Company Overview - Mondelez International operates in over 150 countries, providing snacks with an estimated net revenue of approximately $36.4 billion for 2024, and is part of major indices like S&P 500, NASDAQ 100, and Dow Jones Sustainability Index [2] - The company entered the Chinese market in 1984, with its Greater China headquarters in Shanghai, producing and managing various products including biscuits, chocolates, gum, candies, and solid beverages under well-known brands like Oreo and Trident [2] - Mondelez employs around 4,000 people in China, with production bases in North, South, and East China, and a global R&D center located in East China [2] - The Suzhou Lake East factory received the Green Factory title from Jiangsu Province in 2021, and in January 2023, it joined the World Economic Forum's Global Lighthouse Network [2] Compliance and Ethics Initiatives - Mondelez International has established a training mechanism to cultivate a compliance culture, implementing a hybrid training program that deepens employees' understanding of core policies [3] - In 2024, the company conducted approximately 90 interactive compliance live courses, with around 43,000 employees completing the training online [3] - The company has developed and continuously updates a binding Code of Conduct, available in about 32 languages, outlining employees' responsibilities in conducting business lawfully and ethically [3] - All employees are required to undergo annual training on the Code of Conduct, ensuring they read, understand, and comply with its contents [3] Reporting and Accountability - Mondelez International provides accessible complaint mechanisms for employees, contractors, and subcontractors through its compliance and integrity program, with a free hotline and online reporting platform available in over 90 countries [4] - In 2024, the company's ethics and compliance department received over 2,900 contacts globally through these channels, primarily concerning inquiries about compliance policies and reporting of misconduct [4] - The company has integrated compliance principles into its supply chain management, with approximately 96% of its owned production sites and 98% of key suppliers having completed SMETA social responsibility audits in the past three years [4] - Mondelez aims for 100% coverage of its Cocoa Life program's child labor monitoring and remediation system in West Africa by 2025, having achieved 89% coverage in 2024 [4]

Core Viewpoint - The company emphasizes the importance of protecting investors' rights and maintaining financial market stability, aligning its operations with the theme of the 2025 Financial Education Promotion Week, which focuses on "Safeguarding Financial Rights and Contributing to a Better Life" [1] Group 1: Internal Training and Professional Development - The company integrates the spirit of the association's notification into daily operations, focusing on practical effectiveness over scale [2] - Internal training sessions are organized to enhance professional capabilities, particularly in investor service and communication with institutional investors [2][5] - The company conducts case analyses and practical discussions to deepen understanding of industry compliance requirements and investor protection principles [2] Group 2: Compliance and Risk Management Culture - The company emphasizes the importance of compliance culture and professional spirit as foundational elements of its operations [3] - Risk management and investor protection awareness are integrated into all business processes, making it a key responsibility for every team member [3] Group 3: Regulatory Learning and Investor Suitability - The company organizes specialized learning sessions to ensure the team comprehensively understands regulatory requirements and operates within legal frameworks [4] - Continuous optimization of investor suitability management is pursued, ensuring due diligence processes align with investors' risk tolerance and investment goals [4] - The company promotes awareness of illegal financial activities, enhancing the team's ability to identify and prevent such risks [4] Group 4: Commitment to Service Quality and Industry Development - The company aims to strengthen internal management and enhance professional service capabilities as a result of the Financial Education Promotion Week [6] - A commitment to transparent operations and open communication with investors is maintained, with a focus on integrity and professional capability to gain market recognition [6]

Core Viewpoint - The company is launching a series of activities for the "2025 Financial Education Promotion Week" to enhance financial knowledge and consumer rights protection, aligning with the national regulatory authority's directives [1]. Group 1: Event Overview - The event is themed "Protecting Financial Rights, Supporting a Better Life" and aims to deepen financial knowledge dissemination and strengthen consumer rights protection [1]. - The activities will take place from September 15 to September 21, focusing on four core areas: cultural guidance, grassroots engagement, collaborative governance, and practical benefits for the public [1]. Group 2: Cultural Guidance - The company integrates its unique compliance culture with consumer protection culture through various promotional activities, emphasizing the importance of integrity and compliance [8]. - Senior management will lead initiatives such as "Senior Executives Discuss Consumer Protection" to educate consumers on insurance principles and credit knowledge [8]. Group 3: Grassroots Engagement - The company utilizes a grassroots "Community Party Building + Financial Education" model to spread financial knowledge through activities in rural areas, communities, schools, enterprises, and business circles [11]. - Collaborations with local government units and community organizations will facilitate ongoing financial education initiatives, making financial knowledge accessible [11]. Group 4: Practical Benefits - The company focuses on enhancing customer service in key areas such as claims and policy management, implementing measures like "sleeping policy" cleanup and dividend report interpretation [24]. - During the Financial Education Promotion Week, the company will continue to address community financial knowledge needs through various initiatives led by party members and enhanced service offerings [24].

中证报中证网讯（王珞）为深入贯彻金融监管要求，落实江苏农商联合银行新三年规划"合规管理提升 年"工作部署，切实筑牢金融风险防线，启东农商银行近日举办"合规人人有责"系列比赛，覆盖全行7个 片区，50余名员工参赛，以多样化竞赛形式推动合规文化走深走实，为服务地方经济高质量发展夯实基 础。 本次活动以"合规"为核心抓手，旨在进一步夯实银行合规文化根基——通过强化"合规从高层做起"的引 领作用，明晰"合规人人有责"的全员共识，释放"合规创造价值"的深层效能，进而构建更完善、更具活 力的合规文化体系，推动合规从制度要求转化为全员自觉行动，从日常小事、岗位履职入手，从源头防 范金融风险，为银行行稳致远提供根本保障。 本次系列比赛创新设计三大赛程，兼顾专业性与实践性。一是合规知识竞赛，设置个人必答、抢答、风 险题等环节，内容涵盖金融监管政策、行业规范及银行内部规章制度，全面检验参赛人员的合规专业能 力与知识储备；二是合规主题演讲，参赛选手结合日常服务与业务实操，分享践行"合规人人有责"的真 实案例，用鲜活故事传递合规服务的温度与责任；三是合规案例视频赛，7个片区以真实风险事件为蓝 本，通过视频形式直观还原业务场景中的合规 ...

Core Viewpoint - The global trade monitoring sector is undergoing significant transformation, evolving from a compliance-driven function to a dynamic, data-driven discipline that impacts business operations [1][2]. Group 1: Evolution of Compliance and Monitoring - Compliance and monitoring functions are transitioning into strategic advisors for risk management, becoming integral to understanding markets, managing data, and controlling risks [2]. - Nearly half of forex companies view trade monitoring and preventing market abuse as key areas for managing or reducing risk exposure, indicating a shift in compliance's role within organizations [2]. - Compliance is now embedded in various business functions, with professionals at all levels taking on more monitoring and risk responsibilities [2][3]. Group 2: Influence of Compliance in Decision-Making - A survey during the LSEG webinar revealed that most participants believe compliance teams now have greater influence in corporate decision-making processes, reflecting a cultural shift where compliance is seen as a driver of business development rather than a hindrance [3][6]. Group 3: Key Drivers of Monitoring Landscape - The monitoring landscape is influenced by three key drivers: 1. Explosive growth in data volume, with market trading volumes and reporting expected to reach historical highs by 2025 [7]. 2. Evolving regulatory requirements, with stricter expectations from regulators regarding data governance and operational resilience [9]. 3. Increasing complexity of market structures, necessitating advanced analytical technologies and unified data sources for effective monitoring [10]. Group 4: Challenges in Trade Monitoring - A significant challenge in trade monitoring is the prevalence of false positives generated by monitoring tools, which can overwhelm teams with irrelevant information [12]. - Companies are encouraged to adopt a tactical approach by utilizing regulatory datasets designed for market abuse detection and calibrating alert mechanisms to capture extreme behaviors [12][13]. Group 5: Role of AI and Innovation - Advances in AI and natural language processing are enabling companies to shift from reactive detection to proactive prevention, allowing for real-time behavior correction [15][16]. - Some companies are deploying AI solutions to educate employees in real-time during potentially inappropriate conversations, marking a new phase in monitoring that emphasizes proactive compliance [16]. Group 6: Integration of Trade and Communication Monitoring - The integration of trade monitoring with communication monitoring is becoming increasingly important, as communication can reveal intentions not reflected in trade data [17]. - LSEG collaborates with Global Relay to provide a unified compliance archiving solution that integrates communication monitoring data from various sources, enhancing the ability to respond to regulatory inquiries [17][18]. Group 7: Conclusion on Monitoring's Role - Monitoring has evolved from a backend burden to a forefront discipline in risk management and organizational culture, offering significant competitive advantages when leveraged effectively [18].

新三板挂牌的东海证券近日公告，公司8月1日收到证监会《行政处罚决定书》，东海证券在担任金洲慈航集团股份有限公 司2015年重大资产重组独立财务顾问的项目中，出具的相关文件存在重大遗漏、虚假记载，在独立财务顾问业务中未勤勉 尽责，被证监会责令改正，没收业务收入1500万元，并处以4500万元的罚款，合计罚没6000万元。 | 名称 | 类别 | 关联关系 | | --- | --- | --- | | 东海证券股份有限公司 | 挂牌公司或其子公司 | 本公司 | 这场并购的溃败，不仅让上市公司走向末路，也使东海证券陷入合规困境，面临"没一罚三"的顶格处罚。值得注意的是， 此次6000万元的处罚金额，相当于公司2024年归母净利润的2.5倍。 另据东海证券2025年半年报显示，在上半年的营业外支出中，该公司已计提上述行政处罚带来的5406.92万元损失。 | 项目 | 本期发生额 | 上期发生额 | 计入当期非经常 | | --- | --- | --- | --- | | | | | 性损益的金额 | | 行政罚款、滞纳金 | 54,069,168.83 | 3,753.15 | 54.069.168.83 | ...

Core Viewpoint - The article highlights the innovative financial culture practices of the Bank of China in Weihai, which has adopted a "whale" cultural brand to embody the essence of Chinese financial culture and has been recognized as a model for financial cultural innovation by 2025. Group 1: Cultural Branding - The bank's "whale" cultural brand is centered around the principles of "sincerity, wisdom, virtue, and stability," which are translated into practical applications in financial services [1][14]. - The bank has successfully integrated the "Five Musts and Five Must Nots" of Chinese financial culture into its operations, leading to its selection as a case study for financial cultural brand innovation [1][14]. Group 2: Service Innovation - The bank has established a unique service brand called "Precise Aging Services," which includes specialized services for elderly clients, contributing to 35% of personal deposits and 41% of fixed deposits from this demographic [3][4]. - The bank has created a comprehensive service system that includes a "Silver Age Window," specialized personnel, and educational programs to enhance customer experience for older clients [3][4]. Group 3: Financial Innovation - The bank has introduced innovative financial products tailored to various sectors, such as "Yunong Quick Loan" for agricultural enterprises and "Technology Finance + Equity Financing" for tech companies, addressing financing challenges [8][9]. - As of Q1 2025, the bank reported a general deposit balance of 9.01 billion and a loan balance of 8.32 billion, leading the local market [8][9]. Group 4: Social Responsibility - The bank promotes a culture of social responsibility through its "Love Service Month," providing community support and engaging in various charitable activities, including serving breakfast to sanitation workers [10][14]. - The bank has been recognized as a top taxpayer in the region, contributing over 10 million in new taxes over the past three years, reflecting its commitment to social responsibility [10][14]. Group 5: Compliance and Risk Management - The bank has implemented a comprehensive compliance management system, ensuring a "zero non-performing loan" record and maintaining safety in operations [13][14]. - Regular training and emergency drills are conducted to reinforce compliance and risk management among employees, contributing to the bank's reputation as a regional benchmark for financial risk control [13][14].

Group 1 - Compliance management is essential for modern enterprises as it serves as a self-diagnostic and defense system to identify and analyze applicable laws and regulations, ensuring adherence and continuous monitoring [2][3] - A robust compliance management system can effectively prevent negative impacts from violations, such as hefty fines and reputational damage, thereby safeguarding long-term interests [2][3] - The importance of compliance management is heightened for Chinese enterprises due to increasing anti-corruption efforts and a complex global regulatory environment [2][8] Group 2 - The compliance management system is a continuous improvement process rather than a one-time task, requiring ongoing monitoring and adjustments to adapt to new risks [4][6] - Effective compliance management typically includes eight core components, such as leadership commitment, risk assessment, operational controls, and training [5][6] - ISO 37301 is a globally recognized standard for compliance management, providing clear requirements for enterprises to enhance their credibility and competitiveness in international markets [7][6] Group 3 - Chinese enterprises must understand the unique political and legal environment to effectively manage compliance, as recent policies have led to stricter regulations and enforcement [8][9] - The enterprise social credit system in China integrates compliance management with market behavior, imposing penalties on non-compliant firms, which can affect both the company and its executives [10][9] - Industry-specific regulations require tailored compliance strategies, as a one-size-fits-all approach may not effectively mitigate regulatory risks [11][9] Group 4 - As Chinese enterprises globalize, they face legal compliance challenges that necessitate adherence to international regulatory frameworks and understanding local laws in target markets [12][15] - Key areas of concern include international tax compliance, data security, anti-bribery measures, intellectual property protection, labor laws, and management of business partners [15][17][18][19][20] - Cultural differences can significantly impact compliance practices, necessitating adjustments in corporate behavior and communication strategies to mitigate legal risks [21][20] Group 5 - A comprehensive and flexible compliance framework is crucial for Chinese enterprises to navigate the evolving regulatory landscape effectively [23][24] - Cultivating a strong compliance culture that starts from leadership and permeates the organization is vital for building trust and credibility in international markets [24][25] - Utilizing technology to enhance compliance management efficiency through automation and real-time monitoring is increasingly important [25][26] Group 6 - Regular risk assessments and audits are essential for identifying and addressing potential compliance issues before they escalate [26][27] - Continuous improvement of the compliance management system is necessary to adapt to changing regulations and emerging risks [27][28] - Future compliance management trends include a shift from passive adherence to compliance culture as a core competitive advantage [32][33] Group 7 - The integration of compliance management with business strategy is becoming increasingly important, as it can drive business development and mitigate risks [34][35] - Chinese enterprises must establish a dynamic compliance management mechanism to respond swiftly to regulatory changes and maintain compliance [33][34] - The evolution of compliance management from a regulatory burden to a strategic asset is essential for sustainable growth in the global market [35]

Core Viewpoint - Agricultural Bank is actively enhancing its compliance culture to support high-quality business development in response to changing internal and external conditions [1][2]. Group 1: Compliance Management Upgrade - Since the 20th National Congress of the Communist Party, financial regulatory reforms have been implemented, emphasizing the need for banks to transition from passive compliance to proactive governance [2]. - The introduction of the "Compliance Management Measures for Financial Institutions" marks a new phase in compliance management, requiring banks to shift focus from rule-based to risk-based compliance [2][3]. - Agricultural Bank has initiated various activities such as "Compliance Education Year" and "Compliance Benchmark Construction Year" to strengthen compliance culture and infrastructure [2][3]. Group 2: Quality Improvement Activities - The "Quality Improvement and Excellence" initiative aims to deepen previous compliance culture efforts and adapt to changing circumstances [3]. - The 2024 theme focuses on cultivating a unique Chinese financial culture and enhancing regulatory compliance capabilities [3]. - Agricultural Bank promotes compliance from the top down, organizing leadership discussions on compliance and regular training for employees [3][4]. Group 3: Integration of Compliance Management - The bank integrates compliance culture with daily management, emphasizing modernization in compliance governance [4][6]. - New regulatory requirements are being communicated effectively, and the bank is advancing digital and intelligent compliance supervision [4][6]. - A structured approach to compliance self-assessment and governance is being implemented to ensure tangible results [4][6]. Group 4: High-Quality Compliance for Development - Agricultural Bank aims to innovate its compliance culture while continuing to build the "Quality Improvement and Excellence" brand through 2025 [5]. - The bank is committed to a long-term strategy of enhancing compliance management, aligning it with national security and high-quality development goals [6]. - Continuous tracking of compliance risk changes and proactive adjustments to compliance governance are prioritized to enhance overall compliance efforts [6].