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深耕数字沃土 建设银行湖南省分行谱写三湘金融服务新篇章
Chang Sha Wan Bao· 2025-08-07 14:40
创新赋能,锻造企业竞争新优势 在"三高四新"美好蓝图的号召下,湖南建行创新运用"链式赋能"模式,助力区域企业破浪前行。截至 2024年末,湖南建行累计为数字经济核心产业注入信贷支持633亿元;依托网络供应链金融,服务248家 龙头企业及超万家链属企业,投放贷款近295亿元,有力畅通产业血脉。 民生浸润,数字生态融入百姓日常 数字战略的温暖底色,在民生场景中生动彰显,坐落在五一商圈的解放路西支行,成为数字金融应用实 践的最佳注脚。依托"综合金融服务方案",湖南建行解放西路支行及其所在的长沙铁银支行将金融服务 触角延伸到经营、发展、消费的各个方面,聚圈成链、结链成群,为一方烟火保驾护航。联合网红品 牌"茶颜悦色"推出"1元喝茶"活动,数日吸引超10万人次参与;为"文和友"构建智能资金管理"金融生态 圈";助力"伴手礼"等商户实现0费率收单,年省万元费用等。 目前,长沙解放西路支行的数字人民币商户超200户,从五一商圈到湘江之滨,从网红奶茶店到街头龙 虾馆,数字人民币已渗透进城市的毛细血管。 长沙晚报掌上长沙8月7日讯(通讯员 建湘轩 胡澜)在数字浪潮奔涌、创新活力迸发的时代洪流中,建 设银行湖南省分行(以下简称湖 ...
建设银行湖南省分行:向绿也向新
Chang Sha Wan Bao· 2025-08-07 14:40
润泽"乡野山居",普惠活水点绿成金 绿色金融的暖流,同样汩汩涌入三湘四水的田间地头与古老村落。在娄底新化县,紫鹊界梯田云海翻 腾,大熊山秘境幽深。当怀揣乡愁、渴望在家门口创业的村民,苦于老屋改造资金短缺时,湖南建行娄 底分行敏锐捕捉机遇,创新推出"民宿贷"产品。它以"低门槛、低成本、灵活性"如及时雨般落在村民心 间。 民宿负责人廖鹏华站在焕然一新的"瑶人部落"前,望着云海梯田感慨万千:"以前这老房子,冬天漏 风,夏天漏雨,想改,手里没余钱,银行贷款门槛高、流程长,愁得睡不着觉。"今年年初,他抱着试 试看的心态申请了建行的"民宿贷"。"真没想到!从申请到放款,不到一周!"如今他的民宿旺季一房难 求,日子更有了奔头。 锻造"硬核支撑",创新体系持久护航 长沙晚报掌上长沙8月7日讯(通讯员 建湘轩 彭婧)盛夏时节,三湘大地生机勃发。湘江科学城塔吊林 立,抽水蓄能电站深谷轰鸣,紫鹊界梯田畔民宿笑迎宾客……在这跃动的建设图景中,一抹澎湃的"建 行绿"深度融入湖南发展血脉。这抹"建行绿",不仅是生态保护的底色,更是驱动产业向新飞跃的澎湃 动能。建设银行湖南省分行(以下简称湖南建行)正以"向绿也向新"的实践,奋力书写绿色金 ...
18家上市银行密集撤销监事会,监督空白如何填补?
Di Yi Cai Jing· 2025-08-07 12:29
Core Viewpoint - The gradual phasing out of the supervisory board in corporate governance is driven by the implementation of the new Company Law in 2024 and regulatory guidance, leading to the transfer of supervisory responsibilities to the board's audit committee and employee directors [2][3][5]. Group 1: Changes in Corporate Governance Structure - As of August 7, 2023, 18 listed banks have announced the cancellation or advancement of the supervisory board, following the trend initiated by major state-owned banks [2][3]. - The new Company Law allows joint-stock companies to replace the supervisory board with an audit committee, which is expected to enhance corporate governance efficiency [6][7]. - The shift indicates a significant change in the governance structure that has been in place for nearly 30 years, with the supervisory board's functions being integrated into the audit committee [3][5]. Group 2: Challenges and Implications - The independence of the audit committee is identified as a key challenge in the new governance framework, as it must effectively take on the supervisory roles previously held by the supervisory board [7][8]. - There are concerns regarding the potential for self-supervision if the audit committee is solely accountable to the board, which could undermine its effectiveness [7]. - The reform necessitates that independent directors with financial and risk management expertise be appointed to ensure the effectiveness of the audit committee's oversight [7][8]. Group 3: Historical Context and Evolution - The supervisory board was established in 1993 as part of a three-tier governance structure, but its effectiveness has diminished over time, leading to a perception of it being a mere compliance entity [5][6]. - The establishment of the Central Audit Committee in 2018 has further externalized traditional supervisory responsibilities, reducing the necessity for an internal supervisory board [4][5]. - The transition from a supervisory board to an audit committee reflects a broader trend towards streamlining governance structures and enhancing operational efficiency within banks [7].
“挂羊头卖狗肉”乐在其中!金信基金多年视契约如儿戏
Sou Hu Cai Jing· 2025-08-07 08:55
来源:笔尖网官方 前十大重仓股分别是平安银行、工商银行、交通银行、建设银行、兴业银行、中国银行、中信银行、民生 银行、光大银行、农业银行,清一色的银行股,且前十持仓占比合计达46.73%。在今年一季度,该基金的 前十大重仓有9只为银行股、1只保险股;2024年四季度,前十大重仓有8只为银行股、1只保险股、1只家 用电器股;2025年三季度,前十大重仓有7只为银行股、1只保险股、1只家用电器股、1只电子股。 《笔尖网》文/笔尖财经 随着中国证监会《推动公募基金高质量发展行动方案》的落地,基金在公司治理、产品发行、投资运作、 考核机制等方面日渐完善,形成行业高质量发展的"拐点"。不过,却有基金公司置若罔闻,旗下基金在配 置资产时依然"挂羊头卖狗肉",视契约如儿戏。 金信基金旗下的金信智能中国2025混合基金则是典型一例,在二季度前十大重仓股中,清一色配置了银行 股。并且,多年来,该基金一直在"亲银行疏智能"。8月5日,金信基金在该基金吧中发起"银行板块投资的 宏观逻辑是什么?"的讨论,基金经理杨超大谈自己的投资心得。但在随后的基民留言中,"自相矛盾"四个 字尤为扎眼。 玩得上瘾! 从基金名称上看,真正的"智能中国 ...
国有大型银行板块8月7日涨1.16%,邮储银行领涨,主力资金净流入3.86亿元
Zheng Xing Xing Ye Ri Bao· 2025-08-07 08:27
从资金流向上来看,当日国有大型银行板块主力资金净流入3.86亿元,游资资金净流出3.12亿元,散户资 金净流出7353.14万元。国有大型银行板块个股资金流向见下表: 证券之星消息,8月7日国有大型银行板块较上一交易日上涨1.16%,邮储银行领涨。当日上证指数报收 于3639.67,上涨0.16%。深证成指报收于11157.94,下跌0.18%。国有大型银行板块个股涨跌见下表: | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601658 | 邮储银行 | 6.00 | 1.69% | 195.62万 | 11.69亿 | | 601288 | 农业银行 | 6.71 | 1.36% | 431.01万 | 28.81亿 | | 601988 | 中国银行 | 5.72 | 1.06% | 303.15万 | 17.26亿 | | 601398 | 工商银行 | 7.84 | 1.03% | 378.98万 | 29.61亿 | | 666109 | 建设银行 | 9.63 | 0.52% | ...
【福利】升级企业积分等级:0元领打车券、健康礼包、航空延误险
中国建设银行· 2025-08-07 08:20
0.99元起购36元支付立减金 > 船信我 惠懂尔 E 普百业 惠万企 I ○ 礼包添动力 权益助腾飞 ○ 航空延误险 冠年累计赔偿至高 7500元 雄康关 2 在线健康咨询 国三甲医院体检 一 上司 十二 S THE THE THE STATE 交通出行 母领滴滴/高德打车券 至高 00元/月 参与对象:普惠金融客户积分达到钻石、铂金、黄金等级 的小微企业客户,企业实际控制人可根据等级 领取权益。 领取路径:下载登录"建行惠懂你"App查看积分等级,并 在"我的一我的积分一等级权益专区"领取权益。 航空延误险 健康关爱 年累计赔偿至高 咨询/体检/洁牙 交通出行 领滴滴/高德打车券 E高] | F 2 2 1 1 = W | | | --- | --- | | 7)提供商务飞行出行保障 贴着什么意思 的 | | | 权益类别 客户范围 | 权益名称 权益内容 | | 钻石等级 有贷户 (近一年内 未领取过 该权益) 航空 | 1.航班延误:每延误4小 时赔偿1000元,年累计 赔偿限额5000元; 升级版 2.航班取消:每次赔偿 500元,年累计赔偿限 额2500元。 | | 延误险 铂金、黄金 等级有贷户 ...
立秋36元“金”喜福利已到
中国建设银行· 2025-08-07 08:20
Group 1 - The article discusses various promotional activities by China Construction Bank (CCB) aimed at enhancing customer engagement through discounts and rewards during specific periods [2][5][6][9]. - CCB is offering a "Douyin Payment Rewards" campaign where customers can receive up to 5 yuan in discounts through participation in the mobile banking app [2]. - A promotion for WeChat transfers is available, where customers can receive a maximum of 1 yuan in WeChat discount money for transfers over 3888 yuan during August 2025 [5]. - CCB is providing a 50% discount on public transport fares and special offers on Alipay vouchers during the promotional period from July to September 2025 [6]. - New cardholders can receive up to 353 yuan in benefits, including various discount vouchers and cash rewards upon binding their cards for the first time [7]. Group 2 - The bank is promoting a "Spend and Earn" program where customers can accumulate points for every transaction made through WeChat Pay, with a cap of 10,000 points per month [9]. - Customers can also benefit from exclusive Alipay privileges, earning up to 30,000 points per month through specific spending thresholds [11][13]. - A utility bill payment promotion allows customers to receive WeChat discount money for payments over 30 yuan, with rewards ranging from 2 to 5 yuan [17].
【活动】至高领18.8元外卖券,叠加积分更优惠
中国建设银行· 2025-08-07 08:20
Core Viewpoint - The article promotes various discount coupons and offers related to food delivery services, specifically targeting users of mobile banking and credit cards from China Construction Bank. Group 1: Promotional Offers - Users can receive WeChat discounts ranging from 10 to 100 yuan upon registering for mobile banking [1] - The promotional period for certain offers is from July 1, 2025, to August 31, 2025, with discounts starting as low as 3 yuan [5] - Weekly coupons for food delivery services like Ele.me and Meituan are available, with specific minimum order amounts required to use the discounts [6][10][11] Group 2: Coupon Details - Ele.me coupons can be used for orders over 38 yuan, and they can be claimed weekly [6] - Meituan offers include discounts for orders over 25 yuan, with specific validity periods for each coupon [10][11][12] - Users can enjoy up to 90% off on certain items when using points for Meituan orders [13] Group 3: Points and Payment - Users can redeem points for discounts on food delivery, with a maximum single transaction limit of 100 yuan and a monthly cap of 500 yuan for Meituan [14] - For Ele.me, users can redeem points for up to 50% off, with a single transaction limit of 5 yuan and the same monthly cap of 500 yuan [14] - The article emphasizes the benefits of using Dragon Pay and Construction Bank credit cards for additional discounts and points accumulation [17][19]
【好礼】臻享双重礼 | 申办高端信用卡达标享至高20万综合积分
中国建设银行· 2025-08-07 08:20
体验任务中心,百元权益等您解锁。 国産業領領 China Construction Bank 活动时间 2025.7.16-2025.12.31 oy mation UnionPar 中国建设银行 我边 是卡家庭体系卡 Flishman Orgi DODD WEB OF NONTHUTEAN THE OF OF OF D 83 03 200 755 COB 6227 UnionPor and And I and ■ 活动对象 活动期间,首次成功办理指定信用卡的我行财富会 员(上月月日均金融资产 >20万)。 F-FFFF 消费达标赠积分 活动期间,客户首次成功办理指定信用卡,并完 成以下达标条件 微信或支付宝绑卡后消费3 2 每笔满等值99元人民币 办理家庭挚爱信用卡主卡 办理尊享白金信用卡主卡 (除Visa单标版)目达标 (银联版)目达标 中国建设银行 中国建设银行 a22 to / 00/00 赠 U 向综合积分 赠与门综合积分 2025年全年限量43000份 2025年全年限量25000份 赠完即止 赠完即止 日 FFAIL 资产提升加赠积分 活动期间,办卡当月的月日均金融资产较上月有 提升(不限金额) ...
【上新】故宫祥瑞,“宫”贺吉祥,限量上新
中国建设银行· 2025-08-07 08:20
Core Viewpoint - The article highlights the collaboration between the Palace Museum and China Construction Bank to launch limited edition commemorative jewelry inspired by the museum's collection, showcasing traditional craftsmanship and cultural heritage [2][6]. Group 1: Product Offerings - The Palace Museum has released limited edition commemorative jewelry pieces, each inspired by its collection, aimed at sharing the beauty of cultural artifacts and traditional craftsmanship with customers [2][6]. - The jewelry features designs by renowned Chinese artisans, including Yuan Changjun and Liu Yongseng, who are masters in traditional techniques such as cloisonné and goldsmithing [4][6]. - The products include symbolic elements like the Pi Xiu, which represents wealth and prosperity, and the butterfly, symbolizing good fortune and happiness [7][14]. Group 2: Cultural Significance - The jewelry pieces are designed to embody auspicious meanings, such as wealth accumulation and family harmony, reflecting traditional Chinese cultural values [8][11]. - The use of materials like jade and gold in the jewelry signifies wisdom, prosperity, and peace, aligning with the cultural significance of these elements in Chinese society [19]. - The designs incorporate traditional motifs and craftsmanship, aiming to preserve and promote the rich heritage of Chinese art and culture [6][18].