1月30日金融一线消息，据中央纪委国家监委驻中国工商银行纪检监察组、广东省纪委监委消息：日 前，中央纪委国家监委驻中国工商银行纪检监察组、广东省珠海市监察委员会对中国工商银行（澳门） 股份有限公司原董事长姜壹盛严重违纪违法问题进行了立案审查调查。 经查，姜壹盛丧失理想信念、背弃初心使命，对党不忠诚、不老实，对抗组织审查；无视中央八项规定 精神，收受可能影响公正执行公务的礼品、礼金，接受可能影响公正执行公务的宴请、旅游以及娱乐活 动安排，公车私用，公款吃喝；组织原则缺失，在职工调配录用中为他人谋取利益；弃守廉洁底线，违 规向管理服务对象大额借款，违规收受大额礼金、购物券；擅权妄为，造成国有资产重大风险；贪欲膨 胀，利用职务便利为他人在贷款融资等方面谋利并非法收受巨额财物。 姜壹盛严重违反党的政治纪律、组织纪律、廉洁纪律、工作纪律，构成严重职务违法并涉嫌受贿犯罪， 且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依据《中国共产党纪律处分 条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等有关规定，经中国工商银 行党委研究，决定给予姜壹盛开除党籍处分；经中央纪委国家监委驻中国工商 ...

中央纪委国家监委网站讯 据中央纪委国家监委驻中国工商银行纪检监察组、广东省纪委监委消息：日 前，中央纪委国家监委驻中国工商银行纪检监察组、广东省珠海市监察委员会对中国工商银行（澳门） 股份有限公司原董事长姜壹盛严重违纪违法问题进行了立案审查调查。 姜壹盛严重违反党的政治纪律、组织纪律、廉洁纪律、工作纪律，构成严重职务违法并涉嫌受贿犯罪， 且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依据《中国共产党纪律处分 条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等有关规定，经中国工商银 行党委研究，决定给予姜壹盛开除党籍处分；经中央纪委国家监委驻中国工商银行纪检监察组研究，决 定给予其开除公职处分；收缴其违纪违法所得；经广东省珠海市监察委员会研究，决定将姜壹盛涉嫌犯 罪问题移送检察机关依法审查起诉，所涉财物随案移送。 经查，姜壹盛丧失理想信念、背弃初心使命，对党不忠诚、不老实，对抗组织审查；无视中央八项规定 精神，收受可能影响公正执行公务的礼品、礼金，接受可能影响公正执行公务的宴请、旅游以及娱乐活 动安排，公车私用，公款吃喝；组织原则缺失，在职工调配录用中为他人谋取利益；弃守廉 ...

记者丨黎雨桐 编辑丨金珊 30日，贵金属继续大幅下跌。 截至16：45，现货黄金已跌破5100美元关口，日内跌幅超5%。 | < W | 伦敦金现 | | | | | --- | --- | --- | --- | --- | | | SPTAUUSDOZ.IDC | | | | | | 5091 859 " " " | | 5377.160 总量 | 0 | | -285.301 -5.31% 开盘 | | | 5390.563 现手 | 0 | | 最高价 | 5451.010 持 仓 | | 0 外 营 | 0 | | 最低价 | 5051.305 | 增 仓 | 0 内 盘 | 0 | | 分时 | モ日 日K | | 周Ｋ 月Ｋ 更多 | (0) | | 叠加 | | | 均价:0.000 | | | 5703.015 | | | 6.06% 卖一 5092.096 | | | | | | 买一 5091.859 | | | | | | 16:44 5092.789 | 0 | | 53 1 460 | | | 16:44 5092.829 | 0 | | | | | 0.00% 16:44 509 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"信息处理方法及装置、电子设备 和计算机可读存储介质"的专利，授权公告号CN116668115B，申请日期为2023年5月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

Report Industry Investment Rating - Not provided in the report Core Viewpoints - In the context of the current inverted Sino-US interest rate spread and the continuous increase in the attractiveness of RMB assets, the supply of dim sum bonds is expected to maintain growth in 2026, but the differentiation of the internal supply structure may continue [1][39] - The issuance of urban investment dim sum bonds in 2026 may continue the pattern of "stable and slightly decreasing total volume and continuous differentiation in quality", and high - quality urban investment platforms may maintain a stable supply [1][39] - High - quality industrial entities may become the core growth source of the dim sum bond market in 2026 [1][40] - Innovative varieties of dim sum bonds are expected to increase in volume, and attention should be paid to the income mining opportunities in the initial stage of expansion [1][41] Summary by Relevant Catalogs 1. Dim Sum Bond Market: Ample Liquidity, Policy Support, and Enhanced Attractiveness of RMB Assets - In 2025, the offshore RMB market had ample liquidity. The global liquidity environment showed overall looseness under policy differentiation. The 3M CNH HIBOR was at a historically low level, the 1Y CNH - CNY swap spread approached zero, the Hong Kong Monetary Authority取消 the 25BP additional premium for offshore RMB, and the offshore RMB deposit scale continued to expand [7][9] - The central bank introduced a series of policies to support overseas financing, including raising the cross - border financing macro - prudential adjustment parameters, issuing offshore central bank bills, and launching a pilot green foreign debt business [13][15] - The inverted Sino - US interest rate spread eased, and the exchange rate environment improved, potentially boosting the investment attractiveness of overseas RMB assets. The RMB exchange rate showed a trend of "first weak then strong and narrowing fluctuations" [16] 2. Structural Distribution and Opportunity Mining of Existing Dim Sum Bonds - As of December 24, 2025, the total scale of dim sum bonds was 14,436.81 billion yuan. Financial dim sum bonds were the main component, with a scale of 5628 billion yuan, accounting for 40%. The scale and proportion of urban investment dim sum bonds decreased, while the scale of industrial dim sum bonds significantly expanded [20] - Different types of dim sum bonds had obvious yield differentiation. Urban investment and industrial dim sum bonds had a coupon yield of over 3%, while the weighted average yield - to - call of non - bank financial bonds was 2.29%, and that of other types of dim sum bonds was less than 2%. After considering cross - border investment costs, they were less cost - effective than domestic bonds [24] - For urban investment dim sum bonds, the top five provinces in terms of existing scale were Shandong, Sichuan, Henan, Jiangsu, and Hubei, with a total scale of 1598 billion yuan. The existing scale of 1 - 3Y AA + urban investment bonds was 933 billion yuan, and the yield - to - call of 1 - 3Y AA + urban investment entities in Shandong and Hubei was over 5% [26] - The yield of industrial dim sum bonds showed a pattern of "low for leading enterprises and high for small and medium - sized enterprises". The yield of bonds issued by leading technology enterprises was relatively limited, while that of high - quality private enterprises and small and medium - sized private enterprises in new energy and high - end manufacturing was mostly higher than the average. The average yield - to - call of AAA entities in the top five industries was less than 3.3%, and it was advisable to moderately lower the credit rating to AA + to mine coupon income [31][32] 3. Outlook for the Dim Sum Bond Market in 2026 - Urban investment dim sum bonds: The issuance in 2026 may continue the pattern of "stable and slightly decreasing total volume and continuous differentiation in quality". High - quality urban investment platforms in economically developed areas such as Jiangsu, Zhejiang, and Guangdong may increase the issuance scale, while weak - quality platforms may continue to withdraw from the offshore RMB bond market [39] - Industrial dim sum bonds: High - quality industrial entities may become the core growth source of the dim sum bond market in 2026, driven by the cost advantage of offshore RMB bond financing and policy support [40] - Innovative varieties of dim sum bonds: Green dim sum bonds are expected to achieve a double breakthrough in scale and variety in 2026, and innovative varieties such as sustainable development - linked bonds and blue bonds are expected to further expand [41]

工商银行发布公告，调整如意金积存业务及部分品牌实物黄金产品销售业务办理规则并修订如意金积存 业务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易所交易日，我行将对如 意金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上限、单笔积存或赎回总量 上限等，并进行动态设 | 重要公告 | | --- | | 关于调整如虚会积在业务及部分品製实物质金产品销售业务办理规则并修可如意会积在业务协议的会告 | | 尊敬的客户: | | 根据费金属风险管理和业务需要,为强供更加优质高效的费金属服务,依据《中国工商银行如意全积存业务估设书《2025年 | | 版)》第十五条有关现行可通过公告方式调整加法金积存的业务办理规则并修改持议文本的约定,现行将对如意念积存业务以及部分 | | 品建实物音会产品销售业务的办理规则进行调整,并同步修订如意会积存业务协议。现将有关事项公告如下。 | | 一、业务办理时间调整 | | 自2026年2月7日起,我行如意会积存业务及浮动报价类实物黄金产品销售业务的办理时间调整如下: | | (1)中国工商银行营业网点:以各网点的实际需业时间为准,但不具于当日9: ...

（1）中国工商银行营业网点：以各网点的实际营业时间为准，但不早于当日9:10。 （2）中国工商银行APP、网上银行（www.icbc.com.cn）等电子银行渠道：每日的9:10—22:30。 1月30日，工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理规则并修订如 意金积存业务协议的公告。根据贵金属风险管理和业务需要，为提供更加优质高效的贵金属服务，依据 《中国工商银行如意金积存业务协议书（2025年版）》第十五条有关我行可通过公告方式调整如意金积 存的业务办理规则并修改协议文本的约定，我行将对如意金积存业务以及部分品牌实物黄金产品销售业 务的办理规则进行调整，并同步修订如意金积存业务协议。现将有关事项公告如下： 二、如意金积存业务交易限额管理 一、业务办理时间调整 自2026年2月7日起，在周末以及法定节假日等非上海黄金交易所交易日，我行将对如意金积存业务进行 限额管理，限额类型包括全量或单一客户单日积存/赎回上限、单笔积存或赎回总量上限等，并进行动 态设置，提金不受影响。 自2026年2月7日起，我行如意金积存业务及浮动报价类实物黄金产品销售业务的办理时间调整如下： 三、如意金积存业 ...

Core Viewpoint - The surge in gold prices has led to increased demand for gold accumulation products, causing banking systems to experience overload and transaction failures [1][3][6]. Group 1: Market Dynamics - Gold prices have risen from 1150 CNY/gram to 1170 CNY/gram, prompting investors to seek opportunities to buy [1]. - Many investors are attempting to capitalize on the recent price drop, viewing it as a chance to increase their holdings in gold accumulation products [3][6]. Group 2: Banking System Response - Construction Bank reported that transaction failures were due to high traffic on their system, advising customers to refresh or retry later [3]. - Other banks, including Zhejiang Commercial Bank and Industrial and Commercial Bank of China, also faced similar issues with transaction overload [6]. Group 3: Adjustments in Banking Policies - Construction Bank announced an increase in the minimum amount for personal gold accumulation business to 1500 CNY, effective February 2 [7]. - Other banks, such as Ningbo Bank and China Merchants Bank, have also adjusted their gold product offerings and minimum investment amounts in response to market volatility [9][10].

1月30日金融一线消息，工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理 规则并修订如意金积存业务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易 所交易日，该行将对如意金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上 限、单笔积存或赎回总量上限等，并进行动态设置，提金不受影响。 责任编辑：秦艺 1月30日金融一线消息，工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理 规则并修订如意金积存业务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易 所交易日，该行将对如意金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上 限、单笔积存或赎回总量上限等，并进行动态设置，提金不受影响。 责任编辑：秦艺 ...

工商银行发布关于调整如意金积存业务及部分品牌实物黄金产品销售业务办理规则并修订如意金积存业 务协议的公告。自2026年2月7日起，在周末以及法定节假日等非上海黄金交易所交易日，我行将对如意 金积存业务进行限额管理，限额类型包括全量或单一客户单日积存/赎回上限、单笔积存或赎回总量上 限等，并进行动态设置，提金不受影响。 ...