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金融知识“旅游”到五龙潭!交行工作人员现场教游客防诈骗
Qi Lu Wan Bao· 2025-09-24 03:43
Group 1 - The core viewpoint of the articles emphasizes the importance of financial education and consumer protection against financial fraud, particularly through community outreach initiatives [1][3][5] - The activities organized by the Bank of Communications Shandong Branch include a financial knowledge promotion event in Jinan, aimed at enhancing public awareness of financial risks and fraud prevention [1][5] - The bank's approach combines both preventive measures and guidance for consumers, especially targeting vulnerable groups like the elderly, recommending safer investment products [3] Group 2 - The "Financial Education Promotion Week" launched in Shandong aims to integrate financial education with boosting cultural and tourism consumption, showcasing the bank's commitment to community engagement [5] - The use of interactive methods, such as an LED display vehicle and face-to-face interactions, is designed to make financial knowledge more accessible and relatable to the public [1][5] - The bank's ongoing efforts to promote financial literacy reflect a broader strategy to create a safe, trustworthy, and healthy financial consumption environment [5]
采收帮扶+金融科普 交行山东省分行创新宣教模式深入乡村
Qi Lu Wan Bao· 2025-09-24 02:40
随后,交行志愿者团队走访村中困难家庭,将花生油、大米等生活物资送至群众手中,以暖心慰问回应实际需求。 9月15日,交通银行山东省分行正式启动2025年金融教育宣传周活动。分行党委高度重视、全面部署,各分支机构迅速行动起来,积极推动金融知识普及与 公益服务深度融合。 交通银行济南市中支行积极响应活动号召,近日联合济南市手拉手孤困儿童关爱行动市中区志愿服务团队,前往柳埠街道东坡村开展"暖心助农+金融消 保"双线公益活动,将实实在在的帮助和贴近生活的金融知识送至乡村一线。 在东坡村红枣园,交行志愿者们俯身田间,与村民一同抢收红枣。大家分拣装篮、亲切交流,以实实在在的劳动缓解了农户的秋收压力,短短半天时间就协 助采收近300斤红枣。劳作间歇,志愿者们不忘本职,用朴实易懂的语言为村民讲解防范电信诈骗、保护个人信息等实用知识,反复叮嘱"守好钱袋子,日子 才安心"。 活动尾声,宣传阵地转至四门塔景区。志愿者们设立临时宣传台,向游客与村民发放金融消保折页,面对老年人群体更是耐心细致、逐字解读,致力让金融 安全知识真正入脑入心。 此次行动实现了"公益帮扶"与"金融消保"双线并行,既切实帮助农户解决现实困难,亦把金融防护知识送到 ...
开10张信用卡领一辆自行车,这些银行员工“拼”了
Di Yi Cai Jing· 2025-09-23 12:55
Group 1: Core Insights - The trend of offering bicycles as incentives for credit card applications is gaining popularity in the financial sector, particularly in Beijing [1][5][14] - This promotional strategy involves multiple banks collaborating to attract new customers by providing bicycles of varying values in exchange for signing up for multiple credit cards [4][8][12] - The promotional events have seen a significant turnout, although there are concerns regarding the quality of the bicycles and the potential for excessive credit card issuance [1][12][14] Group 2: Promotional Details - Customers can receive bicycles by applying for a minimum number of credit cards, with higher-value bicycles requiring more applications; for example, a bicycle worth over 2000 yuan requires the application of 10 credit cards [4][5][11] - The promotional events are time-limited, running from September 5 to October 4, with a total of 10,000 bicycles available [5][12] - Participating banks include major institutions such as the Bank of Communications, Postal Savings Bank, and others, with staff present at the events to assist new applicants [8][12] Group 3: Market Context - The credit card business is under pressure, with a decline in the number of active credit cards and transaction volumes reported by several banks [14][15] - The People's Bank of China reported a decrease of 6 million credit cards in the second quarter of 2025, marking a continuous decline over 11 quarters [14][15] - Banks are encouraged to adapt their strategies, focusing on customer engagement and innovative product offerings to enhance credit card usage and profitability [16]
重回“人气王”,主力资金爆买五大行!百亿银行ETF(512800)逆市涨逾1%,量能激增119%
Xin Lang Ji Jin· 2025-09-23 12:11
Group 1 - The banking sector showed strong performance in the market, with Nanjing Bank leading the gains at 4.78%, and several major banks like Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank also seeing significant increases [1] - As of September 24, 2024, Nanjing Bank recorded a net increase of 6.54 billion yuan in shareholding by major shareholders, indicating optimistic expectations for the bank [1] - The Bank ETF (512800) experienced a notable increase in trading volume, with a daily turnover of 1.967 billion yuan, reflecting a 119% increase compared to the previous period [1] Group 2 - The banking sector has transitioned from a one-sided upward trend to a "slow bull" market, suggesting a more balanced investment strategy that includes both growth and cyclical stocks [2] - The banking ETF (512800) has seen a cumulative decline of 13.67% since its peak on July 11, 2024, highlighting an attractive valuation opportunity [3] - The average static dividend yield for listed banks has risen to 4.3%, and the average static price-to-book (PB) ratio has dropped to 0.61x, indicating a potential for higher equity returns [3] Group 3 - There has been a significant inflow of funds into the banking sector, with a net inflow of 4.519 billion yuan on a single day, making it the top sector for capital inflow [4] - In a low-interest-rate environment, the banking sector's low valuation and high dividend yield continue to attract long-term capital, particularly from insurance funds [5] - The Bank ETF (512800) has seen a net inflow of 406 million yuan over the past two days, with a total net inflow of 1.64 billion yuan over the last 20 days [5] Group 4 - The Bank ETF (512800) is a highly efficient investment tool that tracks the performance of 42 listed banks in A-shares, maintaining a significant scale and liquidity in the market [7]
交通银行河北省分行积极开展特色金融教育活动
Group 1 - The core idea of the article is the promotion of financial knowledge through various educational activities organized by the Bank of Communications Hebei Branch, focusing on the theme "Protecting Financial Rights and Supporting a Better Life" [1] - The integration of financial education with traditional culture and non-heritage arts is highlighted, exemplified by the creation of educational videos that warn consumers about risks such as fraud and illegal fundraising while promoting traditional culture [1][2] - The bank's collaboration with local tourism and consumer sectors is emphasized, showcasing financial knowledge alongside regional scenic spots through posters and digital displays, thereby enhancing both financial literacy and local tourism promotion [2] Group 2 - Special attention is given to vulnerable groups, with tailored financial education activities for visually and hearing-impaired individuals, including the distribution of braille financial knowledge manuals and interactive classes for hearing-impaired youth [3] - The innovative approach of combining "cultural tourism," "non-heritage empowerment," and "public welfare" in financial education activities is noted, breaking away from traditional single-mode financial promotion and effectively enhancing public financial literacy [3] - The bank plans to continue exploring deeper integration of financial promotion with local culture and social welfare, aiming to enhance the effectiveness and engagement of financial education initiatives [3]
交通银行辽宁省分行:多维升级无障碍金融教育 暖心举措让金融知识“看得见”
交通银行辽宁省分行:多维升级无障碍金融教育暖心举措让金融知识"看得见" 近日,为扎实推进金融教育全覆盖,切实保障每一位消费者的受教育权,交通银行辽宁省分行推出了一系列创新性无障碍金融知识普及举措。通过提供多格 式、可感知的金融教育材料,有效打破了信息壁垒,让金融知识传播更具温度与包容性。 在各营业网点,传统的金融知识宣传材料迎来了贴心升级。除了常规版本,网点配备了大字版·盲文版金融消保手册,方便视弱人群轻松阅读。更值得一提 的是,每一本手册的醒目位置还设置了音频二维码,金融消费者只需用手机扫码,即可"听"到涵盖防范电信诈骗、识别非法集资、金融消费者八项基本权 益、防范非法金融中介、保护个人信息等内容的完整音频讲解。此外,为方便携带,还同步推出的盲文版宣传折页,确保金融知识及风险提示能够无障碍地 触达视弱、视障群体。 这一系列举措通过盲文、大字、音频三种载体形成互补,构建起一个立体的、无障碍的信息传播网络,确保不同需求的群体都能以最适合自己的方式获取急 需的金融知识,从而提升风险防范意识和能力,获得了前来办理业务的市民的积极评价。 未来,交通银行辽宁省分行将继续探索更多元化的教育形式,努力确保金融知识教育能够公 ...
中银协发布《中国贸易金融行业发展报告》
Zhong Guo Jing Ji Wang· 2025-09-23 11:03
Core Insights - The report highlights the steady growth of trade finance in the banking sector, driven by strong policy support and a solid development foundation [2][4] - Trade finance plays a crucial role in facilitating supply chain financing and empowering the real economy [2][4] Group 1: Trade Finance Development - In 2024, the international settlement volume reached $12.75 trillion, and domestic letter of credit settlement volume was ¥3.62 trillion, marking year-on-year growth of 10.35% and 17.89% respectively, both hitting historical highs [2] - International trade financing volume was $488.475 billion, showing a slight decline, while domestic trade financing volume was ¥4.66 trillion, with a year-on-year increase of 16.35% [2] - International factoring volume was $13.318 billion, experiencing a year-on-year decline for the first time in three years, while domestic factoring volume exceeded ¥4 trillion, growing by 17.03% [2] Group 2: Innovation and Risk Management - The banking sector is encouraged to innovate continuously, focusing on digital finance, supply chain financial platforms, and utilizing technologies like big data and AI for intelligent document review [3] - There is a need to strengthen risk prevention measures, including multi-level assessment mechanisms for country and sovereign credit risks, and enhancing compliance management for cross-border capital flows [3] - The report emphasizes the importance of trade finance in supporting national development strategies, stabilizing foreign trade, and promoting integrated domestic and foreign trade [4] Group 3: Future Outlook - The future of trade finance is expected to evolve along the path of "industry deepening + technology empowerment," enhancing specialized service systems and international cooperation [4] - The banking industry aims to inject lasting momentum into the construction of a strong trade nation and the establishment of an open economic system [4]
交通银行:以温暖服务守护消费者权益
Xin Hua Wang· 2025-09-23 07:51
9月15日至21日,国家金融监督管理总局、中国人民银行、中国证监会联合开展以"保障金融权益,助力 美好生活"为主题的2025年金融教育宣传周活动。交通银行积极响应监管号召,集团上下高效协同、主 动作为,围绕宣传周主题打造了一系列形式新颖、内容丰富的金融知识普及项目,为公众提供更加贴近 生活、易于理解的金融教育服务,进一步推动金融知识走进千家万户。 据悉,宣传周期间,交行在全国28个省市的73个景区同步开展了"风险提示送上门"专项活动,切实将金 融服务与知识普及送到消费者身边。 由交行与新华网联合策划制作的金融教育系列宣传片《姣姣,出发!》先导片同步在线上多个渠道发 布。视频中,"姣姣"除了负责"说消保"工作之外,还接到一个新任务,开启一段融合旅行与金融知识普 及的奇妙之旅。后续,她将前往上海、云南和青岛等城市旅行,通过轻松有趣的剧情传播防诈骗、防范 黑灰产和理性投资等实用金融知识,以创新叙事方式增强公众的金融风险防范意识。令人期待的 是,"姣姣"将推出嵌入智能芯片的实体手办和多种周边产品。 原标题:交通银行:以温暖服务守护消费者权益 宣传周期间,交行结合自身金融文旅IP"文旅大戏",整合资源,在全国多个景区组 ...
我国银行业总资产近470万亿元,位居世界第一,中证A500红利低波ETF(561680)投资机会受关注
Xin Lang Cai Jing· 2025-09-23 05:42
Group 1 - The central bank reported significant achievements in China's financial sector during the "14th Five-Year Plan" period, with total banking assets reaching nearly 470 trillion yuan, ranking first globally [1] - China's stock and bond market sizes rank second in the world, while foreign exchange reserves have maintained the top position for 20 consecutive years [1] - The country leads in green finance, inclusive finance, and digital finance, establishing a comprehensive and efficient cross-border payment network for the renminbi [1] Group 2 - As of September 23, 2025, the CSI A500 Dividend Low Volatility Index (932422) saw a slight increase of 0.01%, with notable stock performances from Ningbo Port (up 2.70%) and Industrial and Commercial Bank of China (up 2.65%) [2] - The CSI A500 Dividend Low Volatility ETF (561680) experienced a trading volume of 851.19 million yuan, with a turnover rate of 1.66% [2] - The ETF has a maximum drawdown of 3.42% since inception, with a tracking error of 0.164% this year, indicating high tracking precision among comparable funds [2] Group 3 - The CSI A500 Dividend Low Volatility Index selects 50 stocks from the CSI A500 Index based on high dividend yields and low volatility, weighted by dividend yield [3] - As of August 29, 2025, the top ten weighted stocks in the index accounted for 31.13% of the total index weight, with Agricultural Bank of China being the highest [3]
多措并举助丰收 乡村振兴路更宽
Jin Rong Shi Bao· 2025-09-23 04:24
9月23日,伴随着丰收的喜悦,第八个"中国农民丰收节"(以下简称"丰收节")如期而至。今年的丰收节以"庆农业丰收 享美好生活"为主题,全国各地 秉承"庆祝丰收、弘扬文化、振兴乡村"的宗旨,锚定推进乡村全面振兴、建设农业强国目标,深入学习运用"千万工程"经验,深化农村改革,突出农民主体 地位,组织开展丰富多彩的庆祝丰收活动。 金融是落实农业强国建设的重要力量。多年来,银行业金融机构紧跟国家政策导向,运用金融优惠政策,创新产品、优化服务,不断强化对"三农"和乡 村全面振兴的支持,成为推动农业增效益、农村增活力、农民增收入的重要力量。 支持乡村产业全链条升级:多策共举万象新 民以食为天。洁白饱满的大米,是人们日常饮食中不可或缺的"主角",承载着国人的温饱。 在辽宁省辽阳市灯塔市,大米不仅是广大老百姓碗中的香糯,更是推动区域经济发展的重要支柱产业之一。从田野到餐桌,从播种到品尝,大米的"上 桌之旅"离不开金融铺就的路基。 辽宁禾谷茂源农业发展有限公司(以下简称"禾谷茂源")是当地一家农业相关企业。年初,禾谷茂源负责人田先生一度因资金周转问题压得愁眉不展。 "化肥、农药、农机具的钱刚凑够,地租还没有着落。"站在承包的2 ...