30日傍晚，贵金属急速跳水。 现货黄金失守5000美元关口，日内跌幅超7%。 瑞银上调了2026年多数行业的黄金需求预期，不过维持央行黄金需求预期不变，其仍预计央行黄金购买量约为950吨。 白银方面，国泰海通证券指出，2026年4月，印度储备银行执行新规，允许白银成为银行与非银行金融机构的抵押物。部分经济体或增加对白银的储备， 有望对银价形成长期支撑。但值得警惕的是，白银市场的短期狂热已积累一定风险。国泰海通证券同时提醒，从金银比来看，白银前期的补涨行情或已演 绎成短期超涨，后续需警惕银价回调风险。 | < W | 伦敦银现 | | | | | | | --- | --- | --- | --- | --- | --- | --- | | | SPTAGUSDOZ.IDC | | | | | | | 96.950 | | 昨结 | 115.866 | 总量 | | 0 | | -18.916 | -16.33% 开盘 | | 115.923 | 现手 | | 0 | | 最高价 | 118.466 | 持 仓 | 0 | 外 盘 | | 0 | | 最低价 | 96.687 | 增 仓 | 0 | 内 盘 | ...

Core Viewpoint - The precious metals sector experienced a significant decline, with major companies facing trading halts due to a sharp drop in international gold and silver prices [1] Group 1: Market Performance - On January 30, the precious metals sector opened significantly lower, with companies such as Hunan Silver (002716.SZ), Zhaojin Gold (000506.SZ), Zhongjin Gold (600489.SH), and Sichuan Gold (001337.SZ) hitting the daily limit down [1] - On January 29, international gold and silver prices surged before experiencing a substantial pullback, with silver prices dropping as much as 8% to $107 per ounce and gold prices falling by up to 5% to $5,137.34 per ounce [1] - As of the latest update, both gold and silver prices have shown some recovery after the initial drop [1]

【大河财立方消息】1月30日，贵金属持续跳水，现货黄金盘中跌超3%，失守5200美元/盎司，日内跌 近200美元；现货白银跌近4%。 | 伦敦金现 | | | SPTAUUSDOZ | | --- | --- | --- | --- | | 5192.560 | | | -184.600 -3.43% | | IDC USD 10:15:18 | | | 1 . . + | | 英 | 5192.860 | | | | 本 | 5192.560 | | | | 总量 | 0 | 现手 | 0 | | 结算价 | | 开盘 | 5390.563 | | 最高 | 5451.010 | 最低 | 5186.513 | | 均价 | | 振幅 | 4.92% | | 外留 | 0 | 内盘 | 0 | | 昨结 | 5377.160 | 昨收 | 5377.160 | | 涨停 | 0.000 | 跌停 | 0.000 | 同日，多家黄金珠宝品牌境内足金首饰价格大幅回调，周生生报价1662元/克，周大福报价1685元/克， 老凤祥报价1620元/克，老庙黄金报价1668元/克。 责编:史健 | 审核:李震 | 监审 ...

Market Overview - The U.S. stock market experienced fluctuations with major indices showing mixed results; the Dow Jones Industrial Average rose by 0.11%, while the Nasdaq and S&P 500 fell by 0.72% and 0.13% respectively [2] - Large technology stocks mostly saw gains, with notable movements including META rising over 10%, marking its largest single-day increase since July, while Microsoft dropped approximately 10%, resulting in a market cap loss of $357 billion [3] Commodity Prices - Precious metals experienced significant volatility, with spot gold dropping over 5% at one point, falling below $5100 per ounce, and spot silver declining over 8% [1][7] - As of the latest updates, London gold was down 0.20% at $5406.958 per ounce, while COMEX gold rose by 1.67% to $5429.4 per ounce [7][8] - Other precious metals showed varied performance, with platinum down 2.36% at $2640.30 per ounce and palladium down 2.46% at $2006.40 per ounce [7][9] Energy Sector - Energy stocks showed positive movement, with Exxon Mobil increasing by 2.05%, Chevron by 0.7%, and ConocoPhillips by 1.39% [4] Airline Sector - The airline sector displayed mixed results; Boeing fell by 3.12%, while Delta Airlines rose by 1.06% and Southwest Airlines surged by 18.53% [5] Gold Mining Stocks - Gold mining stocks faced a downturn, with major companies like AngloGold Ashanti dropping over 7% and Newmont Mining down 3.81% [6]

白银方面，国际银价跌落回110美元/盎司下方。COMEX白银报108.7美元/盎司，跌幅超4%；伦敦银报 108.7美元/盎司，跌幅超6% 新京报贝壳财经讯（记者徐雨婷、姜樊）1月29日晚，黄金、白银快速跳水。截至盘中，国际金价跌落 回5200美元/盎司下方，COMEX黄金报5178美元/盎司，跌幅超2%；伦敦金报5140美元/盎司，跌幅超 4%。 ...

编辑：雨林 | | 国际贵金属 | | | | | --- | --- | --- | --- | --- | | 名称 | 现价 | 涨跌 | 涨跌幅 | H | | 伦敦金现 | 5281.595 | -136.152 | -2.51% | | | 伦敦银现 | 111.908 | -4.697 | -4.03% | | 1月29日，现货金银价格大幅走低，现货黄金跌超2%，现货白银跌超4%，此前分别一度上涨3%、4%。 ...

来源：中国金币 ...

Group 1: Precious Metals Market Overview - Gold and silver have experienced a historic surge, with platinum and palladium also seeing strong increases, leading to a significant rise in metal prices [1] - After reaching historical highs, gold and silver prices faced a substantial pullback, with silver peaking at $117 per ounce before dropping to approximately $103.7, and gold rising to $5110 per ounce before falling below $5000 [2] - Domestic gold jewelry prices have been adjusted upwards, with several brands pricing close to 1600 yuan per gram [3] Group 2: Specific Price Movements - Major brands such as Chow Tai Fook and Chao Hong Ji have set their gold jewelry prices at 1585 yuan per gram, reflecting a daily increase of 7 yuan per gram [5] - Platinum prices are reported at 1071 yuan per gram, while investment gold bars are priced at 1575 yuan per gram [7] Group 3: Fund Activity and Market Response - The Guotou Ruijin Silver Futures Fund (LOF) announced a suspension of subscription services starting January 28, 2026, to protect the interests of fund shareholders [8] - The fund has issued 16 premium risk warnings in January 2026 alone, indicating significant market volatility and the potential for investor losses due to high premium rates [17] - On January 22, the fund's closing price was significantly above its net asset value, prompting a temporary suspension of trading to mitigate risks [17]

面对贵金属价格波动，近期多家银行调整黄金积存业务起购门槛、风险评级准入等交易规则，并下调相 关利率。 1月27日，平安银行、宁波银行均发布公告，对黄金积存业务进行利率调整。平安银行公告表示，根据 近期黄金市场变动情况，该行自2026年2月4日起调整平安金积存业务相关收益率，其中活期收益率调整 为0.01%、3个月期定存调整为0.2%、6个月期定存调整为0.4%、1年期定存调整为0.8%。 据平安口袋银行APP显示，目前该行平安金活期年化收益率为0.2%，平安金定期3个月、6个月、1年期 年利率分别为0.4%、0.7%、1%，据此计算，此次下调幅度在19-30个基点。 宁波银行则披露称，该行决定自2026年1月28日（周三）起调整定存金产品定存利率。调整后的定存金 产品定存利率分别为：活期0%，1个月0.3%，3个月0.3%，6个月0.4%，12个月0.5%。而据宁波银行官 网，目前该行定存金产品定存利率分别为：活期0.2%，1个月0.3%，3个月0.4%，6个月0.6%，12个月 0.8%，此次下调幅度为0-30个基点。 与此同时，两家银行均在公告中建议客户谨慎进行贵金属业务投资。平安银行指出，黄金价格的剧烈 ...

申银万国期货分析称，从流动性来看，经济数据显示美国通胀压力缓解，就业仍然疲软，2026年美联储 仍将继续降息，宽松的流动性环境为贵金属的上涨提供有力支撑。在此背景下，全球投资者对贵金属的 战略配置需求提升，黄金和白银ETF规模持续扩张，助推贵金属价格上升。短期白银涨幅较大，资金或 存在一定兑现压力，黄金表现更为稳健。 光大期货表示，黄金继续上行为白银拓开空间，但金银比已迅速降至50以下，市场分歧加大，白银短期 上下波动幅度预计较大，观望为上。 铜冠金源期货指出，昨日贵金属价格的剧烈波动显示市场出现巨大的分歧。在连续多日由动量推动、追 涨情绪主导的行情之后，这轮上涨已经变得极为脆弱。预计短期贵金属价格将剧烈波动，特别是白银高 位回调的风险加大。 1月27日，国内期市贵金属板块涨跌参半。其中，沪银期货主力合约开盘报27300.00元/千克，今日盘中 高位震荡运行；截至发稿，沪银主力最高触及30020.00元，下方探低27000.00元，涨幅达6.81%附近。 目前来看，沪银行情呈现震荡上行走势，盘面表现偏强。对于沪银后市行情将如何运行，相关机构观点 汇总如下： ...