转自：新华财经 当一缕阳光照耀在西南边陲的乌蒙大地，中信银行贵阳分行的金融活水正循着新时代西部大开发的战鼓 奔涌向前。这家扎根贵州的金融"国家队"成员，践行"金融为民"，将服务实体经济的初心浸润在黔山秀 水间。从科创企业的实验室到南明河畔的生态线，从苗寨村落的阡陌田垄到银发老人的智慧课堂，中信 银行贵阳分行正以科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"为笔，在围 绕"四新"、主攻"四化"建设的画卷上，挥毫写下建设贵州美好未来的中信注脚。 科技金融：点燃创新发展新引擎 技术进步所产生的新产业、新业态将催生更多金融服务的新需求。中信银行贵阳分行始终坚持国家战略 发展导向，深入贯彻新发展理念，按照《中信银行做好金融"五篇大文章"的实施方案》，坚持把金融资 源投向经济社会发展重点领域和薄弱环节，有力推动地方新产业、新模式、新动能发展。 在贵阳高新区的科创走廊，代码与资本碰撞出璀璨火花。中信银行贵阳分行的综合融资服务成为科创企 业的成长"助推器"，截至2025年6月，18.84亿元科技金融贷款如星火落满大数据、新能源、高端装备制 造、生物科技等领域的72家企业，让核能装备的精密齿轮、生物医药的分子结 ...

万亿美元资金全球配置即将迎来新调整。 近日，国际指数编制公司MSCI公布了8月指数季度审议结果，并将对其旗舰指数体系进行大规模调整，引发国际资本市场的广泛关注。 据公告，MSCI覆盖全球股市的核心指数——MSCIACWI（All Country World Index）将在8月26日收盘后生效的季度调整中新增42只股票，并剔除56只现有成份 股。 这一调整不仅涉及发达市场指数的权重变化，也对新兴市场指数（MSCI Emerging Markets Index）进行了重点优化。根据以往调整规律来看，这类调整往往在短 期内引发被动资金的快速流动，可能对相关股票的价格表现产生相当的影响。 5只A股、9只港股被纳入 在MSCI系列指数中，涉及A股的包括MSCI中国指数、MSCI中国A股在岸指数和MSCI中国全股票指数。 其中，最值得关注的是MSCI中国指数。根据规则，相关个股一旦进入MSCI中国指数，便会同时被纳入MSCI新兴市场指数，从而获得大量的全球被动资金跟踪。 调整结果显示，本次调整中，MSCI中国指数新纳入14只股票，包括指南针、中信银行、巨人网络、艾力斯、景旺电子等5只A股标的，以及三生制药、中信金融资 ...

Core Insights - The new policy for technology innovation bonds has led to a significant issuance of 883.16 billion yuan in just three months, with financial institutions accounting for nearly 36% of this total [1][2] - The issuance of technology innovation bonds has expanded to include more small and private enterprises, alongside the traditional dominance of central and state-owned enterprises [1][2] - The average coupon rate for newly issued technology innovation bonds is 1.9282%, with some bonds having rates as low as 0.01% [1][3] Issuance Details - From May 7 to August 10, a total of 700 technology innovation bonds were issued, amounting to 883.16 billion yuan, compared to 197 bonds totaling 208.11 billion yuan in the same period last year, indicating a significant policy impact [1][2] - Financial institutions have issued 314.27 billion yuan of the total, with banks leading at 230.3 billion yuan across 32 banks, including major players like Agricultural Bank of China and Industrial and Commercial Bank of China [2] - Securities companies have collectively issued 54.1 billion yuan, with the largest issuers being China Merchants Securities and CITIC Securities [2] Characteristics of New Bonds - The newly issued technology innovation bonds predominantly have longer maturities, with 76.23% of the total issuance being bonds with maturities of three years or more [3] - The majority of the bonds were issued by central and local state-owned enterprises, with 203 bonds from central SOEs and 369 from local SOEs, while private enterprises issued 94 bonds [3]

Core Viewpoint - The new policy for technology innovation bonds (科创债) has led to a significant increase in issuance, with a total of 883.16 billion yuan in new bonds over the past three months, indicating a strong market response to regulatory support [1][2]. Group 1: Issuance Scale and Participants - The total issuance scale of technology innovation bonds reached 883.16 billion yuan, with financial institutions accounting for nearly 36% of this amount [1][2]. - Among the financial institutions, banks led the issuance with 230.3 billion yuan, followed by 38 securities companies that collectively issued 54.1 billion yuan [2]. - The participation of small and medium-sized institutions and private enterprises has increased, with various smaller banks and private equity firms also issuing technology innovation bonds [2]. Group 2: Characteristics of New Bonds - The average coupon rate for newly issued technology innovation bonds was 1.9282%, which is notably low compared to other credit bonds of similar ratings [3]. - A significant portion of the new bonds has a maturity of over three years, with 76.23% of the total issuance (673.22 billion yuan) falling into this category [3]. - The majority of the issuers are central and local state-owned enterprises, with 203 bonds issued by central state-owned enterprises and 369 by local state-owned enterprises [3].

Investment Rating - The report maintains a positive outlook on the banking sector, indicating that insurance funds are expected to continue allocating to high-dividend, high ROE bank stocks, establishing a solid and sustainable funding base for a long-term bullish trend in the banking sector [3][4]. Core Insights - The report emphasizes the necessity for insurance companies to invest in high-dividend assets due to the low interest rate environment and asset scarcity, making bank stocks an attractive option [4]. - It highlights that the banking sector has shown stable performance with an average ROE of approximately 12% from Q1 2015 to Q1 2025, which is significantly higher than the average of non-financial listed companies [4][8]. - The report suggests that insurance funds are currently under-allocated in bank stocks, with a potential increase in allocation that could lead to an influx of over 330 billion yuan into the banking sector [4][16]. Summary by Sections Why Invest - The low interest rate environment and asset scarcity compel insurance companies to seek stable, high-dividend investments, with bank stocks meeting these criteria [4][6]. Current Allocation - As of Q1 2025, insurance funds have over 7 trillion yuan allocated to equities, with approximately 570 billion yuan in bank stocks, indicating a low allocation compared to other indices [4][10]. Future Potential - The report estimates that insurance funds could potentially allocate an additional 330 billion yuan to bank stocks, based on the upper limits of equity allocation [16]. Investment Recommendations - The report recommends focusing on high-quality city commercial banks and undervalued joint-stock banks, suggesting specific banks such as Chongqing Bank and Industrial Bank for investment [4][17].

Core Viewpoint - The forum held by CITIC Bank and Huazhu Group focuses on revitalizing state-owned assets and exploring new cooperation opportunities in the context of financial empowerment and brand enhancement [1][2]. Group 1: Forum Overview - The forum titled "Financial Empowerment and Brand Enhancement" was attended by over 200 participants, including key figures from CITIC Bank, Huazhu Group, and local government [1]. - Keynote speeches were delivered by Huazhu Group CEO Jin Hui and CITIC Bank Zhengzhou Branch President Luo Dongwei, emphasizing the importance of activating dormant assets and enhancing brand value [1][2]. Group 2: Financial Solutions and Strategies - CITIC Bank aims to provide comprehensive financial solutions for revitalizing state-owned properties, covering the entire lifecycle from asset acquisition to operational management and industrial transformation [1]. - The bank's "financing + asset management + intelligence" model is designed to support the revitalization of existing assets in the tourism and cultural sectors [1]. Group 3: Industry Insights and Future Outlook - Jin Hui discussed the transformation and development trends in the hotel industry driven by current policies, highlighting the potential for state-owned "dormant assets" to generate new economic value [2]. - The forum included a roundtable discussion featuring leaders from various sectors, focusing on how to leverage financial support and brand empowerment to unlock the potential of state-owned assets [2]. Group 4: Commitment to Economic Development - The successful hosting of the forum reflects CITIC Bank's commitment to exploring new paths for state-owned asset transformation and building a new ecosystem for industrial-financial cooperation [2]. - CITIC Bank Zhengzhou Branch plans to continue deepening collaborations and innovating financial products and services to contribute to the prosperity of the Henan tourism industry and high-quality economic development [2].

经济观察网中信银行（601998）8月8日发布公告宣布，国家金融监督管理总局已核准金喜年担任本行副 行长的任职资格(批复文号：金复﹝2025﹞469号)。根据监管批复，金喜年先生自2025年8月4日起正式 履职。 ...

来源：金融界 天眼查资料显示，中信银行股份有限公司，成立于1987年，位于北京市，是一家以从事货币金融服务为 主的企业。企业注册资本4893479.6573万人民币。通过天眼查大数据分析，中信银行股份有限公司共对 外投资了60家企业，参与招投标项目5000次，财产线索方面有商标信息185条，专利信息1549条，此外 企业还拥有行政许可155个。 金融界2025年8月9日消息，国家知识产权局信息显示，中信银行股份有限公司取得一项名为"测试方 法、装置、电子设备及计算机存储介质"的专利，授权公告号CN112765029B，申请日期为2021年01月。 ...

Group 1 - The core announcement is about the appointment of Mr. Jin Xinian as the Vice President of CITIC Bank, effective from August 4, 2025, following the approval of his qualifications by the National Financial Regulatory Administration [1][2][3] - The board of directors of CITIC Bank held a meeting on May 8, 2025, where they agreed to appoint Mr. Jin Xinian as Vice President [1] - The approval from the regulatory authority was documented in the official notice numbered Jin Fu [2025] 469, confirming Mr. Jin's qualifications for the position [1]

Group 1 - The core point of the article is the approval of Jin Xinian's appointment as the Vice President of CITIC Bank, effective from August 4, 2025, following the approval from the National Financial Regulatory Administration [1][3] - Jin Xinian, born in March 1971, has 31 years of banking experience, having held various positions at CITIC Bank since 2017 and previously at Agricultural Bank for 24 years [3][4] - The executive team of CITIC Bank has returned to a structure of "one president and five vice presidents," with Jin Xinian being the third "post-70s" executive, which is seen as beneficial for innovation and market adaptability in the context of increasing competition and digital transformation in the banking industry [2][4] Group 2 - As of the end of the first quarter, CITIC Bank reported total assets of 98,552.68 billion yuan, a year-on-year increase of 3.38%; operating income of 51.77 billion yuan, a decrease of 3.72%; and a net profit attributable to shareholders of 19.509 billion yuan, an increase of 1.66% [4]