齐鲁晚报.齐鲁壹点李可通讯员马倩 在菏泽，菏泽农商银行始终以"服务实体经济，支持地方发展"为使命，通过创新金融产品、优化服务模 式、深化银企合作，为企业提供金融支持，助力产业转型升级。截至目前，该行支持企业777户，贷款 余额121.69亿元，成为推动地方经济高质量发展的重要金融力量。 山东菏泽德通新材料科技有限公司成立初期面临资金短缺问题。该行主动调研企业需求，创新授信模 式，前期发放2000万元固定资产贷款，用于设备购置和产线建设。企业投产后，又陆续发放2000万元流 动资金贷款及1000万元银行承兑汇票，满足企业日常运营需求。随着企业技术升级和产能扩张，该行进 一步以"土地、厂房抵押和实际控制人保证"的组合担保方式，提供8500万元流动资金贷款和3000万元承 兑汇票，形成从基建到生产再到技术迭代的全周期资金支持链。 山东盛世芍花智慧农业有限公司法定代表人赵文双作为"花三代"，带领团队突破芍药鲜切花反季节催花 技术，将花期延长至100天。赵文双荣获第九届齐鲁乡村之星，该行通过"人才贷"为其提供800万元资金 支持，助力企业自建品控流程、引进80余个国内外品种，并参与制定《芍药切花良种繁育及示范推广项 目 ...

Core Viewpoint - The event "2025 National Peony Flower Competition" in Heze marks a significant step in integrating the flower industry with rural revitalization, showcasing the region's potential in the peony and herbaceous peony market [2][5]. Industry Development - Heze has established itself as the largest production base for fresh-cut herbaceous peonies in China, with a planting area exceeding 50,000 acres and an annual output of over 120 million stems, accounting for more than 60% of the national market share [5]. - The city is transitioning from a focus on peonies alone to a dual-flower strategy, promoting both peonies and herbaceous peonies to enhance economic growth and rural revitalization [5]. Event Highlights - The flower competition attracted over 100 floral enterprises, featuring both popular varieties and new potential products, with awards given based on international standards [2][3]. - The event introduced four innovative measures to stimulate industry vitality, including a professional competition area, showcasing potential new varieties, integrating floral art with industry, and providing comprehensive technical support across the supply chain [3]. Technological Advancements - The herbaceous peony supply period has been extended from the Spring Festival to the Qixi Festival through advanced technologies such as temperature control and light regulation, filling market gaps [4]. - A new air freight service has been launched, allowing for 24-hour delivery of fresh flowers to 80% of major cities in China, doubling delivery efficiency and extending the flower's market availability by 30% [4]. Economic Impact - The flower industry has created significant employment opportunities, with daily harvests reaching 80,000 to 100,000 stems and peak labor demands exceeding 500 workers, resulting in an average daily income of 260 yuan per worker [4]. - The integration of flower tourism with local attractions has drawn over 200,000 visitors during the Flower Festival, enhancing the region's cultural and economic landscape [4].

Core Insights - The launch of the "fresh flower route" from Heze to Ezhou Huahu Airport marks a significant development in the logistics of flower transportation in China, enhancing the efficiency of flower delivery from farms to markets [5][6] - The new route is expected to double the speed of delivery compared to traditional land transport, allowing for a 24-hour turnaround from harvesting to distribution across the country [5] Industry Overview - Ezhou Huahu Airport has opened its 13th cargo route this year, bringing the total number of cargo routes to 98, including 58 domestic routes and 40 international routes [5] - The flower industry in Heze is robust, with over 600 varieties of peonies cultivated on more than 50,000 acres, achieving annual sales of 120 million stems, which accounts for over 60% of the national market share [5] Economic Impact - The new logistics capabilities are projected to increase farmers' income by 20% annually, translating to over 100 million yuan in additional revenue [5] - Heze's flower industry also includes the production of over 260 deep-processing products, with an annual output value exceeding 13 billion yuan, showcasing its significant contribution to the local economy [5]