Workflow
PSBC(601658)
icon
Search documents
扎根便民生活圈,筑牢消保“微循环” 邮储银行北京分行信用卡守护社区金融权益新实践
Core Viewpoint - Postal Savings Bank of China Beijing Branch actively participated in the "15-Minute Quality Life Festival," focusing on "protecting financial rights and supporting a better life" through credit card consumer rights protection activities, effectively filling the gap in community financial rights protection services [1][7]. Group 1: Event Overview - The event featured an "interactive experience area" designed to enhance citizen engagement and deepen their understanding of financial consumer protection knowledge through fun activities like a throwing game and a quiz [3]. - Participants learned about high-frequency financial risk prevention knowledge and practical credit card skills, including identifying risks such as "false credit card limit increases" and "investment scams," as well as understanding credit card fees and repayment methods [3]. Group 2: Community Impact - A community resident expressed appreciation for the event, noting that the interactive format and staff explanations helped clarify previously misunderstood credit card regulations and associated risks [5]. - The bank's representative emphasized that community residents are key participants in financial consumption and should be a focus for financial consumer protection efforts, aiming to integrate consumer protection concepts into public awareness through engaging methods [7]. Group 3: Future Plans - The Postal Savings Bank of China Beijing Branch plans to continue focusing on community financial service needs by organizing more accessible and effective financial knowledge promotion activities, fulfilling its social responsibility as a financial institution [7]. - The bank aims to embed financial protection services into every "15-minute" community scenario, contributing to a safer and healthier financial consumption environment and supporting high-quality economic development in the Beijing area [7].
邮储银行焦作市分行开展金融教育宣传进校园活动
Huan Qiu Wang· 2025-09-29 07:47
Core Viewpoint - The Postal Savings Bank of China in Jiaozuo City is actively enhancing students' awareness of telecom network fraud and their legal rights through educational campaigns in schools [1][2]. Group 1: Campaign Activities - The bank organized a "Campus Outreach" campaign during the Financial Education Promotion Week, which effectively raised awareness among students [1]. - Employees from the bank visited local kindergartens to explain common fraud tactics such as "emergency payment impersonating parents," "fake financial products related to education," and "imitation of official refund processes" [1]. - The campaign utilized a method of "case analysis + legal clause comparison" to dissect the key elements of fraud, focusing on how fraudsters exploit trust and information gaps [1]. Group 2: Educational Tools and Resources - The bank provided on-site guidance for teachers to install the "National Anti-Fraud Center" app and taught them the "three no's and one more" anti-fraud mantra to quickly acquire practical fraud prevention skills [1]. - A financial education consultation desk was set up in classrooms to educate students and teachers about illegal financial behaviors, particularly focusing on "campus loans" and their implications [1]. - The initiative emphasized the legal rights of financial consumers, helping participants understand how to protect their rights in financial matters [1]. Group 3: Future Plans - The Postal Savings Bank of China in Jiaozuo City plans to continue its commitment to "finance for the people" by collaborating with the education system to offer customized financial knowledge services for students and teachers [2]. - The bank aims to engage more students in these activities, promoting a better campus life through financial literacy [2].
YiwealthSMI|网商银行高赞榜霸榜终结,“真实感”内容助力中小银行上榜
Di Yi Cai Jing· 2025-09-29 07:36
Group 1 - The overall ranking of the bank social media index (SMI) for August 2025 shows stability, with changes primarily in the mid-tier banks, where WeBank, Zhejiang Bank, Jiangxi Bank, and Guiyang Bank replaced Jinshan Bank, Hebei Bank, Industrial Bank, and Chouzhou Bank from the previous month [1] - Postal Savings Bank's content on Douyin received nearly 160,000 likes, breaking the dominance of WeBank's series, showcasing the bank's integration of business expansion with ecological protection initiatives, aligning with societal values on environmental responsibility [2] - The video content from various banks focuses on anniversary promotions, semi-annual reports, and consumer loan interest subsidies, with WeBank leveraging popular sports events to engage audiences effectively [3] Group 2 - The top banks on Douyin include Postal Savings Bank with an index of 84.47, followed by Hengfeng Bank at 82.96, and WeBank at 82.58, indicating strong engagement on social media platforms [12] - The video account rankings highlight Industrial Bank leading with an index of 81.52, followed by招商银行 (China Merchants Bank) at 80.08, and NewNet Bank at 79.59, reflecting their effective content strategies [15] - The public account rankings show China Construction Bank at the top with an index of 84.66, followed by Bank of China at 83.61, and Postal Savings Bank at 83.53, demonstrating their strong outreach and engagement [18]
邮政储蓄银行11月13日起将针对账单分期产品新增专项分期额度权益
Jin Tou Wang· 2025-09-29 03:23
2025年9月28日,中国邮政储蓄银行发布公告称,为了更好地向您提供分期服务,中国邮政储蓄银行自 2025年11月13日起将针对账单分期产品新增专项分期额度权益,您可通过邮储银行(601658)app账单 分期办理入口或者拨打客服电话查询您的专项分期额度资格,并同步更新《中国邮政储蓄银行信用卡账 单分期(已出)业务协议》。 ...
驱车6小时单程400余公里邮储银行嘉峪关市分行送服务上门
Xin Lang Cai Jing· 2025-09-29 03:04
Core Viewpoint - Postal Savings Bank of China (PSBC) demonstrated its commitment to customer service by providing on-site banking services to employees in the Ejin Banner Populus Euphratica Forest Scenic Area, addressing the challenges of remote banking access [1] Group 1: Service Initiative - PSBC Gansu Branch organized a mobile banking service from September 19 to 22, traveling over 400 kilometers to reach the scenic area [1] - The initiative was a response to the needs of a partner company facing difficulties in having employees gather at a bank branch for card issuance [1] - Upon arrival, the bank staff set up a temporary service station and efficiently managed the card issuance process [1] Group 2: Customer Satisfaction - Customers expressed satisfaction with the service, highlighting the convenience and efficiency of the on-site banking process [1] - The service allowed employees to complete the card application without disrupting their work, showcasing the bank's customer-centric approach [1] Group 3: Economic Impact - This initiative effectively addressed the "last mile" issue in salary distribution, facilitating smoother cooperation between the bank and local businesses [1] - PSBC's actions reflect its commitment to supporting local economic development and fulfilling its service philosophy of "serving the people" [1]
邮储银行湛江市分行:精准滴灌民营经济 金融赋能实体经济
Zhong Zheng Wang· 2025-09-29 03:03
Core Insights - Postal Savings Bank of China (PSBC) is innovating financial services to support local industries in Zhanjiang under the national strategy of "financial empowerment for the real economy" [1] - The bank has introduced differentiated credit products and service models tailored to the industrial characteristics of Zhanjiang, providing comprehensive financial support to various enterprises [1] Group 1: Support for Private Enterprises - PSBC Zhanjiang Branch launched the "Xiao Wei Yi Dai" credit loan product to meet the financing needs of private enterprises [2] - The bank's customer manager provided proactive on-site services to understand the operational scale and order flow of Zhanjiang Changxing Color Printing Co., successfully matching their needs with the loan product without requiring collateral [2] - The bank's efficient processes and attentive service have garnered high recognition and praise from enterprises [2] Group 2: Technology Financial Services - The bank employs a "qualification credit + future capacity assessment" approval model for technology financial services [3] - Guangdong Xinbangle Technology Co., a provincial-level specialized enterprise, received 20 million yuan in "Science and Innovation Loans" with a streamlined approval process completed in just 7 working days [3] - This funding effectively addressed the company's capital needs for expanding production by supporting the procurement of kaolin raw materials [3] Group 3: Support for Rural Revitalization - PSBC Zhanjiang Branch has increased its financial support for rural revitalization by launching various agricultural credit products [4] - A farmer in Leizhou received 1.5 million yuan in loans, enabling him to contract an additional 364 acres of land, demonstrating the bank's quick approval process [4] - The bank has provided nearly 900 million yuan in loans to technology enterprises and 14.6 billion yuan to small and micro enterprises this year, effectively addressing financing challenges for private enterprises [4] Group 4: Future Plans - The bank plans to continue deepening its focus on county markets and increasing financial investments in key areas such as specialty agriculture and rural revitalization [4] - PSBC aims to enhance financial services to support farmers' income growth and improve industry efficiency, contributing to the high-quality economic development of Zhanjiang County [4]
邮储银行跌2.02%,成交额2.61亿元,主力资金净流出3758.37万元
Xin Lang Cai Jing· 2025-09-29 02:34
资金流向方面,主力资金净流出3758.37万元,特大单买入4004.55万元,占比15.33%,卖出5334.40万 元,占比20.43%;大单买入5514.09万元,占比21.11%,卖出7942.61万元,占比30.41%。 截至6月30日,邮储银行股东户数16.41万,较上期减少10.31%;人均流通股415086股,较上期增加 11.66%。2025年1月-6月,邮储银行实现营业收入0.00元;归母净利润492.28亿元,同比增长0.85%。 邮储银行今年以来股价涨7.24%,近5个交易日跌2.52%,近20日跌4.60%,近60日涨1.93%。 资料显示,中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼,成立日期2007年3月6日,上市日期2019年12月10日,公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业 ...
A股银行股多数下跌,邮储银行跌超1%
Ge Long Hui· 2025-09-29 02:13
格隆汇9月29日|A股市场银行股多数下跌,其中,邮储银行、西安银行、浦发银行、中信银行跌超 1%。 ...
今年以来定增累计募资7674.51亿元
Core Insights - A total of 104 companies have implemented private placements this year, raising a total of 767.45 billion yuan [1][2] Group 1: Fundraising Overview - 104 companies have conducted private placements, with 116 records of fundraising, totaling 98.735 billion shares issued and 767.45 billion yuan raised [1] - The distribution of fundraising by market shows that 20 companies in the Shenzhen Main Board raised 36.01 billion yuan, 44 companies in the Shanghai Main Board raised 664.82 billion yuan, 23 companies in the ChiNext raised 34.18 billion yuan, and 17 companies in the Sci-Tech Innovation Board raised 32.45 billion yuan [1] - The industries with the most companies conducting private placements include electronics (15 companies), power equipment (14 companies), and basic chemicals (12 companies) [1] Group 2: Top Fundraising Companies - The company that raised the most funds is Bank of China, with 165 billion yuan, followed by Postal Savings Bank and Bank of Communications, raising 130 billion yuan and 120 billion yuan respectively [2] - The top fundraising companies and their respective amounts include: - Bank of China: 165 billion yuan [2] - Postal Savings Bank: 130 billion yuan [2] - Bank of Communications: 120 billion yuan [2] - China Construction Bank: 105 billion yuan [2] - Guolian Minsheng: 31.49 billion yuan [2] Group 3: Price Premiums and Discounts - Among the private placements, there are 106 records where the latest closing price exceeds the placement price, with the highest premiums recorded for companies like AVIC Chengfei (961.35%), Robotech (572.80%), and Dongshan Precision (513.97%) [2][3] - Conversely, there are 10 records where the latest price is below the placement price, with the largest discounts seen in companies like Shen High-Speed (-22.77%), AVIC Heavy Machinery (-20.65%), and Bank of Communications (-19.86%) [2][4]
更快、更轻、更稳 邮储银行数智化硬核跃迁
更快、更轻、更稳 邮储银行数智化硬核跃迁 中国经营报 本 文 摘 要 新一代资金业务核心系统实现100%国产化部署,单笔交易审批效率提升97%;智能外呼上半年引导3000亿元信贷精准流向民生领域;230余项大模型应用覆盖业务全场景……邮储银行用一组组数 近日,邮储银行发布公告称,将吸收合并下属全资子公司中邮邮惠万家银行有限责任公司。而此次整合将进一步强化邮储银行的资源集约利用,推动技术、数据与业务场景的深度融合,并从夯实 在金融科技竞争进入"深水区"的2025年,邮储银行正以国产化核心系统为底座、以全域数据资产为血液、以人工智能技术为中枢,实现从"技术支撑"到"科技引领"的跃升,探索出一条契合国家 01 科技底座革命:从"可用"到"自主可控" 在核心技术自主可控的战略指引下,邮储银行率先完成第三代资金业务核心系统的国产化部署。继新一代个人、公司和信用卡三大核心系统全面升级后,邮储银行完成第三代资金业务核心系统首 新一代系统上线后,邮储银行实现了"更快"——系统负载峰值提升超10倍、单笔交易审批用时减少97%、日终跑批时间缩短90%,为全行数万亿资金业务资产稳健运行筑牢安全防线。 这一突破深度契合国家战略导向。 ...