Core Viewpoint - The article discusses a financial scandal involving a bank wealth manager, Wang Mingshan, who manipulated customer accounts, leading to significant financial losses for elderly clients and subsequent tragic events, including suicides of the involved parties [3][4]. Group 1: Incident Overview - Wang Mingshan, a wealth manager at Postal Savings Bank, misappropriated over 1 million yuan from more than 10 clients, primarily elderly individuals [4]. - Following the discovery of the fraud, Wang committed suicide in April 2025, and her husband also took his life in August 2025 [4][5]. - The police have since closed the case due to the suspects' deaths, advising victims to pursue civil litigation for their losses [4][9]. Group 2: Regulatory Response - The China Banking and Insurance Regulatory Commission (CBIRC) stated that it could not confirm any violations of banking regulations by Postal Savings Bank regarding the incident [5][8]. - In a similar past case, a wealth manager at Postal Savings Bank was found guilty of fraud, with the court ruling that the bank bore 70% of the financial losses incurred by the victims due to its internal control failures [7][8]. Group 3: Legal Proceedings - Victims have initiated civil litigation against the bank, although the case has not yet reached the court due to the need for the completion of the criminal investigation [8][9]. - The victims' lawyer is working to expedite the civil lawsuit process following the police's decision to close the criminal case [9].

Core Viewpoint - Postal Savings Bank of China Hubei Branch is committed to serving the real economy and small businesses by implementing a series of measures to reduce financial costs and fees, thereby injecting financial support into high-quality economic development [1] Group 1: Fee Reduction Measures - The bank has established a comprehensive fee reduction system that covers both corporate and personal clients, ensuring benefits are available online and offline [2] - The bank has eliminated various fees for corporate clients, including account management fees and small account management fees, while offering discounts on account opening fees for small businesses and individual entrepreneurs [2] - Personal clients benefit from waived annual fees for debit cards and reduced costs for account usage, effectively lowering financial burdens [2] Group 2: Financing Cost Reduction - The bank has aligned its loan pricing with the Loan Prime Rate (LPR), providing a 75 basis point discount for inclusive small business loans, resulting in a decrease of over 50 basis points in the average interest rate for small business loans since 2025 [3] - The bank has taken on costs associated with mortgage assessments, registration, and notarization to alleviate the financial burden on businesses, eliminating hidden fees [3] Group 3: Policy Promotion and Impact - The bank has created a dual-channel promotional strategy to ensure comprehensive policy dissemination, utilizing both online platforms and physical outreach to enhance awareness [4] - As of November 2025, the bank has waived a total of 93.84 million yuan in payment fees, benefiting over 107,000 business entities, with 92,000 being small businesses and individual entrepreneurs, accounting for 86% of the total [4] - Over the past five years, the bank has covered 58.97 million yuan in costs related to mortgage assessments and other fees for enterprises [4] - The bank plans to continue enhancing fee reduction policies and improving service precision to further support the financing needs of businesses [4]

据交通银行官方微信公众号消息，近日，交通银行"沃野万理·共见未来——沃德财富万里行"全国巡回 路演在上海、广州、北京三地联合启动。在启动仪式上，周万阜表示，交行近期在总行层面成立财富管 理部，进一步强化财富金融特色，提升客户服务能力。此次"沃德财富万里行"作为组织架构优化后的首 个市场推广项目，将率先在重点区域开展，并逐步向全国推广，持续推动财富管理服务提质升级。 财富管理业务与老百姓的"钱袋子"息息相关。近日召开的中央经济工作会议将"坚持内需主导，建设强 大国内市场"列为明年经济工作重点任务，提出"深入实施提振消费专项行动，制定实施城乡居民增收计 划"。 "财富管理是增加居民财产性收入的重要途径之一，也是提振消费的重要抓手。"周万阜表示，交通银行 做优做强财富管理业务，助力居民增加财产性收入，是落实党中央决策部署的重要举措，也是金融机构 特别是资管机构和财富管理机构的共同使命。 交通银行财富管理业务目前成色如何？半年报显示，截至2025年6月末，交通银行代销个人公募基金产 品余额2131.61亿元，代销个人理财产品余额10044.77亿元，代销个人保险产品余额3535.3亿元。 作为财富管理版图的核心，理财 ...

暫停辦理股份過戶登記 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行擬於 2026年1月19日（星期一）舉行2026年第一次臨時股東會（「臨時股東會」）。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 聯席公司秘書 中國，北京 2025年12月26日 * 中國郵政儲蓄銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可 機構，並不受限於香港金融管理局的監督，亦不獲授權在香港經營銀行及╱或接受存 款業務。 於本公告日期，本行董事會包括董事長及非執行董事鄭國雨先生；執行董事姚紅女士；非 執行董事劉新安先生、張宣波先生、劉瑞鋼先生、胡宇霆先生、丁向明先生及余明雄先 生；獨立非執行董事溫鐵軍先生、鍾瑞明先生、潘英麗女士、唐志宏先生、洪小源先生及 楊勇先生。 為確定有權出席臨時股東會的H股股東名單，本行將於2026年1月1 4日（星期 ...

在过往类似案件中，法院认定银行应承担受损储户财产损失大部分的赔偿责任。 伴随着银行理财经理王某姗及其丈夫孟某的先后自杀，两人身后留下的数千万元的资金谜团，正在成为 公众关注的新焦点。 第一财经记者采访发现，王某姗为邮储银行商丘分行理财经理，自2017年开始，一直到2025年4月案 发，王某姗利用其服务多个银行储户的机会，暗中操纵储户的账户，将其中一些人存储在银行卡里的资 金，通过转账、购买理财产品等多种方式转移至由其控制的关联账户。 多名储户向记者证实了该信息的真实性。其中不少储户都是年龄60多岁以上的中老年人。 储户陈某芝的女儿尚女士告诉记者，其父母的银行账户资金，先后有高达160多万元被转移、挪用，其 父亲更是在得知噩耗后不幸离世。 最终，法院认定，邮储银行泰安分行应承担受损储户财产损失70%的赔偿责任。 今年10月13日，伴随着两人先后自杀，商丘警方向储户陈某芝等人出具撤销案件决定书称，因犯罪嫌疑 人死亡，根据《中华人民共和国刑事诉讼法》第十六条第(五)项之规定，决定撤销此案，并建议受害人 聘请律师向居住地法院或银行网点所在法院提起民事诉讼。警方透露，目前已经查封王某姗和孟某名下 房产、汽车、股票等相关 ...

Core Viewpoint - The article emphasizes the importance of developing a multi-layered and multi-pillar pension financial system in response to China's aging population, highlighting the role of Postal Savings Bank in enhancing pension wealth management and financial services [1][11]. Group 1: Pension Financial Services - Postal Savings Bank has issued over 130 million financial social security cards and opened over 10 million personal pension accounts, actively supporting the national multi-layered pension insurance system [3]. - The bank has enhanced its "financial + social security" one-stop service capabilities, allowing for features such as card replacement and electronic social security card issuance [3]. - The bank offers a comprehensive lifecycle management service for personal pension accounts, covering all channels and products, including deposits, funds, insurance, and wealth management [4]. Group 2: Elderly Customer Services - Postal Savings Bank has improved its elderly-friendly financial services, including the development of user-friendly mobile banking features and the establishment of over 3,000 health management stations for elderly clients [7]. - The bank has launched various community initiatives, such as the "Postal Love Silver Home" project, to provide a supportive environment for the elderly [7]. - The bank's "U Enjoy Future" pension financial brand was officially launched, aiming to enhance the quality of life for elderly customers through tailored financial solutions [10][11]. Group 3: Pension Industry Financing - Postal Savings Bank has created a "523" service system focusing on five core areas and implementing a dual-drive strategy to provide customized financial solutions for the pension industry [9]. - The bank has successfully led a 4.972 billion yuan health and wellness financing project in Wenzhou, showcasing its innovative financial service model [9]. - The bank is continuously improving its support systems, including optimizing credit policies and developing specialized products for pension fund management [10].

根据《公司法》等有关法律法规和《公司章程》的有关规定，邮储银行董事会同意聘任芦苇为该行行 长，其任职资格尚待国家金融监督管理总局核准，芦苇自取得国家金融监督管理总局任职资格核准之日 起就任该行行长。自芦苇任职之日起，姚红不再代为履行行长职务。芦苇不从该行领取薪酬。 芦苇，男，1971年出生，获澳大利亚迪肯大学会计硕士学位。历任中信银行总行营业部党委委员、副总 经理，总行计划财务部总经理、财务会计部总经理、资产负债部总经理、香港分行筹备组副组长，总行 董事会秘书、阿尔金银行筹备组副组长，深圳分行党委书记、行长，总行公司业务总监，党委委员、副 行长，中信信托党委书记、总经理、副董事长、董事长，中信银行党委副书记、执行董事、行长等职 务。现任中国邮政集团有限公司党组成员、副总经理及邮储银行党委书记。 近日，邮储银行（601658）发布公告称，该行董事会收到刘建军的辞职报告。刘建军因达到法定退休年 龄，辞去该行执行董事、行长、董事会社会责任与消费者权益保护委员会主席及委员、董事会战略规划 委员会委员及董事会提名和薪酬委员会委员职务。刘建军的辞任自2025年12月26日起生效。 ...

Core Viewpoint - The article discusses the "Future of Elderly Finance" forum hosted by Postal Savings Bank, emphasizing the importance of developing a multi-tiered pension insurance system to address the challenges of an aging population and enhance the quality of elderly financial services [1] Group 1: Pension Financial Services - Postal Savings Bank actively supports the national multi-tiered pension insurance system, having issued over 130 million financial social security cards and opened over 10 million personal pension accounts [2] - The bank enhances its "financial + social security" one-stop service capabilities, offering features like card replacement and cross-province services [2] - Innovative applications of social security cards are being explored, such as facilitating efficient distribution of elderly meal subsidies and providing convenient payment scenarios for senior customers [2] Group 2: Personal Pension Management - The bank provides comprehensive lifecycle management for personal pension accounts, covering all channels and products, including deposits, funds, insurance, and wealth management [3] - Unique services like retirement benefit calculators and automatic contributions are introduced to help customers better manage their pension savings [3] - The family pension account feature allows customers to view their family's pension asset distribution, aiding in family pension planning [3] Group 3: Elderly Customer Product Rights - Postal Savings Bank launched the "Warm Elderly Season" initiative, creating a "financial + elderly care" ecosystem and introducing the "Vitality Life Card" series, which includes various health and wellness benefits [4] - Collaborations with insurance and wealth management institutions aim to enhance the quality and accessibility of pension products for elderly customers [4] Group 4: Elderly Financial Services Enhancement - The bank is improving its services for elderly customers by enhancing the accessibility of physical branches and self-service devices, as well as providing a user-friendly mobile banking experience [5] - Initiatives like the "Postal Love Health Station" and "Postal Love Silver Home" are established to offer convenient health management and community support for the elderly [5] Group 5: Strengthening Elderly Industry Finance - Postal Savings Bank has developed a "523" service system focusing on five core areas and implementing a dual-drive strategy to provide tailored financial solutions for the elderly industry [6] - The bank has successfully facilitated significant projects, such as a 4.972 billion yuan health care syndicate project in Wenzhou, showcasing its innovative financial service models [6] - Collaborations with local governments and enterprises have led to the establishment of quality projects that enhance the multi-tiered elderly service system [6] Group 6: Future Directions - The bank is committed to enhancing service quality and activating development momentum by optimizing credit policies and creating collaborative mechanisms for the elderly industry [7] - The launch of the "U Enjoy Future" pension finance brand and the release of a national pension demand trend report signify the bank's dedication to supporting the elderly economy [7] - Future efforts will focus on integrating elderly finance into the bank's strategic development, ensuring the protection of pension assets and the well-being of elderly customers [7]

中证报中证网讯（记者 吴杨）12月28日，记者从邮储银行中山市分行获悉，该分行锚定乡村振兴 战略部署，聚焦农业产业融资痛点，以专属网点布局、产品模式创新、高效服务落地为核心抓手，为地 方涉农企业精准注入金融活水。截至11月末，旗下沙朗支行已向沙朗农产品交易中心内客户累计发放贷 款合计约2.39亿元，结余5906.14万元，以硬核金融力量筑牢区域农业高质量发展根基。 据介绍，针对市内最大综合性农产品批发市场、珠三角重要农产品集散中心，即中山农产品交易中 心，邮储银行中山市分行就地专门设立沙朗支行。 自2021年搬迁至现址后，沙朗支行便将服务农产品市场作为重点方向，深耕区域农业产业生态，致 力于开发贴合农产品流通企业需求的金融产品。搬迁后，邮储银行中山市分行推出农产品交易中心专 属"产业链贷款"。除专属产业链贷款外，极速抵押贷、省再担信用贷、省农担信用贷、小企业信用税贷 等多元化产品也在市场中得到广泛应用，形成了"精准匹配、多点发力"的金融服务矩阵，为农产品交易 中心内各类经营主体提供了全方位的资金保障。 果美农业科技集团有限公司的跨越式成长，成为邮储银行中山市分行金融赋能农业、银企协同共赢 的典型范例。这家坐落 ...

Core Insights - Postal Savings Bank of China (PSBC) in Anhui Province is actively supporting rural revitalization by providing financial services tailored to local agricultural industries, including grain, tea, traditional Chinese medicine, and specialized breeding [1][2]. Strategic Leadership - PSBC has established a three-tiered industrial system focusing on provincial, municipal, and county-level industries, creating a detailed financial map to align financial resources with local development plans [2]. - The bank aims to support the development of ten key green food industries in Anhui, conducting in-depth research to customize credit services for local agricultural sectors [2]. Precision Financing - The bank's strategy involves deep engagement in the agricultural supply chain, offering innovative products and services to meet the unique financing needs of local industries [3]. - In Xiaoxian County, PSBC provided timely financial support during the grain harvest season, including an additional 1.7 million yuan in "industry loans" to help farmers manage storage issues caused by adverse weather [3][4]. - In Qingyang County, PSBC issued a 500,000 yuan unsecured loan to a poultry farmer, facilitating the transition from traditional to standardized breeding practices [4]. Long-term Partnership - PSBC emphasizes the importance of long-term relationships with agricultural enterprises through the "Joint Development Plan," which offers enhanced loan limits and favorable interest rates [5]. - As of November 2025, PSBC has signed agreements with 1,108 enterprises under this plan, with a total credit amount exceeding 3.1 billion yuan [5]. Future Outlook - PSBC is committed to continuing its support for the development of Anhui's unique industries, aiming to provide more precise, long-term, and intelligent financial services to foster rural revitalization [6].