11月19日，记者从中国保险行业协会获悉，《中国保险业社会责任报告（2024）》（下称《报 告》）正式发布。这是中国保险行业协会连续第6年组织行业编写社会责任报告，系统呈现了2024年保 险业履行社会责任的具体举措和突出绩效。 据介绍，《报告》用详实的数据及630余个案例，全面展示了保险业坚持政治性、人民性，认真做 好金融"五篇大文章"，在助力筑牢经济安全网、社会保障网和灾害防控网，服务中国式现代化中的行业 价值和社会责任。 第三，聚焦灾害防控，在服务社会治理中发挥行业优势。2024年，国家新出台巨灾保险相关制度， 将台风、洪水、暴雨、泥石流等自然灾害纳入保障范围，实现巨灾保险基本保险金额翻倍；城乡居民住 宅巨灾保险共同体为6439万户次居民提供22.36万亿元巨灾风险保障；河北省试点为全省2635万户、 7400多万群众提供风险保障。责任保险为全社会提供保险金额7053.10万亿元，赔款支出749.55亿元、同 比增长12.34%。 第四，加强公司治理，在合规经营中牢牢守住风险底线。2024年，50%的保险公司建立ESG（环 境、社会和治理）管理制度，90%的保险公司编制并发布履行社会责任的相关报告，50% ...

北京商报讯（记者 李秀梅）11月19日，北京商报记者注意到，中国保险行业协会正式发布《中国保险 业社会责任报告（2024）》（以下简称《报告》），系统呈现了2024年保险业履行社会责任的具体举措 和突出绩效。 《报告》从多个方面展示2024年保险业履行社会责任的生动实践。 从风险保障看，2024年，企业财产保险提供保险金额159.65万亿元，赔款支出331.92亿元；货物运输保 险提供保险金额85.69万亿元，赔款支出167.29亿元；科技活动主体签单42.44亿件，赔款支出177.28亿 元；保险业提供科技保险保障约9万亿元。 从险资运用来看，截至2024年底，人身险公司和财产险公司的股票余额2.43万亿元，证券投资基金余额 1.68万亿元，长期股权投资余额2.46万亿元。保险业为乡村振兴战略投资超4300亿元，同比增长50%； 为战略性新兴产业投资6800亿元，同比增长17%；支持科技自立自强存量资金8800亿元，同比增长 107%。 数据显示，2024年，长期健康险新增保单4489.35万件，新增保险金额150.30万亿元，赔付支出1187.77 亿元、同比增长3.07%，年末有效保险金额330.55万 ...

（原标题：保险业社会责任报告发布 外资险企在华业务增18%） 南方财经全媒体记者 林汉垚 11月19日，中国保险行业协会（以下简称"中保协"）发布《中国保险业社会责任报告（2024）》（以下 简称《报告》）。 从风险保障看，2024年，企业财产保险提供保险金额159.65万亿元，赔款支出331.92亿元；货物运输保 险提供保险金额85.69万亿元，赔款支出167.29亿元；科技活动主体签单42.44亿件，赔款支出177.28亿 元；保险业提供科技保险保障约9万亿元。 据了解，这是中保协连续第6年组织行业编写社会责任报告，《报告》系统呈现了2024年保险业履行社 会责任的具体举措和突出绩效。 《报告》从服务国家战略，助推新质生产力；以人民为中心，增进人民福祉；优化应急管理，强化风险 减量；加强公司治理，确保合规经营；强化消费者保护，培育保险文化；加强人文关怀，助力公益慈 善；积极稳外贸稳外资，推动高水平开放七个方面展示2024年保险业履行社会责任的实践。 从险资运用来看，截至2024年底，人身险公司和财产险公司的股票余额2.43万亿元，证券投资基金余额 1.68万亿元，长期股权投资余额2.46万亿元。保险业为乡 ...

Core Viewpoint - China Ping An's 2025 interim report shows stable growth in core performance indicators, with a focus on shareholder returns and strategic development in comprehensive finance and healthcare services [1][3]. Financial Performance - Operating revenue reached 500.1 billion RMB, a 1.0% increase year-on-year [2]. - The attributable operating profit was 77.7 billion RMB, up 3.7% year-on-year, with a return on equity (ROE) of 7.5% [3]. - The total assets of China Ping An exceeded 13 trillion RMB, growing by 4.3% since the beginning of the year [3]. - The interim dividend per share was 0.95 RMB, reflecting a 2.2% increase, with total dividends amounting to 17.2 billion RMB [3]. Customer and Business Growth - The number of individual customers reached 247 million, a 1.8% increase, with a retention rate of 97.8% for customers holding four or more contracts [5]. - New business value in life and health insurance surged by 39.8% to 22.3 billion RMB, with a new business margin of 10.7% [8][10]. Insurance Business Performance - Property insurance premium income grew by 7.1% to 171.9 billion RMB, with underwriting profit increasing by 125.9% [20][21]. - The comprehensive cost ratio improved by 2.6 percentage points to 95.2% [21]. - The company launched 1,741 products, providing risk coverage of 189 trillion RMB to small and micro enterprises [28]. Investment Performance - The investment portfolio exceeded 6.2 trillion RMB, with a non-annualized comprehensive investment return of 3.1%, up 0.3 percentage points year-on-year [30][28]. Strategic Outlook - The company aims to deepen its dual strategy of comprehensive finance and healthcare, leveraging technology for digital transformation and enhancing service differentiation [32].

Investment Rating - The report gives China Ping An a "Buy" rating with a target price of 61.61 CNY per share, indicating a potential upside of 20.4% from the current price of 51.18 CNY as of May 7, 2025 [4]. Core Views - China Ping An is a leading insurance company in China with strong resilience in its business operations, being one of the most comprehensive financial groups with a complete range of financial licenses [1][12]. - The life insurance segment is expected to contribute over 70% of net profit by the end of 2024, driven by ongoing reforms and improvements in business quality [2]. - The property insurance segment shows resilience despite challenges, with a projected improvement in overall profitability due to better cost management [3]. Summary by Sections 1. Company Overview - China Ping An was established in 1988 and is the first joint-stock insurance company in China, with a wide range of financial services including insurance, banking, and asset management [1][12]. - The company has a diversified ownership structure with no controlling shareholder, reflecting a market-oriented governance model [15][16]. 2. Life Insurance - The life insurance and health insurance business is experiencing steady growth, with premium income rebounding post-pandemic, showing a 10.85% increase in 2023 [28]. - The company is focusing on high-quality transformation and has seen significant improvements in new business value, with a new business value rate of 26% in 2024, up 7.3 percentage points year-on-year [38]. - The total premium income from life insurance products reached 2,099 billion CNY in 2024, a 28.4% increase, with traditional life insurance contributing the most [33]. 3. Property Insurance - The property insurance segment, particularly auto insurance, remains a key revenue driver, with total premium income reaching 3,218 billion CNY in 2024, a 6.5% increase [42]. - The auto insurance business has shown resilience, recovering from a decline in 2021, with premium income of 2,233 billion CNY in 2024, up 4.4% [47]. - Non-auto insurance business is also improving, with premium income growing by 11.6% to 985 billion CNY in 2024 [42]. 4. Financial Performance - As of Q1 2025, the total assets and net assets of China Ping An were 13.18 trillion CNY and 1.3 trillion CNY, respectively, maintaining the top position in the industry [21]. - The company reported a significant increase in net profit for 2024, benefiting from a recovery in capital markets, with a year-on-year growth of 47.8% to 126.6 billion CNY [21].