在广西的版图上，水是流动的诗行——红水河的银链穿峡谷而过，漓江水的绿绸绕青山而行，珠江口的 碧波载着"广西清甜"奔涌向粤港澳…… 近年来，建行广西区分行以绿色金融为笔，在这幅水韵长卷中写下生动注脚——兴水润泽民生的"紧密 伙伴"、护佑江河安澜的"耐心资本"、呵护河湖健康的"金融后盾"，"因建而生、因建而兴"的当代治水 新篇章渐次展开。 为助力"打好城市黑臭水体治理攻坚战"，建行广西区分行化身流域治理的"金融后盾"，以"宜居"为目标 提升人居环境舒适度，以"美丽"为底色擦亮城市生态新名片。 面对水利工程"周期长、收益慢"的特点，建行广西区分行以"耐心资本"持续注入动能，筑牢八桂大地的 防洪屏障。 "以前汛期，漓江水能漫到解放桥的台阶！"桂林老市民犹记着洪水的惊险，而现在只要斧子口水库的闸 门一提，就能把百年一遇的洪峰"锁"在峡谷里。这份安稳，源于建行广西区分行14年的坚守。从2011年 到2025年，33亿元"漓江生态保护贷"组合固定资产贷款、PPP模式等金融工具，让桂林防洪标准从"20年 一遇"跃升至"百年一遇"，更让枯水期的漓江保持60立方米/秒的温柔流速，游船自此得以直抵阳朔。 2024年台风"摩羯"过境 ...

Core Insights - The funding flow information platform has enabled small and micro enterprises in Wuhai to secure loans despite lacking traditional collateral, significantly improving their financing capabilities [1][2] - The People's Bank of China Wuhai Branch is actively promoting the platform to enhance credit profiles of small and micro enterprises, integrating their financial data into the loan approval process [2] - The platform has facilitated a total of 65 million yuan in financing through 221 inquiries by financial institutions as of the end of July this year [1] Group 1 - The funding flow information platform has helped a resource recovery enterprise in Wuhai secure a loan of 5 million yuan, allowing it to operate at full capacity [1] - The platform generates a visual "funding flow map" from dynamic data such as bank account transactions and tax payments, making the operational strength of enterprises assessable [1][2] - A micro construction enterprise received a credit loan of 310,000 yuan within five working days, demonstrating the platform's efficiency in addressing financing gaps [2] Group 2 - The People's Bank of China Wuhai Branch is expanding the platform's coverage and encouraging more financial institutions to utilize its features effectively [3] - The bank is enhancing collaboration with various departments to improve communication and feedback during the platform's application process [3] - The goal is to position the funding flow information platform as a key driver for the high-quality development of the local private economy [3]

Group 1 - The Chongqing Yongye Shipping Company received a loan of 10 million yuan from banks, which helped address its funding shortage for building an LNG standardized vessel in 2025 [1] - As of June 2023, the loan balance for shipping enterprises in Fengdu County reached 207 million yuan, with new loans issued amounting to 77.36 million yuan in 2025 [1] - The People's Bank of China Fengdu Branch established a working group with multiple departments to promote a "finance + maritime" industry integration model, issuing a pilot plan to support high-quality development in the shipping industry [1][2] Group 2 - The Fengdu County expects nearly 30 traditional fuel ships to transition to new energy vessels in 2025, with a loan demand exceeding 200 million yuan [3] - The Bank of China Fengdu Branch introduced a new financial service plan, increasing the credit limit from 10 million yuan to 15 million yuan to support the construction of new energy vessels [3] - The People's Bank of China Fengdu Branch and the Fengdu Maritime Office encouraged insurance companies to innovate in asset safety and value enhancement for shipping enterprises [3] Group 3 - The promotion of the "National Small and Micro Enterprises Fund Flow Credit Information Sharing Platform" aims to alleviate the financing difficulties faced by shipping companies [4] - The Industrial and Commercial Bank of China Fengdu Branch provided a credit loan of 300,000 yuan to Chongqing Hongxing Shipping Company by utilizing the platform to assess the company's creditworthiness [4] - The People's Bank of China Fengdu Branch effectively utilized re-lending policies to meet the financing needs of shipping enterprises, facilitating loans totaling 22 million yuan for companies like Yongwang Shipping [5]

Core Viewpoint - Consumption is a key driver of economic growth and high-quality development, with Shandong Ningjin Rural Commercial Bank actively promoting consumption through product innovation, scenario building, and service enhancement [1] Group 1: Financial Support and Innovation - Ningjin County is the largest commercial fitness equipment production base in China, with nearly 3,000 enterprises and a market share of 70% in the domestic commercial fitness equipment sector, generating an annual output value of nearly 14 billion [2] - Shandong Shuyoute Fitness Technology Co., Ltd. has achieved significant growth with the support of Ningjin Rural Commercial Bank, which provided a financing solution of 9.8 million for the company's digital production line upgrade [2][3] - The bank has issued 60 policy-related credit products, including "intellectual property pledge loans," totaling 181 million, to support local enterprises [3] Group 2: Credit Expansion and Diverse Consumption Scenarios - Ningjin Rural Commercial Bank provided a credit support of 9.8 million to KLT Composite Materials Co., Ltd., enabling the introduction of advanced carbon fiber bicycle production technology [4] - The bank has conducted extensive outreach to small and micro enterprises, increasing the number of credit accounts to 23,600, an increase of 3,583 since the beginning of the year, with a coverage improvement of 2.41 percentage points [6][5] Group 3: Industry Development and Market Demand - Shandong Antian New Materials Technology Co., Ltd. has increased its production capacity to 50,000 sets annually, with sales exceeding 80 million, thanks to the bank's financial support [7] - The bank has issued a total of 7.238 billion in entity loans, with a growth of 381 million and an increase of 5.55% since the beginning of the year, including 218 loans to private enterprises totaling 1.973 billion [8]

Core Insights - The article highlights the innovative financial services and products being developed in Tonghua City to address the challenges of the aging population and insufficient pension supply [1][2][3][4] Group 1: Financial Innovations - The People's Bank of China in Tonghua has supported the elderly care industry by innovating credit products and optimizing financial services, resulting in a loan balance of 183 million yuan for the elderly care industry, with a year-on-year growth of 73.97% as of June 2025 [1] - The establishment of specialized credit mechanisms such as "Elderly Care Loan" and "Health Care Pass" has been initiated to support the integration of medicine and elderly care, focusing on new business models like traditional Chinese medicine health care and smart elderly care [2] - The "Elderly Care Institution Construction Loan" allows for a loan amount up to 80% of the annual fee income from existing beds, with a maximum loan term of 10 years, addressing the long-term funding needs of elderly care facilities [3] Group 2: Community Engagement and Support - Financial institutions in Tonghua have implemented 37 types of facilities to assist the elderly, including large-print materials and anti-fraud education, enhancing the accessibility of financial services for seniors [4] - The local banks have actively engaged with the community, conducting over 130 outreach events and distributing more than 23,000 informational brochures to educate seniors on financial matters [4] - The People's Bank of China in Tonghua plans to promote more pension financial products and inclusive elderly care financial management to benefit a larger segment of the elderly population [4]

生产车间里，智能化设备轰鸣运转；财务台账上，应收账款回款记录清晰稳定。结合企业多年良好的信 用表现，滨州农商银行给出"无还本续贷"方案，不仅无缝衔接了贷款周期，还主动承担了抵押评估等费 用。"从发现难题到解决问题，只用了3天。"尚自鹏掰着手指算账，省下的"过桥费"、免掉的评估费， 加上避免的生产断档损失，实际效果远超预期。如今，随着续贷资金到位，企业生产线全速运转，新接 的核电站订单正陆续发货。 一张小小的"贷款明白纸"，不仅算清了融资的明细账，更为银企合作架起了诚信之桥。 记者从中国人民银行山东省分行了解到，"贷款明白纸"试点启动以来，该行精心组织推动，加强宣传引 导，做好对金融机构业务人员培训，与各方形成工作合力，稳妥有序推动试点，实现了机构类型全覆 盖、贷款品种全覆盖。 一方面，中国人民银行山东省分行制定了《山东省明示企业贷款综合融资成本试点实施方案》，明确试 点工作的时间表、路线图，稳步推进。将试点地市由济宁市逐步扩大到德州、聊城、滨州等14地市，试 点机构类型由商业银行逐步扩大到政策性银行和民营银行，实现机构类型全覆盖；另一方面，贷款品种 由普通企业贷款和个人经营性贷款入手，逐步扩大到银团贷款、贸易 ...

在川陕革命老区四川巴中，60岁以上老年人口占比达24%，农村老龄化率超27%。针对这一实际，中国 人民银行巴中市分行以支付服务适老化改革为破题关键，引领全市银行机构推出一揽子有力度、显温 度、见深度的务实举措，用实际行动为"夕阳红"添彩。 从优到精 打造适老服务品牌 "以前在医院看病挂号排队半小时，现在刷个脸，3分钟就搞定！"在农行江北支行"智慧医院"窗口办理 业务的老人万洪江称赞道。 近年来，中国人民银行巴中市分行以"巴适支付"为核心品牌，制定《巴中市适老化支付工作方案》，通 过"标准化+特色化"服务模式，构建涵盖"银发专线""智慧医付""节气宣传""红色助老"的"四维一体"服务 体系，共同助力老年群体跨越"数字鸿沟"。 该行指导全市银行机构完成适老化标准网点建设和无障碍设施升级，增设老年人"爱心窗口"，标配助听 器、应急药箱等"助老九件套"，保留现金窗口与存折服务；升级助农取款点适老硬件设施，360余台存 折存取款机覆盖偏远乡镇；升级农村金融综合服务平台869个，金融服务嵌入182个村级党群服务中心， 集成支付、转账、医保缴费等10项高频事项；组建21支"流动银行"服务队，深入农家院坝、养老社区 等，用" ...

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) Shanghai Branch has initiated a pilot policy for shared foreign debt quotas among financing leasing parent and subsidiary companies, enhancing cross-border financing convenience and supporting regional economic and industrial development [1] Group 1: Policy Implementation - The shared foreign debt quota policy has enabled a domestic leasing company to successfully restructure a leasing project for an airline, integrating high-level capital project openness with the transformation needs of the aviation industry [1] - Traditionally, subsidiary companies in financing leasing face limitations due to insufficient foreign debt quotas, complicating debt subject changes during leasing structure reorganization [1] Group 2: Impact on Financing - The policy allows the leasing company's special purpose vehicle (SPV) in the Lingang New Area to undertake cross-border aircraft leasing foreign debt and lease it domestically to the airline, effectively completing the leasing structure reorganization [1] - The shared foreign debt quota policy addresses financing bottlenecks in the capital-intensive aviation industry, facilitating efficient utilization of both international and domestic markets and resources, thereby reducing financing costs for enterprises [1] Group 3: Market Growth - The cross-border financing leasing business in Shanghai has seen significant growth, with the number of foreign exchange registrations and the amount completed in the first seven months of this year increasing by 27.3% and 16.1% year-on-year, respectively [1]

Core Insights - The People's Bank of China (PBOC) in Anhui Province has successfully implemented a pilot program for transparent corporate loan financing costs since March 2025, covering 53,000 loans amounting to 143.1 billion yuan by the end of July this year [1] - The pilot program is now entering a new phase aimed at expanding its reach to benefit more market participants, promoting transparency and fairness in financing [1] - The introduction of the "Loan Clarity Paper" has significantly improved the understanding of financing costs for small and micro enterprises, enhancing their confidence in obtaining loans [1] Summary by Sections Pilot Program Implementation - The PBOC has focused on three key areas: organization, business training, and policy promotion to ensure the success of the pilot program [1] - The program aims to make financing costs transparent, thereby fostering fair competition and supporting enterprise development [1] Impact on Small and Micro Enterprises - Small business owners have expressed appreciation for the "Loan Clarity Paper," which provides a clear breakdown of financing costs, reducing unexpected expenses [1] - The program has led to a shift in bank service philosophy, encouraging banks to better integrate various supportive policies for enterprises [1] Case Studies - A construction materials business owner highlighted the efficiency of the "Loan Clarity Paper," which allowed him to understand all costs upfront, enhancing his confidence in financing [1] - A specialized enterprise was able to save 80,000 yuan in costs and significantly reduce the time required to secure a loan by switching from a guarantee-based to a credit loan approach, facilitated by the "Loan Clarity Paper" [2] Policy Promotion and Outreach - The PBOC has actively guided banks in promoting the "Loan Clarity Paper," conducting outreach activities to enhance public understanding of financing costs [1] - Various banks have distributed promotional materials to explain the components of financing costs, thereby increasing policy awareness among enterprises [1]

筑牢基石 助力基建绿色换新 走进盐池县风沙强劲的荒漠，数千排深蓝色光伏板如一片波光粼粼的蓝色海洋，在黄沙间铺展至天际。 作为宁夏统筹谋划的绿电园区重点项目、"沙戈荒"风光电基地重点项目，宁国运盐池高沙窝92万千瓦光 伏复合项目于近日完成全容量并网。该项目设计总投资42.3亿元，通过"光伏+生态"修复模式，在发电 的同时实现荒滩植被恢复，每年可输送22.5亿千瓦时清洁电力，减少二氧化碳排放187.2万吨。 项目建设伊始，银行机构积极对接企业，了解项目建设情况和企业融资需求，国家开发银行宁夏分行、 工行吴忠支行、邮储银行（601658）吴忠市分行等金融机构累计为项目授信超40亿元。 为做好绿色金融大文章，中国人民银行吴忠市分行强化政策指导，联合政府相关部门先后印发吴忠市绿 色金融助推地方实体经济高质量发展、金融赋能"六权"改革助力绿色发展先行市建设实施方案以及关于 加大对碳减排领域信贷支持、地方性金融机构加大绿色发展支持等相关文件，引导金融机构建立健全绿 色金融体系，加大对低碳产业、绿色产业的支持。积极把握吴忠市清洁能源产业发展优势，指导全市金 融机构建立绿色金融领导小组或工作专班，组建专业化绿色金融服务团队，将 ...