高质量发展转型

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股份制行的来时路
3 6 Ke· 2025-08-17 04:04
Core Viewpoint - The banking sector, particularly joint-stock commercial banks, is facing significant challenges due to pressure from state-owned banks and city commercial banks, leading to a low growth cycle and increased competition [1][2][4]. Group 1: Industry Challenges - Joint-stock banks are experiencing a decline in total assets, with a total of 73.3 trillion yuan as of April 2024, representing a decrease of nearly 2 percentage points compared to the end of 2020 [3]. - The overall performance of joint-stock banks has weakened due to various factors, including the pressure from state-owned banks and the lack of local government support compared to city and rural commercial banks [6][7][15]. - The market share of joint-stock banks has been declining, particularly after 2016, with a more significant drop post-2020, indicating a failure to establish a differentiated competitive advantage [14][22]. Group 2: Financial Performance - In 2024, several joint-stock banks reported varied performance in total assets and operating income, with some banks like 华夏银行 showing a significant increase in total assets by 24.70% [3]. - The net profit situation for joint-stock banks has been mixed, with some banks like 兴业银行 and 中信银行 showing resilience in their public business, while others like 平安银行 faced declines in net profit [19][21]. - The competition among joint-stock banks is intensifying, with 中信银行 leading in operating income at 2136.46 billion yuan, while 兴业银行 and 浦发银行 are also significant players but facing challenges in maintaining their rankings [19][21]. Group 3: Strategic Responses - In response to the competitive landscape, several joint-stock banks are adopting local strategies to deepen their engagement with regional economies, potentially transforming into upgraded versions of city commercial banks [7]. - The future competition will require banks to balance strategic determination and flexibility, with a focus on differentiating their services and leveraging technology for innovation [22].
万亿老牌公募迎新一任副总裁
Zhong Guo Ji Jin Bao· 2025-08-14 07:39
万亿老牌公募迎来新一任副总裁。 【导读】刘大超任建信基金副总裁 据建信基金最新公告,来自中国建设银行总行的"老将"刘大超走马上任公司副总裁。 今年是这家老牌银行系公募成立20周年,截至今年上半年末,公司资产管理总规模达1.43万亿元,公募管理规模达9283亿元,位居行业前列。 近年来,建信基金加速高质量发展转型。今年以来,公司从完善非货基金布局、提高含权产品业绩、提升有效持仓客户占比、加强投顾服务质量等方面入 手,不断实现与投资者利益的绑定。 值得一提的是,今年上半年,建信基金迈出被动产品特色化布局的关键一步,差异化的科创ETF产品矩阵尤为受到市场关注。 刘大超任建信基金副总裁 近日,建信基金发布高级管理人员任职公告,来自建行的刘大超任公司副总裁。 公开资料显示,刘大超于2003年7月加入中国建设银行总行,先后在基金托管部、投资托管服务部、资产托管业务部工作,长期从事基金托管业务。2025 年7月任建信基金管理公司党委委员。 | 基金管理人名称 | 建信基金管理有限责任公司 | | --- | --- | | 公告依据 | 《证券基金经营机构董事、监事、高级管理人员及从业人 员监督管理办法》、 | | | 《 ...
人保寿险潍坊中支开展“追寻红色记忆 汲取奋进力量”主题党日活动
Qi Lu Wan Bao· 2025-07-03 04:40
为筑牢党员理想信念根基,人保寿险潍坊中支组织全体党员赴潍县战役纪念馆开展"追寻红色记忆·汲取 奋进力量"主题党日活动,通过实地研学、情景体验、重温誓词等丰富形式,全体党员在沉浸式学习中 传承革命精神,凝聚起干事创业的共识与力量。 动态沙盘清晰还原了战役攻防态势,声光电技术生动再现了巷战细节;烈士遗物展区里,斑驳的家书与 锈蚀的军功章交相辉映,深刻诠释着"党旗所指就是冲锋所向"的信仰力量,令在场党员深受触动、心潮 澎湃。 活动尾声,全体党员在纪念馆广场整齐列队,面向鲜红的党旗庄严宣誓:"我志愿加入中国共产党…… 随时准备为党和人民牺牲一切。"铿锵誓言与历史回响共振,彰显出党员队伍永葆政治本色的坚定决 心。 党员们一致表示,此次红色教育的感悟将转化为攻坚克难、创新突破的行动自觉。潍坊中支党委将常态 化开展红色研学活动,引导全体党员以史为鉴、开创未来,切实把学习成效转化为推动高质量发展的强 大动能。 未来,潍坊中支将始终以红色资源为精神坐标,引导党员干部赓续红色血脉、厚植为民情怀,在新时代 新征程中勇担使命、砥砺前行。公司将以创新驱动引领高质量发展转型,锚定战略方向、激活内生动 力,奋力谱写转型升级的新篇章。 7月 ...