绿色金融方面，郑州银行成立绿色金融工作领导小组，设立首批绿色特色支行，开辟"绿色审批快速通 道"，单列绿色信贷专项额度，实施内部资金转移定价（FTP）优惠、经济资本占用减免等激励政策， 加快构建全谱系绿色金融产品与服务体系，引导全行信贷资源向绿色低碳领域倾斜。 普惠金融与民生服务上，郑州银行构建"线上拓展+乡村覆盖+社区深耕"服务体系，惠农服务点覆盖全 省两千余个乡镇，建成社区志愿者服务站点四百余家，开展惠民活动超3万场。深化与"郑好融"平台合 作，推出"郑惠贷"等产品，截至2025年6月末，郑州银行普惠小微贷款余额同比增长12.3%；同时推出消 费信贷利率优惠等政策，迭代信用类产品，兼顾小微企业纾困与居民消费需求。（罗玉飞） 编辑：穆皓 转自：新华财经 作为国内首家A+H股上市城商行，郑州银行深耕河南本土，聚焦实体经济重点领域，扎实开展各类金 融服务，助力河南实体经济高质量发展。截至2025年9月末，该行吸收存款本金总额4595.18亿元，同比 增长13.59%；发放贷款及垫款总额4067.17亿元，较上年末增长4.91%。 在服务地方经济方面，郑州银行主动对接全省重大战略，对重点项目实行"名单制"管理，组 ...

据介绍，"G60惠系列"以"分层分类、精准滴灌、全链协同、生态共建"为核心设计思路，锚定科创小微 企业从初创、成长到成熟的全生命周期差异化需求，以及产业链上下游协同发展的关键环节，创新打 造"G60惠新贷""G60惠才贷""G60惠质贷""G60惠链贷""G60惠跨境""G60惠服务"六大专属产品，设 置"G60托举模式"满足科创企业高质量增长需求。通过构建"债权融资+跨境撮合+综合服务"三位一体的 金融支持体系，中行为长三角G60科创走廊科创小微企业提供全生命周期、全产业链综合金融服务，有 效破解小微企业"融资难、融资贵"问题。 上海某汽车电子有限公司正是受益于"G60惠系列"的企业之一。该企业成立于2006年，是一家深耕汽车 电子真空泵、真空度传感器、传感器及霍尔传感器芯片工程应用设计研发和生产的"专精特新"中小企 业，业务范围覆盖长三角G60科创走廊九城市，入选"G60科创走廊一类重点扶持企业"与松江区"2025年 度智能制造示范工厂"名单。 转自：新华财经 近日，上海发布《上海市加快打造国际一流营商环境行动方案（2026年）》，提出要便利融资服务，完 善支持小微企业融资协调工作机制，帮助解决小微企业实 ...

Core Insights - The company aims to enhance product service innovation in five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance to support high-quality development of the real economy in Henan [1] Group 1: Inclusive Finance - The company focused on "three rural issues" and small micro-entities, providing risk protection of 24.03 billion yuan for 274,100 farming households for grain crops, 468 million yuan for livestock farmers, and over 521.62 billion yuan for small enterprises and individual businesses [1] - New products developed include accident insurance for farmers, housing insurance, and wage guarantee insurance for migrant workers, creating a comprehensive risk protection system for agricultural production [1] Group 2: Green Finance - In the green finance sector, the company provided risk protection of 10.637 billion yuan for green industries in Henan [1] Group 3: Technology Finance - The company utilized satellite remote sensing technology to insure 2.2286 million acres of farmland, offering risk protection of 1.464 billion yuan, and employed various technological methods such as drone inspections and facial recognition for livestock, achieving over 99% accuracy in facial recognition [1] Group 4: Digital Finance - The company is enhancing its agricultural insurance big data center, having completed manual verification for over 2.65 million plots and an area of 25.09 million acres in Henan [1] Group 5: Pension Finance - The company provided risk protection services covering non-vehicle insurance, motor vehicle insurance, and agricultural insurance to over 51,000 elderly individuals throughout the year [1] Future Plans - The company will continue to deepen product innovation and strengthen technological empowerment, focusing on "three rural issues" and small micro-entities to support the high-quality development of the real economy in Henan [2]

转自：新华财经 【重点关注】 •财政部将于2月在香港发行140亿元人民币国债 •清理拖欠中小企业账款 2025年各地法院执行到位311.42亿元 •金银持续走高 现货黄金高点重回5050美元／盎司上方 【国内要闻】 •4日是春运第三天，记者从国铁集团获悉，当日全国铁路预计发送旅客1120万人次，计划加开旅客列车957列。当日开始发售2月18日（大年初二）的火车 票。深圳至香港，广州至武汉、重庆，北京至哈尔滨等热门区间客流相对集中。 旅客在西安 •根据有关工作安排，财政部将于2月11日在香港特别行政区发行2026年第一期人民币国债，发行规模为140亿元，具体发行安排将在香港金融管理局债务工 具中央结算系统（CMU）公布。 •2025年，各地法院大力推进清理政府机关、事业单位拖欠中小企业账款工作，结案9166件，执行到位311.42亿元。各地法院严格落实"背靠背"条款司法解释 （《关于大型企业与中小企业约定以第三方支付款项为付款前提条款效力问题的批复》），防止大型企业凭借优势地位"以大欺小"。全国法院直接适用该司 法解释审结709件案件，帮助中小企业收回账款19亿元。 高铁北客站候车大厅候车 图片来源：中国图片社 ...

Core Viewpoint - The article highlights the cultural and commercial initiatives by Yuanlong Yuantu's retail brand "Yuanlong Yuanchuang" to enhance consumer experience and engagement during the upcoming Lunar New Year, focusing on emotional value and cultural integration in urban retail spaces [1][3][13]. Group 1: Cultural and Retail Initiatives - Yuanlong Yuanchuang has created a cultural travel route in Beijing, connecting historical and trendy locations to infuse the New Year market with cultural significance [1]. - The brand's retail stores are strategically located in popular cultural and commercial areas such as the bustling Qianmen Street and Nanluoguxiang, enhancing the shopping experience with a blend of traditional and modern elements [9][10]. - The stores feature unique products, including plush toys and themed decorations that resonate with the sentiments of the Z generation, aiming to fulfill their emotional value needs [3][7]. Group 2: Consumer Engagement Strategies - The brand has introduced immersive experiences, such as character parades and interactive scenes, to attract contemporary consumers, particularly the "working class" [7]. - Yuanlong Yuanchuang's retail strategy emphasizes the integration of cultural storytelling and consumer engagement through themed products and experiences, enhancing the overall shopping atmosphere [9][10]. - The company aims to leverage its retail brand to respond to national consumption policies and to establish a strong presence in the "first launch economy" [13]. Group 3: Future Development and Support - As part of the "14th Five-Year Plan," the company is focused on improving service consumption as a key driver for economic development and enhancing the quality of life for consumers [13]. - Yuanlong Yuanchuang plans to deepen its online and offline presence, supported by its parent company Yuanlong Yatu, to foster high-quality growth in the cultural and creative industry [13].

成分股方面，晶科能源、晶盛机电、坚朗五金、兖矿能源等成分股涨幅居前；澜起科技、完美世界、东山精密、中际旭创等成分股跌幅靠前。 新华500指数由国家金融信息平台•新华财经发布，新华指数（北京）有限公司运营维护，指数度量A股主要大中市值股票价格水平。关于新华500指数的详 细信息，请参见新华财经客户端。 转自：新华财经 新华财经北京2月4日电（胡晨曦）新华500指数（989001）2月4日收盘涨0.76%，报5296.02点。 走势上看，新华500指数（989001）4日早间低开，随后指数震荡整理，午后指数震荡拉升，最终小幅收涨。指数盘中最高触及5299.59点，最低触及5231.48 点，成分股全天总成交额报8957亿元，成交额较上一交易日有所减少。 编辑：罗浩 ...

Core Viewpoint - The implementation of the new regulations for merger and acquisition (M&A) loans by the National Financial Regulatory Administration marks a significant upgrade in China's M&A financial support system, with banks like SPDB quickly adapting to these changes to facilitate industrial transformation and upgrading [1][2]. Group 1: New Regulations Overview - The new regulations expand the scope of M&A loans to include equity-based acquisitions for the first time and increase the maximum proportion of controlling M&A loans to 70%, with loan terms extended to ten years [2]. - These adjustments aim to enhance the alignment between financial supply and M&A market demand, injecting new momentum into high-quality economic development by revitalizing existing resources and promoting new investments [2]. Group 2: SPDB's Response and Strategy - SPDB views the new regulations as an opportunity to enhance service capabilities and broaden service boundaries, quickly organizing to identify and advance projects that meet the new regulatory requirements [3]. - The bank positions M&A loans not just as a financing product but as a "super product" that integrates various financial services, aiming to provide comprehensive solutions that combine financing and strategic insights for businesses [3]. Group 3: Support for Various Industries - SPDB's M&A loan business is thriving, with significant funding directed towards technology innovation and industrial digitalization, including a loan of 144 million yuan for a cybersecurity acquisition and 350 million yuan for a fintech company to enhance its data analysis capabilities [4]. - The bank also supports traditional industries in their transformation, such as providing 644 million yuan for a biopharmaceutical asset acquisition and assisting a heavy industry company in acquiring a specialized equipment firm to strengthen industry collaboration [4]. Group 4: Support for State-Owned Enterprises and Regional Development - SPDB has actively supported state-owned enterprise reforms, providing 130 million yuan for a local state-owned enterprise's resource integration project and 850 million yuan for a core state-owned enterprise in Shenzhen [5]. - The bank's Chengdu branch successfully executed an early-stage equity-based technology M&A loan, demonstrating the unique value of M&A finance in attracting investment and fostering local industrial growth [5]. Group 5: Future Outlook - SPDB plans to continue aligning with national strategic directions and market trends, aiming to provide efficient and valuable financial support for corporate mergers and acquisitions, thereby contributing to the development of a modern industrial system and new productive forces [6].

Market Overview - A-shares experienced fluctuations on February 4, with the Shanghai Composite Index closing flat at 4067.67 points and a trading volume of 683.1 billion yuan [1] - The Shenzhen Component Index fell by 0.92% to 13997.72 points, with a trading volume of 932.6 billion yuan [1] - The ChiNext Index dropped by 1.74% to 3266.99 points, with a trading volume of 444.4 billion yuan [1] Sector Performance - The coal sector saw significant gains, with companies like Yanzhou Coal Mining and China Coal Energy hitting the daily limit [1] - The airport and shipping sectors strengthened, with China Eastern Airlines and Huaxia Airlines also reaching the daily limit [1] - The real estate sector was active, with Rong'an Real Estate and Caixin Development hitting the daily limit [1] - Conversely, AI application stocks declined, with companies like Zhidema and Yinsai Group dropping over 10% [1] - Computing power concept stocks fell, with Dawi Technology hitting the limit down and Hongjing Technology dropping nearly 15% [1] Institutional Insights - CITIC Securities noted that the electronic components industry has been experiencing a price increase since Q4 2025, with recent price hikes in areas like low-voltage MOSFETs and LED drivers [3] - The firm recommends focusing on sectors benefiting from this price trend, including storage, CCL, BT substrates, and wafer foundries [3] - Galaxy Securities highlighted a high demand for travel during the 2026 Spring Festival, benefiting OTA platforms and the duty-free industry due to increased tourism [4] Policy Developments - Zhejiang Province plans to strategically develop future industries such as humanoid robots, biomanufacturing, and commercial aviation as part of its high-quality development plan [5]

新年伊始，位于安徽省宿州市的宿马园区内，一辆辆满载集装箱的卡车来回穿梭，款式新颖的宠物服装和狗窝猫窝从这里被打 包装车，发往世界各地。 宿州地处淮海经济区腹地，近年来，当地立足资源优势将宠物产业列为特色优势产业重点培育，逐步构建起涵盖宠物食品加 工、用品制造、医疗服务、文化体验等完整产业生态，为地区经济高质量发展注入新动能。 深挖资源 抢占产业新风口 走进安徽德丰鸿意工贸有限公司生产车间，工作人员正在赶制出口订单，各式各样的宠物用品让人目不暇接。 作为一家深耕宠物用品制造领域的企业，安徽德丰鸿意工贸有限公司自2017年落户宿马园区以来，凭借精准的市场定位和持续 的技术创新稳步成长。 2026年1月12日，在安徽德丰鸿意工贸有限公司生产车间，工作人员正在赶制订单。新华网发（夏园园 摄） "我们针对国外客户需求设计产品，每天可生产宠物服装1万余件、狗窝猫窝一两万套，2025年企业产值突破1亿元。"该公司负 责人符国富介绍。 蓬勃发展的宠物经济，得益于当地得天独厚的资源禀赋。"宿州发展宠物产业，有农业资源、文化特色、区位优势三大'王 牌'。"宿州市副市长刘博夫说。 据了解，作为全国重要的粮食和农产品产区，宿州拥有丰 ...

品牌建设是高质量发展的重要标志。回溯2023年，世界品牌莫干山大会首次推出，迅速引起广泛关注。历经三届的精 心培育，大会已成为中国品牌走向世界的舞台。 站在新的历史起点，大会被赋予更深远的意义。本届大会延续"品牌，让世界更美好"主题，将于5月9日至12日在浙江 德清举办。 新华社总经理室总经理孙志平表示，世界品牌莫干山大会已成为品牌领域具有重要影响力和美誉度的平台，全球累计 上万人次政商学界代表齐聚德清，众多品牌企业在此交流经验、凝智聚力，引领品牌发展方向。德清日益成为世界品 牌建设最强音的发声地。 在更高起点上，2026世界品牌莫干山大会规划了丰富多彩的主体活动、特色活动与配套活动。新华社品牌工作办公室 执行主任梁智勇介绍说，大会除主论坛、中国品牌价值评价信息发布会、中外企业家草坪故事会等核心环节外，还将 举办"中国品牌全球行"特别活动、中国经济年度观察暨新华财经生态伙伴大会、非遗中国风雅颂暨历史经典产业大会 等重磅板块，旨在进一步提升国际性、思想性与专业性。 2026世界品牌莫干山大会发布会2日在北京举行。三载耕耘，步履铿锵，世界品牌莫干山大会自2023年落户浙江德 清，已成功举办三届，从创意萌生到声名远 ...