来源：新浪证券-红岸工作室 12月8日，邮储银行涨0.18%，成交额6.77亿元。两融数据显示，当日邮储银行获融资买入额6409.31万 元，融资偿还5334.24万元，融资净买入1075.06万元。截至12月8日，邮储银行融资融券余额合计10.67 亿元。 融资方面，邮储银行当日融资买入6409.31万元。当前融资余额10.61亿元，占流通市值的0.28%，融资 余额低于近一年40%分位水平，处于较低位。 分红方面，邮储银行A股上市后累计派现1377.96亿元。近三年，累计派现773.95亿元。 机构持仓方面，截止2025年9月30日，邮储银行十大流通股东中，香港中央结算有限公司位居第六大流 通股东，持股5.20亿股，相比上期减少4.22亿股。华夏上证50ETF（510050）位居第七大流通股东，持 股2.11亿股，相比上期减少554.09万股。华泰柏瑞沪深300ETF（510300）位居第八大流通股东，持股 1.88亿股，相比上期减少918.03万股。易方达沪深300ETF（510310）位居第九大流通股东，持股1.36亿 股，相比上期减少465.40万股。 融券方面，邮储银行12月8日融券偿还5.09万 ...

在新疆吐鲁番，葡萄产业犹如一颗璀璨的明珠，闪耀在这片广袤的土地上。吐鲁番以其得天独厚的自然 条件成为我国著名的葡萄种植基地。当莹润的月光漫过火焰山，洒在万亩葡萄园的藤蔓间，这座被阳光 偏爱的小城悄然上演了一场关于葡萄的"双重奏"——鲜食葡萄的清甜尾韵尚未散尽，葡萄干的醇厚香气 已抢先弥漫在街巷深处。 在金融助力下，葡萄产业已成为吐鲁番名副其实的"甜蜜事业"，为当地经济发展和农民增收注入了源源 不断的动力。 信用活水润果园 如今，楼兰情缘的葡萄干卖到全国十几个省份，打响了品牌。"这几年要是没邮储银行的'小微易贷'， 我们哪敢一步步扩规模、搞升级？从200万元到500万元，他们懂我们加工企业的难处，帮我们把生意做 "从70万元信用贷到200万元组合贷，邮储银行总能懂我的需求，放款快、服务好，有了他们的支持，我 更能放开手脚干了！"韩洪雷说。 金融"贷"活产业链 吐鲁番市的优质葡萄干为当地葡萄干加工企业提供了高品质原料，新疆楼兰情缘果业有限公司便是当地 葡萄干加工领域的佼佼者。走进厂区，总能听到机器运转的沉稳声响——3条先进葡萄干生产线正开足 马力，新鲜采摘的葡萄经过清洗、晾晒、筛选，源源不断地变成晶莹透亮的成品。 ...

Core Insights - A total of 139 companies have implemented private placements this year, raising a total of 853.69 billion yuan [1] - The companies involved span across 24 industries, with significant participation from the electronics, power equipment, and basic chemicals sectors [1] Fundraising Overview - The total number of shares issued through private placements is 1,075.81 million [1] - The distribution of fundraising amounts by market includes: - Shenzhen Main Board: 29 companies raised 49.77 billion yuan - Shanghai Main Board: 56 companies raised 712.55 billion yuan - ChiNext: 26 companies raised 36.72 billion yuan - Sci-Tech Innovation Board: 28 companies raised 54.64 billion yuan [1] Industry Participation - The industries with the highest number of companies conducting private placements include: - Electronics: 22 companies - Power Equipment: 16 companies - Basic Chemicals: 15 companies [1] - The industries with the highest fundraising amounts are: - Banking: 520 billion yuan - Non-bank Financials: 56.68 billion yuan - Electronics: 55.87 billion yuan [1] Fundraising Amount Distribution - Companies that raised over 10 billion yuan include 10 companies, while 13 companies raised between 5 billion and 10 billion yuan [1] - A total of 69 companies raised less than 1 billion yuan, with 44 companies raising less than 500 million yuan [1] Top Fundraising Companies - The top three companies by fundraising amount are: - Bank of China: 165 billion yuan - Postal Savings Bank: 130 billion yuan - Bank of Communications: 120 billion yuan [2] - Other notable companies include: - China Construction Bank: 105 billion yuan - Guolian Minsheng: 31.49 billion yuan [2] Premium and Discount Analysis - There are 137 records where the latest closing price exceeds the placement price, with the highest premiums recorded by: - AVIC Fei: 842.52% - *ST Songfa: 670.67% - Dongshan Precision: 574.66% [2][3] - Conversely, 15 records show discounts, with the largest discounts from: - Shen High Speed: -27.74% - Aibo Medical: -22.35% - AVIC Heavy Machinery: -18.95% [4]

"以前办理泰铢兑换要多方比对汇率，办理速度受到影响，现在直接在银行窗口提交申请，十分钟就能 到账！"昆明锦宇物流有限公司财务部会计孙心萍感慨。 近年来，中国人民银行云南省分行持续推进区域金融改革、推动金融开放。富滇银行在老挝设立的老中 银行，率先开展人民币对泰铢区域交易试点，推动泰铢进入全国银行间市场。从边民互市到重大跨境项 目，人民币在南亚东南亚市场的认可度持续提升。 去年以来，中国人民银行云南省分行持续扩大自动取款机外卡取现功能覆盖面，积极推动跨境二维码互 联互通，越来越多外籍游客用上了二维码支付。目前，云南已与越南、老挝、泰国的12家银行实现了跨 境二维码互联，今年前10个月，云南省银联跨境二维码累计交易金额达1521.02万元。 曾经"换汇难、到账慢"的边贸结算，如今也迈入"秒级结算"新阶段。邮储银行（601658）云南分行针对 已经开立外汇账户的企业，只需提供电子材料，银行购汇就可以将款项付到指定的境外交易对手账户 中。从纸质审核转为电子化审核，企业无需线下奔波，大幅提升了企业国际结算业务效率。 "过去每次带团都要先统计游客兑换人民币数额，有零有整颇费工夫，如今外籍游客在云南的跨境支付 体验越来越' ...

浙江绍兴诸暨市岭北镇，冬日的岭北山庄白墙黛瓦、依山而建，厨房里飘出香气，吸引不少游客前来入 住品尝美食。 改建之初，这家农家小院曾面临资金紧张的问题。"最初只是想将自建房改造成农家乐，没想到设计、 装修、人工成本加起来远超预期。"山庄经营者周先生坦言，项目推进到一半，资金链紧张，改建工程 被迫中断。 岭北山庄的升级改造，是邮储银行服务文旅产业发展的缩影。针对农家乐"投入大、周期长、轻资产"的 特点，邮储银行诸暨市支行创新推出专项产品，以"信用+担保"模式降低融资门槛，累计投放贷款610万 元，精准扶持当地40余家农家乐改造。在金融活水浇灌下，这些经营主体逐步串联起"吃住游购"全链 条，有的依托茶园开发研学体验，有的结合非遗资源打造主题民宿，形成"一庄一特色"的差异化竞争格 局。数据显示，该行支持的农家乐集群年接待游客超50万人次，带动周边农户增收超千万元。一个个农 家小院的更好发展为浙江文旅产业带来新活力，2024年浙江省全域旅游快速发展，接待游客超8.9亿人 次，同比增长8.9%；综合收入突破1.2万亿元，同比增长9.9%。这份成绩单离不开文旅金融的助力。 "文旅产业是乡村全面振兴的引擎之一，我们持续做好' ...

根据平安基金管理有限公司（以下简称"本公司"）与中国邮政储蓄银行股份有限公司（以下简称"邮储 银行"）签署的销售协议，自2025年12月9日起，本公司旗下部分基金新增邮储银行为销售机构。现将相 关事项公告如下： 一、新增销售基金名称及代码 自2025年12月9日起，投资者可通过上述销售机构办理本公司基金账户的开户业务及下表中基金产品的 申购、赎回、定投、转换等业务。 ■ 注：同一产品各份额间不能相互转换。 二、重要提示 1、定投业务是基金申购业务的一种方式。投资者可以通过销售机构提交申请，约定每期扣款时间、扣 款金额及扣款方式，由销售机构于每期约定扣款日在投资者指定资金账户内自动完成扣款及基金申购业 务。上述列表开通定投业务的基金每期最低扣款金额以基金公告为准，销售机构可根据需要设置等于或 高于基金公告要求的最低扣款金额，具体最低扣款金额以销售机构的规定为准。 2、基金转换是指基金份额持有人按照《基金合同》和基金管理人届时有效公告规定的条件，申请将其 持有基金管理人管理的、某一基金的基金份额转为基金管理人管理的、且由同一注册登记机构办理注册 登记的其他基金的基金份额的行为。基金转换业务规则与转换业务的收费计算 ...

国有大行今年中期分红落地节奏明显加快。今日（12月8日）晚间，农业银行、工商银行两家国有大行同步发布2025年半年度A股分 红派息实施公告。 | 股份类别 | 股权登记日 | 最后交易日 | 除权(息)日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | A 股 | 2025/12/12 | | 2025/12/15 | 2025/12/15 | | · 六日八八六日光十一 | 7- | | | | 两家银行的中期分红股权登记日、除权（息）日、现金红利发放日均定在了2025年12月12日、12月15日和12月15日。 国有大行今年中期分红节奏明显提速 今日晚间，工商银行、农业银行相继公告2025年中期分红派息方案。 其中，工商银行公告，每股派发现金股息人民币0.1414元（含税），本次派发现金股息共计约人民币503.96亿元，其中A股派发现金 股息约人民币381.23亿元。智通财经记者注意到，工商银行今年中期现金分红规模依旧保持行业之最。 农业银行公告，每股派发现金红利人民币0.1195元（含税），共计派发现金红利约人民币418.23亿元（含税），其中A股派发现金红 ...

中证报中证网讯（王珞）近期，北京上市公司协会（以下简称"北上协"）围绕"金融高质量发展与做好 五篇大文章"主题开展了三场走进上市公司调研活动。在该系列活动中，北上协组织会员单位走进北京 银行、农业银行以及邮储银行。 该系列活动由北京证监局指导，北上协主办，各上市公司承办，北京上市公司独立董事、董事会秘书、 证券事务代表、相关领域负责人、媒体记者以及协会秘书处专职工作人员等150余人参加活动。 该系列活动以"调研参观+座谈交流"的形式展开，各参与调研活动的上市公司代表与银行面对面交流， 深入探讨金融机构如何通过科技金融、绿色金融、普惠金融、养老金融、数字金融这"五篇大文章"，精 准赋能实体经济。 北京银行：深耕科创的"首善"标准 9月15日，北上协开启了以"金融高质量发展与做好五篇大文章"为专题的第一场调研座谈活动——走进 北京银行。 11月26日，调研团走进农业银行，这也是系列调研的第二站。农业银行董事会秘书刘清介绍，农行"因 农而生，因农而兴，因农而强"，服务乡村振兴是农行"两大定位"之一。目前，农行40%的贷款、44%的 存款分布在中国的县域地区。在服务乡村振兴的同时，农行高度重视城市业务的发展与创新，形 ...

Core Insights - The active participation of bank wealth management in IPOs, particularly in technology companies and the Sci-Tech Innovation Board, is driven by supportive policies and the need for enhanced returns [1][3][4] Group 1: Bank Wealth Management Participation - In 2023, bank wealth management products have increasingly engaged in IPOs, with a total of 117 allocations and funding amounting to 16.57 million yuan by major firms [2] - The easing of regulations has allowed bank wealth management to participate as A-class investors in offline IPOs, enhancing their ability to generate returns in a low-interest-rate environment [3][4] - The strategic value of participating in Hong Kong IPOs is recognized, as the "A+H" dual listing model becomes more common, attracting wealth management firms to invest in quality enterprises [2][3] Group 2: Focus on Sci-Tech Companies - Over half of the IPOs that wealth management companies participated in this year were from the Sci-Tech Innovation Board or the Growth Enterprise Market, particularly in sectors like semiconductors and biomedicine [4] - The strong initial performance of new stocks in the Sci-Tech sector and their alignment with national strategic goals make them attractive to market funds [4][5] - Wealth management funds are seen as "patient capital" supporting the development of Sci-Tech enterprises, which aligns with the broader goal of financial support for the real economy [4][5] Group 3: Multi-Strategy Approach - The future of the IPO market is expected to remain vibrant, with wealth management companies encouraged to utilize various strategies such as "fixed income plus," quantitative methods, and alternative assets to enhance returns [6][7] - Wealth management firms are advised to focus on "hard technology" sectors supported by national strategies, improving their pricing and selection capabilities for new stocks [7] - Collaboration with external institutions for investment and advisory services is recommended to leverage professional research advantages and create competitive products [7]

Core Insights - The 20th Central Committee emphasizes the importance of expanding domestic demand as a strategic foundation, integrating consumer welfare and investment in goods and people to stimulate new supply and demand interactions [2] Group 1: Financial Services and Consumer Focus - Postal Savings Bank of China Anhui Branch is actively implementing national policies by focusing on enhancing financial services in key consumer areas such as culture, tourism, and elderly care, significantly increasing credit resources in these sectors [3] - The bank has provided over 6.3 billion yuan in credit for 26 cultural and tourism projects, with nearly 2.4 billion yuan in loans disbursed, achieving over 50% credit coverage for national 5A tourist attractions [3] - In the elderly care sector, the bank has innovated business models and provided 1.1 billion yuan in credit for eight elderly care projects, supporting service capacity improvements in various counties [3] Group 2: Stimulating Consumer Spending - The bank has implemented fiscal interest subsidy policies to enhance consumer willingness, resulting in a 26% year-on-year increase in personal consumption loan applications and a nearly 40% increase in credit amounts since the policy's implementation [4] - Various promotional activities have been launched in collaboration with platforms like WeChat and Alipay to enhance consumer experiences in travel, dining, e-commerce, and entertainment [5] Group 3: Supporting Industrial Upgrades - The bank is committed to supporting the revitalization of local industries by providing tailored credit solutions and collaborating with agricultural departments to facilitate the growth of green food and specialty industries [6] - New credit products such as "Sci-Tech e-loans" and "Intellectual Property Pledge Loans" have been introduced to assist small and micro enterprises in overcoming financing challenges [6] - The bank aims to align its services with national strategies, including the integration of the Yangtze River Delta and rural revitalization, to enhance financial service quality and efficiency [6]