在互联网投资理财领域，风险普遍存在。市场波动影响投资价值，信息安全问题可能导致投资者信息泄露与资金损失，监管不完善也给不法分子可乘之 机。 CDTT 资金盘集中体现这些风险，还带来独特风险，如虚假宣传、无实际盈利支撑等。 中国数贸 CDTT 资金盘在互联网投资理财领域出现，引发广泛关注。其出现于互联网金融蓬勃发展的背景下，以看似诱人的投资回报吸引众多投资者。 CDTT 资金盘运营模式主要通过承诺高额收益吸引投资者注资，构建复杂资金流转体系，收益分配依靠新投资者资金，形成循环。但这种模式存在诸多潜 在问题，违背正常经济规律，呈现庞氏骗局特征，一旦新投资者减少，资金链极易断裂。 面对互联网投资理财风险，投资者要加强教育，培养风险意识，理性看待收益与风险关系。 总之，CDTT 资金盘运营模式危害大，互联网投资理财风险复杂。投资者需谨慎对待各类项目，不被高收益迷惑，保障自身财产安全。 F O N T D E S I G N ...

Group 1 - The China Internet Finance Association reported that as of June 30, 2025, a total of 836 institutions have completed the filing of 2,664 mobile financial apps [1] - In the first half of 2025, 66 new apps were filed while 75 apps were deregistered [1] - The association issued 468 phishing and imitation alerts related to the filing management system, involving 73 institutions [1]

Group 1 - The stock price of Qudian (QD) increased by 4.56% on August 4, closing at $4.13 per share, with a total market capitalization of $682 million [1] - As of March 31, 2025, Qudian reported total revenue of 25.789 million RMB, a year-on-year decrease of 53.82%, while net profit attributable to shareholders was 150 million RMB, showing a year-on-year increase of 303.92% [1] Group 2 - Qudian is set to disclose its mid-year report for the fiscal year 2025 on September 5, with the actual disclosure date subject to company announcement [2] - Qudian is a consumer-oriented technology company based in China, previously focused on providing lending solutions, and is now exploring innovative consumer products and services to meet the basic needs of Chinese consumers [2]

Core Viewpoint - The event "Consumer Protection Wisdom Transmission Tour" organized by the China Internet Finance Association and hosted by Du Xiaoman aims to promote financial knowledge and consumer protection, supporting youth entrepreneurship and the development of small and micro enterprises in Zhejiang Jiande [1][4]. Group 1: Event Overview - The event took place in Jiande City, focusing on financial knowledge dissemination and consumer protection, enhancing the financial literacy and risk awareness of consumers [1][4]. - The initiative has reached over one million people since its launch, transforming financial knowledge into common understanding [1]. Group 2: Support for Youth Entrepreneurs - Du Xiaoman introduced its use of AI technology to reduce financing costs for small and micro enterprises, providing dual support of "financial assistance" and "knowledge empowerment" for young entrepreneurs [2]. - The event included financial knowledge presentations, fraud case analyses, and entrepreneurial salons, addressing specific issues faced by young entrepreneurs in financing and cash flow management [2]. Group 3: Impact on Local Businesses - Participants visited representative youth entrepreneurial stores, such as "Shanchuan Zhiwu," run by a young entrepreneur who integrates local culture into her products [3]. - The "Youth Small Store Model Plan," launched in December 2024, has provided training and interest-free loans totaling 10.7 million yuan to over 600 young store owners [3]. Group 4: Commitment to Financial Inclusion - The event combined financial knowledge dissemination, risk prevention guidance, and on-site learning to enhance the financial capabilities of local small business owners and young entrepreneurs [4]. - Du Xiaoman is committed to continuing its efforts in inclusive finance, leveraging technology and innovative services to support the growth of youth stores and contribute to rural revitalization and economic prosperity [4].

Group 1 - The highest annualized yield for Tencent's LiCaiTong is 1.5070%, while the lowest is 0.9260% [1] - WeChat's WeLiCai has a highest annualized yield of 1.1740% and a lowest of 1.0760% [1] - Alipay's Yu'e Bao shows a highest annualized yield of 1.3190% and a lowest of 1.0390% [1]

证券研究报告|行业研究周报 [Table_Date] 2025 年 08 月 03 日 [Table_Title] 中期协发文规范期货公司经纪业务不正当竞 争行为 [Table_Title2] 非银金融周报 [Table_Summary] 报告摘要: 本周（2025. 7.27-2025. 8.2）A 股日均交易额 18,09 6 亿 元，环比下降 2.1%，同比增加 1 74.5%。2025 年第三季度至今 日均成交额 16,3 30 亿元,较 2024 年第三季度日均交易额增加 1 4 1 . 8%。20 25 年至今日均成交额 14,3 06 亿元,较 2024 年日 均交易额增加 64.6 %。投行：本周发行新股 3 家，募集资金 19.4 亿元；本周上市新股 2 家，募集资金 8.7 亿元。2025 年 至今，A 股 IPO 上市 59 家，募集金额 615.2 亿元。2024 年， A 股 IPO 上市 1 00 家，募集金额 673 .5 亿元。两融：截至 2025 年 7 月 31 日，两市两融余额 19,847.91 亿元，环比增加 2.20%，较 20 24 年日均水平增加 26 .66% ...

General Principles - The rules aim to enhance the efficiency of shareholder meetings, ensure legality of procedures and resolutions, and protect shareholders' rights [1][2] - The company must strictly adhere to laws, regulations, and its articles of association when convening shareholder meetings [1][3] Types of Shareholder Meetings - Shareholder meetings are categorized into annual and extraordinary meetings, with annual meetings held within six months after the end of the previous fiscal year [2] - Extraordinary meetings must be convened within two months if circumstances arise as specified in the Company Law [2] Convening Shareholder Meetings - The board of directors is responsible for convening meetings within the specified timeframe and must notify shareholders accordingly [3][4] - Independent directors can propose extraordinary meetings, and the board must respond within ten days [4] Proposals and Notifications - Proposals must fall within the scope of the shareholder meeting's authority and comply with legal and regulatory requirements [6][14] - Shareholders holding at least 1% of shares can submit temporary proposals ten days before the meeting [6][7] Meeting Procedures - Shareholder meetings must be held at the company's registered address or a specified location, and provisions for remote voting must be made [21][22] - All shareholders or their proxies have the right to attend and vote, and the company must ensure a fair and orderly meeting [10][22] Voting and Resolutions - Resolutions can be ordinary or special, with ordinary resolutions requiring a simple majority and special resolutions needing two-thirds approval [37][39] - Voting must be conducted in a transparent manner, with results announced immediately after voting [50][53] Record Keeping - Meeting records must be maintained, detailing the time, location, attendees, and voting results, and must be preserved for at least ten years [34][35] Legal Compliance - The company must comply with all relevant laws and regulations, and any resolutions that violate these are deemed invalid [57][20] - Shareholders can challenge resolutions in court if there are procedural violations [57][20]

8月1日，北京日报记者联系腾讯客服核实。"因银行侧有交易成本，免费提现额度使用完后，微信支付 会收取一定的服务费，超额部分按提现金额的0.1%收取服务费。单笔服务费小于0.01元的，按照0.01元 收取。"腾讯客服表示，比如零钱提现，每100元收取0.1元服务费，以此类推。 记者注意到，部分用户反映，微信手续费提现机制存在不合理之处。按此前标准，每笔最少收0.1元， 也就意味着，用户在微信提现累计超过1000元后，即便每次只提现0.01元，手续费仍然是0.1元，提现 100元，手续费也是0.1元。 微信提现手续费悄悄下调。近日有网友在社交平台上表示，微信手续费下限已经调整成了0.01元。 另一个被公众广泛作为移动支付平台的支付宝，从2016年10月12日起，也对转账到银行卡和账户余额提 现两个业务收费。记者联系支付宝官方客服发现，按目前平台业务规则，完成实名认证的用户可享受2 万元基础免费额度，用于抵扣余额提现或转账到银行卡产生的服务费，超出的部分按0.1%收取服务 费，每笔最低仍为0.1元。比如一用户提现9万元，若剩余免费额度为1万元，则需支付服务费80元（即8 万元×0.1%）。 （文章来源：证券时报） ...

记者注意到，此前有部分用户反映，微信手续费提现机制存在不合理之处。按此前标准，每笔最少收0.1元，也就意味着，用户在微信提现累计超过1000 元后，即便每次只提现0.01元，手续费仍然是0.1元，提现100元，手续费也是0.1元。 近日有网友在社交平台上表示，微信手续费下限已经调整成了0.01元。 2016年3月，微信开始向用户收取提现手续费。每位用户有累计1000元免费提现额度，超出1000元部分按银行费率0.1%收取手续费。转账、面对面收付 款、微信红包、AA收款等其他功能免收手续费。 ...

Group 1 - The core viewpoint of the article highlights the recent adjustment in WeChat's withdrawal fee structure, lowering the minimum fee to 0.01 yuan after the free withdrawal limit is exceeded [1] - WeChat's service fee for withdrawals is now set at 0.1% of the withdrawal amount, with a minimum charge of 0.01 yuan for transactions where the fee would be less than this amount [1] - Users previously faced a minimum fee of 0.1 yuan per transaction, which meant that even small withdrawals would incur the same fee, leading to complaints about the fairness of the fee structure [1] Group 2 - Alipay, another major mobile payment platform, has also implemented fees for transferring to bank accounts and withdrawing funds since October 2016, with a free limit of 20,000 yuan for authenticated users [2] - For Alipay, any amount exceeding the free limit incurs a service fee of 0.1%, with a minimum fee of 0.1 yuan per transaction, illustrating a similar fee structure to WeChat [2]