新华财经上海12月21日电 （谷青竹） 信用是市场经济的"通行证"。东海之滨的台州，浪潮拍岸三千 年，既淘洗出"海上丝绸之路"的商贸遗韵，也孕育出"一诺重千金"的诚信基因。作为"温台模式"的核心 发源地，从阡陌间的纺车叮当到车间里的智能机械、从集市上的沿街叫卖到资本市场"台州板块"的78家 上市公司集群，民营经济在这片土地上始终以信用为锚劈波斩浪，成为这座城市穿越经济周期、发展生 生不息的活力密码。 民间"信"脉：草根创业的精神火种 浙南沿海的季风，总带着敢闯敢试的气息。上世纪七十年代末，当中国市场经济的嫩芽尚在土壤中萌 动，台州的街巷已响起"无街不市，无巷不贩，无户不商"的热闹声响——1979年，台州市温岭县工商局 核发了全国首张个体工商业营业执照；1982年，温岭牧屿镇诞生了全国第一家股份合作制企业。 台州的情况尤为典型：全市99%以上的企业为中小微企业，经济活力根植于这片"小微土壤"。这场危机 让台州清醒认识到：仅靠脆弱的民间信用，已难以支撑民营经济行稳致远；唯有将人格化信用升级为系 统化、可复制、可监管的制度信用，才能筑牢高质量发展的根基。这场从"人信"到"制信"的迭代，自此 成为台州经济转型升级的关 ...

中国城市信用建设高峰论坛于12月12日至14日在浙江省台州市举行。在"新时代信用场景创新应用"主题 论坛上，厦门国信信用大数据创新研究院院长、正高级经济师曾光辉指出，信用建设已进入以场景创新 驱动高质量发展的新阶段，应加快构建政府引导、市场驱动、社会共建、覆盖全面、应用广泛的信用场 景创新应用生态，为经济社会持续健康发展注入信用动能。 曾光辉表示，信用建设的核心在于应用，而应用的载体是场景。他提出，信用工作的本质可概括 为"53324"框架，即覆盖政府、市场主体、社会组织、个人、司法机关五类主体，围绕法定义务、约定 义务、自主承诺义务三类义务，贯穿采信、评信、用信三个环节，运用激励与惩戒两类措施，并依托制 度、技术、应用、文化四个维度协同推进。他强调"无场景，不信用"，信用只有嵌入具体场景，才能真 正发挥降低交易成本、优化资源配置、防范市场风险的作用。 曾光辉系统总结了当前我国信用场景创新应用的十大特点：公共领域应用优于市场领域；有顶层设计的 行业成效更明显；惩戒应用成效优于激励应用；特定场景优于普惠场景；企业感知优于个人感知；城市 信用优于农村信用；东部地区优于中西部地区；经济类场景优于社会类场景；应用制度 ...

宏观蓝图指引方向，而真正的价值在于各地的创新实践。论坛上，多个城市分享了将信用理念转化为发 展动能的生动案例。 守信者行天下，诚信已成为城市文明进步的鲜明标志。为深入交流城市信用建设典型经验，展望"十五 五"信用规划蓝图，12日至14日，中国城市信用建设高峰论坛在浙江省台州市举办，论坛主题是"弘扬诚 信文化繁荣信用经济"。 凝聚共识：专家学者共话信用建设新阶段 面向"十五五"，社会信用体系建设进入纵深推进、提质增效的新阶段。 国家公共信用和地理空间信息中心副主任吴阿明表示，该中心将通过提升数据质量、夯实信用平台基 础、提升场景应用效能、实现精品信用服务、强化形势研判与决策支撑精准度、筑牢数据安全底线六大 维度，全方位提升信用建设水平，为高质量发展注入强劲的信用动能。 "从诚信文化到信用经济是一场深刻的价值观变革，发展信用经济的关键在于让信用参与资源配置。"中 国人民大学教授吴晶妹表示，展望"十五五"，信用建设要发挥政府与产业核心企业双重引擎的作用，建 立和稳定信用经济基本盘；提升经营主体信用和管理水平，释放信用红利；围绕信用经济的基础建设、 运行机制、服务体系、信用生态等方面，开展多元多层次的研究和试点试验。 ...

12月4日，内蒙古通辽市奈曼旗亮相2025企业家博鳌论坛·品牌信用建设论坛。这座扎根科尔沁沙地 南缘的小城，凭借生态治理、产业升级、信用筑基与民生提质的多维突破，以县域高质量发展实践，诠 释赴博鳌的"奈曼实力"。 生态为基，绘就绿色发展底色 奈曼旗始终将生态保护融入发展全局，以"沙化土地变绿洲"的成效，为高质量发展筑牢生态根基。 近年来，奈曼旗全力推进沙地歼灭战，仅2025年就完成"三北"六期建设44.26万亩，实施林草湿荒一体 化保护修复16.86万亩，人进沙退、绿进沙退的绿色奇迹在这里不断上演。 生态治理的坚守换来"一旗看全区、微缩内蒙古"的美誉，更催生出独特的生态文旅价值。境内4A 级景区3个、3A级景区1个，宝古图沙漠的雄浑辽阔、孟家段湿地的烟波浩渺、怪柳林的独一无二…… 构成生态旅游的核心资源。奈曼旗坚持"保护与开发并重"，通过划定沙地保育区、打造生态研学基地、 举办冬捕节等特色活动，将生态优势转化为发展优势。 产业为核，激活高质量发展新动能 民生为本，厚植共享发展根基 奈曼旗始终将民生提质作为重中之重，让高质量发展更有温度。教育医疗持续升级，紧密型县域医 共体实现全覆盖;5G基站、农村公路等基础设 ...

新华信用海南博鳌12月4日电（记者余蕊、翟卓、刘旭阳）"一言为重百金轻。"如今，社会信用制度是 市场经济基础制度的重要组成部分。在2025企业家博鳌论坛期间，2025品牌信用建设论坛4日成功举 办。论坛以"信用赋能品牌'新三化'"为主题，热议以品牌和信用建设助力现代化产业体系的智能化、绿 色化、融合化发展。 信用是智能化、绿色化发展的底座和桥梁 《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》提出，建设现代化产业体系要"坚 持智能化、绿色化、融合化方向"。 为2025品牌信用建设论坛现场 中经社上海总部党委书记姜微认为，在"智能化"维度，信用是发展"新质生产力"的信任底座。必须 将"数字中国"与"信用中国"建设紧密结合起来，让技术创新为诚信体系赋能，也让诚信原则为科技创新 导航，最终实现智能与信用深度融合、相互促进的良性循环。 "在'绿色化'维度，信用是践行'两山'理念的价值桥梁。"姜微说，信用体系是将优美的生态环境、宝贵 的"自然价值"，真正转化为市场认可的"经济价值"的核心桥梁。通过区域公用品牌建设体系，让生态产 品的价值能够被科学衡量、市场认可；通过完善ESG评价标准，给每一片绿水青山开出扎 ...

社会对信用的认知存在"温差"。部分经营主体对信用的理解仍停留在"不违规"的底线层面，对其所 能带来的发展红利感知不强。如何提升信用教育的精准度和普及度，推动"信用有价"成为社会共识，是 决定信用建设能走多远的软实力。 针对这些问题，未来信用建设工作可着重从以下方面推进：一是坚持法治与科技双轮驱动。以更完 善的法律法规保障数据安全与权益，以更先进的技术推动信用模型精准化、场景智能化，筑牢信用体系 根基。二是构建开放共赢的"信用+"生态。政府应积极搭建平台，鼓励社会各界基于信用逻辑开发创新 应用，让信用真正成为激发市场活力、提升社会效率的"催化剂"。三是推动价值导向从"工具理性"迈 向"价值理性"。在追求管理效率与便捷服务的同时，也要注重诚信文化的培育与传播，让守信内化为市 民与企业的自觉行动。(本文来源：经济日报 作者：刘春沐阳) 从政府部门到金融机构，从港口码头到科技园区，在厦门，信用是企业获得真金白银的关键凭证， 是市民就医畅行的便捷通道，是经营主体准入的绿色通行证。当然，在为其成效感到欣喜的同时，一些 深层次问题也值得关注。 "数据孤岛"的贯通仍需攻坚。尽管厦门已建成强大的"信用中枢"，但让数据在更广范围 ...

Core Insights - Shandong Province's Binzhou City is focused on optimizing the business environment to promote high-quality economic and social development, emphasizing a service-oriented approach for enterprises and entrepreneurs [1] Group 1: Resource Allocation - The city has implemented a mechanism to ensure resource allocation follows project needs, issuing new land indicators for 192 projects totaling 11,479 acres [1] - Financial support for key projects includes loans of 13.719 billion yuan and energy demand fulfillment of 608.99 million tons of standard coal [1] - The city has secured long-term special bonds amounting to 1.573 billion yuan benefiting 62 projects, alongside local government bonds for 264 projects with a funding requirement of 29.302 billion yuan [1] Group 2: Policy Implementation - The "Huiqi Tong" platform has been established to facilitate direct access to policies for enterprises, with significant engagement through electronic policy guides and live broadcasts reaching over 620,000 viewers [2] - A proactive credit repair notification system has been introduced, along with a "no deposit" initiative that has refunded or waived deposits totaling 2.445 billion yuan, benefiting 6.075 million people [2] - Financial support for small and micro enterprises has been enhanced, with loans amounting to 49.12 billion yuan and credit extended to 35,000 enterprises [2] Group 3: Market Access and Administrative Efficiency - The city has adopted a negative list for market access, promoting equal entry for all business entities, and has rectified issues in 9 out of 59 reviewed documents [3] - Administrative efficiency has improved through innovative approval processes, reducing processing times by up to 30% for various investment project approvals [3] - A total of 1,832 pieces of government information have been published this year, enhancing transparency and accessibility of policy information [3]

Core Points - The new "Integrity Code" is designed to enhance consumer confidence and facilitate "safe consumption" during the upcoming National Day holiday [1] - The updated design of the "Integrity Code" features a modern and stylish icon that integrates well with various commercial complexes, appealing to consumers [3] - Major commercial complexes like Lesong Plaza and Wanda Plaza have successfully implemented the new signage, achieving over 90% display rate among registered merchants [5] Group 1 - The "Integrity Code" aims to provide a more intuitive and convenient credit service for consumers [1] - The new design breaks traditional limitations, making it suitable for different shopping environments [3] - The implementation of the "Integrity Code" allows consumers to quickly access merchant credit information via WeChat, reducing decision-making costs and credit risks [5] Group 2 - The district's business environment supervision bureau will continue to monitor the usage of the "Integrity Code" and gather feedback for service optimization [5] - There are plans to expand the coverage of the "Integrity Code" to more consumption scenarios, enhancing both the business and consumer environment [5]

Group 1 - The core theme of the news is the exploration of credit system construction in Shandong Province, particularly in Binzhou, to enhance enterprise quality and promote high-quality regional economic development [1][2]. - Binzhou's Housing Provident Fund Management Center has innovatively transformed "credit from provident fund contributions" into "financing funds" for small and micro enterprises through the "Zhongyin Binzhou Provident Fund Loan" product, which has been recognized as a pioneering initiative in Shandong's public fund system [1]. - The market supervision bureau in Binzhou has implemented a dual approach of positive incentives and negative constraints through credit management, optimizing credit repair processes to assist enterprises in restoring their credit status [2]. Group 2 - The Zhou Ping Weiqiao Aluminum Deep Processing Industrial Park has established a robust credit system by utilizing a credit information platform, which includes comprehensive credit management and the creation of detailed credit files for each enterprise [3][4]. - The park promotes a credit community among the industrial chain, encouraging leading enterprises to drive participation from upstream and downstream companies, thereby enhancing the overall credit environment [3]. - The initiatives taken have resolved issues of information asymmetry regarding enterprise credit, creating a governance loop of "credit incentives for the trustworthy and constraints for the untrustworthy," which strengthens the foundation for credit construction in the park [4].

Core Viewpoint - The 3A certification is becoming a crucial factor for foreign trade enterprises to establish credibility and trust in international markets, moving beyond mere product cost-effectiveness [1][5]. Group 1: Importance of 3A Certification - The 3A certification serves as an international credit evaluation standard, significantly reducing overseas clients' concerns about cooperation [1][2]. - A Zhejiang textile export company experienced a 30% increase in order volume from a German client after obtaining the 3A certification, highlighting its role in enhancing trust and compliance perception [2]. Group 2: Digital Transformation in Certification Process - The "Like Customer" mini-program allows foreign trade enterprises to complete the 3A certification application online, streamlining the process and reducing time and effort [2]. - This digital approach is particularly beneficial for small and medium-sized enterprises, enabling them to enhance their creditworthiness without incurring additional labor costs [2]. Group 3: Ongoing Maintenance of Creditworthiness - Maintaining credit qualifications requires ongoing compliance management, financial transparency, and adherence to delivery schedules to avoid negative impacts on credit ratings [4]. - Regular updates of certifications and participation in industry credit evaluations can further strengthen a company's market image [4]. Group 4: Market Trends and Competitive Advantage - The integration of digitalization and credit economy is reshaping global trade rules, emphasizing the need for foreign trade enterprises to focus on credit building as a core strategy [5]. - The widespread adoption of 3A certification reflects a shift in the Chinese foreign trade industry from price competition to value competition, enhancing the global image of Chinese manufacturing from cost advantages to quality commitments [5].