柯兰 党的二十届四中全会审议通过的《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》强 调"以碳达峰碳中和为牵引，协同推进降碳、减污、扩绿、增长，筑牢生态安全屏障，增强绿色发展动 能"。这为新时代推进绿色低碳发展提供了根本遵循。衢州市作为浙江西部生态屏障和全国绿色金融改 革创新试验区，要在"十五五"时期，以系统思维深化碳账户体系建设，奋力擦亮绿色发展金名片，为全 省乃至全国全面绿色转型提供可复制、可推广的实践样本，助力实现碳达峰碳中和目标与经济社会高质 量发展的协同统一。 （来源：衢州日报） 转自：衢州日报 一、持续拓展碳账户应用场景，让碳账户体系建设从"全领域覆盖"到"全链条渗透"，激活减碳内生动力 应用场景是碳账户价值实现的载体。要推动碳账户应用场景从"单点突破"向"系统协同"升级，让碳账户 渗透到生产生活的"毛细血管"，形成"减碳—增值—再减碳"的良性循环，加快推进全域低碳转型的发展 步伐。 深耕细分领域场景。在工业领域，要依托现有能耗采集终端，拓展"碳效对标"场景，将碳效与产能指 标、税收优惠挂钩，倒逼企业技改升级；在农业领域，要对接国家产品碳足迹制度要求，建立农产品全 生命周期碳足迹追溯体 ...

今年3月6日，全国温室气体自愿减排交易市场首批国家核证自愿减排量（CCER）完成登记，已登记的 项目减排量共948万吨。有出售意愿的项目业主将CCER从注册登记系统转入交易系统，并于3月7日在 北京绿色交易所开展交易。在金融如何具体支持行业转型方面，张兴提出多项建议如强化绿色金融精准 支持、发挥碳定价与市场机制作用、推动绿色银行治理转型等。张兴强调，银行业应"积极跟踪国际银 行业绿色金融的前沿发展动态"，提升专业能力与市场形象。 另外，商业银行还应扩大绿色投融资规模，创新绿色基金、转型债券、转型贷款等产品，并推动绿色金 融数字化转型，运用物联网、大数据、人工智能等技术提升绿色资产识别与碳核算效率。建立健全气候 风险识别与管理体系，开展气候风险压力测试，防范"黑天鹅"与"灰犀牛"事件。张兴特别指出，要"推 动碳账户、碳质押、碳远期等金融工具创新，积极参与全国碳市场建设，服务碳资产管理和市场化减 排"。 实现能源资源行业"双碳"目标是一项系统工程，需要政策、科技、金融协同发力。"十五五"期间，金融 机构应把握绿色转型机遇，完善服务体系，创新金融工具，为构建绿色低碳循环发展的经济体系提供坚 实支撑。在全球气候治理进 ...

21世纪经济报道记者卢陶然、李德尚玉 湖州报道 十一月，湖州西山漾湿地公园的秋色渐深。沿湖而行，处处可见绿色金融的支持痕迹：智能环境监测设 备、生态修复工程…… 今年是"绿水青山就是金山银山"理念提出二十周年。我国"十五五"规划建议提出，加快经济社会发展全 面绿色转型，建设美丽中国。 湖州市是"两山"理念诞生地，从2015年自主探索，到2017年成为全国首批绿色金融改革创新试验区，这 十年间，湖州绿色金融改革怎样支持产业绿色转型中的技术瓶颈和资金难题？如何让绿色金融从概念走 向落地实践？ 带着这些问题，近日，21世纪经济报道记者深入湖州一线调研走访。从湿地公园到虚拟电厂，从绿色标 准推出到碳中和银行试点，湖州正在用绿色金融赋能自身全域发展。 湖州绿色金融改革的政策，正在转化落地为企业层面的实际动能，吴兴国控数字能源的虚拟电厂正是受 益者之一。 记者走进吴兴国控数字能源公司，看到技术人员正在三维可视化平台上查看"三网融合"的实时动态。 "得益于工行湖州分行等金融机构的8.4亿元贷款支持，虚拟电厂的建成恰逢其时。"吴兴国控数字能源 企划投资部赵挺表示。 作为吴兴区首家获得售电牌照的国企，虚拟电厂则成为其布局电力市 ...

Core Insights - The People's Bank of China in Shigatse is actively promoting green and low-carbon development, significantly increasing the "green" component of financial services [1][2][3] Group 1: Green Loan Growth - As of September 2025, the balance of green loans in Shigatse reached 8.525 billion yuan, a net increase of 1.4 billion yuan, representing a growth of 20.13%, with green loans accounting for 15.09% of total loans [1] - The city has seen a stable growth in green credit, with energy-related green low-carbon transformation loans amounting to 3.996 billion yuan, a net increase of 284 million yuan [1] Group 2: Policy Tools and Financial Support - The People's Bank of China in Shigatse has implemented precise policy tools to support green credit, including monitoring and on-site guidance, which has led to a stable increase in green credit balance [1] - The bank has successfully utilized carbon reduction support tools, with three projects funded totaling 151 million yuan, focusing on clean energy project development [1] Group 3: Innovation in Green Financial Services - The bank has organized 14 themed financing meetings, providing 59 million yuan in green credit to 16 small and micro enterprises, enhancing financing channels for green businesses [2] - A financing connection was established for key green industry projects, including the Sichuan-Tibet Railway, with a total credit investment of 2.18 billion yuan [2] Group 4: Diversification of Green Financial Tools - The bank is promoting the development of diverse green financial products, implementing a "one place, one product" strategy, and enhancing green service capabilities [3] - As of September, 5,042 personal carbon accounts have been authorized, a 97.49% increase from the beginning of the year, reflecting the growing interest in carbon account mechanisms [3]

Core Insights - As of the end of Q2, the balance of green loans in Qinghai Province exceeded 213.1 billion yuan, accounting for 26.82% of total loans, with an increase of 9.936 billion yuan since the beginning of the year [4] Group 1: Green Loan Initiatives - The People's Bank of China Qinghai Branch has developed a "carbon account" system for enterprises, which includes six core indicators related to carbon emissions and green electricity usage, guiding financial institutions to incorporate this data into credit decisions [1] - By the end of July, 921 key enterprises in Qinghai had established "carbon accounts," with financial institutions issuing loans linked to these accounts totaling 32.169 billion yuan, saving enterprises 243 million yuan in interest [2] Group 2: Financial Support for Clean Energy - The National Development Bank Qinghai Branch provided comprehensive financial support for the construction of the Yangqu Hydropower Station, utilizing various loan products throughout the project's lifecycle [3] - Credit balances in the clean energy sector, including equipment manufacturing, facility construction, and pumped storage power station construction, increased by 40.5%, 22.1%, and 34.7% year-on-year, respectively [3] Group 3: Ecological Product Financing - In 2024, the People's Bank of China Qinghai Branch will implement a financial service system for ecological products, establishing a green channel for ecological project loans [4] - Innovative financial products have been developed, such as using future receivables from tourism as collateral, resulting in 20 loans totaling 1.177 billion yuan for companies like Qinghai Lake Tourism Group [4]

Group 1 - The "carbon account" system in Qinghai Province is designed to help enterprises manage their carbon emissions and green electricity usage, providing a clear overview of their carbon footprint [1] - As of the end of July this year, 921 key enterprises in Qinghai have established "carbon accounts," leading to a total of 32.169 billion yuan in loans linked to these accounts, saving enterprises 243 million yuan in interest expenses [1] - The People's Bank of China in Qinghai has implemented a green financial service system to support enterprises in their transition to low-carbon operations, enhancing their access to financial services [2] Group 2 - The National Development Bank's Qinghai branch has provided comprehensive financial support for the construction of the Yangqu Hydropower Station, utilizing various loan products throughout the project's lifecycle [2] - By the end of the second quarter, the credit balance in the clean energy sector, including equipment manufacturing and construction, has seen significant year-on-year growth of 40.5%, 22.1%, and 34.7% respectively [2] - The People's Bank of China in Qinghai is focusing on building a financial service system for ecological products, including innovative financing models for tourism projects [3] Group 3 - As of the end of the second quarter, the green loan balance in Qinghai reached 213.105 billion yuan, accounting for 26.82% of total loans, with an increase of 9.936 billion yuan since the beginning of the year [3] - The bank is enhancing its green financial policy framework and incentive mechanisms to support the transformation of traditional industries and the development of clean energy and ecological products [3]

Core Insights - The establishment of "carbon accounts" in enterprises within the Nanchuan Industrial Park in Xining, Qinghai Province, is a significant step towards carbon emission management and reduction, allowing for precise tracking of carbon emissions and green electricity usage [1][2] - The People's Bank of China Qinghai Branch has tailored financial services to support enterprises with carbon accounts, providing preferential loan terms for those demonstrating significant carbon reduction efforts [1][3] - The Qinghai Province has seen substantial growth in green loans, with a total balance of 213.1 billion yuan, accounting for 26.82% of all loans, reflecting a strong commitment to green finance and sustainable development [3] Financial Support Initiatives - The Qinghai Branch of the National Development Bank has provided comprehensive financial support for the construction of the Yangqu Hydropower Station, utilizing various loan products throughout the project's lifecycle [2] - Financial institutions have organized multiple matchmaking events to connect banks with clean energy and green computing enterprises, promoting the use of diverse financial products to support these sectors [2] - The Qinghai Province has experienced significant year-on-year growth in credit balances across clean energy sectors, with increases of 40.5% in equipment manufacturing, 22.1% in facility construction, and 34.7% in pumped storage power station construction [2] Green Financial Products - The People's Bank of China Qinghai Branch has introduced an ecological product financial service system, facilitating green project loans and innovative financial products, such as using future receivables from tourism as collateral [3] - A total of 20 loans amounting to 1.177 billion yuan have been provided to enterprises like the Qinghai Lake Tourism Group, showcasing the effectiveness of the new financial models [3] - The bank is actively enhancing the green financial policy framework and incentive mechanisms to support the transformation of traditional industries and the development of clean energy and ecological products [3]

Core Viewpoint - The article discusses the launch of the carbon benefit platform in Shanghai and the broader implications of carbon trading and environmental asset monetization in China, highlighting the integration of individual low-carbon actions into a quantifiable and beneficial framework for both citizens and businesses [1][2][4]. Group 1: Carbon Benefit Mechanism - The carbon benefit platform allows citizens to open personal carbon accounts that automatically record low-carbon activities, converting them into carbon credits [2][3]. - As of now, 27 regions in China have established carbon benefit systems, with a notable increase in user engagement, such as 270,000 new users in Wuhan's platform [2][3]. - The integration of low-carbon behaviors with financial incentives, such as using carbon credits to offset bank loan interest, is becoming a significant trend [3]. Group 2: Marketization of Environmental Resources - The recent policy aims to enhance the marketization of carbon emissions rights, water rights, and pollution rights by 2027, promoting a more active trading market and efficient resource allocation [4][5]. - Companies are increasingly able to leverage carbon emission rights as collateral for loans, with examples such as a company in Hubei securing a 10 million yuan loan against its carbon rights [4][5]. - The establishment of a robust market mechanism is expected to provide businesses with more financing options through environmental asset monetization [5][6]. Group 3: Integration with Carbon Markets - The carbon benefit reductions achieved by individuals can now be integrated into carbon market compliance mechanisms, allowing for a seamless connection between personal low-carbon actions and corporate carbon obligations [5][6]. - Pilot carbon markets in cities like Beijing, Guangdong, and Shanghai have recognized the value of carbon benefit reductions as a supplementary offset mechanism, which helps reduce compliance costs for regulated companies [6].

Core Viewpoint - The development of high-quality green finance in China requires a significant increase in the number of professionals who understand financial regulations and possess a vision for green industries, as there is a substantial talent gap in this area [1][4]. Group 1: Competition Overview - The "Second Guangdong Green Finance Innovation Promotion Case Analysis Competition" was held in Guangzhou, organized by various financial and educational institutions, aiming to analyze and evaluate cases of green finance reform and innovation in Guangdong [1][3]. - The competition has seen a notable increase in participation, with over 500 students from 15 universities contributing 129 research reports, marking a 70% increase in registration compared to the first event [1][3]. Group 2: Participant Background and Research Focus - Participants in this year's competition came from diverse academic backgrounds beyond traditional finance and economics, including fields such as information management, international education, big data, artificial intelligence, and public management [3]. - The final teams explored not only traditional areas like green credit and green bonds but also innovative topics such as carbon accounts, green supply chain financing, and ESG investments, producing reports with both academic and practical significance [3][4]. Group 3: Expert Insights and Recommendations - Experts noted that the competition entries demonstrated a strong alignment with China's "dual carbon" strategy, practical solutions, and innovative thinking from the youth [4]. - Recommendations for future competitions include enhancing empirical analysis and risk management research to improve the practical applicability of proposed solutions [4]. Group 4: Future Directions for Green Finance Talent Development - There is a call for continued support from all sectors for the cultivation of green finance talent, aiming to establish a talent hub that serves both the Greater Bay Area and the entire country [4]. - Educational institutions are encouraged to strengthen green finance curriculum development and practical training bases in collaboration with the industry to nurture composite talents in green finance [4].

Core Viewpoint - Green finance is identified as a crucial engine for promoting high-quality economic development and achieving the "dual carbon" goals, with a significant demand for composite green talent in the financial sector [1] Group 1: Event Overview - The "Second Guangdong Green Finance Innovation Promotion Case Analysis Competition" was successfully held, organized by various financial and educational institutions in Guangdong [3][4] - The competition aims to foster close cooperation among government, enterprises, and academic institutions, enhancing the cultivation of green finance professionals [4] Group 2: Participation and Scale - The competition attracted over 500 students from 15 universities across Guangdong, with a total of 129 teams submitting research reports, marking a 70% increase in participation compared to the previous year [5] - Participants' academic backgrounds have diversified beyond finance and economics to include fields such as law, information management, and big data, reflecting a broad interest in green finance innovation [5] Group 3: Research Focus and Evaluation - Finalist teams explored traditional areas like green credit and bonds, as well as emerging topics such as carbon accounts and ESG investments, producing reports with both academic and practical significance [6] - The evaluation criteria included policy adaptability, academic innovation, and feasibility of solutions, with a focus on addressing challenges in green finance practices [6] Group 4: Future Directions - The competition serves as a sustainable talent reservoir for the green finance sector, emphasizing the need for professionals who understand financial principles and possess a vision for green industries [7] - There is a call for continued support from all sectors for green finance talent development, aiming to create a talent hub that can influence both the Bay Area and the nation [7]