - Net interest income for Q1 2024 was CNY 13,606,620 thousand, slightly down from CNY 13,713,798 thousand in Q1 2023, indicating a decrease of about 0.8%[24] - The bank's investment income for Q1 2024 was CNY 3,903,799 thousand, an increase from CNY 3,011,733 thousand in Q1 2023, reflecting a growth of about 29.6%[24] - Interest income and commission fees collected amounted to CNY 30,824,664, an increase from CNY 27,224,916 in the previous year[27] - The bank's total cash inflow from investment activities was CNY 784,063,733, compared to CNY 360,542,169 in Q1 2023, indicating a substantial increase of 117.0%[27]

Financial Performance - Total assets of Bank of Jiangsu exceeded RMB 3.4 trillion, with total deposits at RMB 1.88 trillion and total loans at RMB 1.80 trillion, achieving a growth rate of "three doubles" in scale indicators [13]. - The operating revenue for 2023 reached RMB 74,293,433 thousand, an increase of 5.28% compared to RMB 70,570,422 thousand in 2022 [34]. - The net profit attributable to shareholders of the listed company was RMB 28,750,352 thousand, reflecting a growth of 13.25% from RMB 25,385,993 thousand in the previous year [34]. - The net cash flow from operating activities was RMB 213,598,870 thousand, a significant increase of 5,701.91% compared to a negative cash flow of RMB -3,812,962 thousand in 2022 [34]. - Total assets reached CNY 3,403,361,837 thousand, representing a 14.20% increase from RMB 2,980,294,692 thousand at the end of 2022 [35]. - The bank's basic earnings per share for 2023 was RMB 1.69, up 5.63% from RMB 1.60 in 2022 [34]. - The bank's total deposits increased to RMB 1,914,948,437 thousand, a growth of 15.45% from RMB 1,658,677,652 thousand in 2022 [35]. - The bank's total equity rose to CNY 259,116.03 million, a growth of 20.28% [48]. Loan and Deposit Growth - Loans to technology enterprises increased by 32.56% year-on-year, serving over 30,000 technology companies, ranking first in Jiangsu Province [14]. - Micro and small loans exceeded RMB 620 billion, with inclusive micro loans increasing by 25.27% year-on-year, continuing to lead the market share in Jiangsu Province [14]. - The total amount of loans issued reached RMB 1,747,477,216 thousand, an increase of 12.29% from RMB 1,556,170,969 thousand in 2022 [35]. - The balance of loans to small and micro enterprises surpassed RMB 620.0 billion, ranking first among banks in Jiangsu Province and nationwide among city commercial banks [105]. - The total deposits reached CNY 19,149,000,000 thousand, a growth of 15.45% from the previous year, with corporate deposits at CNY 9,313,000,000 thousand (49.67%) and personal deposits at CNY 7,081,000,000 thousand (37.76%) [89]. Risk Management - The bank has established a strong risk management framework, emphasizing proactive measures to mitigate potential risks [24]. - The bank's non-performing loan ratio has decreased year-on-year since its listing, while the provision coverage ratio has increased annually [24]. - The non-performing loan ratio improved to 0.91% in 2023, down from 0.94% in 2022 [36]. - The provision coverage ratio increased to 378.13%, reflecting a steady improvement over eight years [55]. - The bank's strategy includes enhancing the management of non-performing loans through various measures, including legal actions and collaboration with asset management companies [99]. Digital Transformation and Innovation - The company is actively exploring the use of new technologies such as big data, artificial intelligence, and the Internet of Things to enhance customer experience and meet diverse financial needs [14]. - The bank is committed to digital transformation, focusing on user experience and operational efficiency through technology integration [24]. - The company launched over 10 innovative products, including "Chang Ge Loan" and "Xu Shu Loan," focusing on enhancing user experience and operational efficiency [111]. - The bank's mobile banking total customer base exceeded 18 million, with monthly active users surpassing 6 million, leading among city commercial banks [109]. - The company has established a five-year information technology strategic plan focusing on digital transformation, emphasizing "experience, efficiency, and security" in its financial technology initiatives [111]. Green Finance Initiatives - Green loans grew by 42.50% year-on-year, maintaining a leading proportion among 21 commercial banks directly managed by the head office [14]. - The total green financing scale reached RMB 450.1 billion, a growth of 40.5% compared to the previous year [104]. - The balance of green loans was RMB 287.0 billion, reflecting a 42.5% increase year-on-year, maintaining a leading position among 21 commercial banks [104]. - The company has established a three-tier governance structure for green finance, including a "Strategic and ESG Committee" at the board level [189]. - The bank has integrated green finance into its strategic development, aiming to become a benchmark for responsible banking in China, aligning with the UN Sustainable Development Goals and the Paris Agreement [193]. Corporate Governance and Compliance - The company has established a clear governance framework with defined responsibilities among shareholders, board members, and management [136]. - The company is committed to maintaining compliance with regulatory requirements regarding executive appointments and qualifications [158]. - The company has undergone significant management changes, including the appointment of new directors and executives, indicating a strategic shift in leadership [159]. - The company emphasizes communication with minority shareholders regarding profit distribution policies, ensuring their opinions are considered [171]. - The company has received an "AA" ESG rating and has been recognized for its contributions to social responsibility and sustainable finance [113]. Awards and Recognition - The bank received multiple awards in 2023, including the "2023 Annual ESG Financial Pioneer Award" and "2023 Annual Outstanding Retail Bank Award" among others [30]. - The bank has been recognized with multiple awards for its ESG practices, including the "2023 China Banking Industry ESG Practice Award" and being listed in the "Top 20 Banks for ESG Performance" in China [199].

江苏银行股份有限公司董事会审计委员会 2023 年度履职情况报告 2023年度，审计委员会严格按照法律法规与本行章程规定， 依法履行职责，加强审计监督，较好地完成了各项工作任务。审 计委员会全年共召开会议6次，审议的议案涉及内外部审计、财 务报告、内部控制等事项。在日常工作中，通过约谈外部审计机 构、本行有关部门和听取报告等方式，全面细致地了解本行业务 经营、风险管理等情况，切实履行了审计监督职责。审计委员会 2023年度履职情况如下： 一、检查本行风险及合规状况、会计政策、财务报告程序和 财务状况 听取本行有关职能部门关于风险及合规状况、会计政策、财 务报告程序和财务状况的专题报告，并提出意见和建议。围绕本 行风险管理与内部审计等专题事项，督促内审部门开展专项审计。 督促本行持续完善财务报告相关内部控制制度流程，保证对外披 露的财务会计信息质量，提升本行管理会计工作水平。 二、监督及评估外部审计机构工作，提出外部审计机构的聘 用建议 听取外部审计机构审计方案、审计结果、管理建议等汇报， 督促外部审计机构强化对重点领域的审计。听取外部审计机构年 度审计工作总结，指导内审部门完成年度外部审计工作质量评价 1 工 ...

江苏银行股份有限公司 2023 年度 独立董事述职报告 （李心丹） 2023 年，本人严格按照证监会、交易所、国家金融监督管 理总局关于公司治理、独立董事履职等方面的规定和要求，以及 江苏银行章程、独立董事工作制度等的相关规定，认真出席股东 大会、董事会及董事会专门委员会会议，独立、忠实、勤勉履职， 充分发挥参与决策、监督制衡、专业咨询作用，按规定对江苏银 行重大事项发表客观公正的独立意见，切实维护江苏银行整体利 益，积极保护中小股东和金融消费者的合法权益。现将本人 2023 年度履职情况报告如下： 一、基本情况 （一）工作履历、专业背景以及兼职情况 本人李心丹，曾任东南大学经济管理学院教授、南京大学 工程管理学院院长，现任南京大学新金融研究院院长。2020 年 7 月起任江苏银行独立董事。 本人符合法律法规、监管规定关于上市公司和商业银行独 立董事任职资格、独立性的条件和要求，已由上海证券交易所审 查备案，并取得银行业监督管理机构任职资格核准。 （二）不存在影响独立性的情况 本人未在江苏银行担任除董事外的其他职务，与江苏银行 1 及其主要股东不存在直接或者间接利害关系，或者其他可能影响 本人进行独立客观判断 ...

根据《上市公司独立董事管理办法》《上海证券交易所股票 上市规则》《上海证券交易所上市公司自律监管指引第 1 号—— 规范运作》等要求，江苏银行股份有限公司（下称"本行"）第 六届董事会在任独立董事李心丹、洪磊、陈忠阳、于绪刚，对照 相关监管规定中关于独立董事应具备的独立性要求，对其自身独 立性情况进行了逐项自查，并向本行董事会提交了独立性自查报 告。经自查，本行全体独立董事均确认其已满足相关监管规定中 对于出任本行独立董事所应具备的独立性要求。本行董事会对上 述独立董事的独立性情况进行了评估，并出具如下专项意见： 上述独立董事符合相关法律法规、监管规定和本行章程关于 独立董事独立性的相关要求，董事会未发现可能影响上述独立董 事独立客观判断的情形。 江苏银行股份有限公司董事会关于 2023 年度 独立董事独立性评估的专项意见 江苏银行股份有限公司董事会 2024 年 4 月 25 日 ...