在平均海拔4000米以上的"世界屋脊"，医疗保障是关系群众切身利益的"心头事"，更是筑牢民生底线 的"关键题"。为助力政府将党中央的惠民政策延伸至"最后一公里"，中国人保在墨竹工卡县落地了西藏 自治区首单城乡居民医疗互助保险，初步形成"基本医保+大病保险+医疗救助+互助保险"四重保障体 系，有效减轻群众医疗费用负担。 托举每个家庭的幸福 "发现儿子身体出现问题时，他才23岁，我们在拉萨市人民医院检查确诊了肾病综合症，我当时真的慌 了神。后来我们转去拉萨市第二人民医院，孩子开始做肾透析，第一次住院就花了快30万。"次仁多吉 说，当时全家就靠种田和他在外打零工过日子，没别的经济来源。 本次治疗中，基本医保报销了6万元，大病保险报销了14万元，剩余的治疗费都由家里的积蓄来承担。 次仁多吉说："我们花了很多钱，但肾透析的治疗也没有让孩子的身体状况得到改善。后来我了解到换 肾的治疗方案，也想试试，但面对30多万的医疗费我们一家只能选择放弃。" 后来在参加县人社局组织的医保政策宣传活动时，次仁多吉得知县委、县政府为全县城乡居民村民购买 了医疗互助保险，他家的情况可以得到专项补助后，毅然决定给儿子换肾。 在西藏自治区拉萨市 ...

田超越的善举，是中国造血干细胞捐献事业蓬勃发展的生动写照，也是万千志愿者无私奉献的缩影，更是人保寿 险深植于心的公益理念与企业温度的真切体现。捐献期间，人保寿险长沙中支党委书记、总经理秦隽及工会负责 人专程看望慰问田超越，对他的大爱行为表示高度赞许，并强调公司始终鼓励员工积极投身社会公益，以实际行 动践行金融央企的责任与担当。 长沙晚报掌上长沙10月11日讯（通讯员 罗勇）秋日的长沙微风送爽，中南大学湘雅医院的采集室内却暖意融融。 近日，人保寿险长沙中支员工田超越在这里顺利完成造血干细胞捐献，为一名素不相识的患者送去了"生命的种 子"。 "给自己一个救人的机会，也给患者多一分生还的希望。"捐献完成后，田超越这样分享他的心情。2018年参与无 偿献血时，他通过护士介绍登记加入造血干细胞捐献者资料库，希望有机会为患者乃至一个家庭带去希望。这份 心意在2025年7月迎来了回响。当接到配型成功的电话时，他没有丝毫犹豫，当即表示同意，并在征得家人支持的 同时，第一时间将情况告知了公司。 令他倍感温暖的是，人保寿险长沙中支从上至下迅速行动，为他提供了全方位的支持和保障。公司及时协调了他 的工作任务，鼓励他调整工作节奏、合 ...

二、中国人民人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 2025年10月9日，国家金融监督管理总局鞍山监管分局发布批复称，《中国人民人寿保险股份有限公司 辽宁省分公司关于变更中国人民人寿保险股份有限公司岫岩满族自治县支公司营业场所的请示》（人保 寿险辽发〔2025〕197号）收悉。经审核，现批复如下： 一、同意中国人民人寿保险股份有限公司岫岩满族自治县支公司将营业场所变更为：辽宁省鞍山市岫岩 满族自治县阜昌街道中心街31号楼（宏德建筑工程有限公司综合楼）S2号1-2层。 ...

一、同意中国人民财产保险股份有限公司火车站营销服务部将营业场所变更为：甘肃省张掖市甘州区南 环路与金张掖大道交汇处东北角103号门店。 2025年9月28日，国家金融监督管理总局张掖监管分局发布批复称，《中国人民财产保险股份有限公司 张掖市分公司关于变更张掖市分公司火车站营销服务部营业场所的请示》（张人保财险发〔2025〕39 号）收悉。经审核，现批复如下： 二、请中国人民财产保险股份有限公司持批复文件及相关资料于10日内至国家金融监督管理总局张掖监 管分局换领《保险许可证》，并按相关规定及时办理公告事宜。 ...

一、同意中国人民财产保险股份有限公司银川市开发区支公司将营业场所变更为：宁夏回族自治区银川 市金凤区大世界商务广场A座18层办公楼。 二、中国人民财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 2025年9月28日，国家金融监督管理总局宁夏监管局发布批复称，《中国人民财产保险股份有限公司宁 夏回族自治区分公司关于银川市开发区支公司变更营业场所的请示》（宁人保财险发〔2025〕201号） 收悉。经审核，现批复如下： ...

5年来，保险业累计赔付9万亿元，较"十三五"时期增长61.7%；农业保险为8亿户次农户提供风险保障； 保险资金投资股票和权益类基金超5.4万亿元，余额较"十三五"期末增长85%；三大主粮完全成本和种植 收入保险覆盖全国，"十四五"期间亩均保额提升了72%……在近日国新办举行的"高质量完成'十四五'规 划"系列主题新闻发布会上，一组组亮眼数据勾勒出我国保险业 "十四五"期间的高质量发展图景。 5年来，我国保险业在保障民生、服务实体经济、防控风险等领域多点突破，实现跨越式发展。 保障功能实现新跨越 "两器"作用愈发凸显 "十四五"期间，保险业精准发挥经济减震器与社会稳定器作用，围绕高质量发展主线持续壮大综合实 力，贡献了突出力量。 新华保险 中国人保 中国人寿 新华保险 中国人民保险 集团 中国人寿 分时图 日K线 周K线 月K线 62.70 0.94 1.52% 3.61% 2.41% 1.20% 0.00% 1.20% 2.41% 3.61% 59.53 60.27 61.02 61.76 62.50 63.25 63.99 09:30 10:30 11:30/13:00 14:00 15:00 0 35万 ...

Investment Rating - The report maintains an "Overweight" rating for the health insurance industry, indicating a positive outlook compared to the overall market performance [6][12]. Core Insights - The recent "Guiding Opinions on Promoting the High-Quality Development of Health Insurance" released by the regulatory authority marks a significant policy support for the health insurance sector, suggesting a favorable environment for growth [3][4]. - The report identifies four major categories of health insurance products: commercial medical insurance, long-term care insurance, disability income loss insurance, and critical illness insurance, each with specific development policies [4][5]. - The integration of health insurance with health management and the health industry is emphasized, promoting a comprehensive service system that includes prevention, management, and coverage [4]. - The report highlights the potential for health insurance products to experience a second wave of growth due to low interest rates and healthcare reforms, with commercial medical insurance expected to become a key product [6][7]. Summary by Sections Health Insurance Product Categories - The report categorizes health insurance into four types: 1. Commercial medical insurance: Actively developed with a focus on comprehensive coverage and risk matching 2. Long-term care insurance: Strongly promoted, emphasizing cash benefits and care services 3. Disability income loss insurance: Strongly promoted with an expanded coverage base 4. Critical illness insurance: Steadily developed with updates based on disease spectrum changes [4]. Policy Support and Innovations - The report outlines new policy measures, including: 1. Allowing well-rated insurers to offer dividend-type long-term health insurance 2. Supporting personal account-based long-term medical insurance 3. Encouraging innovative collaborations between insurance and pharmaceutical companies 4. Promoting group health insurance development [5]. Market Outlook - The report anticipates that health insurance products will benefit from a combination of low interest rates and evolving customer needs, leading to increased focus on protection-oriented products [6][7]. - Key companies recommended for investment include China Life, New China Life, China Pacific Insurance, China Ping An, and Sunshine Insurance, with a suggestion to pay attention to China Taiping [6].

证券之星消息，10月10日保险板块较上一交易日上涨0.54%，新华保险领涨。当日上证指数报收于 3897.03，下跌0.94%。深证成指报收于13355.42，下跌2.7%。保险板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601336 | 新华保险 | 62.70 | 1.52% | 30.71万 | 19.37 Z | | 601318 | 中国平安 | 55.54 | 0.91% | 64.15万 | 35.61亿 | | 61319 | 中国人保 | 7.92 | 0.64% | 90.42万 | 7.20亿 | | 601601 | 中国太保 | 35.06 | 0.52% | 49.73万 | 17.53亿 | | 601628 | 中国人寿 | 39.66 | 0.10% | 13.02万 | 5.19亿 | 从资金流向上来看，当日保险板块主力资金净流入1.65亿元，游资资金净流出2.19亿元，散户资金净流入 5390.26万元。保险板块个股资金流向见下表： ...

Investment Rating - The report maintains an "Overweight" rating for the health insurance sector, indicating a positive outlook for the industry compared to the overall market performance [6]. Core Insights - The recent "Guiding Opinions on Promoting the High-Quality Development of Health Insurance" released by the regulatory authority marks a significant policy support for the health insurance sector, suggesting a favorable environment for growth [3][4]. - The report identifies four major categories of health insurance products: commercial medical insurance, long-term care insurance, disability income loss insurance, and critical illness insurance, each with specific development goals [4]. - The integration of health insurance with health management and the health industry is emphasized, promoting a comprehensive service system that includes prevention, management, and coverage [4]. - The report highlights the potential for health insurance products to experience a second wave of growth due to low interest rates and healthcare reforms, with commercial medical insurance expected to become a key product [6]. Summary by Sections Health Insurance Development - The report outlines the classification and policy positioning of health insurance products, advocating for a diversified and comprehensive coverage system [4]. - It stresses the importance of enhancing the sustainability of health insurance through digital applications and dynamic actuarial adjustments [4]. Regulatory Environment - The report discusses new regulatory measures allowing well-rated insurers to offer dividend-type long-term health insurance and supports the development of personal account-based long-term medical insurance [5]. - It also encourages innovative collaborations between insurance and pharmaceutical companies to enhance product offerings and payment methods [5]. Market Opportunities - The report suggests that the current low interest rate environment and ongoing healthcare reforms create a conducive backdrop for the growth of health insurance products, particularly commercial medical insurance [6]. - It recommends several key companies in the insurance sector, including China Life, New China Life, China Pacific Insurance, and others, as potential investment opportunities [6].

二、接此批复文件后，中国人民财产保险股份有限公司双鸭山市分公司东荣支公司应立即停止一切经营 活动，于15个工作日内向国家金融监督管理总局双鸭山监管分局缴回许可证，并按照有关法律法规要求 办理相关手续。 一、同意撤销中国人民财产保险股份有限公司双鸭山市东荣支公司。 2025年9月29日，国家金融监督管理总局双鸭山监管分局发布批复称，《中国人民财产保险股份有限公 司双鸭山市分公司关于撤销东荣支公司的请示》（双人保财险发〔2025〕51号）收悉。经审核，现批复 如下： ...