每经记者｜张寿林 每经编辑｜程鹏 陈俊杰 10月27日，邮储银行披露，该行收到《国家金融监督管理总局关于筹建中邮金融资产投资有限公司的批复》（金复〔2025〕604号），同意筹建中邮金融 资产投资有限公司（暂定名，公司名称以有关监管机构、市场监督管理部门核准的名称为准，以下简称中邮投资）。 筹建工作完成后，邮储银行将按照有关规定和程序向国家金融监督管理总局提出开业申请。 中邮投资是国有六大行全面布局AIC（金融资产投资公司）的最后一子。记者注意到，2025年3月，国家金融监督管理总局办公厅发文，支持符合条件的 商业银行发起设立金融资产投资公司。 助力科技金融 中邮投资注册资本为人民币100亿元，将作为该行全资一级子公司管理。 据邮储银行，设立中邮投资是该行响应国家号召、服务科技强国建设的重要举措，有利于本行提升综合服务能力，做好金融"五篇大文章"，打造科技金融 生力军；通过开展市场化债转股及股权投资试点业务，发挥对科技创新和民营企业的支持作用，助力新质生产力发展，提升服务实体经济质效，进一步推 动本行高质量发展。 此前，邮储银行行长刘建军对外回应，申请设立AIC工作，是该行综合化战略中的重要布局，在积极向监管 ...

Group 1 - Postal Savings Bank of China (601658.SH) has received approval from the National Financial Supervision Administration to establish China Post Financial Asset Investment Co., Ltd. (tentative name), marking a significant step in the bank's comprehensive operational strategy [1] - The registered capital of China Post Investment will be RMB 10 billion, and it will operate as a wholly-owned first-level subsidiary of Postal Savings Bank [1] - The establishment of China Post Investment is aimed at enhancing the bank's comprehensive service capabilities and supporting technological innovation and private enterprises through market-oriented debt-to-equity swaps and equity investment pilot projects [1] Group 2 - The approval of Postal Savings Bank's AIC expands the national commercial banks' AIC lineup to nine, following the initial five major state-owned banks that were approved in 2017 [2] - The AIC pilot program has seen significant expansion, with the investment scope extending from Shanghai to 18 cities, including Beijing and Tianjin, as of September 2024 [2] - The total asset scale of the five major AICs is projected to reach RMB 602.7 billion by the end of 2024, potentially increasing equity investment by approximately RMB 36 billion and leveraging social funds by around RMB 180 billion [2] Group 3 - The expansion of AIC licenses from state-owned banks to joint-stock banks indicates a growing interest among various financial institutions in establishing AICs, which can leverage parent banks' corporate client networks to discover projects and provide stable support for technology innovation enterprises [3] - Commercial banks can offer integrated financial services such as "equity-loan linkage," contributing to a more sustainable risk-return balance [3]

(本文来自第一财经) 农业银行涨超1%再创历史新高，总市值逼近3万亿大关；邮储银行、工商银行跟涨，浦发银行跳水跌超 4%。 ...

10月27日晚间，邮政银行发布公告称，近日，该行收到《国家金融监督管理总局关于筹建中邮金融资产投资有限公司的批复》，同意该行筹建中邮金融资产投资有限公司（暂定名，公司名称以 据悉，筹建工作完成后，邮储银行将向国家金融监督管理总局（下称"国家金融监管总局"）提出开业申请。中邮投资注册资本为100亿元，将作为该行全资一级子公司管理。 邮储银行在公告中表示，设立中邮投资是该行响应国家号召、服务科技强国建设的重要举措。通过开展市场化债转股及股权投资试点业务，发挥对科技创新和民营企业的支持作用，助力新质生产 随着中邮投资获批筹建，国内银行系AIC已增至9家。天眼查数据显示，目前五大行AIC注册资本在145亿元-270亿元之间，最高的是工银金融资产投资有限公司（下称"工银投资"）及建信金融 事实上，银行参与股权投资业务曾长时间受到一定限制——在《商业银行法》要求下，商业银行不能直接进行股权投资。故在限制放宽之前，银行参与股权投资主要通过理财子发行私募理财产品募 首批银行系AIC试点始于2017年，工银投资、农银金融资产投资有限公司（下称"农银投资"）、中银金融资产投资有限公司（下称"中银资产"）、建信投资和交银金融资产投 ...

来源：市场资讯 首批银行系AIC试点始于2017年，工银投资、农银金融资产投资有限公司（下称"农银投资"）、中银金 融资产投资有限公司（下称"中银资产"）、建信投资和交银金融资产投资有限公司（下称"交银投资"） 率先成立。 在行业发展早期，以上五家机构主要通过债转股及其配套支持业务，解决银行不良资产和企业杠杆率较 高等问题。直到2021年原银保监会印发《关于银行业保险业支持高水平科技自立自强的指导意见》，鼓 励AIC在业务范围内，在上海依法依规试点开展不以债转股为目的的科技企业股权投资业务，AIC才开 始从"债转股"向"股权投资"延伸。 据悉，筹建工作完成后，邮储银行将向国家金融监督管理总局（下称"国家金融监管总局"）提出开业申 请。中邮投资注册资本为100亿元，将作为该行全资一级子公司管理。 邮储银行在公告中表示，设立中邮投资是该行响应国家号召、服务科技强国建设的重要举措。通过开展 市场化债转股及股权投资试点业务，发挥对科技创新和民营企业的支持作用，助力新质生产力发展，提 升服务实体经济质效，进一步推动该行高质量发展。 随着中邮投资获批筹建，国内银行系AIC已增至9家。天眼查数据显示，目前五大行AIC注册资 ...

来源：新浪证券-红岸工作室 10月27日，邮储银行涨0.33%，成交额11.09亿元。两融数据显示，当日邮储银行获融资买入额1.26亿 元，融资偿还1.43亿元，融资净买入-1683.92万元。截至10月27日，邮储银行融资融券余额合计8.32亿 元。 融资方面，邮储银行当日融资买入1.26亿元。当前融资余额8.26亿元，占流通市值的0.20%，融资余额 低于近一年10%分位水平，处于低位。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、投资、同业融资及 ...

会议强调，邮储银行要坚持实干为要，把全会战略部署转化为邮储银行发展实效。全行要深入践行 金融工作的政治性、人民性，坚持立足当前和谋划长远相贯通，锚定"十五五"时期经济社会发展的主要 目标和重大战略任务，积极对接国家"十五五"规划，谋划好邮储银行"十五五"目标任务和战略政策。要 始终把推动高质量发展作为核心任务，坚定不移写好金融"五篇大文章"，切实推动"五大工程""七大改 革"落地见效，全力推进改革创新和转型升级，积极发挥服务实体经济主力军和维护金融稳定压舱石的 作用，以有效金融供给精准响应新质生产力发展需求、满足人民群众日益增长的金融需求，为"十五 五"时期经济社会发展提供更加优质高效的金融服务，为助力中国式现代化建设积极贡献邮储银行力 量。 责任编辑：韩胜杰 本报讯 记者赵萌报道 10月24日，中国邮政储蓄银行召开党委会议，传达学习党的二十届四中全会 精神，研究部署贯彻落实工作。邮储银行党委书记、行长刘建军主持会议。 会议要求，邮储银行要认真学习领会习近平总书记重要讲话精神和全会精神，不断深化细化学习安 排，扎实开展学习教育、培训辅导、宣传宣讲等工作，在全行迅速掀起学习贯彻全会精神的热潮。 ...

Focus Events - Spot gold has fallen below $4000 per ounce, down 3.15% to $3981.98 per ounce, with COMEX gold futures down 3.40% to $3997.00 per ounce. The cumulative decline since the high of $4381.484 per ounce on October 20 exceeds 5% [1] Regulatory Developments - The China Securities Regulatory Commission (CSRC) released 23 practical measures to enhance the protection of small and medium investors in the capital market, focusing on investor protection during the IPO and delisting processes, and promoting a diversified dispute resolution mechanism [2] - CSRC Chairman Wu Qing announced plans to introduce a refinancing framework to broaden support channels for mergers and acquisitions, urging listed companies to improve governance and increase shareholder returns through dividends and buybacks [6] - The CSRC issued a new plan to optimize the Qualified Foreign Institutional Investor (QFII) system, providing equal treatment for foreign public funds and domestic public funds regarding short-term trading [8] Industry Dynamics - The automotive industry reported a profit margin of 4.5% for the first nine months of 2025, with production reaching 24.05 million units, a year-on-year increase of 11%. Revenue was 782.35 billion yuan, up 7.8%, while costs rose by 8.6% to 688.67 billion yuan [10][11] - Domestic gasoline and diesel prices were reduced due to falling international oil prices, with a decrease of 265 yuan per ton for gasoline and 255 yuan per ton for diesel, translating to a reduction of approximately 0.21 to 0.22 yuan per liter [12] Company News - Reader Media announced that its two former chairmen are subject to administrative regulatory measures due to insufficient independence in decision-making processes [4] - Xibu Mining won the exploration rights for a large copper-gold mine in Anhui province for 8.609 billion yuan, with confirmed copper ore reserves of 121.803 million tons [14] - Xuchang Electric plans to accept a 122.3 million yuan entrusted loan from its controlling shareholder at an interest rate of 2.3% for three years [15] - Qianwei Central Kitchen reported a 4.27% year-on-year increase in third-quarter revenue, totaling approximately 4.92 billion yuan, with a net profit of 53.775 million yuan [16] - North Rare Earth reported a 280% year-on-year increase in net profit for the first three quarters, driven by increased sales volume and higher product prices [19][20] - The company Yihui Lithium Energy set a preliminary transfer price of 72.20 yuan per share, reflecting a 6.1% discount from the closing price [25]

Market Performance - Major US stock indices reached historical highs, with the Dow Jones up 337.47 points (0.71%) closing at 47,544.59, Nasdaq up 1.86% at 23,637.46, and S&P 500 up 1.23% at 6,875.16, marking its first close above 6,800 points [1] - The Philadelphia Semiconductor Index hit a record high, driven by trade negotiation news, with Nvidia rising 2.8%, Intel up 3.3%, and Qualcomm surging over 11% after launching two AI chips for data centers expected to be commercially available next year [1] - Chinese tech stocks also performed well, with the Nasdaq Golden Dragon China Index up 1.6%, Baidu rising 4.8%, JD up 3.0%, Pinduoduo up 2.8%, Alibaba up 2.7%, while NetEase fell 0.4% [1] Commodity Prices - International oil prices slightly declined, with WTI crude oil down 0.31% at $61.31 per barrel and Brent crude oil down 0.49% at $65.62 per barrel [1] - Gold prices fell significantly, with COMEX gold futures for October delivery dropping 2.83% to $4,001.90 per ounce, marking the first time spot gold fell below the $4,000 mark since the beginning of the month [2] Regulatory Developments - The People's Bank of China announced the resumption of open market government bond trading and a supportive monetary policy stance, while also planning to optimize the positioning of the digital RMB [3] - The China Securities Regulatory Commission (CSRC) is set to implement reforms for the Growth Enterprise Market and has launched an optimization plan for the Qualified Foreign Institutional Investor (QFII) system, enhancing access and operational efficiency for foreign investors [4][5] Corporate Earnings - Notable corporate earnings include: - Xinyi Technology reported a net profit of 4.01 billion yuan for Q3, up 1,143.72% year-on-year - Shenxin Technology reported a net profit of 1.47 billion yuan for Q3, up 1,097.40% year-on-year - Shenghong Technology reported a net profit of 11.02 billion yuan for Q3, up 260.52% year-on-year - Other companies like Henglian Petrochemical and Northern Rare Earth also reported significant year-on-year profit increases [5]

Key Points - The article discusses the recent developments in the Chinese capital market, including new stock listings, regulatory updates, and economic indicators [2][4][8][10]. Group 1: New Stock Listings - Four new stocks are listed today, including three unprofitable companies on the Sci-Tech Innovation Board, marking the first batch of newly registered companies in the Sci-Tech Growth Layer [7]. - The new stocks include DeLiJia with an issue price of 46.68 CNY per share and a subscription limit of 9,500 shares, and ZhongCheng Consulting with an issue price of 14.27 CNY per share and a subscription limit of 630,000 shares [7]. Group 2: Regulatory Updates - The China Securities Regulatory Commission (CSRC) released opinions on enhancing the protection of small and medium investors in the capital market, aiming to improve investor protection mechanisms [8]. - The CSRC also published a plan to optimize the Qualified Foreign Institutional Investor (QFII) system, introducing a green channel and simplified processes for certain foreign investors [10]. Group 3: Economic Indicators - From January to September, the total profit of large-scale industrial enterprises in China reached 53,732 billion CNY, a year-on-year increase of 3.2% [10]. - The profit breakdown shows that state-owned enterprises experienced a slight decline of 0.3%, while private enterprises saw a growth of 5.1% [10]. Group 4: Financial Forum Insights - At the 2025 Financial Street Forum, the People's Bank of China announced plans to resume public market operations for government bonds, indicating a positive outlook for the bond market [8]. - The Financial Regulatory Administration emphasized its commitment to preventing systemic financial risks and improving the efficiency of financial regulation [9].