Group 1: Investor Relations Activities - The investor relations activity was conducted on July 5, 2022, through a telephone conference [2] - Participants included representatives from various financial institutions such as Huatai Securities and Fortune Fund Management [1] Group 2: Loan Management and Risk Control - The bank emphasizes credit risk management by establishing a Loan Responsibility Accountability Committee [2] - Non-performing loans account for less than 1% of the total loan amount, indicating a low level of risk in local government platform loans [2] Group 3: Performance Assessment of Client Managers - Performance assessment for client managers includes metrics such as overdue loan ratio and newly added non-performing accounts [2] - Senior management and client managers have their performance compensation deferred to effectively manage risks [2] Group 4: Financial Technology Development - The bank is focusing on digital transformation, aiming to create a "scenario-based, personalized, and intelligent" digital banking experience [3] - Digital marketing strategies leverage WeChat ecosystems to integrate low-frequency financial services with high-frequency daily life scenarios [3] Group 5: Risk Management Strategies - The bank is developing an intelligent risk control platform based on regulatory compliance and risk management guidelines [3] - The risk management framework is built around risk preferences and policies, ensuring a comprehensive approach to risk governance [3]

证券代码：002807 证券简称：江阴银行 2022 年 07 月 01 日投资者关系活动记录表 编号:2022-28 | --- | --- | --- | |------------|---------------------------------------|-------| | | ■特定对象调研 ■分析师会议 | | | | □媒体采访 □业绩说明会 | | | 投资者关系 | □新闻发布会 □路演活动 | | | 活动类别 | | | | | □其他（请文字说明其他活动内容） | | | | 国盛证券有限责任公司 陈功 | | | | 招商基金管理有限公司 罗丽思 | | | | 兴证全球基金管理有限公司 杨宇辰 | | | | 中信保诚基金管理有限公司 夏明月 | | | | 太平基金管理有限公司 徐乾亮 | | | 参与单位名 | 上海景林资产管理有限公司 蔡凌峰 | | | 称及人员姓 | 华泰柏瑞基金管理有限公司 戴玲 | | | 名 | 弘毅远方基金管理有限公司 黄振东 | | | | 国盛证券有限责任公司 蒋江松媛 | | | | 国华兴益保险资产管理有限公司 刘旭明 | | | | ...

证券代码：002807 证券简称：江阴银行 编号:2022-25 | --- | --- | --- | |---------------|-----------------------------------|--------| | | ■特定对象调研 ■分析师会议 | | | | □媒体采访 □业绩说明会 | | | 投资者关系 | □新闻发布会 □路演活动 | | | 活动类别 | □现场参观 | | | | □其他（请文字说明其他活动内容） | | | | 浙商证券股份有限公司 梁凤洁 | | | | 浙商证券股份有限公司 陈建宇 | | | | 浙商证券股份有限公司 徐安妮 | | | | 中加基金管理有限公司 李继民 | | | | 深圳广汇缘资产管理有限公司 赵鹏 | | | | 博道基金管理有限公司 | 傅之浩 | | | 富国基金管理有限公司 | 徐健荣 | | | 国信证券股份有限公司自营 陈学识 | | | 参与单位名 | 中国人寿资产管理有限公司 | 周洁 | | 称及人员姓 名 | 五矿证券有限公司 黎国栋 | | | | 中欧基金管理有限公司 周小鹏 | | | | 中国人寿资产管 ...

证券代码：002807 证券简称：江阴银行 编号:2022-35 | --- | --- | --- | --- | |------------|-------------------------------------------------|--------|-------| | | ■特定对象调研 ■分析师会议 | | | | | □媒体采访 □业绩说明会 | | | | 投资者关系 | □新闻发布会 □路演活动 | | | | 活动类别 | □现场参观 | | | | | □其他（请文字说明其他活动内容） | | | | | 中泰证券股份有限公司 | 贾靖 | | | | 中庚基金管理有限公司 | 杨雪 | | | | 华安基金管理有限公司 | 梁艳萍 | | | | 上海东方证券资产管理有限公司 | 谢佩静 | | | 参与单位名 | 兴业基金管理有限公司 | 应晋帅 | | | 称及人员姓 | 国金证券股份有限公司自营部 | 戚元昊 | | | 名 | 惠升基金管理有限公司 | 游懿轩 | | | | 宁银理财有限责任公司 | 郑州杰 | | | | 万家基金管理有限公司 | 宋悦 | | | 时 ...

Group 1: Impact of COVID-19 on Business Operations - The COVID-19 outbreak in Jiangyin was effectively controlled within 15 days, allowing for a swift return to work and production [3] - The overall impact of the pandemic on asset quality was limited, with a gradual recovery in credit demand observed post-pandemic [3] - The bank maintained uninterrupted financial services during the lockdown, ensuring that loans were processed as needed [3] Group 2: Credit Support and Loan Demand - The bank has increased credit support, aligning with the expected credit demand recovery from small and micro enterprises and individual borrowers [3] - In the first quarter, the bank's proactive credit issuance laid a solid foundation for revenue growth throughout the year [3] - A financial assistance campaign was launched in June to meet the credit needs of technology enterprises and new agricultural entities [3] Group 3: Performance of Out-of-Region Institutions - Since 2008, the bank has established 5 village banks and 8 out-of-region branches, contributing to revenue growth [3] - By the end of 2021, revenue from out-of-region institutions reached CNY 853 million, a 14.8% increase, accounting for 25.3% of total revenue [3] - The proportion of loans from out-of-region institutions reached 34% by the end of 2021 [4]

证券代码：002807 证券简称：江阴银行 编号:2022-32 | --- | --- | --- | |------------|---------------------------------------------|-------| | | | | | | ■特定对象调研 ■分析师会议 | | | 投资者关系 | □媒体采访 □业绩说明会 □新闻发布会 □路演活动 | | | 活动类别 | | | | | □其他（请文字说明其他活动内容） | | | | vincent gu | | | | 广发证券股份有限公司 范卓宇 | | | 参与单位名 | 东方证券股份有限公司资产管理 卢诗凝 | | | 称及人员姓 | 招商证券股份有限公司 固定收益 张蓓 | | | 名 | 信银理财有限责任公司 李赛 | | | | 大成基金管理有限公司 李涛 | | | | 宁银理财有限责任公司 王梓合 | | | 时间 | 日下午 14:00-15:00 ， 15:30-16:30 | | | 地点 | | | | 上市公司接 | 卞丹娟 | | | 待人员姓名 | | | 2022 年 07 月 25 日投资者关 ...

Group 1: Business Strategy - The bank focuses on expanding inclusive retail business, targeting micro-enterprises with credit under 10 million yuan, personal operating loans, and consumer loans [3] - The bank leverages its advantages as a primary legal entity bank to respond quickly and effectively to market demands [3] - A "7+1+4" inclusive branch system is being developed to enhance service coverage and efficiency [3] Group 2: Product Development - Innovative products such as "Science and Technology Loan" and "Intellectual Property Loan" are introduced for small and medium-sized enterprises [3] - Online loan products like "Jiangyin e-loan" and "Public Fund e-loan" are being actively promoted to cater to consumer finance needs [3] - Specialized products like "Foreign Trade Financing Treasure" are offered to alleviate financing pressures for small foreign trade enterprises [3] Group 3: Market Expansion - The bank aims to tap into the micro-loan demands in the regions served by its branches, replicating successful small-scale business models [3] - Strengthening the customer manager team is a priority, with performance assessments being adjusted to incentivize marketing efforts [3] Group 4: Community Engagement - The bank is enhancing its community engagement through initiatives like "Party Building Co-creation Financial Assistance" to support small and micro enterprises [3] - Activities such as targeted visits and customer information management are being implemented to improve service quality [3]

证券代码：002807 证券简称：江阴银行 编号:2022-26 | --- | --- | --- | |------------|-------------------------------------------------------------|------------| | | ■特定对象调研 ■分析师会议 | | | | □媒体采访 □业绩说明会 | | | 投资者关系 | □新闻发布会 □路演活动 | | | 活动类别 | □现场参观 | | | | □其他（请文字说明其他活动内容） | | | | 国信证券股份有限公司 | 王剑 | | | 国信证券股份有限公司 | 陈俊良 | | | 国信证券股份有限公司 | 田维韦 | | | 中庚基金管理有限公司 | 杨雪 | | 参与单位名 | 汇丰晋信基金管理有限公司 | 徐犇 | | 称及人员姓 | 中国人寿养老保险股份有限公司 | 李毅 | | 名 | | | | | Jason Fountain Capital LI Zhuoqing 杭州中大君悦投资有限公司 | 李广赞 | | 时间 | 2022 年 06 月 24 日 | 9:30-1 ...

证券代码：002807 证券简称：江阴银行 2022 年 06 月 22 日投资者关系活动记录表 编号:2022-24 | --- | --- | --- | |-----------------------|-------------------------------------------------|--------| | | ■特定对象调研 ■分析师会议 | | | | □媒体采访 □业绩说明会 | | | 投资者关系 | □新闻发布会 □路演活动 | | | 活动类别 | □现场参观 | | | | □其他（请文字说明其他活动内容） | | | | 海通证券股份有限公司 林加力 | | | | 海通证券股份有限公司 董栋梁 | | | | 鹏华基金管理有限公司 祝松 | | | | 敦和资产管理有限公司 郭文凯 | | | | 东方阿尔法基金管理有限公司 | | | | 上海明河投资管理有限公司 张桥石 | | | | 国泰基金管理有限公司 王韶怀 | | | | 中庚基金管理有限公司 杨雪 | | | 参与单位名 称及人员姓 | 海通国际证券集团有限公司 | | | 名 | China Shan ...

证券代码：002807 证券简称：江阴银行 编号:2022-42 | --- | --- | --- | --- | --- | |----------------|---------------------------------|------------|-------|-------| | | ■特定对象调研 ■分析师会议 | | | | | | □媒体采访 □业绩说明会 | | | | | 投 资 者 关 系 | □新闻发布会 □路演活动 | | | | | 活动类别 | □现场参观 | | | | | | □其他（请文字说明其他活动内容） | | | | | | 国盛证券有限责任公司 | 马婷婷 | | | | | 国盛证券有限责任公司 | 陈功 | | | | | 国盛证券有限责任公司 | 蒋江松媛 | | | | | 南京证券股份有限公司自营 | 陈铄 | | | | 参 与 单 位 名 | 长江养老保险股份有限公司 | 蔡晗炀 | | | | 称 及 人 员 姓 | 恒大人寿保险有限公司 | 古令今 | | | | 名 | 创金合信基金管理有限公司 | 胡致柏 | | | | | 财通证券资产 ...