2023 年 12 月 29 日 本公司董事会对陈心颖女士出任本公司高级管理人员期间为本公司所做出 的重要贡献表示衷心感谢。辞去高级管理人员职务后，陈心颖女士于 2024 年 1 月 1 日转任本公司非执行董事。 特此公告。 中国平安保险（集团）股份有限公司 证券代码：601318 证券简称：中国平安 公告编号：临 2023-063 中国平安保险（集团）股份有限公司 关于高级管理人员辞职生效的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 根据本公司于 2023 年 9 月 28 日通过上海证券交易所网站（www.sse.com.cn） 及国内指定报刊发布的《中国平安保险（集团）股份有限公司高级管理人员变动 公告》，陈心颖女士自 2024 年 1 月 1 日起正式辞任本公司联席首席执行官兼常务 副总经理职务。 ...

董事名單與其角色和職能 中國平安保險（集團）股份有限公司第十二屆董事會（「董事會」）成員與其角色和職能載列 如下： 執行董事 馬明哲 （董事長） 謝永林 （總經理、聯席首席執行官） 蔡方方 （副總經理） 非執行董事 謝吉人 楊小平 何建鋒 蔡潯 姚波 陳心穎 獨立非執行董事 伍成業 儲一昀 劉宏 吳港平 金李 王廣謙 1 | | 委員會 | 提名薪酬委員會 | 審計與風險管理 | 關聯交易控制與消費 | 戰略與投資決策 | | --- | --- | --- | --- | --- | --- | | | | | 委員會 | 者權益保護委員會 | 委員會 | | 董事 | | | | | | | 馬明哲 | | | | | C | | 謝永林 | | | | | | | 蔡方方 | | | | | | | 謝吉人 | | | | | | | 楊小平 | | | M | | M | | 何建鋒 | | | | | M | | 蔡潯 | | | | | | | 姚波 | | | | M | | | 陳心穎 | | | | M | | | 伍成業 | | M | M | C | | | 儲一昀 | | M | M ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 董事會召開日期 於本公告日期，本公司的執行董事為馬明哲、謝永林、陳心穎及蔡方方；非執行董事為謝吉人、楊 小平、何建鋒、蔡潯及姚波；獨立非執行董事為伍成業、儲一昀、劉宏、吳港平、金李及王廣謙。 中國平安保險（集團）股份有限公司（「本公司」及其附屬公司「本集團」）董事會（「董 事會」）兹通告謹定於二零二四年三月二十一日（星期四）舉行董事會會議，以考慮及 通過，其中包括，本集團截至二零二三年十二月三十一日止的年度業績、建議之末期股 息（如有），以及處理其他事項。 承董事會命 盛瑞生 公司秘書 中國深圳，2023年12月28日 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-061 中国平安保险（集团）股份有限公司 第十二届董事会第二十次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 本公司第十二届董事会第二十次会议（以下简称"会议"）通知于 2023 年 12 月 18 日发出，会议于 2023 年 12 月 22 日在深圳市召开。会议应出席董事 15 人， 实到董事 15 人，会议有效行使表决权票数 15 票。本公司全体监事和部分高级管 理人员列席了会议。会议的召集、召开程序符合《中华人民共和国公司法》和《中 国平安保险（集团）股份有限公司章程》的相关规定，会议合法、有效。 会议由本公司董事长马明哲主持，与会董事经充分讨论，审议通过了如下议 案： 一、审议通过了《关于修订<公司独立董事工作指引>的议案》 表决结果：赞成 15 票、反对 0 票、弃权 0 票 本公司董事会审计与风险管理委员会已审议通过本项议案。 1 二、审议通过了《关于近期外部形势和经营情况的报告》 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-062 中国平安保险（集团）股份有限公司 第十届监事会第十四次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）监事会及全体监事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 2023 年 12 月 22 日 三、审议通过了《关于审议<郭晓涛先生首席人力资源执行官职务离任审计报告> 的议案》 表决结果：赞成 5 票、反对 0 票、弃权 0 票 特此公告。 中国平安保险（集团）股份有限公司监事会 表决结果：赞成 5 票、反对 0 票、弃权 0 票 本公司第十届监事会第十四次会议（以下简称"会议"）通知于 2023 年 12 月 18 日发出，会议于 2023 年 12 月 22 日以书面传签方式召开。会议应参与投票 监事 5 人，实际参与投票监事 5 人，会议有效行使表决权票数 5 票。会议的召集、 召开程序符合《中华人民共和国公司法》和《中国平安保险（集团）股份有限公 司章程》的相关规定，会议合法、有效。 会议审议通过了如下议案： 一、审议通过了《关于审议<胡剑 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-060 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 根据中华人民共和国财政部《企业会计准则解释第 2 号》以及《保险合同相 关会计处理规定》，本公司如下子公司于 2023 年 1 月 1 日至 2023 年 11 月 30 日 期间的原保险合同保费收入为： | | | 2023 年 | 1-11 月 | | --- | --- | --- | --- | | 子公司名称 | 原保险合同保费收入 | | 同比 | | | （人民币万元） | | （%） | | 中国平安财产保险股份有限公司 | 27,364,657 | | 1.4 | | 中国平安人寿保险股份有限公司 | 43,394,903 | | 6.8 | | 平安养老保险股份有限公司 | 1,669,483 | | -6.3 | | 平安健康保险股份有限公司 | 1,408,748 | | 11.2 | ...

证券代码：601318 证券简称：中国平安 中国平安保险（集团）股份有限公司 投资者关系活动记录表 投资者关系 2023年第三季度业绩说明会 活动类别 参与人员 外部投资者与公司管理层 时间 2023年10月27日18:30-19:30 形式 线上 问题1：请问管理层如何评价三季报？ 答复：公司经营业绩表现稳健，综合金融模式卓有成效。2023年前 三季度，集团实现归属于母公司股东的营运利润1,124.82亿元，年 化营运 ROE 达 16.7%。综合金融模式持续深化，截止 2023 年 9 月 末，平安个人客户数近2.3亿，客均合同数达2.99个。寿险渠道综 合实力增强，队伍产能提升，保单品质改善，营运利润及偿付能力 保持稳健。2023年前三季度，寿险及健康险业务新业务价值335.74 亿元，可比口径下同比增长40.9%。代理人渠道产能大幅提升，2023 年前三季度人均新业务价值同比增长 94.4%。更多内容欢迎参考公 司业绩报告。 问题 2：作为全球最大的金融服务企业之一，公司是否会响应国家 “多举措活跃资本市场 大力提振投资者信心”的号召，在股价低 于净资产并长期低估的情况下，回购公司股票提振投资者信心？ ...

Financial Performance - Revenue for Q3 2023 was RMB 216.155 billion, a slight increase of 0.1% compared to the adjusted figure of RMB 216.037 billion in the same period last year[6] - Net profit attributable to parent company shareholders for Q3 2023 was RMB 17.734 billion, a decrease of 19.6% compared to the adjusted figure of RMB 22.056 billion in the same period last year[6] - Basic earnings per share for Q3 2023 were RMB 1.00, a decrease of 21.3% compared to the adjusted figure of RMB 1.27 in the same period last year[6] - Weighted average return on equity (non-annualized) for Q3 2023 was 1.9%, a decrease of 0.7 percentage points compared to the adjusted figure of 2.6% in the same period last year[6] - Group's operating profit attributable to parent company shareholders reached RMB 112.482 billion in the first three quarters of 2023, with an annualized operating ROE of 16.7%[12] - Net profit attributable to parent company shareholders decreased by 5.6% year-on-year to RMB 87.575 billion in the first three quarters of 2023[14] - Operating profit attributable to parent company shareholders decreased by 9.8% year-on-year to RMB 112.482 billion in the first three quarters of 2023[16] - Group operating profit reached RMB 143.667 billion, with net profit attributable to parent company shareholders at RMB 92.781 billion[19] - Net profit for the first nine months of 2023 decreased by 3.1% to RMB 108.111 billion, compared to RMB 111.525 billion in the same period of 2022[57] - Total revenue for the first nine months of 2023 reached RMB 704.938 billion, a 5.2% increase compared to RMB 670.101 billion in the same period of 2022[56] - Insurance service income grew by 2.2% to RMB 404.483 billion in the first nine months of 2023, up from RMB 395.658 billion in the same period of 2022[56] - Basic earnings per share decreased by 7.1% to RMB 4.94 in the first nine months of 2023, compared to RMB 5.32 in the same period of 2022[57] - Investment income increased by 48.8% to RMB 34.484 billion in the first nine months of 2023, up from RMB 23.174 billion in the same period of 2022[56] - Total operating income for the first nine months of 2023 was RMB 33,201 million, a decrease from RMB 44,320 million in the same period of 2022[61] - Net profit for the first nine months of 2023 was RMB 31,684 million, down from RMB 43,022 million in the same period of 2022[61] - Investment income for the first nine months of 2023 was RMB 31,895 million, compared to RMB 42,929 million in the same period of 2022[61] - Total comprehensive income for the first nine months of 2023 was RMB 31,717 million, down from RMB 43,000 million in the same period of 2022[61] - Interest income for the first nine months of 2023 was RMB 1,173 million, slightly up from RMB 1,142 million in the same period of 2022[61] - Total operating expenses for the first nine months of 2023 were RMB 1,399 million, compared to RMB 1,322 million in the same period of 2022[61] Assets and Liabilities - Total assets as of September 30, 2023, were RMB 11.465779 trillion, an increase of 4.1% compared to the adjusted figure at the beginning of the year[6] - Total assets increased by 4.1% to RMB 11.465779 trillion as of September 2023, compared to RMB 11.009940 trillion at the end of 2022[55] - Total liabilities increased by 4.2% to RMB 10.233691 trillion as of September 2023, compared to RMB 9.823944 trillion at the end of 2022[55] - Insurance contract liabilities grew by 10.7% to RMB 4.063780 trillion as of September 2023, up from RMB 3.671177 trillion at the end of 2022[55] - Total equity attributable to parent company shareholders increased by 3.9% to RMB 903.103 billion as of September 2023, compared to RMB 869.191 billion at the end of 2022[55] - Total assets as of September 30, 2023, were RMB 305,862 million, a slight increase from RMB 302,771 million at the end of 2022[60] - Long-term equity investments as of September 30, 2023, were RMB 239,098 million, compared to RMB 238,108 million at the end of 2022[60] - Total liabilities as of September 30, 2023, increased by 72.5% to RMB 36,094 million, up from RMB 20,936 million at the end of 2022[60] - Shareholders' equity as of September 30, 2023, decreased by 4.3% to RMB 269,768 million, down from RMB 281,835 million at the end of 2022[60] - The company's total assets amounted to RMB 11,465,779 million as of September 30, 2023, compared to RMB 11,009,940 million at the end of 2022[53] - The company's monetary funds increased to RMB 649,036 million as of September 30, 2023, from RMB 613,737 million at the end of 2022[53] - The company's financial investments, including financial assets measured at fair value, debt investments, and other debt investments, totaled RMB 5,597,913 million as of September 30, 2023[53] - The company's total guarantee amount was RMB 8,899 million, accounting for 1.0% of the company's net assets as of September 30, 2023[51] - The company's total guarantee amount for subsidiaries with a debt-to-asset ratio exceeding 70% was RMB 8,133 million as of September 30, 2023[51] Shareholders and Ownership - Total number of shareholders as of September 30, 2023, was 909,538, with A-share shareholders accounting for 905,286 and H-share shareholders accounting for 4,252[10] - Hong Kong Securities Clearing (Nominees) Limited holds 38.17% of the company's shares, making it the largest shareholder[10] - Shenzhen Investment Holdings Co., Ltd., a state-owned legal entity, holds 5.29% of the company's shares[10] - The company's long-term service plan, which includes over 140,000 employees, holds 1.93% of the company's shares[10] - Charoen Pokphand Group indirectly holds approximately 6.12% of the company's shares through its subsidiaries[11] - The company's core personnel shareholding plan held 25,391,496 A shares, representing 0.139% of the total shares as of the reporting period[41] - The long-term service plan, approved in 2018, has a duration of ten years and aims to align the interests of shareholders, the company, and employees[42] - The long-term service plan held a total of 350,975,208 A shares of the company, accounting for 1.927% of the company's total shares as of the reporting period[44] - In 2023, the long-term service plan involved 83,651 participants, purchasing 96,608,364 A shares at a total transaction amount of RMB 4,450,946,615.20, accounting for 0.528% of the company's total shares[44] Insurance Business - Life and health insurance new business value increased by 40.9% year-on-year to RMB 33.574 billion in the first three quarters of 2023[12] - Property insurance service income grew 6.8% year-on-year to RMB 235.538 billion in the first three quarters of 2023, with a comprehensive cost ratio of 97.4% for auto insurance[12] - Ping An's healthcare ecosystem covered approximately 68% of life insurance new business value in the first three quarters of 2023[12] - Green insurance premium income reached RMB 26.276 billion in the first three quarters of 2023[13] - The comprehensive cost ratio of property insurance increased by 1.6 percentage points to 99.3% in the first three quarters of 2023[14] - Health insurance premium income exceeded RMB 110 billion, contributing approximately 68% to new business value of life insurance[22] - Ping An Life Insurance achieved an operating profit of RMB 84.911 billion in the first three quarters of 2023, with a new business value of RMB 33.574 billion, a year-on-year increase of 40.9%[25][26] - The number of individual life insurance sales agents decreased by 3.7% to 360,000 as of September 30, 2023, compared to June 30, 2023[25] - Ping An Life Insurance's per capita new business value increased by 94.4% year-on-year in the first three quarters of 2023[25] - Ping An Property & Casualty Insurance achieved insurance service revenue of RMB 235.538 billion in the first three quarters of 2023, a year-on-year increase of 6.8%[27][28] - The company's life and health insurance business generated a scale premium of RMB 497,538 million and an original insurance premium income of RMB 409,703 million in 2023[47] - The property insurance business recorded an original insurance premium income of RMB 225,932 million in 2023, a 1.8% increase compared to 2022[48] - The core capital of Ping An Life Insurance was RMB 484,739 million, with a core solvency adequacy ratio of 121.5% and a comprehensive solvency adequacy ratio of 213.9% as of September 30, 2023[50] Banking Business - Ping An Bank achieved a net profit of RMB 39.635 billion in the first three quarters of 2023, an 8.1% year-on-year increase, with a non-performing loan ratio of 1.04%[12] - Ping An Bank's net profit increased by 8.1% year-on-year to RMB 39.635 billion in the first three quarters of 2023[30][32] - Ping An Bank's retail customer assets under management (AUM) reached RMB 3,998.848 billion as of September 30, 2023, an increase of 11.5% compared to the beginning of the year[30] - Ping An Bank's non-performing loan ratio decreased by 0.01 percentage points to 1.04% as of September 30, 2023, compared to the beginning of the year[31] - Ping An Bank's core tier 1 capital adequacy ratio increased to 9.23% as of September 30, 2023[31] - Total deposits increased by 4.3% to RMB 3,454,796 million as of September 30, 2023, compared to RMB 3,312,684 million at the end of 2022[33] - Total loans and advances grew by 2.9% to RMB 3,426,092 million as of September 30, 2023, from RMB 3,329,161 million at the end of 2022[33] - Non-performing loan ratio decreased by 0.01 percentage points to 1.04% as of September 30, 2023[33] - Provision coverage ratio declined by 7.66 percentage points to 282.62% as of September 30, 2023[33] - Core Tier 1 capital adequacy ratio rose by 0.59 percentage points to 9.23% as of September 30, 2023[33] Healthcare Ecosystem - Ping An's individual customer base reached nearly 230 million by the end of September 2023, with an average of 2.99 contracts per customer[12] - 64% of personal customers used medical health ecosystem services, with average contracts per customer at 3.42 and average AUM at RMB 56,100[22][24] - Over 4.5 million corporate clients used medical health services, with Ping An Health's paying users exceeding 44 million in the past 12 months[22] - Ping An completed the acquisition of Peking University Medical Group, integrating 6 top-tier hospitals and 13 specialty medical institutions[23] - External contracted doctors reached nearly 50,000, with cooperation covering over 10,000 hospitals and 228,000 pharmacies[23] - Ping An Health's online consultation platform achieved a 99% monthly five-star rating with zero major medical incidents[24] - The "insurance + medical" model was piloted in Beijing, combining life and health insurance with high-end medical services from Peking University International Hospital[24] Investment and Asset Management - Ping An's insurance fund investment portfolio achieved an annualized comprehensive investment yield of 3.7% and an annualized net investment yield of 4.0% in the first three quarters of 2023[29] - Asset management scale exceeded RMB 6 trillion as of September 30, 2023[34] - The company has over 3,200 scientists and a cumulative total of 50,815 patent applications, with 95% being invention patents[36] - AI-driven sales accounted for 45% of total sales through customer service channels in the first three quarters of 2023[36] Cash Flow and Financing - Operating cash flow for the first nine months of 2023 was RMB 312,648 million, a decrease of 7.7% compared to RMB 338,743 million in the same period last year[58] - Premiums received from insurance contracts in the first nine months of 2023 increased by 11.7% to RMB 736,367 million, up from RMB 659,014 million in the same period last year[58] - Net cash inflow from investment activities in the first nine months of 2023 was RMB -35,313 million, compared to RMB -253,910 million in the same period last year[59] - Cash and cash equivalents at the end of September 2023 increased by 17.4% to RMB 448,643 million, up from RMB 382,006 million at the end of September 2022[59] - Net cash inflow from financing activities in the first nine months of 2023 was RMB -277,308 million, compared to RMB -116,387 million in the same period last year[59] - Cash received from issuing bonds in the first nine months of 2023 increased by 22.4% to RMB 734,916 million, up from RMB 600,325 million in the same period last year[59] - Net cash flow from operating activities for the first nine months of 2023 was negative RMB 346 million, compared to negative RMB 228 million in the same period of 2022[62] - Net cash flow from investing activities for the first nine months of 2023 was RMB 30,006 million, down from RMB 37,039 million in the same period of 2022[62] - Net cash flow from financing activities for the first nine months of 2023 was negative RMB 29,960 million, compared to negative RMB 27,638 million in the same period of 2022[62] - Cash and cash equivalents at the end of September 2023 were RMB 15,406 million, a decrease from RMB 22,668 million at the end of September 2022[62]

二零二三年中报 目录 关于我们 公司管治 1 重要提示及释义 66 股本变动及股东情况 2 公司概览 68 董事、监事、高级管理人员和员工情况 5 董事长致辞 70 重要事项 8 财务摘要 财务报表 经营情况讨论及分析 82 审阅报告 10 综合金融 83 中期合并资产负债表 14 以医疗健康打造价值增长新引擎 86 中期合并利润表 16 主要业务经营分析 88 中期合并股东权益变动表 16 业绩综述 90 中期合并现金流量表 20 寿险及健康险业务 92 中期公司资产负债表 26 财产保险业务 93 中期公司利润表 30 保险资金投资组合 94 中期公司股东权益变动表 36 银行业务 95 中期公司现金流量表 40 资产管理业务 96 中期简要财务报表附注 41 科技业务 42 内含价值分析 其他信息 50 流动性及资本资源 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-027 中国平安保险（集团）股份有限公司 2023 年第一季度报告 中国平安保险（集团）股份有限公司（以下简称“本公司”）董事会及全体董事保证本公告内 容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 重要内容提示：  本公司董事会、监事会及董事、监事、高级管理人员保证本季度报告内容的真实、准确、 完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。  本公司董事长马明哲，首席财务官张智淳及财务部总经理李佩锋保证本季度报告中财务报 告的真实、准确、完整。  第一季度财务报表是否经审计：□是 否  审计师发表非标意见的事项：□适用 不适用 2023年第一季度报告 （股票代码：601318） ...