中新社北京8月25日电 (记者庞无忌)8月份，中国两大一线城市北京和上海相继出台楼市新政，进一步放 宽住房限购等政策。 25日，上海出台楼市新政称，符合条件居民家庭在外环外购房不限套数；此前对单身人士的"单独限 购"政策也不再执行。10余天前，北京出台楼市新政，对符合条件家庭五环外不再限制购房套数。 58安居客研究院院长张波表示，上海限购政策调整方向和北京保持同步，也是针对市场需求不足的区域 进行针对性放松，政策利好上海松江、嘉定、青浦等五大新城外环外区域。 广东省住房政策研究中心首席研究员李宇嘉指出，目前上海外环外新房库存占全市的70%，消化周期普 遍超过20个月；同时，外环外二手房挂牌量占比达到近40%。此番上海优化限购政策，旨在激活多套房 购置需求，消化库存，特别是对新市民在外围购置第二套住房、为父母购置养老房产等，都将提供便 利。 目前，外环外区域已成为上海楼市成交主力。中指研究院监测数据显示，今年以来(截至8月23日)上海 新建商品住宅(不含保障房)成交2.97万套，其中外环外成交超1.8万套，占比超60%。二手房方面，1月-7 月成交约12.7万套，其中外环外成交约6.5万套，占比约51%。 从此 ...

Core Viewpoint - The new real estate policy in Shanghai aims to stimulate housing demand by relaxing purchase restrictions and lowering financing costs, particularly benefiting the outer ring housing market [4][6][9]. Group 1: Policy Changes - The new policy removes purchase limits for Shanghai residents and allows non-local residents to buy homes in the outer ring after one year of tax or social security contributions [6][7]. - Single residents are treated similarly to family units in terms of housing purchase limits, allowing them to buy without restrictions in the outer ring [7][8]. - The policy aligns with previous measures in Beijing, focusing on improving housing demand and balancing work and living conditions [6][7]. Group 2: Market Impact - The policy is expected to significantly boost housing transactions, especially in the outer ring, which accounted for over 60% of new home sales recently [6][9]. - The upcoming "Golden September and Silver October" sales period is anticipated to see increased activity due to these favorable policy changes [4][11]. - Analysts suggest that the policy will help alleviate inventory pressure in the outer ring and maintain a smooth transition between new and second-hand housing markets [7][8]. Group 3: Financial Adjustments - The policy increases the maximum loan limits for housing provident funds, with first-time buyers now eligible for up to 184 million yuan, and additional benefits for families with multiple children [9][10]. - It allows buyers to withdraw provident funds for down payments without affecting their loan limits, thereby easing the financial burden on homebuyers [10]. - The adjustment in commercial loan interest rates is expected to lower monthly payments for second homes, enhancing affordability for buyers [10][11].

8月25日，上海发布楼市新政，包括对外环外符合条件将不限购房套数、成年单身人士视同家庭、房贷利率层面不再 区分首套和二套房、提高绿色建筑公积金贷款额度、公积金落实"又提又贷"、优化房产税征收等。 上海易居房地产研究院副院长严跃进认为，上海政策出台，惠及面广，尤其对单身人士购房、外环外购房等会带来积极 作用，亦为全国新一轮政策调整优化和市场向好发展等发挥积极作用。 业内人士认为，此次上海不仅新增购房资格，还持续降低购房成本，将有力释放住房需求，尤其是对于外环外新房和二 手房市场的活跃有明显促进作用。 上海发布楼市新政 8月25日，上海市住房城乡建设管理委、市房屋管理局等六部门联合印发《关于优化调整本市房地产政策措施的通知》， 涉及调减住房限购、优化住房公积金、优化个人住房信贷以及完善个人住房房产税等方面措施。 在限购政策方面，新政明确，一是符合条件居民家庭在外环外购房不限套数。对符合上海市住房购买条件的居民家庭， 包括上海市户籍居民家庭、在上海市连续缴纳社会保险或个人所得税满1年及以上的非上海市户籍居民家庭，在外环外购 买住房不限套数，包括新建商品住房和二手住房。二是成年单身人士按照居民家庭执行住房限购政策。 ...

新政要求在利率定价机制安排方面不再区分首套住房和二套住房，将极大降低二套房的月还款负担。 8月25日，上海市住房城乡建设管理委、市房屋管理局等六部门联合印发《关于优化调整本市房地产政 策措施的通知》（以下简称"通知"），涉及调整住房限购、优化住房公积金、优化个人住房信贷以及完 善个人住房房产税等一揽子措施。 此前的8月18日，国务院第九次全体会议强调，要切实把思想和行动统一到党中央对形势的科学判断和 决策部署上来，巩固拓展经济回升向好势头，努力完成全年经济社会发展目标任务。在房地产方面，会 议提出采取有力措施巩固房地产市场止跌回稳态势，结合城市更新推进城中村和危旧房改造，多管齐下 释放改善性需求。 业内人士认为，上海楼市新政的出台将巩固上海楼市稳中向好态势，有了新政的加持，在接下来的楼市 传统销售季，"金九银十"成色可期。 单身人士购房资格等同于家庭 今日出台的上海楼市政策，将对单身人士购房、居民在外环外购房等带来积极作用。 通知明确，符合条件居民家庭在外环外购房不限套数。对符合上海市住房购买条件的居民家庭，包括上 海户籍居民家庭、在上海连续缴纳社会保险或个人所得税满1年及以上的非上海户籍居民家庭，在外环 外 ...

Core Viewpoint - Shanghai's luxury real estate market is experiencing significant sales momentum, with the Shanghai One Number House achieving record sales figures and maintaining its position as the top-selling project in the country [1][4]. Group 1: Sales Performance - On August 23, Shanghai One Number House sold 66 units in just one hour, generating sales of 4.8 billion yuan, bringing its total sales for the year to over 22 billion yuan [1]. - Since its initial launch in August 2024, the project has had five sales events, accumulating approximately 24 billion yuan in sales [4]. - The average selling price has increased from approximately 17,000 yuan per square meter to about 19,800 yuan per square meter, with an average total price of around 73 million yuan per unit [4]. Group 2: Market Dynamics - The high demand for luxury properties in Shanghai is attributed to price discrepancies between new and existing homes, with surrounding second-hand properties often selling for higher prices than new listings [5]. - The luxury market is concentrated in core areas of Shanghai that have seen limited new supply, leading buyers to focus on these locations for potential appreciation [5]. - The overall real estate market is experiencing a shift in purchasing logic, with buyers increasingly prioritizing core urban areas amid new regulations and market differentiation [5]. Group 3: Future Outlook - Despite a decrease in new supply and subdued marketing efforts, the market's performance in August remains to be observed, with expectations for policy optimizations in major cities like Shanghai and Shenzhen [6]. - Recent data indicates that while new residential prices in first-tier cities have shown a slight decline, Shanghai's prices have increased by 6.1% year-on-year, indicating resilience in the luxury segment [6].

Group 1 - The core viewpoint of the articles highlights the strong performance of the luxury real estate market in Shanghai, with significant sales figures and price increases observed in recent months [1][2]. - Shanghai's Yihao Courtyard project has achieved a cumulative sales amount exceeding 22 billion yuan this year, with the latest batch of 66 units selling out quickly [1]. - The average price of the latest batch of units is approximately 19.8 million yuan per square meter, reflecting a year-on-year increase from the initial average price of 17 million yuan per square meter [1]. Group 2 - The National Bureau of Statistics reported that among 70 major cities, only 6 saw new home prices rise month-on-month, with Shanghai experiencing a 0.3% increase [2]. - The resilience of Shanghai's luxury market indicates a positive outlook for future investments, as it reflects the flow of various funds into the market [2]. - Analysts attribute the strong performance of Shanghai's real estate market to the continuous release of improvement-driven demand and the active sales of quality properties [2].

我爱我家研究院认为，放开符合条件的家庭五环外购房套数限制，不仅有利于提振市场，也能更好地满 足居民改善性住房需求。本次政策落地后，预计将对五环外的市场产生积极作用，尤其是新房市场，促 进改善性需求释放的同时，也给计划出售五环外二手房进行置换的群体带来了新机会。 （编辑 张昕） 本报讯 （记者陈潇）近期，北京市出台楼市新政，明确放开五环外购房套数限制，并加大公积金贷款 支持力度。根据我爱我家研究院监测数据和部分项目楼盘反馈，新政落地近半月，上周末（8月16日— 17日），带看量比往常大幅增加，其中二手房带看次数同比往常周末增近两成，五环外热门新盘带看量 较以往周末更是近乎翻倍。 ...

出品 | 搜狐财经 作者 | 王泽红 "新政出了之后，（看房）人还挺多的，我们每个人一天接待6至7组客户。"北京石景山某楼盘销售说道。 8月17日，北京楼市新政满一周之际，搜狐财经实地走访了石景山区多个在售楼盘，处在不同销售阶段的楼盘，人流量各有不同，但整体未出现如往期般"看 房客涌入售楼处"的情形。 8月17日上午11时30分，北京石景山首钢园区域某项目售楼处 "一般下午人比较多。"有置业顾问告诉搜狐财经；"前两个月的周末，我带客3至4组，现在差不多翻了一倍。"另一位置业顾问指出，"新政对（成交）影响 还没体现，一般会有滞后性"。 8月8日，北京放松五环外楼市限购：京籍家庭、社保"满二"的非京籍家庭，购买五环外商品住房不限套数；五环内政策不变，京籍限购2套、非京籍1套。 五环外是北京新房市场的成交主力区域。根据中指监测，今年1-7月，北京房销售套数中，五环外占比超80%；二手房成交套数五环外占比也超50%。新政出 台后，市场普遍认为有望带动部分需求释放。 但从首周成交观察，并未呈现出明显变化。搜狐财经从中指院处了解到，8月11日至17日，北京新房成交套数为443套，二手房成交套数为3082套。 中指研究院指 ...

Core Viewpoint - The new real estate policy in Changsha County aims to inject a "strong dose of confidence" into the local housing market through ten measures focused on stimulating housing consumption, boosting investment confidence, and strengthening element guarantees [1][4]. Group 1: Stimulating Housing Consumption - The policy increases financial service support, raises housing loan limits, expands coverage to flexible employment workers, and supports cross-region housing purchases [6]. - It enhances housing purchase subsidies and promotes the "宜居星沙" initiative to attract residents from other regions [6]. - Financial incentives are provided for teachers, medical staff, industrial workers, and new residents, along with rewards for outstanding real estate marketing teams [6]. - The policy allows for coordinated arrangements for household registration and school enrollment based on property pre-registration [6]. Group 2: Boosting Investment Confidence - The policy prioritizes quality land supply, implements strict land supply conditions, and allows for lower initial land bidding deposits [8]. - It aims to improve market transparency by timely releasing residential land supply information and reducing land auction failures [8]. - Real estate companies are encouraged to meet "good housing" technical standards and adjust project plans to optimize land use [8]. - The policy supports inventory reduction through state-owned enterprises or social capital acquiring new and existing residential properties for affordable housing [8][9]. Group 3: Strengthening Element Guarantees - The policy enhances efficiency in planning, design, pre-sale, and acceptance processes for real estate projects [11]. - It introduces a "project manager" system to assist developers throughout the project lifecycle [11]. - Financial institutions that effectively support real estate project financing will receive differentiated incentives [11].

Core Viewpoint - The recent policies in the real estate market are aimed at stabilizing the market by significantly lowering the barriers to home buying, with expectations for the market to stop declining and stabilize by 2025 [1][10]. Policy Measures - A series of policies have been introduced, including interest rate cuts and down payment adjustments, which reflect the government's commitment to reviving the market [3][4]. - Local governments are offering various subsidies and incentives for homebuyers, including cash subsidies ranging from tens of thousands to over a hundred thousand yuan [4][7]. Market Conditions - The relaxation of purchase restrictions, such as the removal of limits for non-local buyers and reduced social security requirements, is beneficial for young professionals looking to settle in their work cities [5][10]. - Mortgage rates have reached historical lows, with some banks offering rates below 3.5% for first-time homebuyers, making it an attractive time for loans [5][10]. Financial Impact - The reduction in down payment from 30% to 20% on a 1 million yuan home translates to a cash saving of 100,000 yuan, which is significant for average families [5][7]. - Additional subsidies, such as talent incentives and tax reductions, can lead to total savings of several tens of thousands to over a hundred thousand yuan [7]. Market Sentiment - Recent data indicates signs of recovery in the real estate market, with transaction volumes stabilizing and prices for new and second-hand homes ceasing to decline [8][10]. - Developers are shifting from aggressive price cuts to stabilizing prices, indicating improved market expectations [10]. Future Outlook - The overall direction for the real estate market is positive, with expectations for stabilization by 2025, although the recovery process may take time [10][11]. - The broad scope and intensity of the current policies are expected to gradually yield positive effects, contributing to the stability of the real estate market, which is crucial for the overall economy [11].