Core Viewpoint - Chengdu Bank is enhancing its regional wealth management brand "Furong Jincheng" through various measures, focusing on a stable and low-volatility investment strategy [1][4]. Group 1: Industry Trends - The 2025 Asset Management Summit Forum highlighted the transition of China's asset management industry towards high-quality development, emphasizing the importance of technology and green finance [2]. - The year 2025 marks a significant point in China's "14th Five-Year Plan," with a focus on embracing new productive forces and enhancing the personal pension system [2]. Group 2: Chengdu Bank's Performance - Chengdu Bank ranked 324th in the "Fortune" China 500 list for 2025, improving by 35 places from the previous year, and 170th in the "Banker" magazine's "Global 1000 Banks" list, up by 14 places [3]. - The bank's net asset scale of existing wealth management products reached 60.34 billion yuan by the end of 2024, generating 411 million yuan in wealth management intermediary business income [4]. Group 3: Business Strategy - Chengdu Bank is committed to serving urban and rural residents, small and micro enterprises, and the local economy, establishing a unique business model and competitive advantage [3]. - The bank is enhancing its wealth management capabilities by diversifying its product offerings, optimizing asset allocation, and strengthening its wealth management talent pool [4][5]. - The bank is leveraging digital transformation to expand its customer base and improve service quality, aiming for a distinctive high-quality development path in asset management [5].

2025 年第三次临时股东大会 的法律意见书 致：成都银行股份有限公司 北京市君合律师事务所（以下简称"本所"）接受成都银行股份有限公司（以 下简称"贵公司"）的委托，就贵公司2025年第三次临时股东大会（以下简称"本 次会议"）召集、召开的有关事宜，根据《中华人民共和国公司法》（以下简称 "《公司法》"）、中国证券监督管理委员会《上市公司股东会规则》（以下简 称"《股东会规则》"）等中国（为出具本法律意见书之目的，不包括香港特别 行政区和澳门特别行政区及台湾省）法律、法规、规章及贵公司现行有效的《成 都银行股份有限公司章程》（以下简称"《公司章程》"）的有关规定，出具本 法律意见书。 本法律意见书仅就本次会议的召集和召开程序、出席本次会议人员的资格、 本次会议表决程序是否符合中国相关法律、法规及《公司章程》的规定以及表决 结果是否合法有效发表意见，并不对本次会议所审议的议案内容以及该等议案所 表述的相关事实或数据的真实性、准确性或合法性发表意见。 为出具本法律意见书之目的，本所委派律师（以下简称"本所律师"）列席 了贵公司本次会议，并根据现行法律、法规、规章的有关规定及要求，按照律师 行业公认的业务标准、道 ...

证券代码：601838 证券简称：成都银行 公告编号：2025-068 成都银行股份有限公司 2025年第三次临时股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 《中华人民共和国公司法》《上市公司股东会规则》等法律、法规、规章及《成 都银行股份有限公司章程》的规定。 一、 会议召开和出席情况 (一)股东大会召开的时间：2025 年 11 月 28 日 (二)股东大会召开的地点：四川省成都市西御街 16 号成都银行大厦 5 楼 3 号会 议室 (三)出席会议的普通股股东及其持有股份情况： | 1、出席会议的股东和代理人人数 | 697 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 2,540,762,251 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | | | 份总数的比例（%） | 59.9457 | (四)表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等。 本次股东大会由公司董事会召集，由 ...

Core Viewpoint - The city commercial bank sector experienced a decline of 0.62% on November 28, with Shanghai Bank leading the drop, while the overall stock market showed slight gains [1][2]. Market Performance - The Shanghai Composite Index closed at 3888.6, up 0.34% - The Shenzhen Component Index closed at 12984.08, up 0.85% [1]. Individual Stock Performance - Chongqing Bank: Closed at 11.20, up 0.72%, with a trading volume of 84,100 shares and a turnover of 94.08 million yuan - Xiamen Bank: Closed at 7.15, up 0.56%, with a trading volume of 156,600 shares and a turnover of 112 million yuan - Hangzhou Bank: Closed at 15.59, up 0.13%, with a trading volume of 295,600 shares and a turnover of 461 million yuan - Zhengzhou Bank: Closed at 2.00, unchanged, with a trading volume of 667,700 shares and a turnover of 13.3 million yuan - Nanjing Bank: Closed at 11.57, down 0.09%, with a trading volume of 333,200 shares and a turnover of 38.6 million yuan - Qingdao Bank: Closed at 4.84, down 0.41%, with a trading volume of 332,000 shares and a turnover of 16 million yuan - Changsha Bank: Closed at 9.64, down 0.41%, with a trading volume of 124,200 shares and a turnover of 12 million yuan - Lanzhou Bank: Closed at 2.36, down 0.42%, with a trading volume of 408,600 shares and a turnover of 96.46 million yuan - Xi'an Bank: Closed at 3.83, down 0.52%, with a trading volume of 182,100 shares and a turnover of 6.97 million yuan - Ningbo Bank: Closed at 28.37, down 0.56%, with a trading volume of 195,600 shares and a turnover of 557 million yuan [1][2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 379 million yuan from institutional investors, while retail investors contributed a net inflow of 86.74 million yuan [2][3]. - The following stocks had notable capital flows: - Hangzhou Bank: Net inflow of 9.48 million yuan from institutional investors - Qilu Bank: Net inflow of 6.55 million yuan from institutional investors - Suzhou Bank: Net inflow of 6.07 million yuan from institutional investors - Qingdao Bank: Net inflow of 3.22 million yuan from institutional investors - Lanzhou Bank: Net inflow of 2.34 million yuan from institutional investors - Zhengzhou Bank: Net outflow of 0.96 million yuan from institutional investors - Guizhou Bank: Net outflow of 1.41 million yuan from institutional investors - Xi'an Bank: Net outflow of 2.69 million yuan from institutional investors - Nanjing Bank: Net outflow of 9.30 million yuan from institutional investors - Chongqing Bank: Net outflow of 9.87 million yuan from institutional investors [3].

Core Viewpoint - The article highlights the significant increase in shareholding by major shareholders and executives in various banks, indicating strong confidence in the banking sector's future performance amidst market fluctuations [1][11]. Group 1: Shareholding Changes - China Citic Financial Asset Management Co., Ltd. increased its stake in Everbright Bank from 8.00% to 9.00%, acquiring approximately 275 million A-shares and 315 million H-shares, totaling 1.00% of the bank's total equity [6][7]. - Nanjing Bank's major shareholder, BNP Paribas, increased its stake by over 128 million shares, raising its holding to 18.06% [7]. - Chengdu Bank's actual controller and shareholders increased their holdings by approximately 34.2 million shares, investing a total of 611 million yuan [7]. Group 2: Overall Market Trends - Since the beginning of the year, the banking sector has seen net increases in shareholdings amounting to approximately 9.03 billion yuan, ranking first among 31 industries [8]. - The banking sector has experienced a total increase in shareholdings of about 12.63 billion yuan, second only to the transportation industry, with a decrease of around 3.6 billion yuan [8]. - More than half of the listed banks have disclosed plans for major shareholders or executives to increase their holdings, with the top five banks by increase amount being Nanjing Bank (7.38 billion yuan), Suzhou Bank (1.74 billion yuan), Everbright Bank (1.24 billion yuan), Shanghai Pudong Development Bank (890 million yuan), and Chengdu Bank (610 million yuan) [8]. Group 3: Market Performance - The banking index has risen nearly 8% in the fourth quarter, driven by the continuous buying from shareholders and executives [10][11]. - Major banks like Agricultural Bank of China and Industrial and Commercial Bank of China have reached historical highs in stock prices, indicating a strong performance in the banking sector [11]. - Analysts suggest that the ongoing buying activity from shareholders and executives provides support for bank stock prices, especially as the market experiences significant volatility [11]. Group 4: Future Outlook - The article suggests that the ongoing shareholding increases reflect confidence in the long-term investment value of banks, particularly those with stable operations and strong regional economic resilience [12]. - Future valuation recovery for bank stocks is expected to be driven by low valuations, high dividend yields, regional economic support, and favorable policy conditions [12].

Core Viewpoint - The continuous share buybacks by major shareholders in various banks indicate strong confidence in the banks' future performance, even as the broader market struggles to maintain stability around the 3000-point mark [1]. Shareholder Actions - China Citic Financial Asset Management Co., Ltd. increased its stake in Everbright Bank from 8.00% to 9.00%, acquiring approximately 275 million A-shares and 315 million H-shares, totaling 1.00% of the bank's total equity [6][7]. - In November, several banks, including Nanjing Bank and Chengdu Bank, reported significant share purchases by their major shareholders, reflecting confidence in their growth potential [7][8]. Market Performance - The banking sector has shown resilience, with the banking index rising nearly 8% in the fourth quarter, driven by shareholder and executive buybacks [10]. - The banking sector has seen a net increase in share purchases amounting to approximately 9.03 billion yuan, ranking first among 31 industries [8]. Investment Sentiment - Analysts suggest that the ongoing buybacks by bank shareholders and executives signal a strong belief in the long-term investment value of these banks, particularly those with stable operations and strong regional economic resilience [10][11]. - The increase in share buybacks is seen as a positive indicator for market valuation, providing a clear valuation anchor for investors [10].

Core Viewpoint - The mid-term dividends of listed banks have exceeded 260 billion yuan, reflecting a trend towards enhancing shareholder returns and stabilizing market confidence [1][2][5]. Group 1: Dividend Distribution - As of November 26, 2025, 42 A-share listed banks have distributed a total of 263.79 billion yuan in mid-term dividends, with 13 banks having completed their distributions [1][2]. - The six major state-owned banks contributed over 70% of the total mid-term dividends, amounting to 204.66 billion yuan, with Industrial and Commercial Bank of China leading at 50.40 billion yuan [2][3]. - Several banks, including Shanghai Bank and Nanjing Bank, have also participated in mid-term dividends, with total distributions from city commercial banks reaching 3.10 billion yuan [2][4]. Group 2: Market Impact and Investor Confidence - The implementation of mid-term dividends is seen as a signal of stable operations, enhancing market confidence and attracting long-term capital [1][5][9]. - First-time dividend issuers have experienced positive short-term stock performance, indicating that dividends can boost shareholder confidence and improve capital efficiency [5][9]. - The trend of mid-term dividends is aligned with regulatory encouragement for banks to optimize dividend policies and improve shareholder returns [1][6]. Group 3: Future Outlook and Strategic Considerations - The decision to implement mid-term dividends reflects banks' strong financial performance and stable profit models, which provide a solid foundation for such distributions [6][9]. - Analysts suggest that banks should balance short-term dividend payouts with long-term growth strategies, ensuring that capital is adequately retained for future development [9]. - The ongoing trend of mid-term dividends is viewed as a sign of the maturation of China's capital markets and a shift towards greater emphasis on investor returns [9].

Core Insights - The city commercial bank sector experienced a rise of 0.69% on November 27, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 3875.26, up 0.29%, while the Shenzhen Component Index closed at 12875.19, down 0.25% [1] Stock Performance Summary - Qingdao Bank (002948) closed at 4.86, up 1.25% with a trading volume of 462,800 shares and a transaction value of 224 million [1] - Hangzhou Bank (600926) closed at 15.57, up 1.24% with a trading volume of 269,400 shares and a transaction value of 417 million [1] - Jiangsu Bank (616009) closed at 10.83, up 1.21% with a trading volume of 1,097,800 shares and a transaction value of 1.179 billion [1] - Chengdu Bank (601838) closed at 17.01, up 1.13% with a trading volume of 394,100 shares and a transaction value of 667 million [1] - Shanghai Bank (601229) closed at 10.01, up 1.11% with a trading volume of 447,500 shares and a transaction value of 445 million [1] - Xiamen Bank (601187) closed at 7.11, up 0.85% with a trading volume of 101,900 shares and a transaction value of 72.116 million [1] - Nanjing Bank (6000009) closed at 11.58, up 0.78% with a trading volume of 294,200 shares and a transaction value of 339 million [1] - Xi'an Bank (600928) closed at 3.85, up 0.52% with a trading volume of 220,500 shares and a transaction value of 84.754 million [1] - Changsha Bank (601577) closed at 9.68, up 0.52% with a trading volume of 137,900 shares and a transaction value of 133 million [1] - Qilu Bank (601665) closed at 5.97, up 0.34% with a trading volume of 401,600 shares and a transaction value of 239 million [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 72.7685 million from institutional investors, while retail investors experienced a net inflow of 16.4028 million [2] - The sector faced a net outflow of 89.1713 million from speculative funds [2] Individual Stock Capital Flow - Jiangsu Bank (600919) had a net inflow of 75.1851 million from institutional investors, while it faced a net outflow of 38.3807 million from speculative funds [3] - Shanghai Bank (601229) saw a net inflow of 33.6962 million from institutional investors, with a net outflow of 37.6450 million from speculative funds [3] - Qilu Bank (601665) had a net inflow of 23.2129 million from institutional investors, while it faced a net outflow of 7.1943 million from speculative funds [3] - Chengdu Bank (601838) experienced a net inflow of 21.6104 million from institutional investors, with a significant net outflow of 68.9418 million from speculative funds [3] - Hangzhou Bank (600926) had a net inflow of 17.6667 million from institutional investors, while it faced a net outflow of 41.0399 million from speculative funds [3]

Core Insights - Chengdu Bank won the "Best Innovative Service City Commercial Bank" award at the "2025 First Financial Value List (CFV)" ceremony, highlighting its achievements in financial services and innovation [1][2] - The award signifies Chengdu Bank's commitment to high-quality development through innovation, particularly in the context of digital finance and inclusive finance [1][2] Group 1: Financial Services and Innovation - Chengdu Bank, established in 1996 and listed in 2018, is the first listed bank in Sichuan Province and the eighth city commercial bank listed on A-shares in China [2] - The bank has integrated its development into national and regional strategies, providing over 1 trillion yuan in credit to the Chengdu-Chongqing economic circle over the past five years, with a projected 300 billion yuan for major projects in 2024 [2][3] - Chengdu Bank has supported over 28 billion yuan in rail transit and TOD projects in 2024, contributing to significant infrastructure developments [2] Group 2: Industry Focus and Support - The bank focuses on industrial collaboration in sectors such as electronic information, aerospace, green low-carbon, and health, providing over 15 billion yuan in credit to more than 200 core technology enterprises in Sichuan [3] - Chengdu Bank has pioneered cultural and creative finance, establishing the first specialized branch in the Midwest and launching innovative products like "Cultural Creative Pass" and the first asset-backed note (ABN) project backed entirely by copyrights [3] Group 3: Financial Innovation Practices - Chengdu Bank has actively engaged in the "Five Major Financial Articles" initiative, demonstrating how finance can drive local economic development through innovative measures [4] - The bank established a technology branch in 2009, creating a specialized team and products to support technology finance, becoming a hub for innovation in Sichuan [4] - In green finance, Chengdu Bank has launched various products such as "green bonds" and "carbon emission rights pledge loans," increasing credit support for clean energy and environmental protection [4] Group 4: Inclusive and Elderly Finance - The bank has developed diverse financial products for the elderly, enhancing services through partnerships with communities and institutions, and utilizing big data and AI for personalized services [5] - Chengdu Bank has introduced products tailored for small and medium-sized enterprises, such as "Growth Loan" and "Cultural Creative Pass," streamlining processes and reducing costs to promote inclusive finance [5] - The recognition as the "Best Innovative Service City Commercial Bank" reflects both an honor and a responsibility, positioning Chengdu Bank as a model for transformation in the city commercial banking sector [5]

根据本期债券募集说明书相关条款的规定，本期债券设有发行人赎回权，发行人有权在本期债券第5个 计息年度的付息日，即2025年11月26日赎回本期债券。截至本公告日，经国家金融监督管理总局四川监 管局同意，成都银行已行使赎回权，全额赎回了本期债券。 北京商报讯(记者宋亦桐)11月26日，成都银行（601838）发布公告表示，2020年11月，该行在全国银行 间债券市场发行了规模为人民币60亿元的无固定期限资本债券(以下简称"本期债券")。 ...