稳定币的迅速兴起，将给B2B跨境贸易支付领域带来多大的变革，备受金融业界关注。 相比传统贸易资金结算的低时效(平均3—5个工作日)与高费率(最高达5%手续费)，稳定币通过区块链的 分布式账本技术架构，有望实现秒级到账与极低费率，从而成为全球企业开展B2B跨境贸易结算的新选 择。 加密数字货币交易平台XBIT数据显示，2024年2月—2025年2月期间，稳定币在全球B2B跨境贸易交易 领域的应用规模已呈现迅猛增长，同比增幅高达4倍。区块链支付机构BVNK发布的数据显示，目前他 们年处理的稳定币支付额约为150亿美元，其中一半来自B2B贸易收付款。 B2B外贸金融平台XTransfer创始人兼CEO邓国标已感受到海外企业对稳定币跨境贸易支付的浓厚兴趣。 "近期我们对海外企业用户开展市场调研发现，越来越多海外企业愿意尝试使用稳定币开展跨境贸易收 付款。"他接受本报记者专访时表示。这促使XTransfer计划在2025年内推出面向海外企业用户的稳定币 跨境贸易收款服务。 "预计三年内XTransfer稳定币收款占比将达到总收款量的1/3以上，可能还会更快。"邓国标向记者直 言。 反洗钱风控成为核心竞争力 在稳定币的应 ...

资料显示，连连国际是连连数字旗下跨境⽀付核⼼品牌。截至目前，连连数字已获包括美国全境⽀付相关牌照在 内的65项⽀付牌照及相关资质，提供服务范围覆盖超过100个国家及地区并支持使用超过130种货币进行交易，累 计服务客户数量超590万家，是中国率先在全球范围内提供⼴泛⽀付解决⽅案的数字科技公司之一。 Waffo是全球领先的⽀付基础设施提供商，通过单⼀API集成为全球数字企业(游戏出海、AI 出海、短剧出海、线 上内容)解锁本地全球50+地区和350+种⽀付⽅式。公司已筹集1300万美元股权融资，获得PCI DSS v4.0服务提供 商Level 1认证，持有⾹港MSO牌照。 此次合作深度融合了双方的核心优势。连连数字依托其广泛的全球牌照布局、强大的合作方网络，以及深厚的服 务经验，为合作奠定了坚实基础。Waffo则以其广泛的本地支付覆盖、高支付成功率、平台稳定性和领先的风控技 术提供有力支持。 通过支付能力的整合，连连国际的商户将能为终端消费者提供高度本地化的支付选择，例如中国台湾地区的 JKOPay、日本地区的PayPay和Konbini、东南亚的ZaloPay、拉美的Boleto现金支付等。这不仅将大幅提升 ...

Core Viewpoint - The Shanghai Free Trade Zone (FTZ) continues to play a pioneering role in deepening the alignment with international high-standard economic and trade rules, exploring a "deep water zone" for institutional opening [2][16]. Group 1: Establishment of the Shanghai International Reinsurance Registration Trading Center - The Shanghai International Reinsurance Registration Trading Center, launched in June 2023, is China's first national-level reinsurance trading platform, marking a significant achievement in the institutional opening of the reinsurance industry [2][3]. - The establishment of the center reflects the broader institutional innovation and expansion of openness within the Shanghai FTZ, with 80 pilot measures already implemented [3]. Group 2: Data Cross-Border Flow and Compliance - The Shanghai FTZ has prioritized the implementation of high-standard digital trade rules, focusing on data cross-border flow, sharing, and governance, which are crucial for the development of China's digital economy [4]. - A negative list for data exit management was released in February 2024, providing compliance guidance for enterprises in finance, shipping, and commerce, covering 84 data items across six scenarios [4][5]. - The combination of a negative list and scenario-based guidelines has created an effective data exit compliance mechanism, reducing compliance costs and improving efficiency for enterprises [5]. Group 3: International Data Cooperation and Innovation - The Lingang New Area is actively promoting the construction of international data centers and developing new business models focused on data processing and governance services [7]. - The Shanghai Data Exchange is working to establish itself as a key hub for global data element allocation, facilitating cross-border data flow and cooperation between domestic and international enterprises [8]. Group 4: Financial Services Expansion - The Shanghai FTZ aims to accelerate the opening of financial services, addressing the challenges faced by the reinsurance market, which has historically been small and underdeveloped [9]. - The Shanghai International Reinsurance Registration Trading Center is set to enhance the efficiency of reinsurance transactions by standardizing documentation and utilizing blockchain technology [10][11]. Group 5: Trade Facilitation and Growth - The implementation of the "direct release" regulatory model in the Yangshan Special Comprehensive Bonded Zone has significantly improved customs clearance efficiency, leading to a substantial increase in automobile roll-on/roll-off transport volumes [13][14]. - The total import and export value of the Shanghai FTZ exceeded 1.1 trillion yuan in the first half of the year, accounting for a quarter of the total FTZ import and export value in the country [15].

跨境支付领域头部机构PingPong宣布接入欧洲统一的数字支付平台——Wero，成为亚洲首批接入该平 台的机构。 据PingPong介绍，今年10月，Wero将面向企业端上线电商等场景下的在线购物、店内支付（POS）、订 阅支付等功能。届时，PingPong用户可通过Wero的支付网络触达2.5亿欧洲客户。 "接入 Wero，PingPong相当于快速获得了欧洲统一支付接口，既规避了自建分散支付网络的高成本，又 能为客户提供更高效的本地化服务，预计马上就会有更多国内跨境支付机构跟进。"博通咨询金融业资 深分析师王蓬博表示。 "现在各家头部的跨境支付机构都在积极布局海外支付牌照，并且和境外卡组以及支付机构合作开展业 务。"在王蓬博看来，随着更多机构进入跨境支付领域，行业竞争正进入白热化阶段。 PingPong将接入2.5亿欧洲客户 Wero是欧洲支付倡议组织（EPI）联合16家欧洲头部银行及金融机构打造的首款泛欧支付软件，于2024 年7月正式推出，旨在打破欧洲"一国一工具"的支付分散格局，进而降低欧洲国家间的跨境支付成本， 提高支付效率。 Wero支持用户使用电话号码、个人电子邮件地址或生成的二维码实现交易， ...

Summary of Key Points from Conference Call Records Industry Overview - The conference call discusses the impact of tariffs and trade agreements on various Asian economies, particularly focusing on South Korea and India, as well as the implications for the cross-border payment industry and stablecoin developments in Hong Kong. Key Points on Tariffs and Trade Agreements - Asian exporters have shifted some tariff costs to U.S. consumers, with China's tariffs reaching 30% and overall tariffs in the region expected to average 24% this year, up from 5% at the beginning of the year [1][3] - The U.S. will bear approximately $450 billion in tariff changes, while Asia will face a burden of about $260 billion due to these tariffs [3] - South Korea's trade agreement with the U.S. has reduced automotive tariffs from 25% to 15%, and South Korea has committed to invest $100 billion in various sectors, including semiconductors [5][6] - The trade agreement has alleviated some economic uncertainties for South Korea, leading to a growth forecast that is 1.1% above consensus for 2025, driven by fiscal stimulus and moderate domestic consumption [6][7] Impact on Specific Industries - The U.S. has imposed a 25% tariff on Indian exports, which has a limited direct impact on India's GDP (approximately 2%), but the indirect effects due to global economic slowdown are concerning [8][10] - Key sectors in India that are sensitive to U.S. tariffs include electronics, textiles, and pharmaceuticals, with textiles having a 40% share of the U.S. export market [9][10] - The Gift Nifty index is expected to be impacted by around 70 basis points due to the tariff changes, with agricultural tariffs being a significant negotiation point [11] Developments in Stablecoins and Cross-Border Payments - Hong Kong is positioning itself as a testing ground for stablecoins, with the Financial Authority planning to ban cryptocurrency trading while exploring stable digital currencies [13][14] - The acceptance of stablecoins in e-commerce will take time due to the maturity of existing cross-border payment tools like Visa and PayPal, and regulatory uncertainties may increase risks [15] - Stablecoin issuers and fintech companies are expected to be the primary beneficiaries of this emerging market, although traditional banking may also be affected [17] Regulatory and Market Considerations - The Hong Kong Monetary Authority will begin accepting applications for stablecoin issuance, with a limited number of licenses expected to be granted initially [14] - The development of stablecoins linked to the Hong Kong dollar may be easier due to its peg to the U.S. dollar, while the growth of RMB-linked stablecoins may be slower due to the smaller offshore RMB pool [16] - The transition to new payment systems will require significant capital investment and time to gain market acceptance, as evidenced by challenges faced in domestic payment systems in China [19] Conclusion - The overall economic outlook for South Korea appears cautiously optimistic due to the trade agreement with the U.S., while India faces challenges from tariff increases. The stablecoin market in Hong Kong is poised for growth, but acceptance in e-commerce will require time and investment.

在全球体系迈向数字化深水区的当下，"信任"作为交易结构中最核心的隐性成本，正被技术重新定义与重构。以分布式、可验证、不可篡改为技术底座的区 块链，正在从一种科技手段，转化为新一代价值流通网络的制度基建。而中国方案，正在加速落地。 2025年，由国内多家机构联合推动的CIPS+合并公链及区块链技术体系，正式发起并集中展示。项目由CIPS+项目组牵头，依托跨境支付系统，以基础设施 为根基，聚焦跨境支付、价值清结、智能合约与链上合规等核心能力的重构，致力于打造面向未来的可信基础设施网络。 CIPS系统"直联全球、实时可控"的清算优势，已成为国际化的重要基础。而CIPS+作为其延展性数字化体系，不仅保持了原有清结算能力的高可靠性与主权 控制力，更引入了区块链账本、智能合约机制和多链通信架构，为下一代体系注入算法级信任。 这一升级并非简单的系统迭代，而是一次自底层逻辑出发的信任重构尝试：将由机构中心主导的账本体系，转向以"规则+共识"为驱动的智能协同模式，从 而在保障合规性的同时，显著提升透明度、效率与风险感知能力。 CIPS+项目的推进，体现出数字金融领域的三重战略目标： 仅为资讯分享！不代表华闻之声的认同、推荐和建 ...

7月30日，连连数字宣布，荣获《企业财资人》杂志（Corporate Treasurer）颁发的2025年度"最佳跨境支付解决方案提供商"大奖。这是继2025年7月荣登 CNBC "2025全球顶尖金融科技公司"榜单后，连连数字获得的又一重要国际奖项。 CorporateTreasurer Awards是亚太地区财资管理领域的权威奖项，旨在表彰推动行业创新的顶尖服务提供商。连连数字凭借强大的合规布局、专有技术平台 和广泛的全球化服务生态脱颖而出。 连连数字成立于2009年，是中国领先的数字支付解决方案提供商之一，于2024年3月28日在香港联合交易所主板成功上市，主要业务分为数字支付服务及增 值服务。 自成立以来，连连数字不断完善和升级集数字支付服务和增值服务于一体的一站式综合服务解决方案，实现从支付到"智付"的转变，积极赋能跨境企业从开 店到支付、合规、营销等环节的全流程的数智化升级，成为中国数字贸易服务领域极具创新性、稳健性的代表企业之一。 财报显示，连连数字2024年大部分收入来自数字支付服务（包括全球支付及境内支付）。该业务2024年总收入为11.51亿元，同比大幅增长31.6%。其中，连 连数字全球 ...

格隆汇7月30日｜A股三大指数今日涨跌不一，截至收盘，沪指涨0.17%报3615点，深证成指跌0.77%， 创业板指跌1.62%报2367点。全天成交1.87万亿元，较前一交易日增量417亿元，全市场超3500股下跌。 | 上证指数 深证成指 北证50 | | --- | | 3615.72 11203.03 1439.64 | | +6.01 +0.17% -86.38 -0.77% -25.68 -1.75% | | 科创50 创业板指 万得全A | | 1058.57 2367.68 5643.60 | | -11.88 -1.11% -38.91 -1.62% -22.71 -0.40% | | 沪深300 中证500 中证A500 | | 4151.24 6314.69 4899.20 | | -0.79 -0.02% -41.45 -0.65% -10.99 -0.22% | | 中证1000 中证2000 中证红利 | | 6718.48 2846.33 5581.48 | | -55.40 -0.82% -25.74 -0.90% +11.02 +0.20% | | 行业板块 [^ | | 涨 ...

Core Insights - Airwallex made its debut as a "venture ecosystem partner" at the 2025 World Artificial Intelligence Conference (WAIC) in Shanghai, emphasizing its transformation into an AI-native leader in the financial services sector [1] - The company is leveraging AI to enhance operational efficiency, customer experience, and product innovation, with significant improvements in dispute resolution and customer service data analysis [1][2] - Airwallex has implemented a fully AI-driven internal development process, including an AI code review system that achieves 86% accuracy, significantly improving product quality and launch efficiency [2] - AI technology is driving new customer acquisition paradigms, enhancing sales team efficiency through AI simulations and automated research, ultimately creating a scalable global customer acquisition system [2] - The company is committed to data security and compliance, ensuring that every AI model undergoes rigorous privacy and security testing before deployment [3] - Airwallex has introduced a one-stop global payment solution to address the complexities of global transactions and compliance challenges faced by AI enterprises [3] - The company aims to build a truly "AI-native" fintech enterprise, focusing on seamless experiences and intelligent financial services for businesses of all sizes [3]

金融界7月30日消息，有投资者在互动平台向新国都提问：董秘你好！公司已披露卢森堡PI牌照，香港 MSO牌照及PayKKa产品矩阵，请问：公司在跨境支付领域已覆盖欧盟、东南亚等150+币种收单业务， 能否进一步说明近期在'一带一路'沿线市场的本地化服务拓展情况？ 公司回答表示：您好，目前公司已经取得卢森堡PI牌照、香港MSO牌照、美国MSB牌照，旗下跨境支 付品牌PayKKa成功推出海外本地收单、B2B外贸收款等一系列创新产品，已支持欧盟、东南亚等地区 的本地化收款账户功能，其中包括新加坡、菲律宾等多个一带一路沿线国家。公司积极响应国家一带一 路等倡议，加强推动跨境支付业务覆盖更广泛的国家及地区。感谢您的关注，敬请投资者注意投资风 险。 来源：金融界 ...