21世纪经济报道记者 张欣 春节临近，居民消费、年终理财、出行需求集中释放，涉财诈骗也进入高发期。 近日，21世纪经济报道记者从山西省防范和打击非法集资相关部门、杭银消费金融、工商银行等机构获悉，除传统骗局外，近 期涌现出"节日专属理财""虚假红包积分""年货退款理赔"等多类新型骗局，迷惑性更强、手法更隐蔽，给民众财产安全带来威 胁。 21世纪经济报道记者综合上述部门和机构的提示，梳理出常见的新型高发涉诈骗局，提醒广大民众提高警惕、谨防上当： 一、"节日专属"高息理财陷阱 不法分子利用民众年终结余资金寻求增值的心理，以"新年专享理财""春节感恩高返利"等为诱饵，承诺"保本高息""节前小额投 入、节后高额回报"。为增强欺骗性，其通过仿冒银行、证券公司官方App界面制作虚假链接或二维码，诱导下载并使用所谓"内 部专属通道"，最终引导受害者将资金转入私人或境外账户，得手后即刻失联。 （工行提供的部分春节常见反诈科普图） 常见诈骗话术示例： "春节特供！内部渠道，7天收益 30%!""稳赚数字货币/黄金期货，名师带单！" "博彩平台漏洞，押注必中！今晚最后一期，速来！" 提示：正规金融机构不会推出"保本高息""短期高 ...

Core Viewpoint - The recent policy shift in rural education emphasizes "high-quality development," moving from merely ensuring access to education to enhancing the quality of education in rural areas [1][3][7] Group 1: Policy Evolution - The central government's policy on rural education has evolved over the years, initially focusing on ensuring access to education, then optimizing school layouts, and now prioritizing quality [3] - The 2026 document marks a significant shift by advocating for the retention and improvement of necessary small-scale rural schools, replacing the previous approach of blind consolidation [3][5] Group 2: Key Policy Features - The core of the "steady and prudent optimization" approach is to avoid a one-size-fits-all mentality, balancing resource integration with educational equity [3] - The policy aims to retain small-scale schools in remote areas to prevent children from facing long travel distances and safety risks, while ensuring that any necessary school consolidations are well-justified and community-informed [3][5] Group 3: Addressing Quality Issues - The emphasis on "improving" rather than just "retaining" schools directly addresses the quality shortcomings in rural education, where many retained schools have become ineffective due to weak teaching staff and outdated facilities [5] - The policy promotes the establishment of urban-rural school communities to facilitate resource sharing and improve teaching quality through digital means, thereby addressing the issue of resource disparity [5] Group 4: Future Implications - The 2026 policy is not just a response to current challenges but aims to proactively shape the future of rural education by encouraging population retention and revitalizing community culture [7] - By ensuring that rural children have access to quality education, the policy seeks to retain talent and cultural heritage in rural areas, ultimately contributing to comprehensive rural revitalization [7]

Core Insights - Postal Savings Bank of China Shenyang Branch actively supports local enterprises by utilizing bill discounting services to lower financing costs and enhance financial services for the real economy [1][2] - The bank's bill discounting service allows enterprises to obtain liquidity by applying for early payment on unexpired commercial bills, which is crucial for sectors like pharmaceuticals and manufacturing [1] Group 1: Financial Support for Key Industries - The bank has tailored its bill discounting services to meet the specific needs of large pharmaceutical companies, providing a dedicated service team and a specialized financing plan that has facilitated over 4 billion yuan in discounts since last year [1] - For small and medium-sized manufacturing enterprises, the bank has simplified the bill discounting process to alleviate cash flow pressures, enabling more flexible fund allocation for technology upgrades and production expansion [1] Group 2: Commitment to Service Excellence - The Shenyang Branch is committed to continuously optimizing financing service processes to enhance efficiency and customer experience, contributing to the high-quality development of the local economy [2]

Group 1 - The core event was the cross-regional New Year goods selection and exchange activity held in Kaifeng, Henan Province, showcasing the practical paths and achievements of Yuanfang Haowu in the field of consumption assistance [1] - Yuanfang Haowu's strategy focuses on creating a "hit product" to boost an industry and benefit local people, emphasizing overall industrial development rather than just product sales [3] - The company has established deep cooperation with 26 quality suppliers from cities like Zhengzhou, Luohe, and Nanyang in Henan, aiming to promote high-quality local products to broader markets [3] Group 2 - Yuanfang Haowu's operational model is rooted in the concept of "trust e-commerce," aiming to create transparent and trustworthy links between consumers and producers [7] - The platform is preparing for a provincial-level traceability live broadcast event in Henan to enhance the recognition of local agricultural products among national consumers [7] - The company has introduced a regional consumption cooperation platform, providing comprehensive support from market research to marketing for products that have not yet met high market standards, reflecting a long-term vision [7][8] Group 3 - By deepening collaboration with local governments and source enterprises, Yuanfang Haowu extends the "trust e-commerce" concept into a stable production and sales link, facilitating efficient and precise resource and market connections [8] - This model, based on trust and driven by industrial upgrades, is continuously activating strong engines for rural development, injecting new vitality and possibilities into the integration of consumption assistance and rural revitalization [8]

珠海市委书记： 建设海岛镇，激 活"海"文章丨市 委书记抓乡村振 兴2025年度盘点 _南方+_南方 plus 本文收录于专辑 编者按：日前发 布的2026年中央 一号文件再次强 调，坚持五级书 记抓乡村振兴， 健全党领导农村 工作体制机制。 南方农村报品牌 栏目"市委书记 抓乡村振兴"持 续跟踪记录各地 实践，2025年发 布了超过50期报 道，较为全面地 集纳了21个地市 市委书记抓乡村 振兴的公开讲 话、调研足迹与 政策举措等。记 者尝试基于全年 栏目信息展开梳 理与分析，试图 呈现各地在部署 与落实乡村振兴 战略过程中的重 点、路径与特 点，以期为各地 全面推进乡村振 兴提供观察与思 考。 2025年，"市委 书记抓乡村振 兴"栏目集纳了 珠海市委书记在 乡村振兴领域的 8条重要工作部 署与调研讲话。 记者通过梳理提 炼出四个关键 词，试图解构珠 海过去一年强化 城乡功能纽带、 挖掘海洋经济潜 力、激发镇村内 生动力的乡村振 兴路径。 关键词：联城带 村 增强镇街节点功 能 提升镇街的"联 城带村"节点功 能，是串联城 乡、协调区域的 关键一环。珠海 市委书记在多次 会议中强调，要 多措并举增强镇 街 ...

坚持以党建促发展，把党旗插在经济社会发展一线。全面推行"揭榜攻关"机制，选树"文澜星火"典 型，成立党员骨干招商队伍，全年签约项目总投资80.19亿元，规上工业增加值增速、PM2.5盈余值全省 第一；深化金牌港"四联工作法"，全年累计落地项目15个，金牌港西码头年营收破千万、同比增长 136%，推动自贸港核心政策实现"零的突破"。组建党员先锋队，攻坚清理农村"两超一不"合同818宗、 完成率90.29%，带动村集体增收7300万元。投入2.09亿元实施乡村振兴产业项目惠及7454名农民，以铁 的担当解决一批历史疑难杂症。 下一步，临高将持续深化党建引领，狠抓自贸港先锋行动提质增效各项工作，巩固提升"文澜江畔 党旗红"十大党建项目质效，推动党建与自贸港建设、乡村振兴深度融合，为把海南自由贸易港打造成 为引领我国新时代对外开放的重要门户贡献临高力量。 临高县委书记 唐守兵 赋能自贸港建设与高质量发展 2025年，临高县坚持以政治建设为统领，扎实开展自贸港先锋行动，不断夯实基层基础。分类指导 63个机关党组织打造16个"四强"党支部，培育农村致富带头人608人、同比增长10%。新兴领域"两个覆 盖"持续扩大。学习教 ...

Core Viewpoint - The "under-forest economy" is being elevated to a national strategic level in China, aiming to transform ecological resources into economic benefits, aligning with the concept that "green mountains and clear waters are as valuable as mountains of gold and silver" [1][2]. Group 1: National Strategy and Economic Impact - The under-forest economy has been included in the government's work report and the 14th Five-Year Plan, highlighting its importance for national ecological security, rural revitalization, and common prosperity [1][2]. - The FAO's 2024 report indicates that nearly 6 billion people rely on non-timber forest products for their livelihoods, with 70% of the impoverished population directly depending on forest resources [2]. - The under-forest economy aims to efficiently convert the ecological value of "green mountains and clear waters" into economic wealth, addressing both international concepts and China's unique conditions [2][4]. Group 2: Ecological and Economic Synergy - The under-forest economy successfully integrates ecological protection with economic development, utilizing forest space without deforestation or land occupation [5][6]. - This model enhances forest management efficiency and sustainability, contributing to carbon sequestration and biodiversity [6][7]. - The economic advantages include high land utilization rates and the emergence of new industries, particularly in non-timber forest products, which have significant market potential [7][9]. Group 3: Employment and Rural Development - The under-forest economy is expected to create numerous job opportunities and support small farmers, providing a pathway for rural income generation [9][10]. - In Guangxi, the under-forest economy's annual output value is projected to reach 138.8 billion yuan by 2024, benefiting over 12 million farmers with an average annual income increase of over 4,000 yuan [10]. - However, challenges such as higher initial investments and the need for new skills in ecological management and processing remain [10][11]. Group 4: Technological and Policy Support - To overcome barriers, collaboration among government, research institutions, and social capital is essential, including establishing dedicated funding and technical support for the under-forest economy [11][12]. - Various operational models have emerged, including under-forest planting, breeding, and eco-tourism, but balancing ecological protection with economic returns is crucial [12][13]. - Emphasizing ecological protection as a priority, policies should ensure sustainable practices while allowing for economic development [13][14]. Group 5: Future Directions and Innovations - The under-forest economy is expanding into new areas such as carbon trading and functional forest food development, indicating significant growth potential [15][16]. - The establishment of a dedicated research office for the under-forest economy aims to focus on resource conservation, efficient management, and advanced processing technologies [16]. - Overall, the under-forest economy represents a pathway for ecological industrialization and rural integration, enhancing the well-being of the population through innovative practices [16].

建设美丽家园，过上美好生活，是亿万农民的期盼和向往。近日发布的中央一号文件提出，逐步提 高农村基础设施完备度、公共服务便利度、人居环境舒适度，加快补齐农村现代生活条件短板，创造乡 村优质生活空间。落实文件要求，要以务实管用为导向，因地制宜推进乡村建设。 近年来，我国乡村建设成绩斐然，但是农村基础设施和公共服务依然落后于城市，约四分之一的农 户未用上卫生厕所，近一半行政村生活污水未得到有效治理，义务教育质量、医疗卫生条件、养老服务 体系与城市差距仍然较大。 如何更科学建设乡村？中央一号文件提出统筹优化乡村国土空间布局，目的是合理配置公共资源， 避免无效投入和资源浪费。要坚持规划引领，通盘考虑农村土地利用、产业发展、设施建设和生态保 护。不能片面要求设施全覆盖，导致资源闲置和浪费。当然，对人口持续流出的村庄，也要保障民生需 求。 乡村建设，既要建好，也要管好。我国农村差异较大、基础不同，农民需求也不一样，不能一概而 论。要从实际出发，加强村内道路、供排水、充电设施、寄递物流等基础设施建设，提升乡村教育、医 疗、养老等公共服务供给质量，让农民得实惠。同时，随着现代设施大规模进入农村，对专业化管护的 要求越来越高。有 ...

2026年是中老两国建交65周年。2月4日，"一路欢歌一路情"中老铁路春节文化主题活动在飞驰的中老铁 路列车上举行。D87次"澜沧号"与D88次"复兴号"列车分别从昆明南站、万象北站相向发车，跨越山 河，完成了一场温馨洋溢的"双向奔赴"。 上龙茵村相关负责人介绍，依托当地丰厚的自然资源和铁路交通的独特优势，上龙茵村大胆创新，将传 统傣文化与现代文旅深度融合，大力发展乡村旅游。民宿、农家乐、民族文化体验等项目如雨后春笋般 涌现，村民们的经济来源也从单一的农作物种植成功转型为蓬勃发展的乡村旅游业。如今，家家户户都 吃上了"旅游饭"，走稳了"致富路"，日子越过越红火。 沿着中老铁路一路前行，类似的"网红村"如繁星般点缀在沿线。野象谷站的曼掌村、橄榄坝站的勐罕 镇、磨憨站的磨站村……络绎不绝的游客从四面八方远道而来，亲身感受古朴的民族风情和非遗文化的 独特魅力。 中老铁路沿线的昆明和西双版纳，作为重要的旅游目的地，两地高附加值白货市场需求旺盛且互补性 强。国铁昆明局人士表示，为了满足年货运输的迫切需求，春运期间，国铁昆明局持续深化运输举措， 创新推出了"定时、定点、定线"的"包车"运输模式，让年货运输跑出了"加速度" ...

精耕小微金融，纾解市场主体融资困境 针对小微企业长期面临的融资难、融资贵、融资慢的问题，郑州银行坚决贯彻中央经济工作会议"切实 坚持'两个毫不动摇'"的指示精神，积极响应河南省"深化'万人助万企'活动专业化效能"的工作要求，深 入践行"十五五"规划"充分激发各类经营主体活力"的政策理念。该行打造贯穿企业初创、成长、成熟全 周期的综合金融服务方案，持续完善小微企业融资对接协调机制，常态化推进"深入千企万户"走访调研 活动，切实掌握企业经营实况与发展诉求，提供"一对一"定制化支持方案。 同时，郑州银行还综合运用信用贷款、无还本续贷、供应链金融等多种融资手段，有效化解企业短期资 金周转难题。此外，郑州银行主动对接《河南省推动民营经济高质量发展行动计划》相关部署，紧 扣"两毫不动摇"要求，精准匹配民营经济发展金融需求，进一步降低融资条件与综合成本，疏通产业链 资金循环堵点，为全省众多中小商户与经营主体输送发展动力，切实发挥金融在稳定市场信心、增强发 展预期方面的核心功能。 拓展民生金融领域，增强人民群众获得感 在服务民生改善、满足城乡居民需求方面，郑州银行坚持以零售业务变革为引领，全面遵循"十五五"规 划"坚持以人民 ...