人民网北京9月12日电 (记者罗知之)据中国人民银行网站消息，2025年8月金融统计数据报告显示，8月 末，广义货币(M2)余额331.98万亿元，同比增长8.8%。此外，前八个月人民币存款增加20.5万亿元。 广义货币增长8.8% 8月末，广义货币(M2)余额331.98万亿元，同比增长8.8%。狭义货币(M1)余额111.23万亿元，同比增长 6%。流通中货币(M0)余额13.34万亿元，同比增长11.7%。前八个月净投放现金5208亿元。 前八个月人民币贷款增加13.46万亿元 8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长 6.8%。 前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企(事)业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万亿 元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿元。 8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 8月末，本外币存 ...

一、广义货币增长8.8% 8月末，广义货币(M2)余额331.98万亿元，同比增长8.8%。狭义货币(M1)余额111.23万亿元，同比增长 6%。流通中货币(M0)余额13.34万亿元，同比增长11.7%。前八个月净投放现金5208亿元。 二、前八个月人民币贷款增加13.46万亿元 8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长 6.8%。 前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万 亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿元。 12日，中国人民银行网站发布2025年8月金融统计数据报告，内容如下： 四、8月份银行间人民币市场同业拆借月加权平均利率为1.4%，质押式债券回购月加权平均利率为 1.41% 8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 三、前八个月人民币存款增加20.5万亿元 8 ...

8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 前八个月净投放现金5208亿元。 9月12日，央行发布2025年8月金融统计数据报告。 一、广义货币增长8.8% 8月末，广义货币(M2)余额331.98万亿元，同比增长8.8%。狭义货币(M1)余额111.23万亿元，同比增长 6%。流通中货币(M0)余额13.34万亿元，同比增长11.7%。前八个月净投放现金5208亿元。 二、前八个月人民币贷款增加13.46万亿元 8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长 6.8%。 前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万 亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿元。 四、8月份银行间人民币市场同业拆借月加权平均利率为1.4%，质押式债券回购月加权平均利率为 1.41% 8月份，经常项下跨境人民币结 ...

新京报贝壳财经讯 9月12日，央行发布了2025年8月金融统计数据报告。数据显示，8月末，广义货币 (M2)余额331.98万亿元，同比增长8.8%。狭义货币(M1)余额111.23万亿元，同比增长6%。流通中货币 (M0)余额13.34万亿元，同比增长11.7%。前八个月净投放现金5208亿元。 ...

央行数据显示，8月末广义货币(M2)余额331.98万亿元，同比增长8.8%。狭义货币(M1)余额111.23万亿 元，同比增长6%。流通中货币(M0)余额13.34万亿元，同比增长11.7%。前八个月净投放现金5208亿 元。 ...

Core Viewpoint - The People's Bank of China reported a slight decrease in the average interest rates for new loans in August, indicating a continued effort to support the real economy through monetary policy [2][3]. Group 1: Loan Interest Rates - The weighted average interest rate for new corporate loans in August was approximately 3.1%, showing a slight decrease from the previous month and a reduction of about 40 basis points compared to the same period last year [3]. - The weighted average interest rate for new personal housing loans was also around 3.1%, which is 25 basis points lower than the same month last year [3]. Group 2: Loan Growth and Monetary Supply - In the first eight months of the year, the total increase in RMB loans was 13.46 trillion yuan, demonstrating a solid commitment to supporting the real economy [3]. - As of the end of August, the broad money supply (M2) stood at 331.98 trillion yuan, reflecting a year-on-year growth of 8.8%, indicating ample liquidity in the market [3]. - The growth rate of social financing remained at a high level, further supporting economic activity [3].

Financial Statistics Summary - As of the end of July 2025, the broad money supply (M2) reached 329.94 trillion yuan, reflecting a year-on-year growth of 8.8% [2] - The narrow money supply (M1) stood at 111.06 trillion yuan, with a year-on-year increase of 5.6% [2] - The cash in circulation (M0) amounted to 13.28 trillion yuan, showing a year-on-year growth of 11.8% [2] - In the first seven months of 2025, net cash injection totaled 465.1 billion yuan [2] Loan and Deposit Statistics - By the end of July 2025, the total balance of RMB loans was 268.51 trillion yuan, with a year-on-year growth of 6.9% [2] - In the first seven months, RMB loans increased by 12.87 trillion yuan, with household loans rising by 680.7 billion yuan [2][3] - The total balance of deposits in RMB reached 320.67 trillion yuan, reflecting a year-on-year growth of 8.7% [2][3] - Foreign currency loans decreased by 8.1% year-on-year, totaling 55.58 billion USD [2] Social Financing Scale - As of the end of July 2025, the total social financing scale was 431.26 trillion yuan, with a year-on-year growth of 9% [4] - The balance of RMB loans to the real economy was 264.79 trillion yuan, increasing by 6.8% year-on-year [4] - The balance of foreign currency loans to the real economy decreased by 23.2% year-on-year, equivalent to 1.21 trillion yuan [4][5] Incremental Financing Data - In the first seven months of 2025, the cumulative increase in social financing was 23.99 trillion yuan, which is 5.12 trillion yuan more than the same period last year [6] - The increase in RMB loans to the real economy was 12.31 trillion yuan, which is a decrease of 694 billion yuan compared to the previous year [6] - Government bond net financing reached 8.9 trillion yuan, which is an increase of 4.88 trillion yuan year-on-year [6]

Group 1 - In July, China's new social financing increased by 1.16 trillion yuan, with a decrease in RMB loans by 50 billion yuan and an increase in RMB deposits by 500 billion yuan, while household deposits decreased by 1.11 trillion yuan [1][4] - From January to July, the cumulative increase in social financing was 23.99 trillion yuan, which is 5.12 trillion yuan more than the same period last year [3][8] - As of the end of July, the total social financing stock was 431.26 trillion yuan, reflecting a year-on-year growth of 9% [11][12] Group 2 - The balance of RMB loans to the real economy increased by 12.31 trillion yuan from January to July, while foreign currency loans decreased by 725 billion yuan [8][14] - The balance of broad money (M2) was 329.94 trillion yuan at the end of July, with a year-on-year growth of 8.8%, while narrow money (M1) was 111.06 trillion yuan, growing by 5.6% [4][13] - The M2-M1 gap was 3.2 percentage points, narrowing by 0.5 percentage points from the previous month [4][12] Group 3 - The People's Bank of China indicated that monthly financial data should not be overly emphasized as they may not accurately reflect the economic activity and financial support for the real economy [6] - The traditional credit demand is decreasing while the demand in new growth areas is increasing, suggesting that financial institutions need to adapt their strategies [7][12] - The average weighted interest rate for interbank RMB lending in July was 1.45%, lower than both the previous month and the same period last year [18]

8月13日，人民银行披露金融统计数据显示，7月末，广义货币（M2）余额329.94万亿元，同比增长 8.8%。初步统计，2025年前7个月社会融资规模增量累计为23.99万亿元，比上年同期多5.12万亿元。 新发放贷款是一个流量指标，反映的是当期银行实际发放和回收的情况。业内专家提出，新发放贷款也 值得关注。如果一段时期内，贷款发放量很大，同时回收量也很大，最终从贷款余额增量和增速角度看 可能不高，但实体经济有效融资需求也是能够充分满足的。从一些发达经济体的实践来看，贷款余额增 速到一定阶段后会趋于稳定，但存量贷款滚动续作，贷款发放和回收等流量指标并不低，企业和居民融 资需求均能有效满足。 M2余额同比增长8.8% 前7个月社会融资规模增量累计为23.99万亿元，比上年同期多5.12万亿元。从存量看，7月末社会融资规 模存量为431.26万亿元，同比增长9%。广义货币（M2）余额329.94万亿元，同比增长8.8%。 业内专家认为，近年来，随着金融市场创新和直接融资发展，企业融资渠道日益多元化，加上政府债券 发行扩容提速，贷款作为企业融资渠道之一，越来越难以完整反映金融支持实体经济的成效。 业内专家指出，观察 ...

Core Viewpoint - The article highlights the current state of China's monetary policy, indicating a moderately loose monetary environment that supports the real economy through favorable financing conditions [1][4]. Group 1: Monetary Policy and Loan Rates - As of July, the social financing scale and broad money (M2) grew by 9% and 8.8% year-on-year, respectively, indicating a stable monetary environment [1]. - New personal housing loan rates are approximately 3.1%, while new corporate loan rates are around 3.2%, both reflecting a decline of about 45 and 30 basis points compared to the previous year [2][3]. - The sustained low interest rates signal a relatively abundant supply of credit, making it easier and cheaper for borrowers to access bank loans [3][4]. Group 2: Loan Growth and Composition - In the first seven months of the year, RMB loans increased by 12.87 trillion yuan, with household loans rising by 680.7 billion yuan and corporate loans increasing by 11.63 trillion yuan [5][6]. - The total balance of RMB loans reached 268.51 trillion yuan, growing by 6.9% year-on-year, while the total balance of foreign and domestic currency loans was 272.48 trillion yuan, up by 6.7% [6]. - The increase in loans reflects a strong support for the real economy, with loan growth outpacing nominal economic growth [7]. Group 3: Loan Issuance and Economic Impact - The article emphasizes the importance of new loan issuance as a key indicator of actual bank lending activity, which can provide insights into the effective financing needs of the economy [8]. - It is noted that while loan balance growth may stabilize over time, the flow of new loans and repayments remains significant, ensuring that both corporate and household financing needs are met [8].