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普通人一辈子存款真能攒到210万?这事儿靠谱吗?
Sou Hu Cai Jing· 2025-07-14 03:19
最近网上关于普通人一辈子能存多少钱的话题特别火。有懂行的人大概算了算,说一个普通人一辈子存款能达到210万。这话听着挺让人心动的,但到底靠 不靠谱呢?咱们一起分析分析。 假如一对夫妻,每年能挣15万,工作35年,那总收入就是525万。乍一看,这数字挺大。要是除去买房、买车这些大开销,还有日常生活开销、孩子教育这 些费用,好像存下210万也不是特别难。但现实真有这么简单吗?其实这里面的门道可多了。 r and Spir Case are (80) P r tell of the 112 el ma TANKED . 2017 pp e and and the all and 1000 11 1 pp and Divis rus ley with 77 and ar 1224 再给大家说个数据,根据银行统计,在我国,存款能达到50万以上的家庭,比例不超过0.37%。这个数字一出来,大家应该就能明白,咱们国家居民的存款 水平普遍不高。为啥会这样呢?一方面,生活成本一直在涨,物价越来越高,钱越来越不经花。 咱国家这几十年发展得那叫一个快,通货膨胀也一直存在。以前,大家一个月可能就挣几十块,现在呢,几千甚至上万都很常见 ...
刺激老百姓买房,湖北多地接连放大招
Sou Hu Cai Jing· 2025-07-07 01:05
Group 1 - Recent policies in Hubei province include lowering mortgage down payments to 15%, direct housing subsidies, and flexible use of public housing funds [2][3] - The city of Tianmen serves as a model, having implemented substantial housing subsidies and birth incentives, resulting in a significant increase in birth rates [3][4][8] - Tianmen's success demonstrates that financial incentives can effectively stimulate consumption and birth rates, prompting other cities in Hubei to adopt similar strategies [4][8][17] Group 2 - Hubei's financial capacity supports these initiatives, with a public budget revenue of 393.7 billion yuan in 2023, ranking 11th nationally [7] - The province's population structure is relatively healthy, with over 58 million residents, allowing for effective policy implementation [7][8] - The policies aim to reduce living costs and enhance consumer spending power, addressing the economic challenges posed by declining population dividends and consumption downgrades [11][16] Group 3 - The approach taken by Hubei is seen as a shift towards prioritizing citizen welfare over mere GDP growth, indicating a change in governance philosophy [21][22] - The success of Tianmen's policies, including a birth rate increase to 6.77‰ and a rise in housing sales, serves as evidence that direct financial support can revitalize the economy [14][17] - Hubei's actions provide a template for other regions, emphasizing the importance of substantial financial incentives to stimulate economic activity [22][23]
中国有多少家庭能够一次性拿出20万现金?答案来了
Sou Hu Cai Jing· 2025-06-25 05:42
Core Viewpoint - The perception that most Chinese households can easily access 200,000 yuan in cash is misleading, as it overlooks the uneven distribution of savings and other financial factors [1][8]. Summary by Relevant Sections Household Savings and Distribution - As of the end of 2021, the total savings of residents in China reached 103.34 trillion yuan, with an average savings of 73,000 yuan per person. However, only about 20% of households have savings of 200,000 yuan or more, indicating that approximately 1 billion households can actually access this amount [1][8]. Factors Limiting Cash Availability - A significant 65% of households have savings below 163,000 yuan, which highlights the disparity in savings distribution [1][8]. - The younger generation faces high debt levels, with nearly 90% of those born in the 1990s carrying debt that would take an average of 18 months of salary to repay, making it challenging for them to withdraw 200,000 yuan in cash [4][6]. - The burden of housing loans is substantial, with personal mortgage loans totaling 38.8 trillion yuan, affecting over 200 million households. Many of these households have savings below 100,000 yuan, further complicating their ability to access 200,000 yuan [6][8]. Income and Living Costs - Most households earn between 3,000 and 6,000 yuan per month, with a significant portion of their income allocated to daily expenses, including necessities and education. This financial strain, coupled with rising prices and income instability, makes it difficult for families to maintain a balance, let alone save 200,000 yuan [6][8].
日本首相石破茂:巩固经济是即将到来的选举的核心支柱。选民最关心的问题是生活成本。
news flash· 2025-06-23 12:24
日本首相石破茂:巩固经济是即将到来的选举的核心支柱。选民最关心的问题是生活成本。 ...
美民调:超半数美国人不认可特朗普的表现
21世纪经济报道· 2025-06-16 00:18
据央视新闻报道,当地时间6月15日,根据一份美国全国广播公司(NBC)新闻决策台进行的 民意调查结果,55%的18岁以上的美国成年人表示不认同特朗普处理总统职务的方式,而45% 的人表示赞成,这一数字与NBC在4月份进行的一份民意调查结果相似。 根据民调结果,美国人对特朗普处理几个问题的方式给予了负面评价:有60%的受访者反对特 朗普在关税问题上的处理方式,有61%的美国人反对特朗普在生活成本和通货膨胀问题上的处 理方式,有56%的美国人反对特朗普处理高校相关问题的方式。此外,有51%的受访美国人赞 同特朗普对边境安全和移民问题的处理方式。 该民意调查于5月30日至6月10日进行,全美19410名成年人通过在线调查的方式参与了此次民 意调查。 来 源 | 央视新闻 本期编辑 刘雪莹 特朗普去年通过加密货币赚超4亿元 伊美核谈判取消,伊朗:现在与美对话毫无意义!普京透露俄准备出手,特朗普也表态了 SFC 21君荐读 此外,民调结果显示,共和党在支出法案的优先事项上出现分歧。有40%的共和党人表示,他 们最关心的是确保减少国家债务,而39%的共和党人表示,他们最关心的是继续并扩大特朗普 于2017年颁布的所得税减 ...
贵金属价格上涨助推非洲货币反弹
news flash· 2025-06-12 11:27
贵金属价格上涨助推非洲货币反弹 金十数据6月12日讯,贵金属价格的飙升正在帮助几种非洲货币从年初的疲软中反弹。赞比亚货币克瓦 查六月迄今上涨了约8%,是全球表现最好的货币。紧随其后的是坦桑尼亚先令和尼日利亚奈拉,分别 上涨4%和3.1%。在这三种货币上涨之前,从铂金到钯金、黄金、白银和铜等金属的价格都出现了大幅 上涨。加纳于2022年底发生债务违约,是世界上最大的黄金和可可出口国之一,今年迄今为止,加纳货 币塞迪表现创全球最佳,兑美元升值超过43%。去年非洲货币大幅贬值,加剧了通货膨胀,并在尼日利 亚、加纳、埃及和埃塞俄比亚等地造成了生活成本危机,这些国家的货币在2024年表现最差,从加纳的 19%到埃塞俄比亚的56%不等。 ...
葡萄牙总理领导的民主联盟赢得议会最多席位
news flash· 2025-05-18 23:39
葡萄牙总理领导的民主联盟赢得议会最多席位 金十数据5月19日讯,葡萄牙18日举行议会选举。官方统计结果显示,由葡萄牙现任总理蒙特内格罗领 导的民主联盟获得最多席位,但未获议会绝对多数所需的116席,无法单独组建政府。根据葡萄牙内政 部公布的对99.23%选票的统计结果,中右翼的民主联盟得票率为32.1%,将获得86个席位;中左翼的社 会党得票率为23.38%,将获得58个席位;极右翼政党"够了"党得票率为22.56%,将获得58个席位。本 次选举期间,移民政策、生活成本危机和住房问题成为最受关注的议题。民调显示,选民对政治稳定性 和经济民生的担忧显著增加。 (新华社) ...