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兴业银行乌鲁木齐分行“智护银发反诈体系”提升金融行业数字化转型与风险防控能力
Zhong Guo Jin Rong Xin Xi Wang· 2025-12-07 08:44
转自:新华财经 据了解,该项目为老年客户提供了精准、主动的账户风险监测与防护服务,通过建立覆盖"术语、模 型、接口、质量"的全维度数据标准化体系,从而能够及时识别潜在诈骗风险,有效预警并阻断相关交 易,构筑起坚实的"银发守护机制"。 该体系实现了技术与业务的深度融合,构建了与外部反诈机构的协同联防机制。通过持续迭代优化风控 模型,并积极探索在更多场景中的应用,该体系能够灵活适应市场变化与技术演进,确保了模式的有效 性、稳定性与可推广性。 随着数据要素价值的深度释放和金融科技的不断进步,以"智护银发反诈体系"为代表的数据驱动型金融 安全解决方案,其市场潜力与应用空间将更为广阔。 该体系不仅为保护老年人财产安全贡献了金融智慧,也为提升金融行业数字化转型与风险防控能力提供 了有益借鉴和有力支撑。(董超、孙文) 编辑:王姝睿 近日,2025年"数据要素X"大赛新疆赛区决赛在昌吉圆满落幕。据悉,本届大赛以"数据赋能 乘数而 上"为主题,聚焦数据要素在多个关键领域的融合应用,共设立金融服务、工业制造、科技创新等14个 核心赛道,吸引了全区众多优秀项目参与角逐。 据介绍,经过严格评审,最终168个优质项目晋级决赛。其中,兴 ...
上海国际金融中心一周要闻回顾(12月1日—12月7日)
Guo Ji Jin Rong Bao· 2025-12-07 05:38
Group 1 - Shanghai aims to accelerate the construction of "five centers" to enhance its status as an international economic and financial center, focusing on the internationalization of the RMB and the development of an offshore financial system [1][2] - The Shanghai financial system is committed to high-quality development, aligning with the spirit of the 20th National Congress of the Communist Party of China, emphasizing the importance of financial support for national modernization [3] - A series of financial service activities for small and micro enterprises in Shanghai has been successfully held, promoting access to financing and sharing relevant financial tools and policies [4] Group 2 - The Shanghai Municipal People's Congress is soliciting public opinions on the draft regulations for the development of offshore bond business in the Pudong New Area, indicating a push for regulatory clarity in this sector [5] - The People's Bank of China has issued a notice to upgrade the functions of free trade accounts in the Shanghai Free Trade Zone, aiming to facilitate cross-border capital flows and support the construction of international financial and trade centers [6] - The Shanghai Financial Technology International Forum highlighted Shanghai's rise to the second position in the Global Fintech Center Development Index, with a fintech industry scale exceeding 440 billion yuan [7][8] Group 3 - The China Construction Bank held a "dual empowerment" event to support enterprises going global, providing strategic planning and financial solutions to facilitate international business [9] - HSBC announced a $1.5 billion credit facility to support technology innovation enterprises in mainland China, marking a significant investment in the sector [10] - A satellite internet financial service matrix was launched in Shanghai, aiming to create a comprehensive financial ecosystem for the satellite internet industry [11] Group 4 - The 19th Shanghai Investment and Financing Fair concluded with nearly 400 enterprises receiving targeted financial matchmaking services, showcasing the effectiveness of localized financial support [12][13] - The Shanghai Financial Industry Association held its second council meeting, discussing key projects related to the construction of the international financial center [14] - New green finance initiatives have been introduced, allowing for optimized management of cross-border financing for green development projects [15] Group 5 - The first inter-institutional REITs project for industrial plants was successfully established in Shanghai, expanding the asset range for institutional REITs and providing new financing channels for local state-owned enterprises [19] - Four private equity investment institutions successfully issued technology innovation bonds, demonstrating the growing diversity of investors and the effectiveness of risk-sharing tools [20] - The National Financial Regulatory Administration has adjusted risk factors for insurance companies, encouraging greater support for foreign trade enterprises [21][22]
陆家嘴财经早餐2025年12月7日星期日
Wind万得· 2025-12-06 22:48
Group 1 - The China Securities Regulatory Commission (CSRC) emphasizes the need for the securities industry to enhance its role in supporting the high-quality development of the capital market, advocating for a shift from price competition to value competition and urging securities firms to take on the responsibility of being "gatekeepers" for IPOs [2][10] - The CSRC also calls for a cautious approach to new asset classes like cryptocurrencies and encourages securities firms to provide products that support long-term and value investing [2][10] - The total assets, net assets, and net capital of the securities industry reached 14.51 trillion yuan, 3.27 trillion yuan, and 2.39 trillion yuan respectively by September 2025, showing significant growth compared to 2021 [6] Group 2 - The draft guidelines for the performance assessment of fund management companies have been released, which require higher investment from executives and fund managers in their own funds, with performance pay linked to fund performance [3] - The Shenzhen Stock Exchange aims to support the development of the Guangdong-Hong Kong-Macao Greater Bay Area by expanding cross-border ETFs and promoting REITs inclusion in the Shenzhen-Hong Kong Stock Connect [6] - The recent report indicates that the securities industry has seen a cumulative operating income exceeding 2 trillion yuan and a net profit exceeding 800 billion yuan [6] Group 3 - The Ministry of Natural Resources has issued a notice regarding the minimum price for mining rights, stating that it should reflect market value and remain confidential until the end of the transaction [5] - The recent performance of the automotive market shows a stabilization trend, although challenges remain, particularly for companies with high leverage and debt [4] - The report on the futures market indicates a significant increase in trading volume and value, with a total of 81.17 billion contracts traded and a transaction value of 67.545 trillion yuan from January to November [16]
信锘国际正式启动赴美上市筹备:全球化战略再提速,有望成为新一代行业独角兽
Sou Hu Cai Jing· 2025-12-06 16:35
Core Viewpoint - Syno Infinity has officially launched its preparation plan for an IPO in the U.S., aiming to enter the American capital market, which is seen as a significant step in its global strategic layout and potential to become a "next-stage unicorn" company [1][9]. Group 1: Company Strategy and Preparation - The company is advancing key pre-IPO tasks, including upgrading its internal governance structure, international financial auditing, and strengthening risk compliance systems [3]. - The decision to initiate the U.S. IPO preparation reflects the company's confidence in its business model, long-term growth path, and global competitiveness amid a cautious global financial market [3]. Group 2: Industry Position and Growth Potential - Syno Infinity has deep roots in the international finance and asset management sectors, with its core management team possessing over 20 years of industry experience [4]. - The company has maintained steady expansion over the past year, extending its business into Southeast Asia, East Asia, the Middle East, and North America, creating a multi-business and multi-regional growth matrix [4]. Group 3: Competitive Advantages - The company has established an early global layout and a comprehensive strategy, laying a solid foundation for future expansion [5]. - The professional team possesses a strong understanding of international financial cycles, enabling the company to navigate challenges effectively [6]. - Its business model, which includes fintech, cross-border capital services, and asset management, has high scalability and growth potential as global demand increases [7]. Group 4: Market Trends and Future Outlook - The trend of Chinese companies seeking overseas listings is on the rise, and Syno Infinity is positioned as a focal point in the capital market due to its accumulated global resources and steady growth [9]. - The company's business model aligns well with the digital finance era, showcasing significant replicability and scalability potential, particularly in the rapidly developing Asian market [9]. - Although a specific IPO timeline has not been disclosed, the company's strategic path towards "internationalization, transparency, and compliance" is clear, with expectations of entering a high-growth phase in the coming years [9].
证监会主席吴清,最新发声!
智通财经网· 2025-12-06 09:27
12月6日,在中国证券业协会第八次会员大会上,证监会主席吴清围绕证券行业高质量发展发表致辞。 对优质机构适当松绑,适度打开资本空间与杠杆限制 吴清指出,证券公司要立足自身资源,发挥比较优势,进一步增强资源整合的能力,用好并购重组机制 和工具,实现优势高效配置,力争在"十五五"时期形成若干家具有较大的国际影响力的投资机构。 吴清指出,一流不是头部机构的专利,中小机构也要把握优势,在细分领域、重点区域集中资源,打造 小而美的特色投行和服务商。监管政策上也将鼓励强化分类监管,尤其对优质机构适当松绑,适度打开 资本空间与杠杆限制,提升资本运用效率。 对少数问题券商要依法从严监管 吴清指出,对中小券商、外资券商,在分类评价准入方面,探索实施差异化监管,促进特色化发展,首 先是保障公平。对少数问题券商要依法从严监管,违法要依法从严惩治。 A股实现了量的合理增长和质的有效提升 吴清指出,今年以来,A股市场总体活跃,市值从8月份开始超过100万亿元,实现了量的合理增长和质 的有效提升。 吴清表示,证券机构是资本市场链接投融资各方最重要的桥梁,对市场功能和生态完善发挥至关重要。 证券公司总资产达到14.5万亿元,净资产约3.3 ...
对优质机构适当松绑、对少数问题券商依法从严监管……吴清最新发声
Di Yi Cai Jing· 2025-12-06 08:53
吴清指出,今年以来,A股市场总体活跃,实现了量的合理增长和质的有效提升。 12月6日,在中国证券业协会第八次会员大会上,证监会主席吴清围绕证券行业高质量发展发表致辞。 综合自证券时报以下是要点汇总: A股实现了量的合理增长和质的有效提升 吴清指出,今年以来,A股市场总体活跃,市值从8月份开始超过100万亿,实现了量的合理增长和质的 有效提升。 吴清表示,证券机构是资本市场链接投融资各方最重要的桥梁,对市场功能和生态完善发挥至关重要。 证券公司总资产达到14.5万亿元,净资产约3.3万亿元,四年多来,增长分别超过60%和40%,服务1200 多家科技创新企业上市。证券行业结构不断优化,包括国泰海通合并等标志性案例平稳的推动,1+1>2 的效果初步实现。中小机构聚焦细分赛道取得突破,向差异化、特色化发展转变。外资机构在境内业务 加快布局,对外开放进一步推进,有11家外资独资或控股的公司在华开展业务,展业兴业。 对少数问题券商要依法从严监管 吴清指出,对中小券商、外资券商,在分类评价准入方面,探索实施差异化监管,促进特色化发展,首 先是保障公平。对少数问题券商要依法从严监管,违法要依法从严惩治。 证券公司要扛起"看 ...
证监会主席吴清:适度打开优质券商资本空间和杠杆限制 加密资产等看不清的业务坚决不做!
Hua Er Jie Jian Wen· 2025-12-06 08:47
"这个过程当中,投资银行有非常重要的责任,要提升价值发现培育能力,强化业务协同,提升IPO并 购重组服务的专业性和影响力,深度参与企业价值创造;要注重加强承销保荐和定价能力建设,促进一 二级市场协调平稳发展;要提升财富管理服务能力,进一步强化与投资者的利益绑定,加快健全以投资 者回报为核心的评价体系,推动经纪业务、投顾业务和综合财富管理转型发展,对各类中长期资金要做 好产品交易、做市风险管理等全方位支持。"吴清说。 吴清强调,要助力完善"长钱长投"的市场生态,要提升跨境金融综合服务能力,坚持高水平走出去和高 质量引进来,有条件的机构要稳步推进国际化和"一带一路"布局,提升高度专业化服务和垂直一体化管 理的能力。 "证券行业处在市场经济的最前沿,要在风险可控基础上,不断创新金融产品,更好满足各类投资者和 市场需求。"吴清说,当前金融科技创新方兴未艾,正深刻改变甚至重塑金融市场生态。行业机构要善 于思变、应变、求变,积极研究,稳步探索,推进人工智能、大数据、区块链等技术在资本市场的布局 和应用。 12月6日,中国证监会主席吴清在中国证券业协会第八次会员大会上表示,鼓励头部机构通过并购重组 打造国际一流投行,并将对 ...
中证协:证券行业资管业务总规模已超9万亿元
Xin Jing Bao· 2025-12-06 08:01
Core Viewpoint - The Chinese securities industry is actively enhancing its services for wealth management, with over 200 million stock investors and over 700 million fund investors, highlighting the importance of financial services for the public [1] Group 1: Industry Developments - The securities industry is transitioning from a "seller-dominated" model to a "buyer-service" model, optimizing diverse financial products and services [1] - There is a continuous increase in investment in financial technology, utilizing artificial intelligence to effectively reduce service costs and improve service efficiency [1] Group 2: Financial Metrics - As of September 2025, the total scale of asset management business in the industry is expected to exceed 9 trillion yuan, with the scale of financial products sold exceeding 4 trillion yuan, representing a growth of over 50% compared to the end of 2021 [1]
证监会主席吴清:投资银行要提升财富管理服务能力 加快健全以投资者回报为核心的评价体系
Xin Lang Cai Jing· 2025-12-06 07:53
"这个过程当中,投资银行有非常重要的责任,要提升价值发现培育能力,强化业务协同,提升IPO并 购重组服务的专业性和影响力,深度参与企业价值创造;要注重加强承销保荐和定价能力建设,促进一 二级市场协调平稳发展;要提升财富管理服务能力,进一步强化与投资者的利益绑定,加快健全以投资 者回报为核心的评价体系,推动经纪业务、投顾业务和综合财富管理转型发展,对各类中长期资金要做 好产品交易、做市风险管理等全方位支持。"吴清说。 吴清强调,要助力完善"长钱长投"的市场生态,要提升跨境金融综合服务能力,坚持高水平走出去和高 质量引进来,有条件的机构要稳步推进国际化和"一带一路"布局,提升高度专业化服务和垂直一体化管 理的能力。 "证券行业处在市场经济的最前沿,要在风险可控基础上,不断创新金融产品,更好满足各类投资者和 市场需求。"吴清说,当前金融科技创新方兴未艾,正深刻改变甚至重塑金融市场生态。行业机构要善 于思变、应变、求变,积极研究,稳步探索,推进人工智能、大数据、区块链等技术在资本市场的布局 和应用。 上证报中国证券网讯(记者 梁银妍)中国证监会主席吴清12月6日在中国证券业协会第八次会员大会上 表示,专业服务能力要展 ...
工行取得客户分类方法及相关产品专利
Sou Hu Cai Jing· 2025-12-06 04:43
声明:市场有风险,投资需谨慎。本文为AI基于第三方数据生成,仅供参考,不构成个人投资建议。 来源:市场资讯 国家知识产权局信息显示,中国工商银行股份有限公司取得一项名为"客户分类方法、装置、计算机设 备、存储介质和程序产品"的专利,授权公告号CN115375404B,申请日期为2022年8月。 天眼查资料显示,中国工商银行股份有限公司,成立于1985年,位于北京市,是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析,中国工商银行股份有 限公司共对外投资了28家企业,参与招投标项目5000次,财产线索方面有商标信息988条,专利信息 5000条,此外企业还拥有行政许可77个。 ...