Core Viewpoint - Qingdao Bank is actively supporting the real economy through targeted financial services, focusing on local development and innovative financing solutions to enhance the growth of various industries [1][5]. Group 1: Financial Support and Growth - As of the end of Q1, Qingdao Bank's corporate loan balance reached 279.56 billion yuan, an increase of 6.56% from the end of the previous year [1]. - The bank's technology finance loan balance was 27.30 billion yuan, reflecting a growth of 5.67% compared to the previous year [1]. Group 2: Case Studies of Financial Impact - The 5 million yuan credit line provided to Pusu Hotel Management has enabled the transformation of abandoned farmhouses into cultural-themed inns, boosting local consumption and increasing handmade craft orders by 60% and rural tourism revenue by 35% [2]. - Qingdao Bank's innovative "live collateral" model allowed Longming Cattle Industry to secure a loan of 288 million yuan for a cattle breeding project, marking the largest single credit in Shandong's livestock sector [3]. - Northqi Industrial received a credit line of 200 million yuan to expand production capacity in response to increased demand for high-quality milk powder cans, achieving a market share of 25% in the domestic milk powder can segment [4]. Group 3: Strategic Initiatives - Qingdao Bank is developing a dual-driven system of "industry mapping + financial modeling" to integrate deeply into Shandong's key industry clusters, aiming to enhance credit support and financial innovation for high-quality regional economic development [5].

关注、加星，第一时间接收推送！ 政策跟踪 2．政策跟踪：稳股市，稳楼市，强化对民企、科创企业的金融支持 2.1 "一揽子金融政策"新闻发布会："增量政策"序幕拉开 5月7日，国新办举行新闻发布会介绍"一揽子金融政策支持稳市场稳预期"情况。继"9.24"金融政策发布 会后，央行、金融监管总局、证监会负责人再度联合召开新闻发布会，详解本轮一揽子金融政策支持进展。 本次发布会，央行重点介绍推出三大类型货币政策措施、十项具体举措。金融监管总局则针对支持地产、资 本市场和民营经济推出八项增量政策。 文 | 赵伟、贾东旭、侯倩楠 联系人| 侯倩楠 | 时间 | 事件 | 内容概要 | 主要内容 | | --- | --- | --- | --- | | | | | 民营经济促进法第一次将坚持"两个毫不动摇"写入法律,第一次明确民 | | | | 为民营经济持续、 | 营经济的法律地位,第一次在法律中规定"促进民营经济持续、健康、高 | | | | 健康、高质量发展 | 质量发展,是国家长期坚持的重大方针政策。"围绕公平竞争、投资融资 | | | | 提供坚实法治保 | 促进、科技创新等方面,民营经济促进法建立完善相关制度 ...

Group 1 - The core theme of the discussion was enhancing the convenience of cross-border financial services to support enterprises going global [1] - Financial institutions are encouraged to leverage their strengths to provide diversified financial services and innovative practices to assist companies in overseas expansion [1][2] - Challenges faced by enterprises in overseas markets include unfamiliarity with local markets, exchange rate risks, supply chain disruptions, and talent shortages [2] Group 2 - Standard Chartered Bank has deployed over 30 "China Corridor Bankers" across more than 20 markets to provide tailored services to enterprises [2] - Ping An Bank has accumulated rich experience in cross-border financial services, offering comprehensive financial solutions to meet enterprises' needs at different stages [2] - The insurance industry plays a crucial role in overseas business, with risks differing from domestic markets, including legal, regulatory, and political risks [3] Group 3 - The importance of interconnectivity and cooperation among financial institutions was emphasized, suggesting that collaboration can lead to more effective outcomes [4] - Financial institutions should consider their professional advantages and risk tolerance when providing services to avoid entering unfamiliar areas [3]

《行动方案》的亮点在于多项政策的先行先试和数字化赋能。 近年来，企业"走出去"的需求愈加迫切，在此过程中，企业对金融服务的需求也发生了显著变化，不再 局限于传统的单一融资服务，而是更加期待金融机构能够提供涵盖投融资、风险管理及专业咨询的全方 位、一体化金融解决方案。 当前，跨境金融服务的便利化水平提升，以及金融对"走出去"企业与"一带一路"建设的支持力度加强， 已成为金融机构与企业界共同瞩目的焦点议题。近日，第十期陆家嘴金融沙龙吸引了来自政府部门、金 融机构人士，围绕如何进一步优化上海跨境金融服务、打造更加适配外向型经济发展的金融体系展开深 入讨论，共同探讨金融对"走出去"企业与"一带一路"建设的支持路径。 跨境金融服务便利化水平提升 黄震认为，尽管上海在跨境金融服务方面取得了长足进步，但与纽约、伦敦等成熟国际金融中心相比， 仍存在跨境资金流动效率、金融市场国际投资者占比和金融基础设施国际化服务能力等方面的差距。因 此，进一步提升跨境金融服务便利化水平需要金融机构与政府部门的协同努力。他建议，未来应进一步 优化FT账户功能，加强银团贷款创新，提升跨境人民币融资的国际竞争力，同时利用金融科技手段降 低实体经济融 ...

5月14日，湖南株洲一名网友反映，其姑妈重病住院期间，让子女带着身份证到中国农业银行株洲田心 支行取一笔5万元的定期存款，用来支付医药费，但银行工作人员要求本人到场才能办理。家属将患病 老人用轮椅推到银行办理取款手续。不幸的是，业务办理过程中，老人在银行门口去世。 近年来，类似因要求"本人到场"办理业务而引起纠纷或投诉的情况，在银行业内时有发生。去年9月， 长春某银行也曾发生"家属取已故亲人存款，被要求证明亲属关系"的纠纷。巧合的是，当事银行也是农 行。 为何规定很温暖，执行却很冰冷，在笔者看来，里面存在深层次问题，体现为三个脱节—— 一是理念与行动脱节。 在老百姓的印象里，高大上的金融机构，都有一套美丽动人的企业文化理念，并通过琅琅上口的slogan （口号）广而告之。比如农行的经营理念是：以市场为导向，以客户为中心，以效益为目标；服务理念 是：客户至上，始终如一。可见，客户在农行眼中有至高地位，无论是富甲一方的金融巨子，还是只取 款5万元的病重老妪。其他银行也多有类似理念口号。然而，屡屡出现的"本人到场"纠纷，反映一些金 融机构的理念与行动并不合拍，有些口号看起来只是口号而已。 二是培训与操作脱节。 事件 ...

近年来，金城银行坚持以"数字化服务实体经济和老百姓"为自身的时代使命，践行"在线化运营、数字 化服务"的差异化定位，不断锻造数字科技实力和稳健的数字风控能力，通过智能金融服务，为全国的 中小微企业提供安全、高效的金融支持。金城银行自主研发推出了数字信贷产品"金企贷"，其全在线申 请、全数字运营、全智能风控的特点，使其在短短几年的时间里，触达了超过270万家中小微企业。 金城银行积极响应产业体系现代化升级之需，持续致力于为相关企业提供便捷高效的金融服务。科芯 （天津）生态农业科技有限公司是一家以芯片应用为技术底蕴，将物联网、大数据、区块链等技术应用 于农业生产，以提升农产品品质和产量的国家高新技术企业，其自主研发的AIPA（智慧决策型精准农 业）系统，服务了国内40多个智慧农业种植生产基地。 （来源：财商资讯） 2023年10月，科芯计划启动AIPA（智慧决策型精准农业）系统6.0版本研发项目，融资需求迫切，这时 金城银行向科芯提供了数字金融服务，在手机端，科芯整理好申请所需的材料后上传，很快就通过 了"金企贷"审核，轻松获得近200万元的授信额度。 金城银行积极响应号召，发挥数字化优势和能力持续服务实体经济， ...

期货日报网讯（记者 王宁）4月29日，由国富期货有限公司联合开封市祥符区花生产业发展服务中心、 开封市花生产业协会、福达花生网共同主办的"稳企安农 护航实体"花生期货及期权助力产业稳健发展 交流会在开封市祥符区成功举办。来自政府部门、科研机构、行业协会及产业链企业的110余位代表齐 聚一堂，共同探讨金融工具赋能花生产业高质量发展的创新路径。 专业赋能，以金融工具护航产业稳健发展 据记者了解，作为活动主办方之一，国富期货始终秉持"金融服务实体经济"的核心理念，充分发挥期货 及期权在价格风险管理中的专业优势。通过推广"保险+期货"、基差贸易等模式，国富期货已为多家花 生企业提供定制化风险管理方案，帮助锁定成本、规避市场风险。此次交流会进一步聚焦花生期权工具 的应用，通过案例讲解与实操分析，助力企业构建多层次风险防控体系，为花生产业稳健发展注入"金 融活水"。 深耕产区，见证祥符花生产业升级成果 事实上，祥符区作为全国花生产业集群区，近年来通过政策扶持、科技创新与金融赋能，构建了集种 植、加工、金融、科研于一体的全产业链生态圈。国富期货深度参与其中，见证了全国首单花生期货价 格保单在祥符区发放，更通过产融合作推动" ...

关注、加星，第一时间接收推送！ 政策跟踪 2．政策跟踪：稳股市，稳楼市，强化对民企、科创企业的金融支持 2.1 "一揽子金融政策"新闻发布会："增量政策"序幕拉开 5月7日，国新办举行新闻发布会介绍"一揽子金融政策支持稳市场稳预期"情况。继"9.24"金融政策发布 会后，央行、金融监管总局、证监会负责人再度联合召开新闻发布会，详解本轮一揽子金融政策支持进展。 本次发布会，央行重点介绍推出三大类型货币政策措施、十项具体举措。金融监管总局则针对支持地产、资 本市场和民营经济推出八项增量政策。 基于当前楼市与股市运行平稳，经济基本面表现相对稳健，此次超预期降准或响应4月中央政治局会议 部署。本次"全面降准+结构性货币政策工具降息"组合拳缓释商业银行负债压力。上述政策有效压降商业银 行负债端成本，为本次贷款利率下行打开一定空间。 本次发布会的三大主线为稳股市，稳楼市，强化对民企、科创企业的金融支持 "持续稳定和活跃资本市 场"，三部门多方面协同发力。支持民营经济、科技创新发展，强有力的金融支持或是后续重点。稳楼市， 供需两端金融政策均有加码。 2.2 国新办发布会：以法治之力促进民营经济高质量发展 5月8日，国务院新 ...

Core Viewpoint - The financial services industry is facing unprecedented opportunities and challenges in the current economic environment, with a focus on enhancing service quality to support the development of the real economy [1]. Group 1: Enhancing Service Quality - Improving financial service quality requires a customer-centric approach, understanding the actual financial needs of different industries and enterprises of varying sizes [3]. - Digital transformation is a core driver for enhancing financial service quality, with the application of big data and artificial intelligence enabling more accurate credit assessments and improved risk pricing capabilities [5]. - Establishing a precise risk assessment system is crucial for balancing risk control and service accessibility, avoiding excessive financing thresholds [3]. Group 2: Supporting the Real Economy - Supporting the real economy must go beyond mere rhetoric; a long-term mechanism should be established [7]. - Financial service institutions should strengthen collaboration with industrial parks and industry associations to gain insights into industry dynamics and financing challenges [7]. - As economic restructuring and industrial upgrading progress, the demand for financial services from the real economy will become more diversified and specialized [7].

Core Viewpoint - The company Zongyi Co., Ltd. (综艺股份) is pursuing a cash acquisition of Jiangsu Jilai Microelectronics Co., Ltd. (吉莱微) to gain control, amidst ongoing financial struggles and a need to improve its performance [1][2]. Group 1: Acquisition Details - Zongyi has signed an investment cooperation intention agreement to acquire control of Jilai Micro through cash investment or share transfer, with specific terms to be determined later [1]. - The transaction is expected to constitute a major asset restructuring and will not involve issuing new shares or related party transactions [1]. - Following the acquisition, Jilai Micro is anticipated to become a subsidiary of Zongyi, potentially enhancing the company's revenue and net profit levels [2]. Group 2: Financial Context - Zongyi's financial performance has been weak, with a reported revenue of 348 million yuan in 2024, a year-on-year increase of 8.15%, but a net profit of only 30.22 million yuan, with a non-recurring profit still showing a loss of 36 million yuan [2]. - The company is nearing the delisting risk warning threshold, as per the revised rules of the Shanghai and Shenzhen Stock Exchanges, which could trigger delisting if net profit is negative and revenue falls below 300 million yuan [3]. Group 3: Jilai Micro's Profile - Jilai Micro, established in 2001, specializes in the research, production, and sales of power semiconductor chips and devices, with applications across various sectors including consumer electronics and electric vehicles [6]. - The company previously attempted an IPO but withdrew its application, leading to the termination of the review process by the Shenzhen Stock Exchange [6]. - Financial data shows Jilai Micro's revenue growth from 134 million yuan in 2019 to 301 million yuan in 2021, with net profits increasing from 1.27 million yuan to 69.96 million yuan during the same period [6].