Core Viewpoint - The article promotes a low-carbon initiative by China Construction Bank, encouraging users to engage in low-carbon behaviors to earn rewards and discounts [3][4]. Group 1: Low-Carbon Initiative - Users can unlock energy discounts starting from 50% by completing low-carbon tasks [4]. - The initiative includes various activities that allow users to accumulate "green energy" by engaging in low-carbon behaviors such as walking, using shared bikes, and public transport [9][10]. Group 2: Energy Accumulation - Different activities yield varying amounts of energy: walking can earn up to 100g per day, shared bikes provide 75g per ride, and public transport offers 90g per trip [10]. - Credit card spending can accumulate up to 3000g monthly, while online payments and contactless payments yield smaller amounts [11]. Group 3: Rewards and Benefits - Users can redeem accumulated energy for popular rewards, including WeChat red packets and exclusive discounts on debit card transactions [6][7]. - The program aims to incentivize low-carbon lifestyles while providing tangible benefits to participants [9].

Core Viewpoint - The article promotes the new features of the China Construction Bank mobile app, highlighting the benefits of the monthly statement function for clearer financial management [2][3]. Group 1: App Features - The China Construction Bank app has undergone an upgrade, introducing a monthly statement feature that allows users to see their income and expenses clearly [2]. - The app includes transaction categorization, making it easier for users to track their spending habits [2]. Group 2: Usage Steps - Users can access the monthly statement by logging into the China Construction Bank app and using the search function to find "monthly statement" [3]. - After entering the search term, users can click on the monthly statement option to view their financial summary [3].

Core Viewpoint - The article discusses the new personal pension policy implemented by the Ministry of Human Resources and Social Security and other departments, which expands the scenarios for receiving personal pensions and clarifies the application process starting from September 1 [2]. Policy Interpretation - The original scenarios for receiving personal pensions included three situations: going abroad, reaching the age for basic pension, and complete loss of labor capacity [3][4]. - Three new scenarios have been added for receiving personal pensions: 1. Medical expenses exceeding the average disposable income of residents in the province for the previous year after insurance reimbursement [7]. 2. Receiving unemployment insurance for a cumulative total of 12 months within the last two years [7]. 3. Currently receiving urban and rural minimum living security [7]. Application Channels - The original application channel was through the bank where the personal pension fund account was opened [8]. - Two new application channels have been introduced: 1. A national unified online service portal [9]. 2. Social insurance agencies, including the national social insurance public service platform and the "掌上12333" app [9]. Review and Receiving Process - Social insurance agencies are responsible for verifying the pension application and uploading the results to the personal pension information management service platform [10]. - For approved applications, the bank will deduct a 3% personal income tax and transfer the funds to the individual's social security card bank account [10][11].

Core Viewpoint - The article emphasizes the support provided by the company to small and micro enterprises, highlighting promotional activities aimed at enhancing business growth and customer engagement [3][5]. Group 1: Promotional Activities - The company is running a promotional event from July 7, 2025, to September 30, 2025, offering a monthly limited number of benefits, which are available on a first-come, first-served basis [3]. - The promotional campaign is designed to inject momentum into small businesses and individual merchants, showcasing the company's commitment to understanding and meeting their needs [5]. Group 2: Customer Engagement - The company positions itself as a supportive partner for businesses, emphasizing its role in providing professional services and personalized care to foster growth and mutual success [5]. - The article encourages potential customers to engage with the company's services through its official WeChat account for more information [7].

体验任务中心,百元权益等咫解锁 更多精彩，请点击阅读原文！ (金秋行动 美好生活) 稻花香里说主年 百万红包雨 至高抢五折券 天天秒杀 低至1元 领券跨店满300元减100元 活动时间：2025.9.4-2025.9.18 善融商务 产地寻味 三区三州美食 ttp Mp 领券满199元减70元 0未 领券满99元减35元 善融商务 积分当钱花 Q) 积 7 3 3 分三能 爆款好物 积分至高抵扣90%。 UFF 善融商务 1元购 O 物1元芸能 限时抢无门槛10元券 全场到手统统1元 善融商务 惠润安康 Q) Int 安康好物推荐 iE ipl 领券满199元减100元 ler . 49 善融商务 限时抢购 Q RE 指定好物限量补贴 田可 领券满59元减20元 拉 满35元减10元 咖 满20元减5元 善融商务 金豆社区 Q C tin D 金豆瓶扣 社 金豆至高享99%抵扣 K 55 善融商务 幸运风火轮 Q 运圆火 10个金豆参与风火轮 有机会赢1元购黄金转运珠 轮 善融商务 购物抽奖 Q) TFF 活动期间下单购物 47 H 有机会赢1元购好礼 大 A（9月4日-9月18日，下单购物有机会 9 1元赢 ...

Core Viewpoint - The victory of the Chinese People's Anti-Japanese War not only safeguarded national sovereignty but also laid a solid foundation for national rejuvenation, contributing significantly to the global anti-fascist war and promoting the global national liberation movement, thereby having a profound impact on world peace [2] Group 1: Commemorative Coin Issuance - The People's Bank of China will issue a set of gold and silver commemorative coins on September 3, 2025, to mark the 80th anniversary of the victory in the Chinese People's Anti-Japanese War and the World Anti-Fascist War [4] - The commemorative coin set consists of three coins: one 8-gram gold coin, one 150-gram silver coin, and one 30-gram silver coin, all of which are legal tender in the People's Republic of China [4] - The sales price for the 8-gram gold coin and 30-gram silver coin is set at 8,490 yuan and 690 yuan respectively, with a total issuance of 820 sets for each type [6][12] Group 2: Purchase and Reservation Process - Customers can reserve the commemorative coins from September 1, 2025, 9:30 AM to September 10, 2025, 2:30 PM, through the China Construction Bank app [13] - The reservation will be conducted via a lottery system, where customers must ensure sufficient balance in their selected bank account for the frozen payment during the lottery registration [15] - Successful lottery participants will have their payment deducted on the same day, while those who do not win will have their frozen funds released within three working days [14]

Group 1 - The article highlights promotional offers for new mobile banking customers, including discounts ranging from 10 to 100 yuan for WeChat payments [3][5] - It mentions a specific promotion where customers can start with a minimum purchase of 0.99 yuan to receive a payment discount of 36 yuan [1] - The article encourages users to complete specific tasks, such as making a transfer and browsing payment pages, to earn additional rewards and the chance to win 100 yuan in WeChat discounts [5] Group 2 - The article emphasizes the importance of seasonal changes, suggesting activities like enjoying autumn tea and preparing for the fall season [4] - It promotes a special gift for customers as part of the autumn campaign, indicating a focus on customer engagement during this period [4]

Core Viewpoint - The article discusses the implementation of a fiscal interest subsidy policy for personal consumption loans by China Construction Bank, effective from September 1, 2025, aimed at supporting eligible customers in their consumption activities [1]. Group 1: Eligible Loans for Subsidy - Personal consumption loans issued by the bank, excluding credit card transactions, that are used for consumption and can be identified through the loan disbursement account are eligible for the subsidy [2]. - The subsidy covers consumption transactions under various categories, including but not limited to household vehicles, education, healthcare, and electronic products, with a focus on transactions below and above 50,000 yuan [2]. Group 2: Subsidy Standards - The annual subsidy rate is set at 1 percentage point, with a maximum limit of 50% of the loan contract interest rate [3]. - The total subsidy cap for all personal consumption loans during the policy period is 3,000 yuan, with a specific cap of 1,000 yuan for loans below 50,000 yuan [3]. Group 3: Application Process - Customers must follow the standard loan application process and sign a service agreement to authorize the bank to access transaction information for subsidy eligibility [4]. - The bank will automatically identify eligible transactions through its system, deducting the subsidy from the loan interest during repayment [4]. Group 4: Accessing Subsidy Information - A dedicated section for "Consumption Loan Fiscal Subsidy" has been established in the bank's mobile app, providing access to the service agreement, subsidy records, and application uploads [5]. Group 5: Signing the Service Agreement - New customers signing personal consumption loans from September 1 can access the service agreement through the mobile banking app [6]. - Existing customers who draw loans after September 1 must also sign the service agreement via the app [7]. Group 6: Automatic Identification of Transactions - The bank's system can automatically identify eligible transactions made from the designated debit card account linked to the personal consumption loan [8]. Group 7: Manual Invoice Submission - For transactions not automatically identified, customers can upload invoices for manual review starting September 5 [9]. - The process involves entering transaction details and uploading corresponding invoices for verification [9]. Group 8: Timing for Subsidy Deduction - The subsidy amount will only be calculated for the policy period from September 1, 2025, to August 31, 2026, and will be directly deducted from the loan interest during repayment [10].

Core Viewpoint - The article provides a comprehensive guide for using credit cards abroad, emphasizing the importance of having a chip card for international transactions and offering tips for card management before traveling. Group 1: Preparation for International Travel - Chip cards are essential for overseas payments as most merchants in regions like Europe, Japan, South Korea, Singapore, and Australia prefer chip card transactions over magnetic stripe cards [1] - Different chip cards can be applied for based on travel needs, such as the Dragon Card World Elite Platinum Card for tourism or the Dragon Card Study Abroad Credit Card for students [1] Group 2: Card Management - Users can upgrade their UnionPay Visa dual-standard magnetic stripe cards to chip cards for free through the China Construction Bank mobile banking app [3] - In case of card damage, users can request a replacement card via the mobile banking app [4] - Users can check and manage card status, including unlocking cards that are under various control conditions, through the mobile banking app [4][5] Group 3: Card Activation and Validity - Credit cards must be activated before use, and users should ensure that their physical cards are activated [5][6] - The bank automatically renews activated credit cards before expiration, and users should activate new cards promptly upon receipt [7] Group 4: Security and Limits - Users can set up a security lock for their credit cards and adjust overseas transaction limits through the mobile banking app [8] - Users can also reset transaction withdrawal passwords and manage credit card limits via the app [9][10] Group 5: Travel Notifications and Support - It is recommended to register travel dates and destinations with the bank to enhance transaction security and reduce the likelihood of transaction failures while abroad [12] - Users are encouraged to follow the bank's WeChat service account for real-time transaction alerts and assistance with overseas card issues [13]

Core Viewpoint - The article highlights various types of telecom fraud and emphasizes the importance of recognizing scam tactics to protect financial rights and maintain a good quality of life [3]. Group 1: Types of Scams - Refund Scam: A case where a woman was tricked into providing her bank details under the pretense of receiving a double refund for a defective product, resulting in a loss of 3000 yuan [5]. - Prize Scam: A woman received a message claiming she won a laptop but had to pay a 200 yuan "handling fee," leading to her losing the money without receiving the prize [7]. - Online Loan Scam: An individual was misled into paying 3000 yuan in fees and 5000 yuan in deposits for a loan that never materialized [11]. - Online Dating and Gambling Scam: A person was lured into gambling through a social media acquaintance, initially winning but ultimately losing all investments and incurring debt [15]. - Investment Fraud: An individual invested 50,000 yuan based on misleading information from a self-proclaimed investment expert, only to find the platform inaccessible when attempting to withdraw funds [19]. Group 2: Prevention Tips - The article advises adhering to the "three no's and one more" principle: do not click on unknown links, do not trust unknown calls, do not disclose personal information, and verify before transferring money [20].