证券之星消息，8月12日城商行板块较上一交易日上涨0.03%，苏州银行领涨。当日上证指数报收于 3665.92，上涨0.5%。深证成指报收于11351.63，上涨0.53%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002966 | 苏州银行 | 8.63 | 0.94% | 29.67万 | 2.56亿 | | 002142 | 宁波银行 | 28.49 | 0.74% | 17.67万 | = 5.03亿 | | 601963 | 重庆银行 | 10.27 | 0.59% | 1 9.06万 | 9306.64万 | | 002936 | 郑州银行 | 2.10 | 0.48% | 82.44万 | 1.73亿 | | 001227 | 兰州银行 | 2.49 | 0.40% | 60.13万 | 1.50亿 | | 601997 | 贵阳银行 | 6.40 | 0.31% | 32.00万 | 2.05亿 | | 600928 | 西安银行 | 3.88 ...

上市银行分红季已经开启。6月9日，贵阳银行共派发现金红利10.97亿元。截至目前，已有9家银行 实施了2021年度分红，总金额超过155亿元。另外，还有4家银行已发布2021年年度权益分派实施公告， 现金分红将于下周实施。 一直以来，A股上市银行都是"分红大户"。2021年年报数据显示，银行板块以拟超5400亿元的现金 分红规模在申万31个行业板块中居于首位。除分红"大气"外，银行股股息率也普遍较高。业内人士认 为，银行股具有长期配置价值。 9家银行派发逾155亿元 6月8日晚，兴业银行发布公告称，该行将于6月16日派发2021年年度A股权益，每股派发现金红利 1.035元（含税），共计派发现金红利215.01亿元。同日晚间，南京银行宣布，将于6月17日派发2021年 年度A股权益，每股派发现金红利0.46162元（含税），共计派发现金红利47.57亿元。 据中国证券报记者不完全统计，截至目前，共有13家A股上市银行发布2021年年度权益分派实施公 告，其中9家银行已实施完毕，共计派发现金红利155.70亿元。 9家银行中，现金分红比例超过30%的有3家，最高的是青岛银行，为31.86%；最低的是贵阳银行， ...

（文章来源：每日经济新闻） 每经AI快讯，中国银河证券表示，近期险资再现频繁举牌，中小险企也逐步加大股权投资力度，银行 板块依然受到青睐。预计低利率环境下，险企对稳健高收益资产具有长期配置需求。当前银行板块股息 率约4%，仍处于行业前列，H股股息率优势更加显著，且银行分红稳定、估值较低、业绩波动较小， 有望持续吸引险资流入。此外，考虑到中小险企将自2026年1月起实施新会计准则，银行板块增量资金 有望进一步扩容。当前险资对银行股投资主要集中于国有大行和股份行H股，股息率为主要考虑因素。 而弘康人寿投资郑州银行H股显示险资对区域行布局扩大。未来不排除保险公司加大对估值低、业绩修 复和成长潜力较好的区域行股权投资力度，通过并表和银保业务渠道协同进一步改善投资回报。银行基 本面积极因素持续积累，业绩拐点可期。 ...

本文源自：金融界 资料显示，郑州银行股份有限公司成立于1996年,2015年、2018年先后在香港、深圳上市,是全国首 家"A+H"股上市城商行,2022年4月被河南省委、省政府确定为河南省政策性科创金融运营主体。省内共 有分支行182家,其中地市分行14家;管理中牟、新密、鄢陵、扶沟、浚县、确山、新郑7家村镇银行和1 家金融租赁公司。 作者：行情君 8月11日，上证指数涨0.34%，收报3647.55点，恒生指数涨0.19%，收报24906.81点。 *注：AH股是指同时在A股和港股上市的公司，溢价（A/H）越大，说明H股相比A股越便宜。 郑州银行AH溢价达60.87%，位居AH股溢价率第61位。当日收盘，郑州银行A股报2.09元，跌幅 0.48%，H股报1.42港元，平盘报收。 ...

根据联交所最新权益披露资料显示，2025年8月5日，郑州银行获弘康人寿保险股份有限公司在场内以每 股均价1.34港元增持67.5万股，涉资约90.45万港元。增持后，弘康人寿保险股份有限公司最新持股数目 为283,472,000股，持股比例由13.99%上升至14.03%。 ...

| 股份代號: | 06196 | | --- | --- | | 上市法國名稱: | 鄭州銀行股份有限公司 - H股 | | 日期 (日 / 月 / 年): | 08/07/2025 - 08/08/2025 | | 表格序號 | 大股東/董事/最高行政人員名 作出披露的 買入 / 賣出或涉及的 每股的平均價 | | | | 持有權益的股份數目 佔已發行的有關事件的日 相關法 | | | --- | --- | --- | --- | --- | --- | --- | | | 原因 | 股份數目 | | | （請參閱上述 * 註 有投票權股 期 (日 / 月 / | | | | | | | | 份百分比 年) | | | | | | | | (%) | | | CS20250807E00297 | 弘康人寿保险股份有限公司 1101(L) | | 675,000(L) | HKD 1.3400 | 283,472,000(L) | 14.03(L)05/08/2025 | 格隆汇8月8日丨根据联交所最新权益披露资料显示，2025年8月5日，郑州银行(06196.HK)获弘康人寿保险股份有限公司在场内以每股 ...

Core Viewpoint - The commercial banking sector is undergoing a significant transformation in its customer channel strategy, focusing on the integration and optimization of online platforms, particularly WeChat, while facing challenges from declining public traffic and the need for more personalized customer engagement [2][3][4]. Group 1: Online Channel Integration Trends - Many banks are consolidating their online channels, with a notable trend of shutting down direct banking apps and credit card center apps, shifting focus to WeChat as a primary platform for customer interaction [3][4]. - Banks are migrating WeChat service accounts to official public accounts to unify service functions and promotional channels, as seen with several banks like China Merchants Bank and Industrial Bank [3][4]. - Similar business public accounts within the same bank are being integrated or redirected to the main official public account, enhancing operational efficiency [3][4]. Group 2: Service Function Adjustments - Some banks are discontinuing certain WeChat public accounts or services, directing customers to their mobile banking apps for continued service access, as exemplified by Hunan Sanxiang Bank and Shanghai Rural Commercial Bank [4][5]. - Regulatory bodies have emphasized the need for banks to optimize their mobile applications, focusing on user engagement and functionality, which has led to a more organized approach to online service management [4][5]. Group 3: Public and Private Traffic Dynamics - The decline in public traffic on WeChat has prompted banks to shift their focus towards private traffic management, utilizing tools like WeChat Work for personalized customer service and targeted marketing [6][8]. - Banks are leveraging data analytics and customer behavior tracking to create detailed customer profiles, enabling more tailored marketing strategies and improved customer experiences [8]. - The integration of various online channels, including public accounts, enterprise WeChat, and social platforms, is being utilized to enhance customer journeys and optimize service delivery [8].

Core Viewpoint - The article discusses the ongoing integration and optimization of online channels by commercial banks, particularly focusing on WeChat platforms, in response to the challenges of customer acquisition and retention in a saturated internet environment [1][2][6]. Group 1: Trends in WeChat Channel Integration - Commercial banks are accelerating the integration of online channels, with many direct banks and credit card center apps facing shutdowns [2]. - The integration focuses on three main directions: 1. Unifying WeChat service accounts into official public accounts to streamline services and promotional channels [2]. 2. Merging similar business public accounts under a single official account to enhance operational efficiency [3]. 3. Phasing out certain public accounts or services, redirecting users to mobile apps for continued service [3][4]. Group 2: Regulatory and Functional Changes - Regulatory bodies have emphasized the need for banks to optimize mobile applications, particularly those with low user engagement or high compliance risks [4]. - The distinction between WeChat service accounts and public accounts has become clearer, with service accounts focusing on functional services and public accounts on information dissemination [6]. Group 3: Shift to Private Traffic Operations - In response to declining public traffic, banks are increasingly focusing on private traffic operations to enhance customer engagement [8]. - Banks are utilizing enterprise WeChat for personalized customer service and targeted marketing, creating a private traffic pool through various online and offline channels [9].

（文章来源：证券时报网） 8月6日郑州银行大宗交易一览 | 成交量 | 成交金额 | 成交价格 | 相对当日收盘折溢 | 买方营业部 | 卖方营 | | --- | --- | --- | --- | --- | --- | | （万股） | （万元） | （元） | 价（%） | | 业部 | | 41.85 | 87.89 | 2.10 | 0.00 | 中国中金财富证券有限公司福州 | 机构专 | | | | | | 五四路证券营业部 | 用 | 注：本文系新闻报道，不构成投资建议，股市有风险，投资需谨慎。 郑州银行8月6日大宗交易平台出现一笔成交，成交量41.85万股，成交金额87.89万元，大宗交易成交价 为2.10元。该笔交易的买方营业部为中国中金财富证券有限公司福州五四路证券营业部，卖方营业部为 机构专用。 进一步统计，近3个月内该股累计发生2笔大宗交易，合计成交金额为176.93万元。 证券时报·数据宝统计显示，郑州银行今日收盘价为2.10元，下跌0.47%，日换手率为1.60%，成交额为 2.24亿元，全天主力资金净流入958.98万元，近5日该股累计下跌1.41%，近5日资金合计净流入96 ...

Core Viewpoint - The article discusses the ongoing integration and optimization of online channels by commercial banks, particularly focusing on WeChat platforms, as they adapt to changing customer engagement dynamics and regulatory requirements [1][2][4]. Group 1: Trends in WeChat Channel Integration - Commercial banks are accelerating the integration of online channels, with many direct banks and credit card center apps facing shutdowns [2][3]. - Banks are migrating WeChat service accounts to official public accounts to unify service functions and promotional channels [2][3]. - Similar business public accounts within the same bank are being consolidated or redirected to the official public account [3]. Group 2: Regulatory and Management Challenges - Regulatory bodies have emphasized the need for banks to optimize mobile applications, particularly those with low user engagement or high compliance risks [4]. - Many banks have multiple official WeChat accounts, leading to confusion in service offerings and inconsistent functionalities across different accounts [4][5]. Group 3: Shift in User Engagement Dynamics - The differentiation between WeChat service accounts and public accounts has impacted user engagement, with service accounts now requiring additional clicks to access content, leading to a decline in visibility and interaction [6][7]. - The overall reading volume for service account content has decreased significantly since the introduction of the new WeChat features [6][7]. Group 4: Focus on Private Traffic Operations - Banks are increasingly shifting their focus to private traffic operations, utilizing tools like enterprise WeChat for personalized customer service and targeted marketing [8][9]. - The integration of various online and offline channels aims to create a seamless customer journey and enhance overall customer experience [9].