如今，这座在金融助力下焕新升级的科普殿堂，通过生动丰富的展览、寓教于乐的科普活动以及珍稀物 种的展示，极地馆将极地冰川的生命故事娓娓道来，同时，极地馆原创的"极地奇妙夜""企鹅驯养师"等 极地冰雪研学项目备受青睐，这些将珍稀动物资源与生物科技资源巧妙融合的体验，让"保护生物多样 性，维护地球家园"的环保理念化作触摸生命时的真切感知。 兴业银行哈尔滨分行以金融力量搭建起生态科普的桥梁，让金融支持成为滋养环保理念的养分，让生物 多样性保护的种子在公众心中生根发芽。未来，该行将持续探索绿色金融支持生物多样性保护的新模 式、新路径，让金融活水滋养万物生灵，共同绘就生机盎然、和谐共荣的生命新画卷。 编辑：穆皓 转自：新华财经 近年来，兴业银行哈尔滨分行勇担绿色金融使命，将金融支持精准投向生物多样性保护的前沿阵地，助 力描绘人与自然和谐共生的壮美画卷。 哈尔滨极地公园·极地馆作为"全国科普教育基地"，是传播生物多样性知识的重要窗口。为提升其科普 教育功能与体验，兴业银行哈尔滨分行深入调研，精准对接企业需求，落地1.93亿元支持"生物多样性 保护"绿色贷款。这笔金融活水不仅推动了场馆硬件升级，更催生出一系列让公众深度亲近自 ...

重要内容提示： 会议召开时间：2025 年 8 月 29 日（星期五）上午 10:00-11:00 会议召开方式：本次会议通过电话会议方式召开，投资者可以通过拨打电话或通过 电脑端、手机端登录参加本次业绩说明会。 公告编号：临2025-045 A股代码：601166 A股简称：兴业银行 可转债代码：113052 可转债简称：兴业转债 兴业银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 会议将通过电话会议方式召开。 二、业绩说明会召开时间、方式 （三）电话参会方式： 400-810-8228（中国大陆） +852-3005-1313（中国香港） 1 投资者可于 2025 年 8 月 28 日（星期四）18:00 前将关注问题通过电子邮件的形式发 送至本公司投资者关系邮箱：irm@cib.com.cn。本公司将在业绩说明会上就投资者普遍关注 的问题进行交流。 兴业银行股份有限公司（以下简称本公司）拟于 2025 年 8 月 29 日在上海证券交易所网 站（www.ss ...

Group 1 - The core idea of the news is that Industrial Bank has been recognized for its financial contributions to the "Free Lunch Public Welfare Project," which provides meals to rural schoolchildren through credit card point donations [1][2] - Since 2018, Industrial Bank has partnered with the China Social Welfare Foundation to create a credit card point donation program, allowing cardholders to donate their points to fund meals for children in remote areas [1] - Over 280,000 cardholders have participated in the program, providing 2 million free lunches to rural schoolchildren, making Industrial Bank one of the top contributors to the "Free Lunch Fund" [1] Group 2 - The initiative has been praised for combining financial resources with public welfare, serving as a beneficial model for the financial industry’s involvement in charitable activities [2] - The vision of the "Free Lunch Fund" is to make free lunches a basic welfare for Chinese children, requiring collaboration from various sectors of society [2] - Industrial Bank plans to deepen its cooperation with the China Social Welfare Foundation to enhance the ongoing credit card point donation project, which has been active for seven years [2]

从资金流向上来看，当日股份制银行板块主力资金净流入2.04亿元，游资资金净流出1.41亿元，散户资金 净流出6307.31万元。股份制银行板块个股资金流向见下表： 证券之星消息，8月20日股份制银行板块较上一交易日上涨0.21%，光大银行领涨。当日上证指数报收于 3766.21，上涨1.04%。深证成指报收于11926.74，上涨0.89%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601818 | 光大银行 | 3.95 | 0.51% | 140.28万 | 5.54亿 | | 600016 | 民生银行 | 4.71 | 0.43% | 185.82万 | 8.75 Z | | 600015 | 华夏银行 | 7.82 | 0.39% | 43.72万 | 3.42 Z | | 601916 | 浙商银行 | 3.31 | 0.30% | 169.85万 | 5.63亿 | | 601998 | 中信银行 | 7.97 | 0.25% | 51.56万 ...

Core Viewpoint - The historical classic industries in Zhejiang are experiencing unprecedented development opportunities, supported by innovative financial services from local banks, particularly the Industrial Bank Hangzhou Branch, which integrates traditional culture with modern financial practices [1][2][3]. Group 1: Financial Support and Innovation - The historical classic industries in Zhejiang face challenges such as long production cycles, high capital occupation, and insufficient collateral for financing [2]. - The Industrial Bank Hangzhou Branch has developed differentiated financial solutions tailored to various stages of enterprise development, including a 5 million yuan loan to support the expansion of a local chrysanthemum production company [2]. - A 200 million yuan project loan was provided for the integration of the white tea industry in Anji, facilitating land transfer and infrastructure development, which is expected to increase the average annual income of over 1,000 tea farmers by more than 8,000 yuan [2]. Group 2: Technological Empowerment - The bank encourages traditional enterprises to invest in technological innovation, promoting the transformation of traditional industries towards smart, digital, and high-end development [3]. - A silk weaving company in Huzhou has upgraded its production line with automated equipment, achieving an annual production capacity of 2 million meters of high-end silk fabric, and has become a long-term partner of several international luxury brands [3]. Group 3: Industry Ecosystem Development - The Industrial Bank Hangzhou Branch has launched various innovative financial products, including long-term low-interest loans and supply chain finance, to create an ecosystem for historical classic industries [5]. - The bank has established a team of over 170 financial specialists to provide on-site support in industrial clusters, assisting enterprises in connecting with government policies and market resources [6]. - The bank emphasizes cross-industry collaboration, integrating cultural, tourism, and technology sectors to avoid single financial services and has provided over 17 billion yuan in loans to related industries [6].

Core Viewpoint - Industrial Bank Daqing Branch integrates green concepts into business practices, innovating a "green approval channel" to support clean energy projects and provide financial backing for ecological restoration [1] Group 1: Financial Support for Clean Energy - The bank has provided financial support to six wind energy enterprises in the region through syndicate loans and project replacements, with a loan balance of 192 million yuan as of July 2025 [1] - The financial initiatives aim to transform abandoned mining sites into solar panel fields and establish wind farms, showcasing the bank's role in ecological restoration [1] Group 2: Future Plans and Innovations - The bank plans to explore a "green credit + carbon finance" integration model, ensuring that every fund contributes to environmental protection [1] - The focus is on sustaining the momentum of ecological restoration and green development through financial innovation [1]

Core Viewpoint - Industrial Bank has launched a new mobile banking service called UnionPay Cloud Payment, enhancing payment security and convenience for users [1] Group 1: Service Upgrade - The new UnionPay Cloud Payment service upgrades the previous mobile banking UnionPay QR code payment service [1] - The service integrates new features such as remote payment and cloud payment card management, and it allows interoperability with WeChat and Alipay QR codes [1] - The old mobile banking UnionPay QR code payment service will be discontinued on September 20 [1] Group 2: User Requirements - Users must ensure their Industrial Bank mobile banking app version is V6.0.37 or higher to utilize the new service [1] - Users are required to complete user authorization, activate the service, and bind their cards to use the UnionPay Cloud Payment [1] Group 3: Customer Support - Industrial Bank encourages users to contact customer service for any questions or feedback regarding the new service [1]

Core Viewpoint - Fujian is highlighted as an important birthplace and practice ground for Xi Jinping's thoughts on socialism with Chinese characteristics, emphasizing the need for financial institutions like Industrial Bank to contribute to the modernization of China's financial development path [1] Group 1: Party Leadership and Governance - The company emphasizes the integration of party leadership into all aspects of governance and management, focusing on national strategies such as technological advancement and ecological sustainability [2] - The commitment to reform and innovation is underscored, with a focus on market-oriented financial supply-side structural reforms to better serve diverse customer needs [2] Group 2: Risk Management and Compliance - The company recognizes the banking sector's inherent risks and is committed to comprehensive risk management and compliance, establishing a robust oversight framework [3] - A strong emphasis is placed on enhancing internal controls and accountability to ensure risks remain manageable [3] Group 3: Talent Development - The company is implementing a talent strategy to build a high-caliber workforce, establishing various research institutes and talent programs to foster expertise in key areas [3] - Efforts are being made to create a supportive environment for talent development, including reforms in compensation and recognition systems [3] Group 4: Technological Advancement - The company is prioritizing digital transformation as a critical survival strategy, focusing on enhancing technological capabilities and customer experience [4] - There is a commitment to ensuring cybersecurity and data protection as part of the digital transition [4] Group 5: People-Centric Approach - The company aims to strengthen its connection with the public by prioritizing people's needs and enhancing consumer protection [5] - Initiatives are being undertaken to ensure financial services reach underserved areas and demographics [5] Group 6: Systematic Approach to Governance - The company is addressing systemic issues in governance, focusing on correcting formalism and bureaucratic tendencies while promoting a culture of integrity and hard work [6] - There is a commitment to practical outcomes in governance, ensuring that efforts translate into effective service delivery and economic support [6]

近期，A股市场持续回暖。记者注意到，进入8月以来，包括民生银行（600016）、华夏银行 （600015）等在内的十多家金融机构陆续发布公告，重申信用卡资金严禁流入股市等投资领域。 今年5月，农业银行（601288）信用卡中心发文提醒，信用卡资金不得用于偿还贷款、投资（包括但不 限于金条等投资性贵金属、股票、期货、理财、基金、有现金价值的人身保险）等领域，严禁流入政策 限制或者禁止性领域。另外，建设银行（601939）、兴业银行（601166）、广发银行等多家银行也曾发 布公告，明确禁止信用卡资金流向黄金、股票等投资领域，违者将面临管控措施。 "信用卡资金本质是短期消费信贷，若被长期占用用于投资，将扭曲信贷结构，影响银行流动性管 理。"8月19日，针对银行陆续发布公告再次提醒信用卡资金严禁流入股市的情形，博通咨询首席分析师 王蓬博接受《每日经济新闻》记者采访时表示。 并非首次限制 8月1日，陕西农信发布公告，再次明确"信用卡资金不得用于投资理财领域，如购买股票、基金、期 货、理财产品、虚拟币、投资性贵金属、股权投资等"。 公告指出，若信用卡资金用于以上或其他非消费领域，则有可能交易失败。对于持卡人违规用卡、出 ...

Core Insights - As of July 2025, Industrial Bank's Harbin branch has issued a total of 600 million yuan in green loans, specifically supporting high-standard farmland construction [1] - The financial support has enabled local farms to implement land consolidation and irrigation system upgrades, significantly improving operational efficiency and showcasing the advantages of large-scale farming [1] - The transformation of ordinary farmland into high-yield and stable farmland has resulted in an average increase of approximately 10% in grain production capacity, reinforcing regional food security [1] - The bank plans to continue its commitment to green finance, enhancing support for high-standard farmland construction to contribute to national food security [1]