Core Insights - The article highlights the rapid rise of Windrose Technology, a Chinese startup, in the international heavy-duty truck market, driven by a focus on pure electric vehicles and innovative design [1] Group 1: Market Positioning - Windrose Technology has developed the R700, an electric heavy-duty truck with a range of 670 kilometers and an energy consumption of 1.0 kWh/km, entering markets in 17 countries including the US, Europe, and Australia [1][2] - The company aims to replace 20% of the fuel heavy truck market within three years, with a sales target of 10,000 units annually [4] Group 2: Technological Innovations - Unlike most electric trucks that modify traditional fuel platforms, Windrose focuses on a new architecture designed specifically for electric trucks, featuring a 729 kWh battery that supports fast charging, allowing for 400 kilometers of range in just 35 minutes [2] - The R700's design incorporates a unique "truss + side beam" chassis, reducing vehicle weight by 650-700 kg and achieving a drag coefficient of 0.2755, setting a world record for heavy commercial vehicles [3] Group 3: Future Developments - Windrose is developing a fully redundant drive-by-wire chassis to support future Level 4 autonomous driving capabilities, positioning itself ahead in the technological competition [4] - The company operates with a dual-center model, with R&D in Hefei and local adaptation in Antwerp, ensuring compliance with European regulations and customer needs [4]

鲍威尔本人将此举斥为白宫试图施压降息的"借口"，而他的任期将于5月结束，特朗普已开始面试潜在 继任者，包括贝莱德高管Rick Rieder。 今日周二(1月13日)亚盘时段，纸白银目前交投于18.812一线上方，截至发稿，纸白银暂报18.947元/克， 下跌0.88%，最高触及19.327元/克，最低下探18.702元/克，目前来看，纸白银盘内短线偏向看涨走势。 这一事件不仅加剧了政治干预美联储的风险，还直接冲击了美元的长期前景，导致美元指数周一下跌 0.23%，收报98.90，盘中一度逼近200日均线。Bannockburn Global Forex首席市场策略师Marc Chandler 表示，这一传票事件盖过了地缘政治因素，终结了美元的新年涨势。 【要闻速递】 美国司法部威胁就鲍威尔在美联储华盛顿总部25亿美元大楼翻修项目上的国会证词提起刑事诉讼，这一 消息如同一枚重磅炸弹，炸开了市场对美联储独立性的担忧之门。 【最新纸白银行情解析】 日图来看，纸白银价格开盘逐步回调，跌至负值区间，目前跌超1%，一小时布林带向上缩紧，表明反 弹力度减弱，一小时MACD直方图处负值且逐步拉升，与反弹趋势形成背离，显示上涨 ...

Core Viewpoint - CITIC Bank (601998) announced a system upgrade maintenance scheduled from January 18, 2026, 00:00 to January 18, 2026, 07:00, aimed at providing better and more convenient services [1] Group 1: Service Impact - During the maintenance period, various banking services including personal and corporate deposits, transfers, payments, loan disbursements, wealth management, account balance inquiries, collateral management, credit limit approvals, and services through the pension financial service platform will experience temporary interruptions [1] - Customers are advised to consult CITIC Bank's 24-hour customer service hotline at 95558 for any inquiries during this period [1]

2026年1月12日，中国银行（601988）发布公告称，中国人民银行于2025年12月19日发布公告，将发行 2026年贺岁普通纪念币（以下简称2026年贺岁币）一枚，面额为10元，发行量为1亿枚；并将发行2026 年贺岁纪念钞（以下简称2026年贺岁钞）一张，面额为20元，发行量为1亿张。中国银行将在部分地区 提供贺岁币、贺岁钞的预约、兑换服务，现将有关具体事项公告如下： 一、预约兑换地区和时间 中国银行承担在天津市、河北省、山西省、福建省、广西壮族自治区、甘肃省、西藏自治区、重庆市等 地区的预约、兑换工作。具体指定营业网点的名称、地址及额度等信息，请点击进入"纪念币预约"系统 的"预约发行信息"功能模块查看。由于核实期、兑换期包含周末，请先查询当地办理核实、兑换业务的 网点及营业时间，再前往办理。 2.手机银行预约：请下载并安装最新版手机银行客户端软件，点击"生活"频道，选择"纪念币预约"功 能，根据页面提示填写相应信息，公众通过手机银行预约纪念币无需注册登录； 2026年贺岁币预约期：2026年1月13日22时至1月14日24时。 2026年贺岁钞预约期：2026年1月13日22时30分至1月14日2 ...

2026年1月9日，上海浦东发展银行发布公告称，为贯彻落实国家数字化发展战略，顺应无纸化办公趋 势，提升银企对账服务效率与便捷性，上海浦东发展银行对《上海浦东发展银行单位客户账户对账协 议》（以下简称"对账协议"）进行了修订完善。本次修订的核心内容是增加了电子形式签署协议的法律 效力条款，旨在为客户提供更高效、环保、安全的对账服务体验。 本次修订后的对账协议将于1月20日起正式生效。感谢您长期以来对上海浦东发展银行的信任与支持！ 上海浦东发展银行将持续努力，为您提供更加优质、便携的金融服务。 ...

Core Viewpoint - The Dongguan Financial Regulatory Bureau has approved Liang Yongjian's appointment as the Deputy General Manager of the Dongguan Branch of Zheshang Bank, emphasizing compliance with regulatory requirements and the importance of risk awareness in financial operations [1] Group 1 - The approval of Liang Yongjian's appointment is officially documented in the notice from the Dongguan Financial Regulatory Bureau [1] - Zheshang Bank is required to ensure that Liang Yongjian adheres to the relevant regulatory provisions and reports his appointment status within 10 days after taking office [1] - The bank must also encourage continuous learning of economic and financial laws and regulations for the appointed personnel, highlighting the need for a strong risk compliance awareness [1]

Group 1: Gold Market Analysis - London gold is currently trading around 1026 CNY/gram, with the latest price at 1027.10 CNY/gram, reflecting a decline of 0.41%. The highest price reached was 1033.27 CNY/gram, while the lowest was 1026.25 CNY/gram, indicating a short-term sideways trend in the market [1]. - The daily chart shows that gold prices have been closing with gains, despite a pullback at the end of the previous day. The current price is above the upper boundary of the daily chart, suggesting two possible scenarios: a potential upward movement after a pullback or the formation of a "piercing line" pattern if prices reach the upper channel boundary near 4650 [4]. - Key support levels are identified at 4578, 462, 4506, and 4463, while resistance levels are noted at 4600, 4609, 4625, 4648, and 4687 [5]. Group 2: Economic Outlook and Federal Reserve Policy - New York Fed President Williams indicated that the U.S. economy is expected to grow healthily by 2026, suggesting no immediate need for interest rate cuts. He stated that the Federal Open Market Committee has adjusted monetary policy to a "near-neutral" level, balancing employment stability and inflation targeting at 2% [2]. - Williams projected a GDP growth rate of 2.5%-2.75% for the year, with the unemployment rate stabilizing and inflation peaking at 2.75%-3% in the first half of the year before declining to 2.5% for the full year, returning to the 2% target by 2027 [2]. - The backdrop of these statements includes unprecedented attacks on the independence of the Federal Reserve, with political pressures potentially impacting future policy decisions [3].

【棉花市场消息速递】 据巴西农业部下属的国家商品供应公司CONAB，截至1月10日，巴西棉花播种率为31.9%，上周为 31.2%，去年同期为33.5%，五年均值为24.2%。 北京时间1月13日，美国洲际交易所(ICE)棉花期货价格继续上行，开盘报64.93美分/磅，现报65.08美分/ 磅，涨幅0.22%，盘中最高触及65.14美分/磅，最低下探64.93美分/磅。 更新时间： 棉花期货行情回顾： 1月12日美国洲际交易所(ICE)棉花期货行情 品种 开盘价 最高价 最低价 收盘价 美棉花 64.47 65.25 64.47 65.02 0.93% 农业农村部发布1月中国农产品供需形势分析：2025/26年度中国棉花生产预测与国家统计局公布数据基 本一致，本月数据根据国家统计局公告进行微调。其中，棉花播种面积调至2979千公顷，较上年增 5.0%；单位面积产量调至每公顷2229公斤，较上年增2.6%；总产量调至664万吨，较上年增7.7%。 2026年1月第2周，共计6个工作日，巴西累计装出未加工的棉花13.63万吨，去年1月为41.56万吨。日均 装运量为2.27万吨/日，较去年1月的1.89万吨/日增 ...

【成本及利润】 兰炭市场整体暂稳运行，府谷地区西现金含税出厂小料报750-780元/吨。内蒙即期生产成本5492元/吨， 青海即期生产成本5831元/吨，宁夏即期生产成本5433元/吨。内蒙即期利润-190元/吨，宁夏即期利 润-113元/吨。 【现货】 主产区价格变动：内蒙5300元/吨；宁夏5320元/吨；青海5300元/吨。 【期货】 截止1月12日收盘，硅铁2603合约+1.21%(+68)，收于5698元/吨。 五大钢种硅铁周度需求18508.8吨，环比上周增0.15%。五大材总产量818.59万吨，环比+3.41万吨；总库 存1253.92万吨，环比+21.77万吨，其中社会库存865.17万吨，环比+14.39万吨，厂内库存388.75万吨， 环比+7.38万吨；表需796.82万吨，环比-44.20万吨。金属镁价格表现坚挺，近期成交较好，厂家库存去 化下惜售情绪较浓。99.90%镁锭陕西主流出厂现金含税16200-16300元/吨左右，主流成交价格维持在 16200-16250元/吨，其他区域跟随小幅调整，山西闻喜镁锭主流出厂现金含税16350-16450元/吨。 【观点】 昨日硅铁主力合约小 ...

北京时间1月13日，伦敦金属交易所(LME)铜期货价格高位回落，开盘报13114美元/吨，现报13110美元/ 吨，跌幅0.47%，盘中最高触及13136美元/吨，最低下探13033美元/吨。 更新时间： LME铜期货行情回顾： 截至2026年1月12日，电解铜社会库存同比大幅增长18.53万吨，增幅达171.42%。 1月12日，伦敦金属交易所（LME）：铜注册仓单115150吨。注销仓单22075吨，减少1550吨。铜库存 137225吨，减少1750吨。 【铜市场消息速递】 1月12日，电解铜现货沪伦比值为7.84，进口盈亏：-1321.88元/吨，上一交易日进口盈亏：-982.74元/ 吨。 1月12日伦敦金属交易所(LME)铜期货行情 品种 开盘价 最高价 最低价 收盘价 LME铜 13088.0 13323.0 12990.5 13172.0 1.59% ...