以下文章来源于声道 ，作者陈白bot 声道 . 穿透市场迷雾，洞悉商业大势 这不是一个传统意义上大家喜闻乐见的霸总和他的娇妻的故事，而是另一套叙事： 当一个代表着上 个时代企业家精神的教父遇到一个深谙互联网社交潜规则的底层爬上来的"狠角色"。到底会发生什 么？ 作者： 陈白 来源：声道 田朴珺现在到底有多火呢？ 火到我作为一个科技产业的观察者，都在不同的饭局、群聊中听到大家以她和王石的八卦作为话题 的中心。在偶像去中心化时代，这种大众传播话题，确实已经不多见了。 当然这种泛化可以理解，毕竟她这一次挑起话题，是因为和王石一起专访了传奇投资人段永平。 ------------------------------ 这三个人的对话在网上被逐帧解读，几乎每个人都能在这场大戏中找到自己的看点。 所以趁这两天不算忙，也不能免俗的，想和大家聊聊这个话题。 我要聊田朴珺和王石，其实不是想聊那点儿老掉牙的八卦，而是单纯的感慨，两个时代之间的冲突 和较量。 而这种冲突背后所呈现的劣币驱逐，其实在最近十年来，一直在发生。 01 田朴珺与王石： 两种人生行为逻辑 十年前的王石，毫无疑问还是中国地产界实打实的英雄人物。 在那个野蛮生长的 ...

在追逐财富自由的漫漫长路上，我们往往容易被宏大的叙事和高深的策略所吸引，却忽略了脚下最坚实的那块基石。真正的财富觉醒，并非始于某个神秘的 契机，而是源于我们对第一笔资金的郑重对待与智慧打理。这不仅是数字的游戏，更是对自我欲望、认知格局与人性弱点的初次交锋。理好这"第一笔钱"， 是我们向财富自由发出的第一封正式信函，也是我们构建未来财务大厦的奠基之礼。 1. 重新定义"钱"的本质 在迈出第一步之前，我们必须先打破固有的认知枷锁。对于普通人而言，钱往往等同于消费能力的凭证，是满足当下欲望的工具。然而，在财富自由的语境 下，钱首先应该是"种子"，是能够通过复利效应不断生长的资本。理好第一笔钱，核心在于转变思维——从"我这个月能花多少钱"的消费者心态，转变 为"我如何让这笔钱为我工作"的资产构建者心态。每一分钱，都应被审视它是否具备转化为资产的潜力，还是仅仅沦为转瞬即逝的负债。 2. 直面人性的弱点：延迟满足与克服短视 理财的第一步，本质上是一场与人性本能的博弈。人性天然倾向于即时满足，倾向于高估当下的需求而低估未来的风险。理好第一笔钱，就是有意识地训 练"延迟满足"的能力。这意味着我们需要为那笔可能微不足道的本金， ...

monkeybusinessimages / iStock via Getty Images Quick Read Aim to save 20% of earnings for retirement while limiting discretionary spending to 30%. Automate retirement contributions and redirect raises to investing before lifestyle creep occurs. Avoid carrying credit card balances and financing depreciating assets like expensive cars. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Football legend ...

广东步步高电子工业有限公司创始人，步步高集团董事长段永平，在谈及到教给儿子的第一堂投资课时，却不是什么复杂的商业模式，而是一句简单的 话："每天要去跑步。" 这句话乍一听有点奇怪！ 毕竟投资和跑步，一个用脑，一个用腿，有什么关系？ 而段永平给出的解释却和很多人的想法都不一样，他认为： 跑步可能是人生最重要的一课，不只是对投资，对我们做的每一件事都是如此。 第一课 学会度过"极点" 跑步的人都知道"极点"，跑到某个时刻，你会感觉喘不上气，双腿像灌了铅，甚至心里有个声音拼命喊："停下来吧，太难受了！" 这个极点，就是放弃和坚持的分水岭。 如果当时腿一软放弃了，这次跑步也就结束了！ 而我们日常的生活中处处是"极点"，比如： 工作遇到瓶颈，感觉无法突破时，想摆烂； 学习新技能，刚开始进展缓慢，枯燥得想放弃； 想坚持一个好习惯，可总在闹钟响的那一刻想妥协。 而跑步教会我们的，不是如何避免痛苦，而是如何在痛苦中保持前进！ 这种"挺过去"的能力，是做成任何事的基础，一个连跑步极点都过不去的人，很难在事业的低谷、学业的压力、生活的挫折里坚持下去。 第二课 真正的收获，都藏在日复一日的枯燥坚持里，能享受跑步枯燥的人，才更有可能 ...

心理学家兼Coa 联合创始人 Emily Anhalt 博士揭示了高影响力创始人的五个特质，以及这些使创始人成功的特质如何也会阻碍他们的发展。 她也从事"自我意识"相关的工作——即帮助人们发现阻碍自己前进的模式，并有意识地建立新的模式，从而推动成功。 今天给大家分享关于她的思考，以下，慢品。 "自我意识的整个概念是，你知道的越多，你就越意识到自己不知道的越多。自我意识是一个不断变化的目标，我们总是需要更多地了解自己。" 安哈特曾担任高管教练十年，与创始人们进行一对一的合作，以独特的视角从幕后了解了创始人的内心世界，帮助他们渡过创业生涯的波折。这种视角让 她对创始人的DNA 有了更深的了解——即成功创始人的核心特质，这些特质让他们能够有更大的梦想，更加努力，经得起反对者的质疑。 但正如她在实践中所看到的（她自己也是一名创始人），这是一枚硬币的两面。那些让创始人成功的特质，也会阻碍他们的发展。"任何能让你成功的事 情，都可能成为你的绊脚石。例如，努力工作是好事，对员工寄予厚望是好事。但是，什么时候这开始成为一个问题呢？"安哈尔特说。 成功的领导者会关注那些帮助自己取得成功的性格特征。缺乏自我意识的优势会变成劣势， ...

Group 1 - The core idea of the article emphasizes that poverty is often a result of one's mindset rather than external circumstances, and that certain thinking patterns can lead to a stable state of poverty [1][18]. Group 2 - Individuals who are resistant to change, referred to as "conservative," often find themselves in economic difficulties due to their inability to adapt to new market conditions [2][3]. - The article cites an example of a hardware store owner who struggles due to a lack of online presence, illustrating the risks of sticking to outdated methods [2]. - The concept of "path dependence" and "fear of risk" are highlighted as key reasons for this conservative mindset, leading to a failure to embrace change [2][3]. Group 3 - The article distinguishes between "calculating" and "planning," noting that those who focus solely on short-term gains often overlook long-term opportunities [5][6]. - An example is provided of a business owner who lost significant future business due to prioritizing immediate profit over quality, demonstrating the pitfalls of a calculating mindset [6][7]. - The notion of "transaction costs" is introduced, emphasizing that hidden costs can accumulate when one focuses too much on short-term savings [6][7]. Group 4 - The article discusses "short-sighted" individuals who prioritize immediate rewards over future potential, leading to missed opportunities [9][10]. - An example of a job seeker choosing a higher immediate salary in a declining industry over a lower salary in a growing sector illustrates this point [9][10]. - The concept of "compound thinking" is introduced, emphasizing the importance of delayed gratification and long-term planning for financial success [12]. Group 5 - The article addresses "resigned" individuals who lack the imagination to envision a better future, attributing their circumstances to external factors rather than their own mindset [14][18]. - It highlights that a negative attitude can be a significant barrier to financial improvement, as those who feel powerless often remain stagnant [14][18]. - The importance of a proactive mindset is emphasized, suggesting that those who actively seek change are more likely to achieve financial success [14][18]. Group 6 - The article concludes with a metaphor about an elephant tied to a small stake, illustrating how limiting beliefs can confine individuals to a state of poverty [16][17]. - It suggests that the key to overcoming poverty lies in changing one's mindset and developing skills to create wealth [18].

Core Insights - The article emphasizes that today's wealthy individuals were often yesterday's poor, highlighting the importance of financial habits and investment in self-improvement as key factors in wealth accumulation [3][18]. Spending Habits - Low-income groups tend to spend money on visible items such as luxury goods and electronics, while high-income individuals invest in less visible but valuable experiences like education and personal development [13]. - The article illustrates that poor financial decisions often lead to a cycle of poverty, where individuals prioritize immediate gratification over long-term financial stability [9][12]. Investment in Self - Successful individuals often allocate their resources towards self-improvement, such as education and skill development, which ultimately leads to greater financial success [15][20]. - The narrative includes examples of individuals who have transformed their financial situations by prioritizing investments in their knowledge and skills over luxury consumption [16][17]. Financial Philosophy - The article posits that money flows towards those who understand its value and invest it wisely, suggesting that a mindset focused on growth and self-improvement is crucial for financial success [21]. - It concludes that the way individuals choose to spend their money reflects their priorities and can significantly influence their future financial outcomes [20].

Core Insights - The article emphasizes the importance of self-empowerment as the only viable path to success, highlighting the differences in mindset between strong and weak individuals [3][17]. Group 1: Mindset Differences - The article categorizes mindsets into three types: the "chicken mindset" (focused on others' failures), the "sparrow mindset" (focused on personal success), and the "eagle mindset" (focused on collective success) [7]. - It argues that true success is not about competition but about mutual support and collaboration, with a focus on long-term goals rather than short-term gains [7][24]. Group 2: The Role of Solitude - The article discusses how solitude can be a powerful tool for personal growth, citing examples of successful individuals who thrived in isolation [10][12]. - It suggests that embracing solitude allows for deeper self-reflection and personal development, leading to greater achievements [14][17]. Group 3: Overcoming Adversity - The article uses the metaphor of a butterfly caught in a spider's web to illustrate how many people blame external factors for their struggles instead of reflecting on their own actions [20]. - It encourages readers to adopt a proactive approach to life, focusing on self-improvement rather than victimhood [20][21]. Group 4: Delayed Gratification - The article highlights the concept of "delayed gratification," where individuals prioritize long-term benefits over immediate rewards, as a key trait of successful people [23][24]. - It provides an example of an entrepreneur who chose long-term collaboration over short-term financial gain, resulting in greater future success [24]. Group 5: Emotional Control - The article discusses the importance of emotional regulation, stating that strong individuals do not let their emotions dictate their actions [29][30]. - It contrasts the behavior of individuals with small mindsets, who often react emotionally, with those who maintain composure and focus on larger goals [28]. Group 6: Pursuit of Self-Improvement - The article emphasizes the need to focus on self-improvement rather than distractions, such as excessive gaming or social media, which can lead to mediocrity [33][39]. - It argues that investing time in skill development will ultimately lead to higher income and better life outcomes [40][41].

Core Insights - The article discusses the investment philosophy and strategies shared in the book "Slowly Becoming Rich 2," emphasizing the importance of practical experience in investing [2][3] - The author highlights the significance of value investing and the challenges associated with holding investments long-term, especially during market downturns [3][4] Investment Philosophy - The book draws inspiration from renowned investors like Graham, Buffett, Munger, and Fisher, but stresses that the core investment principles are developed through practical experience [2] - The author introduces an "eight-character mantra" for investing: select wisely, hold on, collect dividends, and accumulate shares, which encapsulates the essence of value investing [3] Investor Education - The book serves as a valuable resource for investor education, advocating for a deeper understanding of value investing to enhance market maturity [3] - It emphasizes the need for investors to have a solid knowledge base and analytical skills before entering the stock market, particularly in assessing company fundamentals such as cash flow and profitability [2][4] Personal Insights - The author shares personal reflections that encourage investors to approach investing with a mindset of continuous learning and rational analysis, treating losses as learning opportunities [4] - The narrative promotes a philosophy of lifelong learning and self-improvement, applicable not only in investing but also in various life scenarios [4]

Core Insights - The article emphasizes the importance of building an "irreplaceability" as a personal moat, which refers to unique competitive advantages that are difficult for others to replicate, thus providing long-term value and resilience against uncertainties in the job market and social value networks [2]. Summary by Categories Personal Moat Capabilities - Delayed gratification is highlighted as a key ability, indicating that the way one derives pleasure can either be easy or challenging [2]. - Self-reflection and the ability to summarize experiences are crucial for personal growth and learning [2]. - Focus is essential, suggesting that individuals should avoid distractions and maintain commitment to tasks [2]. - Learning agility is important, emphasizing the need for continuous learning and adaptation to new information [2]. - Resilience, described as "anti-fragility," is the capacity to recover quickly from setbacks and adjust effectively [2]. - Reverse thinking encourages independent thought processes, akin to the advice of Charlie Munger to think differently [2]. - Interdisciplinary integration skills are necessary to avoid a narrow perspective, as only knowing one field can lead to limited viewpoints [2]. - Empathy, which involves listening and understanding others' perspectives, is also considered a valuable trait [2]. Investment Philosophy - The investment strategy revolves around the principle that prices fluctuate around intrinsic value, with a focus on buying undervalued assets and leveraging when opportunities arise [3]. - The discipline to buy undervalued assets and sell when they reach normal valuation is emphasized, along with the importance of patience in investment decisions [3]. - The community of peers, such as members of investment forums, is viewed as a supportive moat, providing shared knowledge and insights [4]. - Learning from past mistakes and experiences is recognized as a significant aspect of developing a personal investment strategy [5]. - Acknowledgment of one's limitations in identifying great companies or short-term market movements is also noted [7]. - The importance of maintaining a disciplined approach to investing, including observing market trends without succumbing to greed or comparison, is highlighted [8].