Core Insights - The article highlights how Zhejiang Merchants Bank's Beijing branch has transformed technology finance into an "ecological project" over five years, integrating a "good" gene into the entire lifecycle of innovative enterprises to provide precise financial support for small and beautiful tech companies [1] Group 1: Financial Solutions for Tech Enterprises - Zhejiang Merchants Bank's Beijing branch has developed a "10+N" financial advisor service system, which includes 10 types of "park loans" covering various financial needs from entry to transformation, along with additional customized services for precise empowerment [2] - The bank has introduced 30 types of financial products tailored to 15 major scenarios, including initial startup, R&D, and IPO, creating a comprehensive "toolbox" for tech enterprises [3] Group 2: Collaborative Ecosystem - The bank's "good financial" philosophy emphasizes a customer-centric approach, building a multi-party collaborative ecosystem involving government, banks, guarantee companies, and investment entities to support tech enterprises [4] - The bank has established a "risk-sharing pool" with local guarantee companies, providing up to 80% risk compensation for early-stage tech companies [5] Group 3: Digital Transformation - By 2025, the bank plans to launch the "Tech Innovation e-Station" digital platform, integrating 12 functions to streamline the loan process, significantly reducing processing time by 60% [6] - The bank aims to enhance service efficiency through a digital inclusive product system, allowing enterprises to complete the entire loan process online with minimal physical interaction [6]

Core Insights - The release of the movie "Zootopia 2" has significantly boosted the sales of co-branded products, particularly among teenagers who are engaging in excessive consumption to collect merchandise [1][4][12] - The phenomenon of "social currency" is driving demand for these co-branded items, as children seek to showcase their collections on social media [12][13] Group 1: Market Trends - Co-branded products, especially in the food and beverage sector, are becoming increasingly common, with many brands collaborating with popular IPs to attract younger consumers [1][12] - The collaboration between Luckin Coffee and "Zootopia 2" has led to a rapid sell-out of products within days of their launch, indicating strong market demand [14] Group 2: Consumer Behavior - Many teenagers are purchasing excessive quantities of drinks and food items to obtain promotional items, often leading to waste, as they do not consume all the products bought [5][8][9] - The trend of collecting co-branded merchandise is driven by peer influence, with children feeling pressured to participate in order to fit in socially [12][13] Group 3: Marketing Strategies - Companies are using promotional strategies that require consumers to purchase multiple items to receive free gifts, which has been effective in driving sales but raises concerns about waste [14][15] - The scarcity of co-branded items has led to a secondary market where these products are being resold at high prices, indicating a strong demand for limited-edition merchandise [16]

登录新浪财经APP 搜索【信披】查看更多考评等级 全市场科技创新债券累计发行规模约1.5万亿元，资金正加快流向科技创新实体领域；科技部配合中国人民银行设立8000亿 元科技创新和技术改造再贷款，联动实施"创新积分制"和科技创新专项担保计划，向26家银行精准推荐超12万家科技型中小 企业……2025年，科技金融在政策引领与技术革新的双轮驱动下迈入高质量发展的深水区，"科技—产业—金融"的良性循环 加速成型。 针对科技型企业门类多、专业性强的特征，华夏银行持续强化多层次、体系化的科技企业专业研究能力。在总行层面，多部 门协同进行行业趋势研判；联动理财子公司等机构的专业力量，用其更贴近资本市场的分析能力提供专业补充；积极借助外 部智库研究资源，构建全面、立体的科创行业分析框架。同时，该行加大信贷资源投入，给予科技型贷款转移定价优惠，叠 加央行再贷款工具优惠，多标签科技企业优惠力度进一步加大。 将科技金融作为"第一战略"、专精特新作为"一号工程"，北京银行通过构建"1+18+N"科技金融专营体系、推出"e投贷"等创 新产品、联动近3000家政府投资基金及VC/PE机构，形成"债权+股权""股债联动"的立体化服务模式， ...

Core Insights - The Beijing Aircraft Engine Maintenance Project has officially opened, marking a significant breakthrough in China's high-end aircraft engine maintenance sector [1][2] - The project is a joint venture between China International Airlines and Rolls-Royce, with each holding a 50% stake, filling a gap in high-thrust engine maintenance capabilities in mainland China [1][2] - The establishment of Beijing Aircraft Engine Maintenance Co., Ltd. (BAESL) enhances the self-repair capabilities and safety levels of the civil aviation industry in China [1] Company Overview - BAESL has received formal maintenance certification from the Civil Aviation Administration of China, enabling it to conduct deep maintenance on engines [2] - The company plans to gradually undertake major repairs for various Rolls-Royce engines starting in 2026, aiming to reach an annual capacity of 250 engine overhauls by 2034 [2] Industry Context - The Capital Airport Economic Zone is a leader in domestic airport economic development, housing over 240 aviation service enterprises, and forming the largest aviation service industry cluster in China [2] - The economic zone has seen a revenue increase of 6.5% year-on-year, with significant contributions from the aviation maintenance sector, which generates an annual industrial output value of 14 billion yuan, accounting for nearly 20% of the national total [2][3] - The launch of BAESL is expected to enhance the regional aviation industry's competitiveness and inject new momentum into the development of high-end aviation services in China [3]

Core Insights - Beijing has established itself as a leading hub for technological innovation, with significant achievements in fields such as artificial intelligence, commercial aerospace, and brain-computer interfaces, contributing to nearly 30% of the nation's key laboratories and a substantial increase in technology contract transactions approaching 1 trillion yuan [1] Group 1: Financial Support for Innovation - Huaxia Bank Beijing Branch is committed to enhancing the development capabilities of the Beijing Innovation Center, aligning with the city's 14th Five-Year Plan and focusing on the core tasks of accelerating the development of new productivity [1] - The bank plans to establish a Technology Finance Center by 2025, creating a "1+23" grid service system to ensure comprehensive coverage of key innovation areas in Beijing [2] - Huaxia Bank is actively linking innovation resources and building a "technology community" through collaborations with various institutions, enhancing financial support for the capital's innovation ecosystem [2] Group 2: Tailored Financial Solutions - The bank has developed customized financial tools to address the unique financing challenges faced by high-tech enterprises in Beijing, offering products like "Science and Technology Easy Loan" and "Intellectual Property Loan" for startups [3] - Huaxia Bank has implemented a comprehensive service model combining commercial banking, investment banking, and leasing to provide all-dimensional financial solutions for local tech companies [3] - The bank has successfully provided significant funding to various tech firms, demonstrating its ability to respond quickly to the financial needs of businesses in the digital economy and AI sectors [3] Group 3: Digital Empowerment and Efficiency - Huaxia Bank is leveraging technology to enhance service efficiency, developing models to assess the technological potential and risks of Beijing's tech enterprises [4] - The bank has implemented a fully online loan approval process, significantly improving the efficiency of credit approvals and enabling businesses to access funds quickly [4] - The bank is also participating in the construction of digital infrastructure in Beijing, contributing to the circulation of data elements through its involvement in the "Chang'an Chain Ecological Alliance" [5] Group 4: Future Directions - Looking ahead, Huaxia Bank aims to focus on strategic emerging industries such as artificial intelligence, integrated circuits, and biomedicine, aligning with Beijing's 15th Five-Year Plan [5] - The bank plans to enhance its financial product offerings throughout the entire lifecycle of technology enterprises, ensuring continuous support for the development of new productivity in the capital [5]

人口老龄化背景下，养老金融服务已成为关乎民生福祉、社会和谐的重要课题。高质量的养老金融不仅 是财富的守护，更是晚年幸福的底气，承载着老年人对美好生活的向往。作为金融服务民生的践行者， 兴业银行北京分行主动扛起社会责任，精准锚定银发族金融需求，以"专业+温度"为核心，构建多元化 敬老服务体系，让金融服务既护好"钱袋子"，又温暖"心窝子"，为老年群体的幸福晚年保驾护航。 奥森健步走 运动里藏着金融"干货" 11月10日，奥林匹克森林公园迎来了一群精神矍铄的身影——花园路支行组织多位老年客户开展健步走 活动。支行工作人员全程贴心陪护，沿途递水引路，反复叮嘱"慢步赏景，注意脚下安全"。秋阳洒在金 黄的落叶上，老人们或结伴闲谈，或驻足拍照定格美景，全部顺利完成5公里，更收获了支行定制的奖 牌。 社区反诈行 开户过程中，人脸识别环节遇到了问题——因老人是躺卧姿势，系统多次验证失败。为不打扰老人休 息，工作人员耐心在床边不断调整设备角度、优化光线条件，经过多次尝试，最终顺利完成操作。 在合影确认环节，为保障流程合规、影像清晰，工作人员用牙齿咬住工牌挂绳固定证件，双手稳持设备 完成拍照流程。专业又暖心的服务，让老人家属深受感 ...

尽管在两年前，国家市场监管总局早已出台了《盲盒经营活动规范指引（试行）》，但现实中，只要孩 子掏出零花钱，几乎无人询问年龄——各大商场里的盲盒机、扭蛋机，仅需要提供支付码便可随意购 买；而线上的平台，对于买家的年龄、身份更是从不过问。 关于未成年人的新闻，总是牵动人心。曾有诸如"家长花200万给娃集奥特曼卡没集齐""潮玩平台退款要 求扇孩子耳光5分钟"等关于未成年人购买盲盒卡牌的新闻引发热议，大家在唏嘘于竟有家长能够为 之"一掷千金"之余，也惊讶于商家面对此类不合理交易时"事不关己"的态度。 您带孩子买过盲盒吗？您知道"向8周岁及以上未成年人销售盲盒商品，应当依法确认已取得相关监护人 的同意"吗？ 据北京晚报报道，记者探访十余家盲盒零售店发现，盲盒上都标注了购买年龄限制，但只有少数商家会 有相关文字提示；所有商家对小顾客独自购买盲盒的行为都未加劝阻；盲盒机对年龄更是全不设 限。"买盲盒'8岁'门槛形同虚设"的话题引发热议，不少网友在吐槽自家孩子沉迷收集卡牌盲盒之余， 也表示对这个条款知之甚少。 在很多孩子的社交圈中，谁拥有限定款、隐藏款的盲盒，谁就更有话语权。但是，想要获得心仪的盲盒 款式并不容易。社交平台上 ...

"首先要弄清楚，为什么做了隔音还会响。"街道办事处主任冯少静说，"科学诊断、彻底解决"应当成为 贯穿始终的原则。在街道的协调下，专业噪声检测人员携设备深入现场，在泵房、居民家中不同点位勘 查测量。 落实的关键在于将各相关方拧成一股绳。面对复杂的系统工程，街道迅速搭建起高效的协同机制。安南 社区居中协调，成为沟通枢纽；人防办对接业主，通报进展；专业公司与环保部门负责提供精确数据与 技术规范；公益律师给予法律支撑；承担主体责任的信诚物业，则与降噪公司紧密对接，细化方案。在 此框架下，各方先后开展4次联合排查、2次现场会商，共同攻克了管道减震等关键难题。 11月24日，工作人员收到谢女士的明确反馈：相比去年治理后的改善，此次家中的低频声音已彻底消 失。这场历时一个半月的治理攻坚战，终于圆满画上了句号。 声源很快确定，依旧是位于楼栋地下二层的二次增压水泵，与去年居民反映的噪声源为同一设施。该水 泵为安慧里南区多个高层楼宇的生活供水增压，关系到居民的正常用水。这个保障供水的"心脏"既不能 停，也不能移，而常规隔音措施又无法根治问题，治理工作一度陷入僵局。 深夜，一种低沉的"嗡鸣"声穿透墙壁，让安慧里四区4号楼的谢女士难 ...

Core Insights - The reform of cultivating outstanding engineers in China has led to the establishment of 50 national outstanding engineer colleges and the joint training of nearly 26,000 engineering master's and doctoral students through school-enterprise collaboration [1][2] Group 1: Overview of the Reform - The initiative aims to cultivate engineers with significant technical innovation capabilities and problem-solving skills for complex engineering issues, recognized as a vital part of the national strategic talent pool [1] - Since 2022, a pilot program has been launched by nine departments, including the Ministry of Education, to reform the training of engineering master's and doctoral students [1] Group 2: Implementation and Structure - The traditional discipline-based training model has been disrupted, with a new governance structure established through school-enterprise councils, resulting in the creation of 50 national outstanding engineer colleges [1] - Four national outstanding engineer innovation research institutes have been established in major regions such as Beijing, Shanghai, and the Guangdong-Hong Kong-Macao Greater Bay Area [1] - A collaborative entity named the China Outstanding Engineer Training Alliance has been formed, involving 50 universities, enterprises, and national laboratories to enhance the integration of industry and education [1] Group 3: Certification Standards - The Ministry of Education has released the "Outstanding Engineer Training Certification Standards" to promote the mechanization of the organizational system for cultivating outstanding engineers [2] - The standards emphasize the need for colleges to establish graduation and degree awarding criteria aligned with the objectives of outstanding engineer training, moving away from a sole focus on academic papers [2] - The goal is to develop national outstanding engineer colleges into strategic bases for training outstanding engineers within 5 to 10 years [2]

Core Viewpoint - The Beijing government is transitioning to a normalized issuance phase for the third-generation social security card, with significant progress made in its distribution and functionality [1][2]. Group 1: Social Security Card Issuance - The third-generation social security card integrates multiple services into one card, enhancing convenience for users [2]. - The issuance process will begin in five batches starting from October 2024, prioritizing retirees and providing tailored services for special needs individuals [2]. - Nearly 800 million third-generation cards have been issued, with a cumulative usage of approximately 60 million times, indicating a smooth overall operation [2]. Group 2: Medical Insurance Settlement - The third-generation social security card allows for direct settlement of medical expenses at designated institutions, reducing the financial burden on insured patients [4]. - As of January 2024, the upgrade of the medical insurance settlement environment will be completed across 5,798 institutions, enhancing compatibility with all card generations [4]. - Approximately 70% of outpatient settlements and 80% of inpatient settlements are conducted using the social security card, demonstrating its widespread adoption [4]. Group 3: Banking Services - Beijing Bank has issued over 135 million third-generation social security cards, covering a wide range of institutions and individuals [5]. - The bank offers a rapid card issuance service, allowing cards to be produced in just three minutes, enhancing customer convenience [5]. - Innovative service channels, such as mobile applications and smart kiosks, have been introduced to streamline the application and activation processes for users [5].