AIPress.com.cn报道 信中要求苹果和谷歌至少在调查期间暂时移除相关应用，并书面说明其如何依据现行政策评估X和Grok的合规 性。参议员设定的回应期限为2026年1月23日。 1月10日消息，三名美国参议员近日公开致信苹果公司，要求其暂时将社交平台X及其人工智能工具Grok从 App Store下架，理由是相关应用被指允许用户大规模生成未经当事人同意的性化图像，包括针对女性和儿童 的内容。参议员表示，在监管机构完成调查之前，应用商店运营方有责任采取紧急措施。 参议员认为，未经同意的性化图像，尤其是涉及未成年人的内容，显然属于上述政策所禁止的范畴。他们在 信中表示，如果平台对这类行为视而不见，将严重削弱应用商店内容审核机制的公信力。 议员们还对比了此前的案例，指出苹果和谷歌在受到政府压力后，曾迅速下架过一些允许用户报告移民执法 行动的应用，尽管这些应用本身并未被指控涉及非法内容。相比之下，他们认为，Grok的图像生成功能直接 涉及对个人的现实伤害，更应当得到优先处理。 据报道，此次请求源于近期多项披露，显示部分用户利用Grok生成真实人物的性化图像，而当事人并未给予 任何同意。参议员称，这些图像涉及羞 ...

Core Insights - The report outlines the resilience and differentiation in the U.S. economy for 2025 and the outlook for 2026, predicting a GDP growth rate of 1.8%-2.0% for 2025 and around 2.3% for 2026, influenced by various policy and economic factors [1][2]. Economic Overview - In 2025, the U.S. economy is expected to show a "front low, back high" trend due to policy disruptions, with a temporary negative impact on GDP from net exports and inflation cooling slightly due to tariff expectations [1]. - The second half of 2025 will see a rebound in GDP growth supported by consumer spending, despite rising inflation and employment market pressures [1][2]. Private Consumption - Private consumption in 2026 is projected to exhibit a "K-shaped" differentiation, where high-income groups show strong consumption resilience while low-income groups experience a decline [5][11]. - The overall growth rate for private consumption is expected to be around 2.3%, with a "front low, back high" performance due to employment and inflation pressures in the first half of the year [5][11]. Investment Outlook - Investment in 2026 is anticipated to recover, with inventory investment gradually resuming as tariff uncertainties diminish and fiscal policies take effect [2][19]. - Real estate investment is expected to improve as long-term interest rates decline, while corporate equipment investment will benefit from lower rates and deregulation [2][24][27]. - AI-related investments are projected to slow down due to hardware constraints and previous capacity utilization [2][28]. Employment Market - The employment market signals are complex, with structural imbalances becoming more pronounced, leading to increased uncertainty in 2026 [2][32]. - Non-farm payroll data has shown significant volatility, with downward revisions indicating a weakening labor market, despite a slight decrease in initial unemployment claims [2][32][39]. Inflation and Monetary Policy - Inflation is expected to rise moderately in 2025, with tariff costs gradually passing through to consumers, particularly affecting low-income households [2][11]. - The Federal Reserve is likely to maintain a data-dependent "moderate easing" policy, with expectations of two rate cuts totaling 50 basis points in 2026 [2][19].

Core Viewpoint - The integration of digital economy and fintech has led to the rise of "traffic finance" as a monetization path for internet traffic platforms, exemplified by the launch of the "borrowing service platform" by the travel app Hanglv Zongheng [1][10]. Group 1: Service Launch and Modifications - Hanglv Zongheng, developed by China Aviation Information Technology Co., Ltd., has introduced a borrowing service platform aimed at providing financial support for travel and daily consumption needs [1][11]. - The initial user agreement included clauses that required users to authorize the processing of their personal information, which raised legal concerns regarding potential overreach into credit reporting services [1][3]. - Following feedback, the agreement was revised to remove the controversial clauses and clarify that the service provider acts solely as a technical support entity for licensed financial institutions [2][11]. Group 2: Compliance and Legal Considerations - Legal experts highlighted that if a lending platform processes personal information and provides credit analysis, it may be classified as a credit reporting service, necessitating appropriate licensing [3][12]. - The revised agreement emphasizes that Hanglv Zongheng will not provide additional user data beyond what users voluntarily submit, ensuring compliance with financial regulations [4][13]. - Concerns were raised about vague language in the agreement that could lead to excessive data collection under the guise of improving service quality, which may violate regulatory standards [5][14]. Group 3: Data Protection and User Privacy - The company has committed to not sharing user data with third parties without explicit user consent, particularly in the context of facial recognition processes for loan applications [7][15]. - Experts recommend that non-financial platforms engaging in lending services should adhere to strict data protection principles, ensuring that personal information collection is limited to what is necessary for service provision [8][16]. - Suggestions were made for integrating with national identity verification systems to enhance user data security during the borrowing process [9][17].

1 亏损的真相：短期波动难撼长期信仰 林园将亏损归因于持仓标的的短期价格波动，并明确表示不会因此调整核心策略。他始终聚焦具备稳定 需求的行业，尤其是与"嘴巴经济"紧密相关的消费与医药领域。白酒、快消品、医药……这些行业的需 求刚性如同"铁律"，无论经济冷暖，人们吃饭、喝水、就医的需求不会消失。林园曾直言："我只投资 自己能看懂、能算清楚未来几年账的公司。"这种"能力圈"原则，让他在科技股狂欢时保持冷静，在地 产股暴跌时不为所动。 来源 投资与资管 根据私募排排网公布的数据，2025年林园投资私募大概率会出现年度亏损。细究其投资逻辑，会发现这 场亏损背后，是一场关于"长期主义"与"市场周期"的深刻博弈。 0 0 2 科技股：看得见的未来，握不住的命运 林园并非不看好科技，他承认人工智能是未来方向，但"几乎不会主动介入"。原因很简单：科技行业的 创新充满不确定性，龙头企业更迭如走马灯。他曾坦言，即便买了科技股，也会"愁得睡不着觉"，因 为"命运不掌握在自己手上"。这种对"确定性"的极致追求，让他选择远离科技股的狂欢，转而拥抱消费 与医药的"慢变量"。 0 3 银行、互联网、地产：为何坚决"不碰"？ 林园的投资清单 ...

Market Overview - The three major U.S. stock indices closed higher, with the S&P 500 reaching a historical high, driven by gains in Intel and other chip manufacturers [1] - The U.S. non-farm payroll report showed a greater-than-expected slowdown in job growth, but the unemployment rate fell to 4.4%, indicating a stable labor market [1] - The market anticipates at least two interest rate cuts from the Federal Reserve this year, despite a current low probability of a cut in the next meeting [1][2] Sector Performance - The S&P 500 saw a weekly increase of 1.57%, with the Dow Jones and Nasdaq rising by 2.32% and 1.88%, respectively [3] - Among the 11 sectors in the S&P 500, 9 sectors rose, with the materials sector leading at a 1.8% increase, followed by utilities at 1.24% [4] Notable Stock Movements - Major tech stocks generally rose, with Tesla up 2.11%, Meta up 1.08%, and Google A up 0.96%, while Nvidia saw a slight decline of 0.1% [5] - Storage stocks surged, with SanDisk rising 12.8% and Micron Technology up 5.5%, driven by strong demand for enterprise-level SSDs [6] - Lam Research experienced an 8.7% increase after Mizuho Securities raised its target price from $200 to $220 [7] - Intel's stock rose 10.8%, marking its largest single-day gain since September, following positive comments from former President Trump [8] Other Company News - General Motors' stock fell over 2% as the company announced a $6 billion charge to exit certain electric vehicle investment projects [9] - Mixed performance was observed among popular Chinese stocks, with the Nasdaq Golden Dragon China Index down 1.3% for the week [9]

2026.01.10 本文字数：2682，阅读时长大约4分钟 作者 |第一财经 胡弋杰 当地时间1月9日，美国股市在芯片股走强与价值板块轮动推动下再度刷新历史纪录。尽管最近公布的12 月非农就业新增岗位略低于预期，但失业率回落显示劳动力市场并未出现快速恶化迹象，市场对年内降 息路径的判断整体保持稳定，美股在2026年首个完整交易周实现全线周涨。 截至美股收盘，标普500指数上涨0.65%，报6966.28点，创历史最高收盘价；纳斯达克综合指数上涨 0.81%，至23671.35点；道琼斯工业平均指数上涨0.48%，收于49504.07点，同样刷新收盘纪录。标普 500指数11个行业板块中有9个上涨，其中材料板块领涨1.8%，公用事业板块上涨1.24%。 从周度表现看，三大指数在2026年首个完整交易周全线收高，标普500指数累计上涨1.6%，道指上涨超 2.3%，纳指涨1.9%，风险偏好延续回暖。 热门股表现 他解释道，失业率从修正后的4.5%回落至4.4%具有建设性意义，尽管其中部分变化与此前政府停摆及 员工被迫休假有关，但整体数据基本符合市场预期，这也使市场对1月降息的最后一部分定价被进一步 挤出。 联邦 ...

个股方面，英特尔大涨10.8%。据报道，特朗普周五与英特尔CEO陈立武进行会谈，会后直言双方达成了"非常棒的交易"，高调宣称美国政府的这笔投 资"非常成功"。 特斯拉涨超2%，Meta涨逾1%，苹果、微软、谷歌、亚马逊小幅上涨；奈飞跌超1%，英伟达小幅下跌。苹果结束日线7连跌。 热门中概股走势分化，纳斯达克中国金龙指数跌1.3%。亚朵跌超5%，奇富科技跌逾3%，小鹏汽车、唯品会等跌超2%，贝壳、携程网等跌超1%；霸王茶 姬、传奇生物涨超2%，哔哩哔哩、百度等涨逾1%。 隔夜美股盘中拉升。黄金、白银、国际油价全线大涨。事关美联储降息，又传出大消息。 1月9日，美股三大指数集体收涨，纳指涨0.81%，标普500指数涨0.65%，道指涨0.48%。其中，道指、标普500指数均创历史收盘新高。 国际原油期货结算价收涨超2%。WTI原油期货2月合约收涨2.35%；布伦特原油期货3月合约收涨2.18%。 消息面上，美国2025年12月非农就业人数增加5万低于预期，失业率降至4.4%低于预期。分析称，非农就业报告显示劳动力市场略有放缓但保持稳定，可 能引导美联储在今年晚些时候降息。 不过据美联储官员表态，美联储降息预期又生 ...

美东时间1月9日周五收盘，美国股市集体收涨，道指、标普500指数创收盘新高，热门科技股普涨，中概股涨跌不一。 受美联储降息预期以及加剧避险需求的地缘政治紧张局势提振，本周国际贵金属期货普遍收涨。 来看具体市场情况—— 美国三大股指全线收涨 芯片股大涨 昨夜今晨，美股三大股指全线收涨。截至收盘，道琼斯工业平均指数涨0.48%，报49504.07点；标普500指数涨0.65%，报6966.28点；纳斯达克综合指数涨 0.81%，报23671.35点。 【导读】美股集体收涨，芯片股普涨，中概股涨跌不一；交易员预计1月美联储降息可能性为零 中概股多数下跌，纳斯达克中国金龙指数跌1.3%。热门中概股方面，阿里巴巴、小鹏汽车跌超2%，网易、贝壳跌逾1%，京东集团、理想汽车、中通快递 纷纷下跌。 从周度表现看，三大指数集体上涨。其中，纳指累涨1.88%，道指累涨2.32%，标普500指数累涨1.57%。 板块方面，昨夜今晨美股大型科技股多数上涨，万得美国科技七巨头指数涨0.48%。 个股方面，特斯拉涨超2%，Meta涨逾1%，谷歌、亚马逊、微软、苹果微涨。 谷歌股价创历史新高，市值一度突破4万亿美元。 苹果结束日线7连跌。 ...

Market Performance - US stock markets closed higher, with the Dow Jones and S&P 500 reaching record closing highs, while major tech stocks saw broad gains [1][3] - The three major US indices all rose, with the Dow Jones increasing by 0.48% to 49,504.07 points, the S&P 500 up 0.65% to 6,966.28 points, and the Nasdaq Composite rising 0.81% to 23,671.35 points [3] - Weekly performance showed all three indices increased, with the Nasdaq up 1.88%, the Dow up 2.32%, and the S&P 500 up 1.57% [4] Sector Performance - Major tech stocks mostly rose, with the US Tech Seven Index increasing by 0.48% [5] - Notable individual stock performances included Tesla rising over 2%, Meta increasing by more than 1%, and slight gains for Google, Amazon, Microsoft, and Apple [6] Chip Sector Insights - The chip sector experienced significant gains, driven by increased demand for AI computing data centers, leading to rising prices for memory chips and components [11] - Intel rose over 10%, SanDisk increased nearly 13%, and other companies like Lam Research, Applied Materials, and ASML saw gains exceeding 6% [11] - SanDisk's stock price was reported at $377.41, with a year-to-date increase of 58.99%, while Intel's stock was at $45.53, up 23.37% year-to-date [12] Chinese Stocks Performance - Chinese stocks showed mixed results, with the Nasdaq Golden Dragon China Index declining by 1.3% [12] - Major Chinese stocks such as Alibaba and Xpeng Motors fell over 2%, while Netease and Beike dropped more than 1% [12][13] Economic Indicators - The US non-farm payroll report for December showed an increase of 50,000 jobs, below expectations, with an unemployment rate of 4.4% [15] - The labor market appears balanced rather than weak, indicating a stable economic condition that may not necessitate significant changes in monetary policy [16] - Traders expect almost zero probability of a Federal Reserve rate cut in January, with the likelihood of maintaining current rates rising to 95% [17]

纳斯达克中国金龙指数跌1.3%，热门中概股涨跌不一，亚朵跌超5%，奇富科技跌逾3%，小鹏汽车、唯品会等跌超2%，贝壳、携程网等跌超1%；霸王茶 姬、传奇生物涨超2%。 美国上月非农数据低于过预期，但失业率下降；美股三大指数集体收涨，纳指涨0.81%，标普500指数涨0.65%，道指涨0.48%。其中，道指、标普500指数均 创历史收盘新高。英特尔涨超10%，创9月以来最大单日涨幅，创2024年3月以来新高。特斯拉涨超2%，Meta涨逾1%，苹果、微软、谷歌、亚马逊小幅上 涨；奈飞跌超1%，英伟达小幅下跌。其中，苹果结束日线7连跌。拉姆研究涨超8%，创5月以来最大单日涨幅。 ...