Core Viewpoint - China Chemical announced that its controlling shareholder, China Chemical Engineering, has received financing support for its shareholding increase plan from Industrial and Commercial Bank of China, amounting to no more than 540 million yuan [1] Group 1 - The financing support is specifically designated for the shareholding increase plan of China Chemical Engineering [1] - The funding sources for the increase plan will include both self-owned funds and loans from financial institutions [1]

固根本，深化党建引领筑牢红色堡垒。该行坚持强化理论武装，不断夯实组织建设，孕育"同心园""同 心π"特色党团品牌，打造党团一体化发展的生动范例，主动与政府街道、各企事业单位联建共建， 以"红色引擎"驱动高质量发展。作为一支年轻化、专业化的团队，该行坚持以人为本，努力打造人才高 地，构建全链条培养体系，培育学习型单位和员工，赋能员工成长。同时，做实关心关爱工作，持续开 展写春联送福字、全员阅读、健步走等特色活动，加强职工小家建设，推进环境"靓化"工程，创造舒适 温馨的工作环境，提升员工获得感、幸福感、安全感。 重实干，写好"五篇大文章"擦亮金融底色。该行深化科创金融服务提质工程，通过"千企万户大走 访""门铃服务"等机制，定制化融资方案，助力科技成果转化与产业升级；多渠道推进绿色金融发展， 对接工业园区ESG"三中心一联盟"，2024年全年绿色贷款增幅在四行中排名第一；普惠投放先行先试、 精准直达，普惠户数和投放量始终保持在四行前列；持续提升适老金融服务，落地苏州全市范围内首个 养老助餐金融支付合作项目；加快数字化转型，在中新两地同步首发"苏州工业园区30周年"纪念版数字 人民币硬钱包，实现数字人民币硬钱包首次 ...

Group 1 - The core viewpoint of the article highlights that Shenzhen, recognized as the "first city of foreign trade" in China, is actively implementing measures to stabilize foreign trade through its financial sector [1] - Since May 2023, five banks in Shenzhen, including Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Export-Import Bank of China Shenzhen Branch, and WeBank, have introduced "financial stability foreign trade" measures [1] - These measures are tailored to the characteristics of foreign trade enterprises, which involve "short cycles and high-frequency transactions," leading to the development of cross-industry cooperation products involving government, banks, insurance, and enterprises [1] Group 2 - Shenzhen's foreign trade is projected to reach 4.5 trillion yuan in 2024, marking a significant milestone as it surpasses 4 trillion yuan for the first time, positioning it as the leading city for foreign trade in mainland China [1] - The year-on-year growth rate for Shenzhen's foreign trade is reported at 16.4%, with both imports and exports reaching historical highs [1]

立足网点，突出阵地宣传。该行坚持以客户为中心，充分利用厅堂主阵地，依托"工行驿站+"平台，开 展线上线下相结合、常态化与特色化相贯穿的金融消费者权益保护教育宣传活动。全辖7个网点均设立 公众教育专区，并通过门楣LED滚动播放标语、张贴海报、发放宣传手册和折页等多种形式，全方位、 常态化向到店客户宣传推广。在业务高峰期，抓住客户等待间隙，开展厅堂沙龙金融教育活动，针对性 宣讲防范非法集资与电信诈骗知识，着力提升老年人金融风险防范意识，引导其通过正规渠道购买金融 产品、接受金融服务，累计200多名老人参与。 为深入践行"金融为民、金融利民、金融惠民、金融安民"服务理念，进一步提升"工行驿站"公益惠民服 务口碑与社会形象，南通开发区支行践行金融工作的政治性、人民性，在辖内持续开展"3·15"金融消费 者权益保护教育宣传活动，进一步助力网点综合竞争力提升和高质量发展。 提高站位，强化组织推动。该行高度重视消费者权益保护与客户服务工作，通过成立活动工作领导小组 和组建特色教育宣传工作队，明确各层级主体责任，建立健全教育宣传、信息保护、投诉处理等消保制 度机制。同时，优化消费者投诉处理流程，明确责任分工和处理时限，深入查 ...

Core Viewpoint - The company is actively promoting consumer rights awareness and financial literacy through a multi-faceted educational approach, focusing on enhancing consumer protection and financial knowledge [1][2] Group 1: Offline Initiatives - The company has established a three-pronged educational model combining physical branches, outdoor outreach, and online promotion to effectively communicate financial policies and consumer rights [1] - In-branch activities include displaying educational posters, distributing financial knowledge brochures, and using digital screens to convey messages about financial risks, creating a strong promotional atmosphere [1] - Branch managers are actively engaging customers in discussions about credit, deposit insurance, and illegal fundraising, receiving positive feedback from clients [1] Group 2: Community Engagement - The company has targeted community outreach, particularly focusing on the elderly demographic, to enhance their understanding of financial policies and risk identification [1] - The initiative coincides with the "3.15 Financial Consumer Rights Protection Day," emphasizing the importance of consumer education [1] Group 3: Online Initiatives - The company has developed a digital communication matrix utilizing platforms like WeChat and Douyin to broaden the reach of financial education [2] - Engaging content such as animated videos explaining financial policies and risks has been created, with one video achieving 1,351 views [2] - The company emphasizes that promoting financial knowledge is not only a social responsibility but also crucial for empowering consumers to protect their rights [2]

Core Insights - The incident at Nantong Qidong Chengxi Branch highlights the importance of vigilance and professional judgment in the banking sector, particularly in identifying potential fraud cases [1][2] - The swift response of the bank staff and their cooperation with law enforcement played a crucial role in resolving the situation effectively [2] Group 1: Incident Overview - A middle-aged woman attempted to withdraw 200,000 yuan using a suspicious deposit certificate, which raised red flags for the customer service manager due to its poor quality and inconsistencies [1] - The customer service manager's experience led to a series of probing questions that revealed the woman's inability to provide coherent answers, indicating a potential financial fraud [1] Group 2: Response and Resolution - The bank staff implemented a strategy to keep the woman calm while simultaneously contacting the police to report the suspicious activity [1] - Upon investigation, it was discovered that the incident stemmed from a family dispute rather than financial fraud, as the woman sought to obtain funds improperly due to personal issues [1][2] Group 3: Professionalism and Future Actions - The woman expressed gratitude towards the bank staff for their professionalism, acknowledging that their diligence prevented her from making a serious mistake [2] - The incident underscored the need for ongoing training for bank employees to enhance their ability to detect unusual situations and respond appropriately, ensuring customer fund safety [2]

Group 1 - The company actively promotes a people-centered value orientation and the spirit of volunteer service, focusing on protecting financial consumer rights and enhancing service capabilities [1] - The bank organized a financial lecture in a community to educate residents about fraud prevention, particularly targeting elderly clients, and received positive feedback for improving their financial literacy and risk awareness [1] - The bank's staff provided practical advice on identifying scams and protecting personal financial information during the community event [1] Group 2 - A customer urgently needed to withdraw funds from a fixed deposit to pay for medical expenses for their mother, who was in critical condition after an accident [2] - The bank quickly initiated an emergency payment process, requiring necessary documentation to facilitate the withdrawal and transfer of funds to the hospital [2] - The bank continues to uphold a customer-centric service philosophy and aims to strengthen consumer rights through detailed and effective service actions [2]

Group 1 - The core idea of the event is to promote financial consumer rights protection and enhance financial literacy among the elderly population [1][2] - The event included a financial knowledge lecture that explained consumer rights protection, identification of financial fraud, and personal credit safety in an easy-to-understand manner [1] - An interactive Q&A session was designed to make the event engaging, allowing participants to reinforce their learning through active participation [1] Group 2 - Practical financial knowledge materials were distributed, covering topics such as credit regulations, consumer rights protection, and fraud prevention for easy reference in daily life [1][2] - A consultation segment was included where volunteers addressed financial questions from the elderly, enhancing the event's practicality and relevance [2] - The event received high praise from participants, indicating a strong desire for similar future activities, showcasing the commitment of the financial institution to social responsibility [2]

2025年5月9日，由申万宏源证券担任主承销商的"中国工商银行股份有限公司2025年科 技创新债券（第一期）（债券通）"成功发行，本期债券发行规模200亿元，期限3年，票面 利率1.65%，为市场首批金融类科技创新债券，创商业银行金融债最低票面利率，同类产品 单期规模之最*。 5月7日，中国人民银行、中国证监会联合发布《关于支持发行科技创新债券有关事宜的公 告》。申万宏源证券积极响应，助力中国工商银行于5月9日率先落地首批科技创新债券。近年来， 工商银行作为全球资产规模最大的商业银行，始终走在金融支持科技创新的前沿。本期债券的发行 将助力债券市场"科技板"和多层次债券市场建设，拓宽科技创新企业融资渠道，激发科技创新动力 和市场活力。 来源：申万宏源证券固收融资 申万宏源证券凭借专业高效的投行服务进一步夯实了与发行人的战略合作关系。 未来，申万 宏源将继续完善全链条金融赋能体系，加大对国家重大发展战略的贯彻落实，为打造新质生产力、 实现高水平科技自立自强提供澎湃的金融势能，扎实做好"五篇大文章"，践行金融央企使命担当。 *注：排名统计时间截至5月9日 ...

Core Viewpoint - Shenzhen, recognized as the "first city of foreign trade" in China, is actively implementing measures to stabilize foreign trade through financial support from various banking institutions [1][2]. Group 1: Financial Measures - Five banks in Shenzhen, including Bank of China and Industrial and Commercial Bank of China, have launched "financial stability for foreign trade" measures since May 2023 [1][2]. - The "Micro Trade Loan" product, specifically designed for foreign trade enterprises, was introduced by the Export-Import Bank of China Shenzhen Branch in collaboration with other financial institutions [1][2][3]. - The Export-Import Bank is providing low-cost special funds, while WeBank offers automated approval and precise pricing for the loans [2][3]. Group 2: Economic Performance - Shenzhen's foreign trade is projected to reach 4.5 trillion yuan in 2024, marking a 16.4% year-on-year increase, with both imports and exports hitting historical highs [1][2]. - In April 2023, Shenzhen's import and export volume was 404.61 billion yuan, reflecting a 3.8% year-on-year growth [2][6]. - The city has maintained a strong resilience in foreign trade, achieving significant growth despite challenging international trade conditions [2][6]. Group 3: Collaborative Model - The financial support model involves a collaboration among policy banks, digital banks, insurance providers, and government information platforms, creating a comprehensive support system for foreign trade enterprises [2][5]. - The "Micro Trade Loan" aims to address the financing difficulties faced by small and micro foreign trade enterprises, with a focus on reducing financing costs and improving access to funds [3][5]. Group 4: Future Commitments - Shenzhen banks have committed to providing substantial credit support to foreign trade enterprises, with plans to offer at least 1.8 trillion yuan in credit and 180 billion USD in international trade settlement support by 2025 [4][5]. - The local government continues to encourage financial institutions to enhance their support for foreign trade enterprises, aiming to foster high-quality development in this sector [5][6].