四中全会精神在基层｜森林里的"一张票"——湖南"湘林碳票"探索见闻 一个月前，湖南省常德市桃源县牯牛山国有林场完成了20公里的森林消防通道改造，所用的10万元资 金，全部来源于当地发放的碳票。 2025年9月，水利部门在对一家企业的建筑垃圾资源化处置利用项目的检查中发现，该企业存在破坏山 体、导致水土流失的行为。经测算，该行为共造成碳汇损失约45.47吨。2025年12月，这家企业除了依 照《生态环境损害赔偿协议》对破坏山体进行修复外，还依照湘林碳票管理办法购买了总计4500元的碳 票。 "碳票交易获得的资金，主要用来提升森林质量。"中南林业科技大学林学院教授何功秀介绍，当前我国 森林覆盖率已难有大幅增加，较好的固碳办法就是通过可持续经营提升森林质量。比如，在试点之一的 永州市金洞国有林场，当地通过搜集上百种珍稀濒危植物的几万株种苗，打造了珍稀植物保育基地，并 从中选择多种本土珍稀树种进行针对性培育。这些树种的固碳能力比常规树种要高出至少一倍。 "十五五"规划建议对加快经济社会发展全面绿色转型作出系统部署，提出"以碳达峰碳中和为牵引，协 同推进降碳、减污、扩绿、增长，筑牢生态安全屏障，增强绿色发展动能"。 湖 ...

新华财经长沙12月19日电（记者常竣斐）中国人民银行湖南省分行17日召开2025年湖南省绿色金融专题 新闻发布会。从发布会上获悉，截至2025年三季度末，湖南省绿色贷款余额突破1.3万亿元，较年初增 长21.1%，高于全国平均水平3.6个百分点。大力推进环境权益抵押融资、探索创新转型金融产品、以试 点形式寻找差异化发展路径……一套具有湖南特色的绿色金融方法论正逐渐构建完成。 目前，已为11家重点企业建立碳账户，推动金融机构创新推出"绿铸贷""精铸贷"等碳减排挂钩金融产 品，将企业碳排放表现与贷款利率挂钩。截至11月末，相关产品授信总额5280万元，实际投放3380万 元，有效助力企业降本增效。 "湖南在下一阶段的工作中，将试点推广农业、煤电、钢铁、建筑建材领域全国性转型金融标准。"中国 人民银行湖南省分行金融研究处副处长李文政称。 作为可持续发展议程创新示范区，郴州市是湖南探索绿色金融的重要试点城市，也是湖南省的重要水源 地和"湘江源头"，水资源禀赋优越。除了嘉禾县铸锻造产业外，中国人民银行郴州市分行还聚焦"水资 源可持续利用与绿色发展"主题，明确"取水权"融资价值评估、质押登记机制，盘活当地丰富的水利资 源 ...

据介绍，"湘林碳票"是湖南省行政区域内权属清晰的林地、林木所产生的碳汇量，依据相应方法 学，经计量、监测、审核、登记、签发等程序而制发的温室气体自愿减排量凭证，赋予交易、抵（质） 押、融资、抵消碳排放等权能，单位为吨（以二氧化碳当量衡量）。 从2024年开始，湖南省林业局联合省内林业系统相关技术单位和湖南联交所着手开展"湘林碳票"机 制创新。 日前，中央广播电视总台"2025央视财经金融强国年度盛典"在京成功举办。活动围绕金融"五篇大 文章"，聚焦深化金融体制改革、金融高水平开放等重大战略方向，现场发布了17个"2025央视财经金融 强国年度案例"，展示了金融服务实体经济和高质量发展的创新实践。 湖南联交所相关人士表示，围绕"湘林碳票"的市场交易与消纳，湖南联交所一方面争取政策支持， 一方面开发市场潜力，多渠道探索模式创新，目前已经拓展"碳票+司法""碳票+文旅""碳票+碳中和""碳 票+金融"等各个应用场景，通过"林业"变"资产""资产"变"收益"，"碳票+"应用创新场景矩阵初步形 成。 在17个"2025央视财经金融强国年度案例"中，《湖南湘林碳票抵质押贷款》入选"绿色金融"年度案 例。 基于"湘林碳票" ...

Core Insights - Hunan Province is leveraging its rich ecological resources to transform green assets into financial capital through innovative financial models, with green loan balances exceeding 1.3 trillion yuan by Q3 2025, marking a 21.1% increase from the beginning of the year [1] Policy Guidance - The People's Bank of China Hunan Branch is focused on enhancing the financial ecosystem for ecological product value realization, issuing guidelines to support green finance and initiating pilot projects for ecological product value assessment [2] - Huaihua City has been designated as a pilot for the national ecological product value realization mechanism, encouraging banks to include ecological assets as collateral for financing [2][3] Innovative Products - The "Xianglin Carbon Ticket," a forestry carbon credit system, is being utilized to facilitate financing and carbon offsetting, with banks exploring its inclusion as collateral for loans [4] - Financial institutions are actively engaging with carbon ticket holders, with innovative financing models being developed, such as pledging carbon credits for loans to support agricultural projects [4] Financial Support Mechanisms - The promotion of water rights pledge loans is providing additional financial support for green development, with 63 loans totaling 1.55 billion yuan issued by Q3 2025 [5] - Financial institutions are creating tailored financing solutions for the cultural tourism sector, with loans amounting to 10.11 billion yuan allocated to various ecological tourism projects [5] Collaborative Financial Framework - A coordinated mechanism involving seven departments has been established to enhance financial services for ecological resource-rich areas, with pilot projects achieving significant financing outcomes [6] - Financial institutions are optimizing credit management for ecological projects, offering preferential loan rates and enhanced performance metrics for green credit initiatives [6] Risk Mitigation Strategies - Innovative risk compensation mechanisms have been introduced to alleviate lending hesitance, with a total of 800 million yuan allocated for forestry industry development and environmental rights financing risk compensation [7] - Local governments are collaborating with financial institutions to establish risk compensation funds, facilitating over 8 billion yuan in green finance credit for ecological product industries [7]

Core Insights - The Agricultural Bank of China’s Hunan Xiangxi Huayuan Branch issued an 8.35 million yuan loan to Xiangxi Beiyikang Agricultural Products Development Co., Ltd., utilizing the "Xianglin Carbon Ticket" pledge model to support green industry development [1][2] - The "Xianglin Carbon Ticket" is a standardized forestry carbon credit certificate issued by the Hunan Forestry Bureau, converting ecological resources into tradable "green assets" [1] - The loan alleviated the company's financial pressures related to technological upgrades, raw material reserves, and seasonal cash flow, enhancing its market competitiveness [2] Financial Innovation - The loan represents a financial innovation that transforms ecological value into economic value, providing financial support for low-carbon development in the region [1] - By incorporating carbon tickets as collateral, the bank expanded financing channels for green enterprises, addressing their previous challenges in securing traditional collateral [1] Impact on Business Operations - The funding enabled the company to acquire advanced production equipment and optimize processing techniques, thereby improving product quality and market competitiveness [2] - The loan also provided stable financial support for daily operations, enhancing the company's ability to respond to market fluctuations and expand sales channels [2] Future Directions - The Agricultural Bank of China’s Xiangxi Branch aims to deepen green financial innovation and increase the development of green financial products, focusing on local ecological industries and low-carbon project financing needs [2] - The bank plans to optimize credit resource allocation to further integrate financial services with green development, contributing to the sustainable economic growth of Xiangxi [2]

Core Insights - The "Xianglin Carbon Ticket" trading conference in Hunan Province highlighted the progress in carbon credit trading and ecological value transformation in the forestry sector [1] - As of July 24, 2025, a total of 32.7 million tons of "Xianglin Carbon Tickets" have been listed for trading, with 1,135 transactions completed, resulting in a trading volume of 31,670 tons and a transaction value of 3.167 million yuan [1] - The initiative has facilitated over 13 million yuan in financing through carbon ticket collateral [1] Group 1 - The "Xianglin Carbon Ticket" establishes a sustainable development mechanism that links forest management, trading benefits, and reinvestment in forestry [1] - The policy framework and branding of "Xianglin Carbon Ticket" represent a significant breakthrough in national forestry carbon credit development [1] - Hunan aims to enhance the policy system for realizing the value of ecological products and accelerate the implementation of the "dual carbon" goals [1] Group 2 - Eight project owners from the first batch of "Xianglin Carbon Ticket" application pilot areas received carbon ticket certificates during the conference [1] - A strategic cooperation agreement was signed between the Hunan Forestry Bureau and Hunan Caixin Financial Holdings Group to promote the development of the carbon ticket trading platform and financial products [1] - Industrial and Commercial Bank of China Hunan Branch and Industrial Bank Changsha Branch signed credit agreements with project owners from Huayuan County and Tongdao County, marking a breakthrough in green finance [1][2]

Core Viewpoint - Hunan province has made significant progress in ecological civilization construction, focusing on pollution prevention and ecological restoration, leading to improved environmental quality and the successful implementation of the "Beautiful Hunan" initiative [2][10][33]. Group 1: Ecological Protection and Restoration - Hunan has implemented a comprehensive approach to ecological protection, including the "One River, One Lake, Four Waters" system governance, which emphasizes the protection of the Yangtze River and Dongting Lake [3][14]. - By the end of 2024, Hunan has established 26 national ecological civilization demonstration zones and 9 innovative practice bases for "Green Mountains and Clear Waters are Invaluable Assets" [3][14]. - The province's forest coverage rate is 53.15%, and the wetland protection rate is stable at over 70.54% [15]. Group 2: Pollution Control Initiatives - Hunan has launched several targeted actions, including the "Spring Breeze Action," "Summer Offensive," "Guarding Blue Sky," and "Sword Action," to continuously improve air and water quality [17]. - In 2024, the proportion of days with good air quality in Hunan is projected to be 89%, exceeding the national average by 1.8 percentage points [18]. - The province has achieved a 98.6% compliance rate for Class I-III water quality in 147 national monitoring sections, with no Class V water bodies [19]. Group 3: Industrial Transformation and Economic Development - Hunan is promoting the transformation of traditional industries, such as steel and non-ferrous metals, towards low-carbon processes and digital transformation [24]. - The Dongjiang Lake Data Center has become a model for energy efficiency, utilizing cold water resources to achieve a PUE value below 1.2, which is among the best in the country [25]. - The province is actively developing strategic emerging industries, including new energy and energy-saving sectors, to drive economic growth through green and low-carbon initiatives [24][25]. Group 4: Community and Economic Benefits - The ecological restoration efforts have led to increased public satisfaction with environmental quality, which has improved for three consecutive years [20]. - Hunan's initiatives have resulted in the creation of new economic opportunities, such as eco-tourism and sustainable agriculture, benefiting local communities [32]. - The province has established a carbon credit system, "Xianglin Carbon Ticket," to monetize ecological resources, providing direct benefits to local farmers [27].