昨天下午，国务院新闻办公室举行新闻发布会，介绍扩大服务消费有关政策措施并答记者问。商务部副 部长盛秋平介绍，服务已成为推动消费市场增长的重要力量。今年1-8月份，服务零售额增长5.1%，比 同期商品零售额高0.3个百分点。商务部将通过竞争性评审方式在全国选择50个左右人口基数大、带动 作用强、发展潜力好的消费新业态新模式新场景试点城市，增加优质消费供给，创新和丰富多元化消费 场景。 来源：北京青年报 近日，商务部会同国家发展改革委等9部门印发了《关于扩大服务消费的若干政策措施》（以下简称 《政策措施》），共提出5个方面19项任务举措。 商务部副部长盛秋平指出，近年来，我国消费市场规模稳步扩大，消费结构持续优化，消费潜能加速释 放，服务消费表现亮眼。但与此同时，服务消费领域供给质量仍需提高，一些领域消费体验有待提升， 需要进一步发挥政策合力，促进服务消费高质量发展。 《政策措施》提出，要开展消费新业态新模式新场景试点城市建设，推动创新和丰富服务消费场景，增 加优质文旅、体育等消费资源供给，支持提升文化娱乐、体育、家政、养老、托育等服务供给水平。商 务部服务贸易和商贸服务业司司长孔德军介绍，将通过竞争性评审方式在 ...

对于服务消费领域的金融支持政策，中国人民银行信贷市场司负责人杨虹表示，今年以来，人民银行出 台多项政策，扩大高质量信贷供给，加大对消费行业经营主体的首贷、续贷、信用贷、中长期贷款支持 力度，强化金融支持提振和扩大消费的促进作用。截至7月末，全国服务消费重点领域贷款余额2.79万 亿元，同比增长5.3%，比年初新增1642亿元，前7个月的新增贷款比去年全年新增贷款多630亿元。 "下阶段，人民银行将与商务、发改、文旅、财政等部门一道，抓好已出台的各项政策落实，切实将政 策实惠传导至服务消费领域经营主体和消费者，提升人民群众的获得感。"杨虹说。 商务部服务贸易和商贸服务业司司长孔德军表示，下一步，商务部将通过竞争性评审方式在全国选择50 个左右人口基数大、带动作用强、发展潜力好的消费新业态新模式新场景试点城市，增加优质消费供 给，创新和丰富多元化消费场景，推动新的消费业态不断涌现、消费活力进一步提升，更好满足人民群 众多样化、差异化消费需求，为经济高质量发展提供有力支撑。 国家发展改革委就业收入分配和消费司司长吴越涛表示，将重点从三个方面促进服务供给提质扩容。 一方面，推动企业向"新"，激发创新动能。深入实施"人 ...

9月16日，商务部等九部门发布《措施》，从培育服务消费促进平台、丰富高品质服务供给、激发服务 消费新增量、加强财政金融支持、健全统计监测制度等方面推动扩大服务消费。 "在文件制定过程中，我们以推动扩大服务消费为主要目标，着力解决制约服务消费发展的堵点卡点问 题，提出了一些让经营主体有真切获得感的增量政策。"盛秋平指出，《措施》坚持惠民生和促消费相 结合、坚持优化供给和激发需求相结合、坚持对外开放和对内放开相结合，推动扩大服务消费。 据初步统计，围绕建立服务消费"1+N"政策体系，相关部门目前已经出台了30多项政策文件。商务部服 务贸易和商贸服务业司司长孔德军透露，接下来，商务部还将出台住宿业高质量发展、铁路与旅游融合 发展等一系列的政策文件，形成政策"组合拳"。 证券时报记者秦燕玲 对于《措施》中提到的"开展消费新业态新模式新场景试点城市建设"，孔德军表示，之所以要组织开展 上述"三新"试点城市建设，主要有两方面考虑：一方面，我国拥有全球规模最大、最具成长性的中等收 入群体，消费需求正在从"有没有"向"好不好"转变，消费者对品质化、个性化、体验化消费的需求日益 增长，但传统消费业态、模式和场景难以完全满足，发 ...

Core Viewpoint - The Ministry of Commerce, in collaboration with nine other departments, has issued a set of policy measures aimed at expanding service consumption, focusing on optimizing supply and stimulating demand while promoting both domestic and foreign investment in the service sector [1][2][3]. Group 1: Policy Measures Overview - The policy measures consist of five main areas with a total of 19 tasks designed to address bottlenecks in service consumption development [1]. - Key features of the measures include a focus on enhancing people's livelihoods and promoting consumption, optimizing supply while stimulating demand, and balancing domestic openness with foreign investment [2]. Group 2: Financial Support and Implementation - The People's Bank of China has introduced structural monetary policy tools to support service consumption, including loans for service consumption and elderly care, as well as encouraging financial institutions to innovate products and services [3]. - The implementation of these policies aims to ensure that benefits reach service providers and consumers, enhancing overall satisfaction [3]. Group 3: Enhancing Service Supply - The National Development and Reform Commission plans to improve service supply quality by promoting innovation in enterprises, enhancing service levels, and creating a favorable market environment [4][5]. - Specific initiatives include the integration of artificial intelligence in service sectors, the establishment of training bases for skilled service personnel, and the removal of market entry barriers to support small and medium-sized enterprises [4][5].

据介绍，截至7月末，全国服务消费重点领域贷款余额2.79万亿元，比年初新增1642亿元，前7个月的新增贷款比去年全年新增贷款还要多630亿元。 发布会现场，每经记者周逸斐摄 对外开放"做加法" 对内放开"做减法" 盛秋平介绍，本次出台的《政策措施》共提出5个方面19项任务举措： 9月17日，国务院新闻办公室举行新闻发布会，介绍扩大服务消费有关政策措施，并答记者问。 商务部副部长盛秋平在发布会上介绍，近日，商务部会同国家发展改革委、文化和旅游部、中国人民银行等9部门印发了《关于扩大服务消费的若干政策措 施》（以下简称《政策措施》）。 近年来，我国消费市场规模稳步扩大，消费结构持续优化，消费潜能加速释放，服务消费表现亮眼，国际消费中心城市入境旅客成倍增长，旅游市场亮点纷 呈，演唱会、音乐节广受欢迎，"苏超""村BA"等群众身边的赛事"火爆出圈"，可以说服务消费已成为推动消费市场增长的重要力量。 但与此同时，我国服务消费领域供给质量仍需提高，一些领域消费体验有待提升，需要进一步发挥政策合力，促进服务消费高质量发展。 盛秋平强调，商务部会同相关部门坚持"对外开放、对内放开"，统筹利用财政、金融等手段，优化服务供给，激 ...

Core Viewpoint - The article discusses the recent policies introduced by the Chinese government to expand service consumption, highlighting a shift towards service-oriented consumption as the economy matures, with a focus on attracting quality service resources through both domestic and international openings [1][10]. Group 1: Policy Measures - The Ministry of Commerce has announced over 30 policy documents aimed at establishing a "1+N" policy system for service consumption, which includes high-quality development in the accommodation industry and integration of railways and tourism [1][5]. - The measures include 19 specific tasks across various sectors such as cultural venues, sports events, education, high-end medical services, and leisure tourism, indicating a broad scope of policy support for service consumption industries [1][6]. Group 2: Economic Context - China's per capita GDP has surpassed $13,000, indicating that the country is entering a rapid growth phase in service consumption, which typically accelerates when GDP reaches around $15,000 [1][9]. - The proportion of per capita service consumption expenditure is projected to reach 46.1% by 2024, suggesting significant room for growth compared to developed countries [9]. Group 3: Technological Integration - The article emphasizes the rise of "AI + consumption" applications, showcasing the market potential for new service consumption models driven by technology such as 5G, IoT, and big data [6][7]. - Notable examples include the sales of over 19,000 robots and related products during a recent event, indicating a strong market for AI-driven services in hospitality and events [6][7]. Group 4: International and Domestic Opening - The government aims to balance international openness with domestic deregulation, proposing to ease restrictions in high-end medical and leisure sectors to attract foreign investment and private capital [10][11]. - The measures also include enhancing the convenience of services for inbound tourists, with projections of 1.3 billion inbound visitors and $94.2 billion in total spending by 2024, reflecting a significant increase from 2023 [10][11].

9月17日，在国新办举行的新闻发布会上，商务部副部长盛秋平、国家发展改革委就业收入分配和消费 司司长吴越涛、商务部服务贸易和商贸服务业司司长孔德军、文化和旅游部产业发展司司长缪沐阳、中 国人民银行信贷市场司负责人杨虹介绍扩大服务消费有关政策措施。 商务部：将出台住宿业高质量发展、铁路与旅游融合发展等系列政策文件 盛秋平表示，下一步，商务部将与相关部门加强横向协作、纵向联动，落实落细相关政策措施，释放服 务消费潜力，为增进民生福祉、推动高质量发展作出积极贡献。 孔德军表示，下一步，商务部将通过竞争性评审方式在全国选择50个左右人口基数大、带动作用强、发 展潜力好的消费新业态新模式新场景试点城市，增加优质消费供给，创新和丰富多元化消费场景，推动 新的消费业态不断涌现、消费活力进一步提升，更好满足人民群众多样化、差异化消费需求，为经济高 质量发展提供有力支撑。 此外，孔德军透露，商务部还会出台住宿业高质量发展、铁路与旅游融合发展等一系列的政策文件，形 成政策"组合拳"。初步统计，围绕建立服务消费"1+N"政策体系，相关部门目前已经出台了30多项政策 文件。 国家发展改革委：推动人工智能在服务消费等领域加快应用 吴越 ...

旅游市场亮点纷呈，演唱会、音乐节广受欢迎，"苏超""村BA"等群众赛事"火爆出圈"……近年来，服 务消费已成为推动我国消费市场增长的重要力量。 9月16日，商务部、国家发展改革委等9部门联合印发《关于扩大服务消费的若干政策措施》，提出5方 面19项主要举措，将为当前火热的服务消费"再添一把火"。 在9月17日国新办举行的新闻发布会上，商务部、国家发展改革委、人民银行、文化和旅游部相关负责 人对扩大服务消费的政策亮点进行了深入解读。 商务部副部长盛秋平介绍，在培育服务消费促进平台方面，将持续实施服务消费提质惠民行动，开 展"服务消费季"等活动，培育服务消费品牌；支持首发经济，创新多元化服务消费场景，推进优质消费 资源与知名IP跨界合作，促进商旅文体健融合发展。 值得关注的是，我国首次提出建设消费新业态、新模式、新场景试点城市。 商务部服务贸易和商贸服务业司司长孔德军表示，下一步商务部将通过竞争性评审方式，在全国选择约 50个人口基数大、带动作用强、发展潜力好的城市，打造消费新业态、新模式、新场景，增加优质消费 供给，创新多元化消费场景，推动新业态不断涌现、消费活力持续提升，更好满足人民群众多样化、差 异化的需求 ...

Group 1: Core Insights - The innovation and development in the consumption sector have become a focal point, with service consumption emerging as a key driver for market growth and a crucial tool for expanding domestic demand [1][2] - The Ministry of Commerce and nine other departments released a policy document on September 16, outlining 19 specific measures to promote service consumption, focusing on five areas including nurturing platforms and enhancing service supply [1][2] - The document emphasizes three main principles: combining benefits for people's livelihoods with consumption promotion, optimizing supply while stimulating demand, and balancing domestic and foreign openness [1] Group 2: Pilot Cities and New Consumption Models - The policy measures propose the establishment of pilot cities for new consumption formats, aiming to develop innovative service consumption scenarios and support cross-industry collaborations [2] - Approximately 50 pilot cities will be selected based on population size, potential for impact, and development prospects to enhance quality consumption supply and stimulate diverse consumption scenarios [2] Group 3: Quality Service Supply Enhancement - Expanding service consumption requires not only stimulating demand but also providing high-quality service supply, with initiatives aimed at upgrading service quality across various sectors [3] - The government plans to implement actions to enhance service quality, including promoting AI applications in service sectors and fostering a good environment for market activity [3] Group 4: Cultural and Tourism Product Development - The policy measures highlight the need to cultivate cultural activities and events, optimize cultural product supply, and leverage traditional cultural IP for new service consumption scenarios [4][5] - The Ministry of Culture and Tourism aims to improve tourism services and experiences, with significant financial commitments made during recent industry expos [5] Group 5: Financial Support for Service Consumption - The policy document outlines the use of monetary and credit policies to support financial institutions in expanding credit for service consumption, with a focus on innovative financial products tailored to the sector [7][8] - As of July, the loan balance in key service consumption areas reached 2.79 trillion yuan, reflecting a year-on-year growth of 5.3%, indicating strong financial backing for the sector [7][8]

商务部等9部门联合发布的《关于扩大服务消费的若干政策措施》赫然映入眼帘。19条具体举措洋洋洒洒，从培育消费平台到财政金融支持，字里行间都是 政策暖意。可就在我滑动屏幕的瞬间，一个念头闪过：这样的利好消息，真的能转化为普通投资者的收益吗？ 一、政策红利下的认知鸿沟 这份文件确实令人振奋。五大方面19条措施，几乎涵盖了服务消费的所有领域。从延长文博机构营业时间到探索调整学生假期安排，从专项资金支持到优化 统计监测制度，每一条都直指当前消费市场的痛点。 但十年量化投资的经验告诉我，政策利好与市场表现之间往往存在时滞和偏差。就像去年文旅部出台类似政策时，相关概念股先是一波急涨，随后却出现了 明显分化——有的个股持续走强，有的却快速回落。这种分化背后，其实是机构资金的选择性布局。 二、我的投资心法：一个核心三个不看 在这样的大环境下，我总结出了一套自己的应对策略："一个核心三个不看"。 核心就是：牛市「适时换股」强于「盲目持股」。前者可海阔天空，而后者只是对赌。就像下棋要懂得弃子争先一样，投资也要学会取舍。 三个不看分别是： 这套心法的精髓在于摆脱情绪干扰，专注于客观数据。举个例子： 1. 不看冷热：热门板块往往已经p ...