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喜欢在银行存“死期”的,都是些什么样的人?他们为什么会做出这个选择?
Sou Hu Cai Jing· 2025-12-11 17:26
我们先不着急下结论,来看看数据说的是什么。根据最近的金融统计,2024年银行定期存款的规模依然保 持在相当高的位置,很多人看到理财产品收益率下降的时候,反而把钱往定期存款里转。这不是一个小现 象,而是反映出一大批人的真实选择。这个选择背后的故事,比我们想象的要丰富得多。 前两天在一个朋友聚会上,有个朋友说起自己前段时间在银行办了个3年期的定期存款,一口气存了20万 块。旁边的人都有点好奇,问为什么还要去存这种"死期",不是说投资理财收益更高吗?朋友笑着说,这就 是我想要的稳定啊。那个时刻我突然想到,这几年来身边存定期的人还挺多的,而且他们都有各自的原 因。 简单来说,存"死期"的人可以分成好几个类型,每种类型的人想要的东西都不一样。有的人追求的是那份安 心,有的人是被迫的选择,有的人则是精打细算后的结果。我们来一个一个聊。 第一种人,我把他们叫做"不折腾族"。这类人的特点就是有一笔钱,短期内不会用到,也不想去管它。他们 可能工作很忙,每天要处理的事情就已经堆成山了,根本没心思去研究什么股票、基金、理财产品的波 动。存个3年或5年的定期存款,定好了利率,到期自动到账,这种省心的感觉对他们来说值很多钱。我见 过一 ...
深圳市京基智农时代股份有限公司2025年11月生猪销售情况简报
登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码:000048 证券简称:京基智农 公告编号:2025-074 深圳市京基智农时代股份有限公司 2025年11月生猪销售情况简报 本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚假记载、误导性陈述或重大遗 漏。 深圳市京基智农时代股份有限公司(以下简称"公司")下属公司从事生猪养殖业务,根据《深圳证券交 易所上市公司自律监管指引第3号一一行业信息披露》的相关规定,现将公司每月生猪销售情况公告如 下: 一、2025年11月生猪销售情况 2025年11月,公司销售生猪20.23万头(其中仔猪1.88万头),销售收入3.01亿元;商品猪销售均价12.44 元/kg。 2025年1-11月,公司累计销售生猪211.13万头(其中仔猪30.93万头),累计销售收入34.64亿元。 上述销售数据未经审计,与定期报告披露的数据之间可能存在差异,因此上述数据仅作为阶段性数据供 投资者参考。 ■ 注:因四舍五入,以上数据可能存在尾差。 二、风险提示 (一)生猪养殖行业均面临生猪市场价格波动的风险。生猪市场价格的大幅波动,可能会对公司的经营 业绩产生重大影 ...
马云预言说对了?2026年手中有存款的人,或面临2大挑战?
Sou Hu Cai Jing· 2025-12-05 02:37
面对当前存款利率越来越低,就有不少储户把钱拿出来投资股票、基金、银行理财产品等高收益品种。但实际上,现在投资理财的风险是越来越大。股民投 资A股很难不亏钱。数据显示,2025年11月权威披露,1-8月A股散户盈利比例仅18.9%,81.1%的人都在亏损,人均亏损约2.1万元。从目前情况看,与其投 资炒股还不如老老实实把钱存在银行里面。 此外,由于投资环境不佳,导致去年公募基金平均亏损在20-30%,这让基民们损失惨重。值得一提提是,银行理财产品在打破刚兑之后,现在也出现了亏 损的情况,这主要原因是货币市场收益下降,以及债券市场的风险在上升。事实上,2026年手里有存款的人将要面临,手里存款利率越来越低,利息收入越 来越少,但又不敢贸然投资的现实问题。 众所周知,马云不仅是国内电商领域的大佬,也是全球知名的企业家。其在国内的影响力之所以这么大,主要是之前马云曾公开发表过一些对未来趋势的看 法,而这些预言刚开始并没有大家所关注,但最终结果却被证实还是有较强的预见性。之后,马云所讲的每句话,就开始逐步被社会各界所重视。 近期,网上有不少人频繁拿马云的"预言"作为噱头,编造出"马云预测2026年手里有存款的人,或将面 ...
恒星科技:拟利用自有资金至多3亿元购买理财产品
Xin Lang Cai Jing· 2025-12-04 11:08
恒星科技公告,公司及控股子公司在确保企业正常经营、资金安全和流动性的前提下,拟利用自有资金 向金融机构购买理财产品。投资额度不超过3亿元人民币,期限自股东会通过本议案之日起至2026年12 月31日。 ...
乐视宣布,要拿1.8亿元炒股
Zhong Guo Ji Jin Bao· 2025-12-04 07:28
Group 1 - LeEco plans to invest in stock trading, with at least 50% allocated to bank stocks and a total investment cap of 180 million yuan [1] - The company has announced a detailed investment plan, including a maximum of 30 million yuan in secondary market stocks and a minimum of 1.5 billion yuan in new stock subscriptions and reverse repos [1] - This marks the second announcement of stock trading investments by LeEco this year, following a previous plan in April with a cap of 50 million yuan [1] Group 2 - LeEco has a significant debt burden, with total liabilities increasing from 213.71 billion yuan in 2020 to 237.63 billion yuan in 2024, while assets are only 18.55 billion yuan [2] - The company reported revenues of 2.45 billion yuan in 2023 and 1.88 billion yuan in 2024, with net losses of 2.18 billion yuan and 971 million yuan respectively [2] - Despite ongoing losses and increasing debt, LeEco has not faced bankruptcy, attributed to communication with creditors and the operational value of its business [2] Group 3 - LeEco has made various external investments, including a financial support agreement with a Burger King franchisee for up to 100 million yuan, aiming to diversify into the fast-food industry [3] - The company also plans to invest in its own IP and the robotics industry, with a total investment cap of 100 million yuan over three years [3] - The decline in annual revenue from 7 billion yuan in 2017 to approximately 1.88 billion yuan in 2024 necessitates the exploration of new business avenues for sustainable operations [3] Group 4 - LeEco was founded by Jia Yueting, who has since distanced himself from the company, transferring voting rights to a management-controlled entity [4] - As of the end of 2024, LeEco has a total debt of 4.779 billion yuan owed to Jia's related companies, with shared debt obligations exceeding 2.065 billion yuan [4]
乐视宣布,要拿1.8亿元炒股
中国基金报· 2025-12-04 07:07
Core Viewpoint - LeEco plans to invest in stock trading, with at least 50% allocated to bank stocks and a total investment cap of 1.8 billion yuan [4][5]. Group 1: Investment Strategy - LeEco intends to use its own funds for stock purchases, including new shares on the Beijing Stock Exchange, secondary market stocks, and treasury reverse repos, with a total investment not exceeding 1.8 billion yuan [4]. - The company will limit its investment in secondary market stocks to a total market value of no more than 30 million yuan, with at least 50% of that in bank stocks and at least 80% in stocks from the CSI 300 index [5]. Group 2: Financial Performance - LeEco has been facing continuous losses and increasing debt, with total liabilities rising from 213.71 billion yuan in 2020 to 237.63 billion yuan in 2024, while total assets were only 18.55 billion yuan [6]. - The company's net assets attributable to the parent company were reported at -213.08 billion yuan in 2024, indicating a significant financial strain [6]. - Revenue for LeEco was 2.45 billion yuan in 2023 and dropped to 1.88 billion yuan in 2024, with net losses of -2.1 billion yuan and -971 million yuan respectively [7][8]. Group 3: Business Operations - Despite financial difficulties, LeEco's core business, including paid membership services, short video operations, and copyright income, continues to operate normally [8]. - The company reported revenue from film distribution at 29.79 million yuan and from internet services at 286.69 million yuan in 2024 [9][10]. Group 4: Future Plans and Diversification - LeEco has explored various investment opportunities, including a financial support agreement with a hamburger franchise, aiming to diversify its business operations [11][12]. - The company plans to invest in its own IP and the robotics industry, with a total investment not exceeding 1 billion yuan over three years, focusing on new business growth [12]. Group 5: Management and Ownership Changes - LeEco's founder, Jia Yueting, has distanced himself from the company, with no direct communication since June 2022, and the current controlling shareholder is a management-controlled entity [13][14]. - The company has outstanding debts totaling 47.79 billion yuan to Jia's related companies, with shared liabilities exceeding 20 billion yuan [15].
乐视网投资1.8亿元炒股 购银行股的比例不低于50%
Sou Hu Cai Jing· 2025-12-04 06:37
Group 1 - The core viewpoint of the article is that LeEco plans to utilize its own funds to invest in stocks and other financial instruments to generate additional income, while ensuring that its main business operations remain unaffected [1][2] Group 2 - LeEco's investment plan includes a total investment amount not exceeding 180 million yuan, with specific allocations for stock purchases, new share subscriptions on the Beijing Stock Exchange, and reverse repos of government bonds [1] - The company has set a limit of 30 million yuan for the total market value of stocks traded in the secondary market, with at least 50% of the investments directed towards bank stocks and at least 80% towards stocks in the CSI 300 index [2] - This announcement marks the second time in 2023 that LeEco has disclosed its investment strategy, having previously announced a plan in April with an investment cap of 50 million yuan [2] Group 3 - LeEco's financial situation shows a continuous increase in total liabilities from 213.71 billion yuan in 2020 to 237.63 billion yuan in 2024, while the company's assets are only 18.55 billion yuan [2] - The net assets attributable to the parent company are reported at -213.08 billion yuan as of the 2024 annual report [2] - The company currently has only 36,600 yuan in cash on its balance sheet, but the consolidated balance sheet shows cash of 459 million yuan as of the end of the third quarter, indicating an increase from the end of 2024 [2]
负债238亿!乐视网拟投1.8亿元炒股打新
Zheng Quan Shi Bao· 2025-12-04 05:08
(原标题:负债238亿!乐视网拟投1.8亿元炒股打新) 乐视网拟投资炒股,其中买银行股不低于50%。 12月2日晚,已退市至股转系统交易的乐视网公告,为了获得投资效益,在不影响公司主营业务正常发展的前提下,公司拟利用自有资金购买股票 获得额外的资金收益。 拟投资品种包括北交所新股认购、二级市场自由买卖的股票、国债逆回购。任意时点累计购买股票、国债逆回购、新股认购的投资本金总额不超 过1.8亿元。 其中,二级市场自由买卖的股票总市值不超过3000万元,且买银行股的比例不低于50%,买沪深300指数成份股不低于80%。而参与北交所新股认 购和国债逆回购总金额不低于1.5亿元。 这已是乐视网今年第二次公告投资炒股。此前公司于今年4月公告,拟参与北交所新股认购、二级市场自由买卖股票、国债逆回购,投资额度不超 过5000万元。 负债规模巨大 乐视网已从A股退市多年。持续亏损、债务缠身,是乐视网留给外界的"第一印象",事实也的确如此。 乐视网公布的审计报告显示:2020年至2023年,公司负债总额分别为213.71亿元、220.65亿元、220.57亿元、236.07亿元,负债规模不断攀升。 2024年,乐视网负债总额进 ...
负债238亿!乐视网拟投1.8亿元炒股打新
证券时报· 2025-12-04 04:32
Core Viewpoint - LeEco plans to invest in stock trading, with at least 50% of its investments allocated to bank stocks, aiming to generate additional financial returns without affecting its core business operations [3][5]. Investment Plans - The investment types include subscriptions for new shares on the Beijing Stock Exchange, freely traded stocks in the secondary market, and reverse repos of government bonds, with a total investment cap of 180 million yuan [4]. - The total market value for freely traded stocks is capped at 30 million yuan, with at least 50% allocated to bank stocks and at least 80% to stocks in the CSI 300 index. The minimum investment in new share subscriptions and reverse repos is set at 150 million yuan [5]. Financial Condition - LeEco has a significant debt burden, with total liabilities increasing from 21.37 billion yuan in 2020 to 23.76 billion yuan in 2024, while total assets were only 1.86 billion yuan [8][9]. - The company's net assets attributable to shareholders were reported at -21.31 billion yuan in 2024, indicating a negative net worth [9][10]. - The asset-liability ratio for the parent company was 783.91% in 2024, reflecting a high level of indebtedness [10]. Revenue and Profitability - LeEco's operating revenues were 245 million yuan in 2023 and decreased to 188 million yuan in 2024, with net losses of 2.18 billion yuan and 971 million yuan respectively [12]. - As of the third quarter of 2025, the company reported operating revenue of 115 million yuan, maintaining the same level year-on-year, but continued to incur losses with a net profit of -242 million yuan [12]. Business Operations - Despite ongoing losses and increasing debt, LeEco's core business remains operational, primarily generating revenue from paid membership services in the online video sector, short video operations, copyright business, and TV series distribution [14]. - In 2024, revenue from film and television distribution was 29.79 million yuan, while internet services contributed 287 million yuan, leading to a total operating revenue of 188 million yuan after inter-segment eliminations [15][16]. Strategic Initiatives - LeEco has explored various external investment opportunities, including a financial support agreement with a hamburger franchise, aiming to diversify its business operations [19][20]. - The company also plans to invest in its own intellectual property and the robotics industry, with a focus on smart health services, intending to invest up to 30 million yuan within a year and a total of 100 million yuan over three years [21]. Management and Ownership - LeEco was founded by Jia Yueting, but as of June 2022, he has no direct communication with the company, and the current controlling shareholder is a management-controlled entity [22][24].
长虹美菱:将利用自有闲置资金不超过82亿元投资理财
Xin Jing Bao· 2025-11-29 09:01
新京报贝壳财经讯11月28日晚间,长虹美菱(000521)公告称,公司及下属子公司(不含中科美菱及其 下属子公司)将利用自有闲置资金不超过82亿元进行投资购买产品期限在一年之内的安全性高、流动性 好、低风险、稳健型的银行理财产品,授权期限自股东会审议通过之日起一年内有效。该投资不会影响 公司日常生产经营所需资金,并有利于提高资金的使用效率和收益。 编辑陈维城 校对赵琳 ...