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金融赋能激发消费活力潜力(财经眼)
Ren Min Ri Bao· 2025-07-06 22:17
Financial Support for Consumption - The People's Bank of China and six other departments issued guidelines to enhance financial support for consumption, introducing 19 key measures to boost consumption growth [1][3] - The focus is on diversifying consumer financing channels and optimizing payment services to better meet the financial service needs in the consumption sector [1] Automotive Consumption Initiatives - The second round of the "Hi Purchase Festival" in Wuhan's East Lake High-tech Zone attracted over 1,100 participants and generated over 300 million yuan in consumption [4] - Consumers purchasing vehicles priced over 250,000 yuan received a subsidy of 4,000 yuan, with total sales exceeding 800 million yuan across two festival rounds [4][5] - Financial institutions are innovating automotive financial products, such as zero down payment policies, to lower purchase barriers and enhance consumer experience [4][5] Tourism and Cultural Industry Financing - The tourism sector in Guangdong, particularly the Danxia Mountain scenic area, has seen increased visitor numbers and improved experiences due to financial support from Postal Savings Bank [8][9] - The bank provided a 90 million yuan loan to enhance the scenic area's infrastructure, significantly improving visitor experience and revenue [9] - In Jiangmen, innovative financing models have been implemented to support local cultural tourism projects, addressing funding challenges [10] Sports Industry Financial Products - The Postal Savings Bank in Weihai launched the "Weihai Sports Loan" to support local sports industry development, providing 300 million yuan in loans without requiring collateral [12][14] - This initiative aims to assist small and medium-sized enterprises in the sports sector, with a total of 1.6 billion yuan in financing needs addressed this year [15] Consumer Payment Innovations - The "Anxin Learning" product by Meituan allows consumers to pay for courses on a per-session basis, enhancing consumer confidence in pre-paid services [17][18] - The initiative has led to a significant increase in the number of participating merchants and a rise in short-term course orders, indicating a shift towards flexible payment options [19]
武汉探索教育培训“安心学”服务保障 联合美团推“按次扣费”新模式
Chang Jiang Shang Bao· 2025-05-27 23:32
e m 其团 xs 奥团 成 025年 = 71 h L 汉首发仪式 武汉首发仪式 75 L t 同居爱心学 年美国在中学科产推介会 武汉群演仪式 2 178 n 美团 美团 美团安心学 IID 长江商报消息 5月27日,在湖北省消费者委员会的全程指导下,由美团主办的"美团安心学武汉首发仪式"在武汉 市武昌区举行。会上,武汉市武昌区"放心消费在武昌"重点规划项目联合美团平台,在教育培训领域推广"安心 学"次卡履约产品,参与合作的武汉教培机构将在美团推出"一课一销、随时退款"的短期课次卡团购。此前,美团 平台已经联合校宝在线以及多家教培机构成立"安心学"联盟,给消费者提供更灵活、可靠的教培服务保障。 "教培机构" "理发店""健身房"……一些商家利用预付式消费卷钱跑路屡见不鲜。近年来,机构跑路带来的大额预 付式消费纠纷 【下载黑猫投诉客户端】层出不穷,影响的不只是课程中断、课时费索要无果等问题,还直接影响 消费信心和消费意愿。 信心比黄金珍贵,本次在武汉落地的"美团安心学"产品,借助美团平台的多次卡产品能力, 消费者可以通过美 团、大众点评App购买教培机构推出的多次卡课程,实现"上一次课、核销一次款项"的按次 ...
教培“翻红”,从按次扣费开始
3 6 Ke· 2025-05-27 07:06
大门紧闭,教学用具散落一地,办公区内空无一人…… 惊蛰研究所在搜索教培机构的相关报道时发现,近几年暴雷的线下培训机构中,非学科类培训机构的出现频率明显较高。 2024年8月,全国最大的国学教培机构"秦汉胡同"暴雷,90多家门店暂时性关闭,多地门店突然宣布暂停营业,包括上海、北京、广州、深圳等地,同时 有员工反映工资被拖欠数月。 几乎同一时间,成立于2015年,曾声称是国内最大的体育素质教育综合体,布局上海、苏州、南京、盐城、无锡、常州等多个城市的中体威博(此前名 为"中体星荟"),开始出现校区关闭、负责人失联的情况。累计受害家长超2000名,仅上海地区的涉案金额就超过600万元。 再到今年1月,知名少儿编程培训机构"童程童美"被曝多地校区停摆、总部失联、员工工资停发。公开资料显示,童程童美在国内拥有230多个线下校区, 遍布50多座城市。而据媒体报道,童程童美此次暴雷波及全国200个校区。在暴雷事件引发广泛关注后,童程童美总部还曾在官方公众号发布通告,称公 司旗下有超过120家门店在正常经营,春节假期后正常复课,但实际复课情况并不理想。 教培机构频繁暴雷引发了家长的担忧,而机构集体停摆的行业现象背后,是素质类 ...