第三届中国国际供应链促进博览会于7月16日在北京中国国际展览中心（顺义馆）开幕。交通银行第三度以"官方合作 伙伴"身份支持链博会，以高标准、体系化的综合金融服务为共建安全、健康、高效的产业链供应链注入金融力量。 本届展会上，交行于W4馆核心展区打造"以链为媒，融通百业"主题展台。展台中央，巨型LED屏滚动展示着交行在五 篇大文章、链金融、跨境金融等核心领域的举措与成果，生动体现了交行推动金融与产业深度融合的决心与能力。此 外，交行还聚焦金融服务先进制造链、清洁能源链、智能汽车链、数字科技链、健康生活链、绿色农业链"六大链 条"，设置链金融、云跨行、电网通三个展示板块，推介特色链金融解决方案。 稳定、可控的产业链上下游是产业创新、可持续发展的重要保障。近年来，交行准确把握金融服务实体经济工作重 点，通过做强产品，做大生态，做优服务，实现金融活水对供应链上下游企业的精准滴灌，为提升产业链供应链韧性 和安全水平提供坚实支撑。 做强产品方面，交行逐步构建完善"基础产品+线上产品+秒融产品"产品体系。目前，已经形成涵盖应收应付融资、预 付款融资、订单融资、存货融资四大类数十个产业链金融产品。同时，借助开放银行、敏捷项目 ...

央行：将进一步落实好适度宽松的货币政策 智通财经7月14日电，央行副行长邹澜今日表示，下阶段，人民银行将进一步落实好适度宽松的货币政 策，抓好各项已出台的货币政策措施执行，提升金融服务实体经济的质效。总量方面，把握好政策实施 的力度和节奏，保持流动性充裕，使社会融资规模、货币供应量增长同经济增长、价格总水平预期目标 相匹配，持续营造适宜的金融总量环境。结构方面，突出金融服务实体经济的重点方向，聚焦科技创 新、扩大消费、民营小微等方面，强化政策协同联动，用好用足各项结构性货币政策工具，加力支持重 点领域和薄弱环节。传导方面，强化利率政策执行和监督，更好发挥行业自律作用，维护银行业市场竞 争秩序，提高资金使用效率，防范资金空转，把握好金融支持实体经济和保持自身健康性的平衡。完善 货币政策框架方面，进一步健全市场化的利率调控机制，优化货币政策中间变量，不断完善货币政策工 具体系，健全可置信、常态化、制度化的政策沟通机制，更好服务高质量发展。 ...

Group 1 - The core event focused on addressing the pain points of small and micro enterprises in the Furong District through a new mechanism of government-bank-enterprise collaboration, exclusive financial policies, and resource connection platforms [1][3] - The initiative "Ten Trillion Long Walk to Support Hunan" aims to listen to customer voices and address enterprise demands through a year-round outreach program covering the entire province [3][8] - The event marked the launch of a comprehensive service platform that integrates policy, finance, and talent services, enhancing support for enterprises in the region [5][7] Group 2 - Changsha Bank has developed a comprehensive credit product matrix to address the financing challenges faced by small and micro enterprises, offering tailored loan products based on the maturity and needs of the businesses [4][8] - The "white list" policy for selected enterprises provides multiple benefits, including reduced financing costs and expedited loan approval processes [7] - The bank plans to visit over 300 enterprises throughout the year, aiming to increase policy application rates by 30%, financing success rates by 25%, and talent retention rates by 15% [8]

Core Insights - Suzhou International Development Group Co., Ltd. (Guofa Group) has transformed from a local state-owned enterprise to a modern financial group over 30 years, achieving significant growth in assets and profits [1][2] Group 1: Financial Performance - As of the end of 2024, Guofa Group's total assets reached 257 billion yuan, a 12.5% increase from the previous year, while net profit was 3.3 billion yuan, up 10% year-on-year [1] - The group has consistently demonstrated stable growth and impressive operational performance [1] Group 2: Strategic Development - Established in 1995, Guofa Group has undergone three strategic transitions: from state-owned asset management to focusing on financial responsibilities, and finally to becoming a local financial holding platform [2][3] - The group has successfully integrated five companies at its inception and has expanded its financial licenses to include banking, securities, insurance, and more, making it one of the most comprehensive state-owned financial platforms in China [2][4] Group 3: Organizational Evolution - The establishment of Guofa Group was a response to the national reform of state-owned enterprises, aiming to separate government and enterprise functions and enhance the management of state assets [3][4] - Over the years, the group has transformed its positioning to focus on financial investments, leading to the establishment of various local financial institutions [4][5] Group 4: Financial Strategy and Operations - Guofa Group has adopted a strategy of focusing on its core financial responsibilities while divesting non-core businesses, with nearly 90% of its assets in financial sectors [7] - The group has created a comprehensive financial ecosystem through mergers, acquisitions, and the establishment of various financial entities, enhancing its operational capabilities [6][7] Group 5: Support for the Real Economy - Guofa Group has developed a supply chain financial service platform to support small and medium-sized enterprises in Suzhou, aiming to reduce financing costs and promote high-quality industrial development [8] - The group collaborates with local courts and other institutions to provide financial solutions and stabilize the economy, positioning itself as a key player in supporting local economic growth [9]

Core Viewpoint - The meeting between Yunnan provincial leaders and the head of the National Financial Regulatory Administration emphasizes the importance of financial support for the province's economic development and modernization efforts [1] Group 1: Financial Support and Development - Yunnan provincial leaders expressed gratitude for the support from the National Financial Regulatory Administration, highlighting the need for more financial resources to be directed towards Yunnan [1] - The provincial government aims to enhance financial services for the real economy through the "Rongxinfu" platform, focusing on high-quality economic development [1] - The leaders outlined their commitment to advancing Yunnan's development by aligning with national strategies and improving financial product offerings [1] Group 2: Risk Management and Innovation - The National Financial Regulatory Administration acknowledged the effectiveness of the "Rongxinfu" platform and committed to supporting risk prevention and resolution efforts in Yunnan [1] - There is a focus on guiding financial institutions to better support the real economy and local socio-economic development [1] - The meeting underscored the collaborative approach between the provincial government and the regulatory body to address financial challenges and promote innovation [1]

Core Insights - Postal Savings Bank of China (PSBC) Nantong Branch has launched an innovative product called "Incremental Guarantee" to address the financing difficulties faced by small and medium-sized enterprises (SMEs) [1][2] - The product allows for a higher collateral rate, increasing the traditional limit from 70% to 154%, thus creating a "credit + collateral" loan model [1] Group 1: Product Innovation - The "Incremental Guarantee" product was developed in collaboration with Jiangsu Credit Re-guarantee Group Nantong Branch to meet the needs of asset-light manufacturing enterprises [1] - The product effectively resolves the mismatch between collateral valuation and financing needs by flexibly configuring credit solutions [1] Group 2: Case Study - A specific case involves a company in the air compressor manufacturing sector, which faced a challenge where the assessed value of its 2000㎡ factory was only 37.5% of its invoiced amount [1] - By utilizing a combination of a 3 million yuan industry chain credit loan and a 3 million yuan incremental collateral loan, the company achieved a 200% collateral rate, successfully addressing a liquidity gap of 6 to 8 million yuan [1] Group 3: Market Reception and Future Plans - The product has already facilitated three transactions in its first month, with a total loan amount of 7.99 million yuan, receiving positive feedback from market participants [1][2] - The bank plans to enhance its financial services by establishing a special approval green channel, optimizing intelligent risk control models, and implementing interest rate discounts to better serve SMEs [2]

Core Viewpoint - The articles emphasize the importance of financial development in China's economic growth and stability, highlighting Xi Jinping's significant contributions and theories during his tenure in Fujian, which laid the foundation for China's unique financial development path [1][2][10]. Group 1: Financial Development and Innovation - Financial development is viewed as the lifeblood of the national economy, with Xi Jinping advocating for a financial system that aligns with China's specific conditions and promotes high-quality development [1][5]. - Innovative financial products and models, such as the "active standing wood loan" and small loan poverty alleviation initiatives, were introduced to empower rural communities and support local economic development [3][4][12]. - The establishment of a diversified financial market system, including the promotion of various financial institutions, is crucial for enhancing financial services and supporting economic transformation [5][17]. Group 2: Financial Risk Management - The articles stress the necessity of preventing and mitigating financial risks, with Xi Jinping emphasizing the importance of financial stability for national security and economic health [9][14]. - Historical examples of financial risk management, such as addressing the "mark meeting" phenomenon and implementing regulatory measures, illustrate the proactive approach taken to safeguard the financial system [9][19]. Group 3: Financial Openness and Cooperation - Fujian's role as a pioneer in financial openness is highlighted, with initiatives to attract foreign investment and establish international financial institutions, such as the Xiamen International Bank [8][18]. - The promotion of cross-strait financial cooperation and the establishment of a financial system that supports foreign capital integration are seen as vital for enhancing economic development [8][16]. Group 4: Financial Governance and Leadership - The articles underline the importance of the Communist Party's leadership in financial governance, ensuring that financial services prioritize the needs of the people and contribute to poverty alleviation efforts [11][15]. - A strong regulatory framework is deemed essential for maintaining financial order and preventing illegal financial activities, with a focus on enhancing the capabilities of financial regulatory bodies [19][20].

Group 1 - The State Council emphasizes the implementation of the "Efficient Completion of One Thing" initiative to improve public service integration in banking, healthcare, and telecommunications [1] - The People's Bank of China aims to guide large banks to enhance financial services for the real economy and utilize securities, funds, and insurance company swap facilities [2] - The National Bureau of Statistics reports that from January to May, profits of large industrial enterprises totaled 27,204.3 billion yuan, a year-on-year decrease of 1.1% [2] - The Ministry of Finance reveals that from January to May, state-owned enterprises' total operating revenue was 328,062.5 billion yuan, a year-on-year decline of 0.1% [2] - The China Council for the Promotion of International Trade indicates that the global trade friction index rose to 131 in April, with trade friction measures involving a significant increase in monetary value [2] Group 2 - The China Securities Regulatory Commission has taken administrative actions against companies involved in information disclosure violations, marking a significant step in enforcing accountability [2] - The Hong Kong Financial Services and the Treasury Bureau, along with the Hong Kong Securities and Futures Commission, is consulting on a regulatory framework for virtual asset trading and custody services [2] - The Shenzhen Stock Exchange has accepted IPO applications from two companies, with one reporting a projected revenue growth of 85.21% for 2024 [2] - The introduction of pure benzene futures and options trading is scheduled for July 8, 2025, with specific trading and margin requirements outlined [2]

Group 1: Financial Support for Agricultural Innovation - Financial institutions are providing crucial support for the technological innovation in traditional agriculture, particularly in the jasmine tea and eel farming sectors in Fujian [2][3][10] - The collaboration between banks and local governments through risk-sharing mechanisms has enabled the provision of financial products like "Technology Loans" to support small and medium-sized enterprises in their transition to modern industrial leaders [4][10] - The risk-sharing fund established by the Fujian Provincial Science and Technology Department and local banks can cover up to 50% of the principal for overdue loans, addressing the credit enhancement issues faced by small enterprises [4] Group 2: Technological Advancements in Jasmine Tea Industry - The jasmine tea industry in Fujian has seen significant investment in technology, with companies like Chunlun Group investing 200 million yuan in tea technology to enhance production quality and efficiency [3][4] - The market for flower teas, including jasmine tea, is experiencing growth driven by new tea brands and innovations in deep processing technologies, transforming traditional tea plantations into comprehensive industrial parks [3][6] Group 3: Eel Farming Industry Developments - Fujian province, particularly Fuzhou, is a major hub for eel farming, contributing to approximately 80% of China's eel production [5][6] - The Tianma Technology Group has made significant advancements in eel farming technology, including the development of domestic feed for eel larvae, which previously relied on expensive imports [6][7] - The company is focusing on enhancing the value chain of eel products by exploring new markets and consumer preferences, particularly in China, to reduce reliance on traditional markets like Japan [7][9] Group 4: Rural Revitalization and Financial Integration - The integration of financial services with agricultural development is crucial for rural revitalization, with initiatives like "Fumin Loans" providing flexible funding solutions for farmers [9][10] - Agricultural banks are collaborating with leading enterprises to support local farmers, enhancing their income through a modern agricultural service system that includes government guidance and financial support [9][10] - As of May 2023, agricultural banks have approved financing plans totaling 2.88 billion yuan for agricultural leaders, demonstrating the financial sector's commitment to supporting the agricultural industry [10]

Core Viewpoint - Shandong Shuangju Food Co., Ltd. is expanding its production scale with the support of Wucheng Rural Commercial Bank, highlighting the importance of financial backing in the food industry to meet rising consumer demands [1] Company Overview - Shandong Shuangju Food Co., Ltd. specializes in the processing of compound condiments, producing hot pot base materials, dipping sauces, and other kitchen products for restaurants across the country [1] - The company has experienced growth in operational experience and sales revenue, prompting the desire to expand its business scale [1] Financial Support - Due to issues with timely payment collection and insufficient available funds for new equipment purchases and maintenance, the company faced challenges in expansion [1] - Wucheng Rural Commercial Bank responded quickly by sending a client manager to assess the company's industry background and development potential, resulting in a tailored financing plan [1] - The bank provided a "revolving loan" of 3 million yuan within two days, significantly supporting the company's development [1] Market Context - The company’s representative noted that with the improvement in residents' living standards, there is a higher demand for quality in dining products, leading to increased product demand [1] - Wucheng Rural Commercial Bank has issued a total of 252 million yuan in "small and micro enterprise revolving loans," benefiting 156 clients, reflecting a commitment to enhancing financial service accessibility [1]