对此，多位金租行业人士认为，金租投向新能源领域，有利于推动金租公司创新业务模式。但是，金租 公司也要注意避免同质化竞争，打价格战，金租公司应聚焦本源业务，提升自身的核心竞争力，做好差 异化发展。 扎堆新能源 随着金租公司将业务瞄准新能源领域，相关业务年化利率也出现下行趋势。 《中国经营报》记者注意到，近期，多家金租公司披露与新能源企业签订金融租赁合同显示，业务利率 普遍逼近2%。 另一家头部金租也与黑龙江一家风电新能源公司签订金融租赁合同，合同规模超过15亿元，年化率为 2.3%，租赁期为18年。 值得注意的是，上述金租公司展业合同中，不仅年化利率趋于下行，且租赁时间周期长，普遍在15年以 上。 记者注意到，近期，国家发展改革委和能源局印发《新型储能规模化建设专项行动方案（2025—2027 年）》（以下简称"方案"），方案要求在2024年全国已建成的新型储能7376万千瓦的基础上，到2027年 全国新型储能装机超1.8亿千瓦，为储能发展指明了更加广阔的市场空间。 上述头部金租公司负责人对记者表示，储能电站未来不仅可以通过提供调峰、调频等辅助服务获取稳定 收入，还能作为独立主体参与电力现货市场交易获得多元化的 ...

National Developments - All offshore wind turbines for China's farthest offshore wind power project have been installed [1] - State Power Investment Corporation has completed the major asset restructuring and share issuance for Yuanda Environmental Protection [1] Local Developments - Shenzhen Futian supports the construction of solar energy storage and charging projects with subsidies up to 5 million [1] - Shandong Dongying has received subsidies for a 1.4GW offshore wind power project [1] International Developments - TotalEnergies will acquire part of EPH's power generation facilities for €5.1 billion [1] - Saudi Arabia's 2GW photovoltaic project has completed the installation of all solar modules [1] Economic Insights - The current decline in the AI sector is evident, with major companies like Meta and Oracle showing signs of weakness, indicating a rejection of the "wheel of fortune" model driven by debt expansion [2] - The tightening of the funding chain due to high interest rates from the Federal Reserve will first impact the cash-burning data centers in the AI industry, leading to soaring CDS premiums and heightened concerns over debt default risks [2] - The total market capitalization of the US stock market is $68 trillion, with the AI sector accounting for nearly $30 trillion, making it vulnerable to systemic risks [2] - The modern economy acts as a financial accelerator, and a shift from positive to negative feedback can lead to rapid deterioration [2] - The "All in AI" strategy faces three critical conflicts: financial fragility of the "wheel of fortune" model, the contradiction between high computing power demand and aging energy infrastructure, and the dual pressure from income deflation due to smart replacements and soaring financial costs from computing iterations [2] Strategic Outlook - For Eastern countries, the best strategy is to observe the global landscape with caution, as the capital storm originating from the West is likely to spill over [3] - Any misstep in the West's approach to AI, viewed as a matter of national survival, could present strategic opportunities for the East and lay the foundation for a new round of national competition [3]

才，包括既熟悉金融又熟悉科技、数字等相关领域的复合型、交叉型人才，既了解国内又了解国际金融 市场的国际化金融人才，既懂金融业务又懂经营管理的领军型金融人才。 中国青年报客户端讯（陈云富 王淑娟 中青报·中青网记者 王烨捷）11月17日，第十四届"沪上金融家"评 选结果公布，21名上海金融英才分获"上海国际金融中心建设年度人物""沪上金融行业领军人物""沪上 金融行业创新人物"三大奖项。 据悉，本届"沪上金融家"评选采用自主报名、推举委员会提名，媒体评审、网络投票、专家评审相结合 的方式，最终评选出3位"上海国际金融中心建设年度人物"、8位"沪上金融行业领军人物"及10位"沪上 金融行业创新人物"。其中，浦发银行党委副书记、行长，浦发银行研究院院长谢伟，中国建设银行上 海市分行党委书记、行长刘军，中保投资公司党委书记、董事长，上海资产管理协会会长贾飙荣获"上 海国际金融中心建设年度人物"。 数据显示，2025年前9个月，上海金融市场交易总额达2967.83万亿元，同比增长12.7%，股票总市值、 银行间债市规模位居世界前列；同时，数字人民币国际运营中心投入运营，上海自贸离岸债成功发行， 绿色金融、科技金融等特色 ...

Core Viewpoint - The successful establishment of the "Century Internet Project" marks a significant breakthrough in the multi-level REITs market for internet data centers (IDC), with an issuance scale of 860 million yuan, representing the first green holding-type real estate ABS in the national data center industry and the second of its kind in the country [1][2]. Group 1: Project Overview - The project is a typical case of enhancing financial services for the real economy, contributing to the construction of a modern infrastructure system with replicable and promotable practices [1]. - The funds raised will primarily be used for the construction and technological enhancement of new data centers, which will help the company seize development opportunities and improve service capabilities [2]. Group 2: Financial Innovation and Market Impact - The cash flow from IDC business is stable and predictable, making it an ideal candidate for public REITs investment, with holding-type real estate ABS serving as a flexible financing tool for IDC companies [2][3]. - The Shanghai Stock Exchange has developed a diversified product system, including public REITs and holding-type real estate ABS, to match data center assets with appropriate financing channels [3]. Group 3: Green Finance and Sustainability - The project has received the highest rating (G-1) for green asset-backed securities, aligning with national guidelines for green low-carbon transformation [4]. - Initiatives such as solar panel installation and AI energy management have significantly reduced PUE values and carbon emissions, enhancing both operational costs and environmental benefits [4]. Group 4: Long-term Capital Participation - Holding-type real estate ABS provides long-term, stable cash flow, aligning well with the characteristics of insurance funds, which seek stable investments [5]. - The project has successfully attracted a diverse range of investors, including industrial capital, insurance institutions, and public and private funds, demonstrating the role of holding-type real estate ABS in supporting private enterprise financing [6]. Group 5: Future Development - The Shanghai Stock Exchange plans to continue promoting the construction of the holding-type real estate ABS market, focusing on project implementation and the development of relevant mechanisms and supporting rules [6].

Core Viewpoint - The article highlights the significant achievements and contributions of Jiujiang Bank over the past 25 years, emphasizing its commitment to serving the local economy and community while integrating party leadership into its governance and operations [1][3][4]. Group 1: Party Leadership and Governance - Jiujiang Bank has integrated party leadership into all aspects of its governance and operations, establishing a model that transforms party advantages into developmental advantages, resulting in a total asset exceeding 500 billion yuan and recognition as a medium-sized commercial bank [3]. - The bank has consistently ranked among the "Global Top 500 Banks" and "Top 100 Enterprises in Jiangxi" for several years, reflecting its robust governance and operational performance [3]. Group 2: Service to Local Development - As a local bank, Jiujiang Bank prioritizes serving local development, aligning its operations with provincial strategies and focusing on key industries and projects to support rural revitalization and urban-rural integration [4]. - By the end of October, the bank's loan balance in Jiangxi reached 279.21 billion yuan, accounting for 87.21% of its total loans, demonstrating its commitment to channeling financial resources towards local needs [4]. Group 3: Financial Inclusion and Community Support - Jiujiang Bank has maintained its "people's finance" ethos, focusing on customer-centric services and community contributions, which has led to the establishment of a comprehensive financial service network across the province [4][5]. - The bank has contributed over 1 billion yuan in taxes for 11 consecutive years and has been recognized as the top taxpayer among local enterprises in Jiujiang for 12 years [4]. Group 4: Support for the Real Economy - The bank has developed innovative financial solutions to address the financing challenges faced by local industries, such as the "inventory pledge + supply chain finance" model, which has successfully provided loans to businesses like Jiangxi Shengtong New Materials Co., Ltd [7]. - Jiujiang Bank has established a comprehensive service platform for industrial finance, facilitating transactions worth 252.6 billion yuan by the end of October, effectively addressing financing difficulties for small and medium-sized enterprises [7][8]. Group 5: Focus on Small and Micro Enterprises - The bank has implemented various initiatives to support small and micro enterprises, including a credit issuance of over 14 billion yuan to more than 8,000 small businesses, and has reduced fees by 874 million yuan since 2024 [10]. - Jiujiang Bank has also launched specialized financial products to meet the diverse needs of small businesses and individual entrepreneurs, enhancing their access to financial resources [9][10]. Group 6: Commitment to Sustainable Development - The bank has established a green finance department and developed multiple green financial products, achieving a green loan balance of 44.697 billion yuan, which increased by 16.13% since the beginning of the year [12]. - Jiujiang Bank has actively participated in green finance initiatives and has been recognized for its contributions to sustainable development, including the issuance of green financial bonds [12]. Group 7: Social Responsibility and Community Engagement - The bank has launched initiatives to support new employment groups and enhance financial literacy, providing various services to improve community welfare [13][14]. - Jiujiang Bank has been involved in numerous charitable activities, establishing a foundation and receiving multiple awards for its social responsibility efforts [15].

Core Insights - Under the "dual carbon" goals, China's green finance policy system is continuously improving, with Industrial Bank's Chengdu branch innovatively implementing "carbon reduction-linked loans" to support high-quality green development in Sichuan Province [1] Group 1: Carbon Reduction-Linked Loans - Carbon reduction-linked loans are an innovative green financing model that ties loan interest rates to various carbon emission metrics of borrowers, incentivizing low-carbon operations [1] - The loans are aimed at two types of enterprises: those in the renewable energy sector and high-carbon industries that are adopting green technologies [1] Group 2: Case Study - Sichuan Luobu New Materials Technology Co., Ltd. - Sichuan Luobu focuses on research and development of plant nutrition fertilizers for drones and has developed a series of fertilizers that significantly improve nutrient utilization [2] - The bank collaborated with Luobu to create a long-term transformation plan, linking loan interest rates to carbon reduction targets, resulting in a carbon reduction loan of 10 million yuan to support the company's green transition [2] Group 3: Case Study - Resource Recycling Company in Leshan - The bank issued a carbon reduction-linked loan of 79 million yuan to a leading new building materials manufacturer, encouraging green technology upgrades and linking loan rates to annual carbon emission intensity [3] - The company specializes in low-carbon cement alternatives made from industrial waste, addressing high upgrade costs and carbon asset valuation challenges [3] Group 4: Overall Impact of Green Financing - Industrial Bank's Chengdu branch has launched various innovative financial products, providing over 1.2 billion yuan in support for green initiatives, with a green loan balance of nearly 39 billion yuan as of July [3] - The expected annual savings from these initiatives include 67,300 tons of standard coal and a reduction of 219,800 tons of carbon dioxide emissions [3]

Core Viewpoint - The article discusses the implementation plan for high-quality development of water-saving equipment from 2025 to 2030, aiming to establish a comprehensive and technologically advanced water-saving equipment system, addressing water resource supply and demand conflicts in China [1][3]. Policy Support - The plan outlines three key measures: upgrading water-saving equipment in key industries through old-for-new policies, utilizing green finance tools to guide enterprises in purchasing advanced water-saving equipment, and implementing insurance compensation mechanisms for major technological equipment to accelerate the promotion of innovative water-saving technologies [1][3]. Overall Requirements - The initiative is guided by Xi Jinping's thoughts on ecological civilization and aims to enhance the innovation and supply capacity of water-saving equipment, focusing on areas with severe water shortages and environmental sensitivity [4][5]. Technological Innovation - Emphasis on enhancing the technical innovation level of water-saving equipment, including: - **Water Purification Equipment**: Focus on high-precision, low-energy consumption filtration devices [6]. - **Unconventional Water Utilization Equipment**: Encouragement of the use of reclaimed water and seawater in industrial applications [7]. - **Special Purpose Water Treatment Equipment**: Development of modular and specialized water treatment solutions for various industrial needs [9]. Efficiency Improvement - The plan aims to improve the water-saving efficiency of key equipment, including: - **Washing Equipment**: Development of high-efficiency cleaning devices that optimize water usage [10]. - **Cooling Equipment**: Innovations in cooling systems to enhance water recycling and energy efficiency [11]. - **Condensate Water Recovery Equipment**: Focus on efficient recovery and purification of condensate water in industrial thermal systems [13]. Wastewater Recycling - Addressing technical bottlenecks in wastewater recycling equipment, including: - **Membrane Separation Equipment**: Development of high-performance membranes for effective wastewater treatment [14]. - **Concentrated Water Treatment Equipment**: Innovations for efficient treatment of complex industrial wastewater [16]. Digital Transformation - Promotion of intelligent manufacturing in the water-saving equipment sector, integrating AI and IoT technologies to enhance production efficiency and product quality [17][18]. Policy and Environment Optimization - Strengthening policy support for the development of water-saving equipment, including financial incentives and the establishment of a comprehensive standard system [21][22].

Core Insights - The "Genghai No. 1" modern marine ranch complex in Yantai, Shandong, represents a significant investment of 320 million yuan, yielding an annual harvest of 150,000 kg of high-quality seawater fish and attracting 150,000 visitors, while reducing carbon emissions by approximately 1,000 tons [1] - The project integrates innovative practices such as "fishing-light complementary" and "multi-dimensional cultivation of shellfish and algae," establishing a new paradigm of "marine ranching + ecological restoration + smart tourism" [1] - Financial tools like "marine ranch equipment loans," "carbon sink revenue rights pledge loans," and "smart net box comprehensive insurance" have empowered the transformation of the marine economy [1] Financial Support and Policy Framework - The People's Bank of China Yantai Branch has initiated a "blue-green integration" development strategy, focusing on ecological, low-carbon, and sustainable transitions in the marine economy [2] - Yantai has developed the first national blue finance local standard, which includes a qualitative and quantitative indicator system for marine sub-industries, enhancing the effectiveness of blue finance services [2] - Collaborative measures have been established among various departments to support blue-green integration, including the issuance of financial products that activate blue carbon economic potential [2] Collaborative Efforts - The Yantai Branch has created a financial coordination mechanism with local government departments to facilitate information sharing and project collaboration, establishing a marine industry project database [3] - Financial institutions are encouraged to develop specialized service systems to meet the financing needs of marine industries, with significant loan support for marine ranch projects [3] - A total of 36 specialized marine financial institutions have been established in Yantai to support high-quality development in the marine economy [3] Ecological Value Realization - The integration of blue and green economies in Yantai is not only an economic initiative but also a significant improvement in livelihoods and ecological benefits [4] - The first loan of 4.9 million yuan based on ecological product value has been issued, allowing for the monetization of ecological benefits such as carbon fixation and water purification [4] - A long-term cooperation mechanism has been established to account for ecological product values and apply them in financial contexts, expanding the model to other green development areas [5] Product Innovation - Financial institutions in Yantai are developing innovative financial products to support the high-quality development of the marine economy, including syndicate loans and ecological environment-oriented project loans [6] - A total of 2 billion yuan has been allocated for the first EOD (Ecological Environment-Oriented Development) project loan in the province, facilitating the integration of ecological governance and industrial development [6] - Financial institutions have provided credit support of 2.93 billion yuan for three EOD projects, with 1.361 billion yuan disbursed in loans [6]

Core Insights - Hunan Province is leveraging its rich ecological resources to transform green assets into financial capital through innovative financial models, with green loan balances exceeding 1.3 trillion yuan by Q3 2025, marking a 21.1% increase from the beginning of the year [1] Policy Guidance - The People's Bank of China Hunan Branch is focused on enhancing the financial ecosystem for ecological product value realization, issuing guidelines to support green finance and initiating pilot projects for ecological product value assessment [2] - Huaihua City has been designated as a pilot for the national ecological product value realization mechanism, encouraging banks to include ecological assets as collateral for financing [2][3] Innovative Products - The "Xianglin Carbon Ticket," a forestry carbon credit system, is being utilized to facilitate financing and carbon offsetting, with banks exploring its inclusion as collateral for loans [4] - Financial institutions are actively engaging with carbon ticket holders, with innovative financing models being developed, such as pledging carbon credits for loans to support agricultural projects [4] Financial Support Mechanisms - The promotion of water rights pledge loans is providing additional financial support for green development, with 63 loans totaling 1.55 billion yuan issued by Q3 2025 [5] - Financial institutions are creating tailored financing solutions for the cultural tourism sector, with loans amounting to 10.11 billion yuan allocated to various ecological tourism projects [5] Collaborative Financial Framework - A coordinated mechanism involving seven departments has been established to enhance financial services for ecological resource-rich areas, with pilot projects achieving significant financing outcomes [6] - Financial institutions are optimizing credit management for ecological projects, offering preferential loan rates and enhanced performance metrics for green credit initiatives [6] Risk Mitigation Strategies - Innovative risk compensation mechanisms have been introduced to alleviate lending hesitance, with a total of 800 million yuan allocated for forestry industry development and environmental rights financing risk compensation [7] - Local governments are collaborating with financial institutions to establish risk compensation funds, facilitating over 8 billion yuan in green finance credit for ecological product industries [7]

昌吉州作为新疆十大风区、五大光区之一，凭借丰富的风能和太阳能资源成为新疆新能源发展的沃土。 从昌吉市区出发行驶约70公里，在广袤无垠的戈壁滩上，一排排成片陈列的光伏板如同"蓝色海洋"，整 齐划一地铺展至远方，一幅宏大的新能源产业图景正徐徐展开。 针对中电呼图壁新能源有限公司呼图壁县电力源网荷储一体化项目建设期的资金缺口问题，农行呼图壁 县支行迅速组建营销服务团队，为企业量身定制融资方案，创新运用"电费收费权质押"贷款，为项目提 供1.35亿元信贷资金，助力企业将充沛的太阳能转化为光伏"蓝海"。据项目技术负责人杨光强介绍，项 目总投资11.8亿元，占地面积约11000亩，在农行贷款的支持下，今年6月顺利完成，年发电量约为5.18 亿千瓦时。 该行紧紧围绕美丽中国建设，持续扩大金融供给，创新金融产品和服务，推进绿色金融业务扩面增量， 推动生态优势持续转化为发展优势，使生态"含绿量"变经济发展增量，为绿色项目及实体经济发展提供 更有力的金融支持。截至2025年7月末，农行昌吉分行绿色贷款余额110多亿元，其中风力贷款余额53.1 亿元、光伏贷款余额32.7亿元；今年累计投放绿色贷款28亿元，绿色贷款余额占各项贷款余 ...