"恒生科技的风吹到了深圳地铁……" 近日，有网友在社交平台晒图，深圳地铁某站内出现大成基金推广旗下恒生科技ETF的广告。 图片中，地铁站扶梯上方悬挂着大幅广告，醒目标注大成基金恒生科技ETF在场内和场外交易的代码，并突出"深市规模第一的恒生科技ETF"字样。 以下文章来源于风财眼 ，作者凤凰网财经 风财眼 . 风财眼致力于银行领域的原创报道，旨在履行媒体监督职责，以期共营健康的金融环境。 来源| 凤凰网财经《投资观察》 吐槽背后，是大成基金恒生科技ETF近期不尽如人意的业绩表现。数据显示，大成恒生科技ETF联接发起式联接A近一年收益率为16.08%，但在四季 度表现不佳，近三个月收益率为-6.31%，近一个月收益率为-6.60%。 | | 近1周 ⇒ | 近1月 = | 近3月 : | 近6月 : | 近1年 ÷ | 近2年 : | 近3年 : | YTD(今年以来) : | 成立以来 ÷ | 基金类型 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 大成恒生科技ETF发起式联接A | -1.39 | -6.60 ...

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Core Viewpoint - MOVA, a new player in the high-end cleaning market, is facing a trust crisis due to product quality issues and misleading marketing practices, despite its positioning as a luxury brand for middle-class households [1][3][10]. Group 1: Product Quality Issues - Complaints on the Black Cat complaint platform regarding MOVA have exceeded 300, primarily focusing on product quality defects and breaches of marketing promises [3]. - Users report frequent malfunctions with MOVA products, including issues with the sweeping robot and washing machine, leading to a cycle of repairs without resolution [18][22]. - Common complaints include excessive noise, unpleasant odors from cleaning cloths, and the inability to cross small thresholds, contradicting the brand's advertised efficiency and intelligence [22]. Group 2: Marketing and Consumer Trust - MOVA's marketing strategy includes a "check-in cashback" activity, which has been criticized for allegedly deceiving consumers, as many participants report being denied refunds despite fulfilling the requirements [10][17]. - Consumers have expressed skepticism about the authenticity of positive reviews, questioning whether they are artificially generated [10]. - The company's customer service has been described as unresponsive and dismissive, often deflecting responsibility onto consumers or the "audit system" [22]. Group 3: Company Background and Market Position - MOVA is a brand under Yuzhou Walker Technology (Suzhou) Co., Ltd., established in 2024, and has rapidly expanded its investments across multiple cities since July 2023 [3]. - Despite claims of global sales in over 30 countries and widespread acclaim, the reality of consumer complaints starkly contrasts with the company's marketed image [3].

Core Viewpoint - The entry of GAC Group into the Japanese market with electric vehicles is a strategic move to capture market share from traditional Japanese automakers, amidst declining sales in the domestic market [1][2]. Group 1: GAC Group's Market Entry - GAC Group plans to officially enter the Japanese market with pure electric vehicles in the summer of 2026, utilizing M Mobility Japan for sales [1]. - The company aims to sell its Aion brand, targeting 200 orders in 2026 and increasing to 2000 orders in 2027, starting with two models: the Aion UT and Aion V [1]. - The Aion UT is priced at 3.3 million yen (approximately 149,800 RMB), while the Aion V starts at 5 million yen (approximately 227,000 RMB), both supporting Japan's fast-charging standard "CHAdeMO" [1]. Group 2: Domestic Sales Challenges - GAC Group's total sales in the first three quarters of the year fell by 11% year-on-year to 1.18 million units, with Aion brand sales down 20% to 180,000 units [2]. - Financially, GAC reported a revenue of 66.93 billion RMB in the first three quarters, a decrease of 10.45% year-on-year, and a net loss of 4.31 billion RMB, equating to a loss of 3,643 RMB per vehicle sold [2]. - The company's net profit has declined for two consecutive years, with projected revenues of 129.71 billion RMB and 107.78 billion RMB for 2023 and 2024, respectively, showing a year-on-year growth of 17.62% and a decline of 16.90% [2]. Group 3: Competitive Landscape - Other Chinese companies, such as Xiaomi, are also planning to expand their automotive business in Japan, indicating a growing competitive landscape [3]. - Traditional Japanese automakers are responding to the challenge, with Toyota improving its bZ4X model and Nissan set to launch a new Leaf model in January [3].

Core Viewpoint - The article highlights the significant shift in the luxury car market in China, where the domestic brand AITO (问界) has emerged as a leading luxury brand, challenging foreign luxury car manufacturers and reshaping the market dynamics [1][20]. Group 1: Market Dynamics - Traditional foreign luxury car brands, particularly the German trio (BBA), are losing ground as local dealers switch allegiance to AITO, indicating a fundamental change in the luxury car landscape [3][10]. - AITO has achieved impressive sales figures, surpassing 900,000 units cumulatively, with over 51,000 units sold in November alone, marking a historic high [5][20]. - The brand's flagship models, such as the AITO M9, have dominated the market, with 70% of sales in the 500,000 yuan segment attributed to this model [8][10]. Group 2: Consumer Preferences - High-net-worth consumers are increasingly valuing smart technology and safety features over traditional luxury markers like brand history and material quality [4][10]. - AITO's focus on safety and innovative technology, such as collision unlocking systems, has resonated with consumers, leading to a shift in what is considered "luxury" [11][12]. - The brand's commitment to user safety and experience has positioned it as a preferred choice among discerning buyers, as evidenced by its high Net Promoter Score (NPS) [13]. Group 3: Competitive Landscape - AITO's rise is seen as part of a broader trend where Chinese brands are leveraging technology and innovation to compete with established foreign luxury brands [15][16]. - The brand has become a benchmark in the high-end SUV market, with many competitors now using AITO as a reference point for comparison [16][20]. - The article emphasizes that AITO's success is not just about sales but also about redefining luxury in the automotive industry through technological advancements and consumer-centric approaches [21].

Core Viewpoint - The article emphasizes the transformation of China's manufacturing industry towards high-quality development, focusing on the competition of "time and efficiency" in the global supply chain restructuring. The shift from a "demographic dividend" to an "efficiency dividend" is highlighted, where financial flows, information flows, and credit flows are crucial for gaining a competitive edge in the market [1]. Group 1: Reconstruction of "Settlement Time" - The launch of "Yun Kuan Hang 3.0" aims to revolutionize payment processes, reducing international remittance times from 1-3 working days to seconds, addressing the pain points of high costs and inefficiencies in traditional cross-border payments [2]. - The system integrates various channels like bank-enterprise direct connections and SWIFT, allowing seamless connections with over 220 domestic and international banks, providing a one-stop global cash management service [2]. Group 2: Reconstruction of "Management Time" - The article discusses the challenges in financial management, such as manual operations and long reconciliation cycles, which hinder efficiency. For instance, a provincial state-owned enterprise has over 600 bank accounts with a direct connection coverage of less than 40% [5]. - The "1+3+N" smart treasury service system offers customized solutions for large group clients, enabling seamless coordination of domestic and international operations through a comprehensive treasury platform [5][6]. Group 3: Reconstruction of "Decision Time" - Traditional financial management relies on outdated data, leading to delayed decision-making. "Yun Kuan Hang 3.0" provides a dynamic visual dashboard for real-time cash flow forecasting and risk monitoring, enhancing decision-making capabilities [7][8]. - The system supports a complete feedback loop for decision-making, transforming financial management from a cost center to a core value creation component for enterprises [8]. Group 4: Reconstruction of "Ecological Time" - The article highlights the importance of ecosystem collaboration in the digital economy, moving from isolated efficiency improvements to chain acceleration through collaborative networks involving enterprises, supply chains, banks, and ecosystem partners [9][10]. - "Yun Kuan Hang 3.0" facilitates real-time collaboration across the supply chain, providing efficient financing support to smaller enterprises and enhancing overall funding turnover efficiency [10][11]. Group 5: National Responsibility and Financial Productivity - The system's capabilities stem from Traffic Bank's continuous investment in financial technology, with "Yun Kuan Hang 3.0" being fully self-developed and equipped with proprietary intellectual property [12]. - The system aligns with national strategies, enhancing industrial chain efficiency and supporting the dual circulation development pattern by providing secure and efficient global funding channels for enterprises [12][13].

Core Viewpoint - The article discusses the significant rise in stock prices of American retail favorites like Nextdoor, driven by hedge fund manager Eric Jackson, who is seen as a leader among retail investors [1][7]. Group 1: Nextdoor's Performance - Nextdoor's stock price surged by 25.87% on a recent Wednesday, with an intraday increase of nearly 50%, marking its largest intraday gain in over four years [1]. - The company, which went public through a SPAC merger in 2001, focuses on community engagement and has seen revenue growth, although profitability remains a challenge [3]. Group 2: Eric Jackson's Influence - Eric Jackson, founder of EMJ Capital, has expressed optimism about Nextdoor, claiming it is one of the most misunderstood platforms in the market, particularly regarding its AI potential [4][5]. - Jackson argues that Wall Street traders underestimate Nextdoor, viewing it primarily as a low-growth local advertising business, while it actually possesses a valuable identity graph with over 100 million verified households [5][6]. Group 3: Market Dynamics - Jackson's social media presence has been instrumental in promoting stocks like Opendoor, which saw a 360% increase this year, largely following his recommendations [8]. - His hedge fund also contributed to a 176% rise in the stock price of Better Home, drawing comparisons to social media influencer Keith Gill, known for his role in the meme stock phenomenon [8].

以下文章来源于财经连环话 ，作者就是轱辘慧 虽然结果是毫无悬念的"降息25个基点" （利率降到了3.50%-3.75%），但在轱辘慧看来，这背后简直就是一场 "年度宫斗大戏"！ 表面上：平平无奇"三连降"，全年KPI完成（共降75个基点）。 实际上：内部吵翻天，但鲍师傅最后还是给咱们发了个"超级流动性大红包"！ 来，跟着慧慧，咱们剥开那些枯燥的金融术语，看看这场大戏到底有多精彩。 01 活久见！会议室里上演"三国杀" 这次最劲爆的瓜，不是降息本身，而是 居然有三个人投了反对票。 家人们，这是自2019年以来头一回啊。美联储内部的裂痕已经藏不住了，简直是"神仙打架"： 财经连环话 . 一图看懂财经万象。 北京时间周四凌晨3点，大洋彼岸的那帮大佬们终于把2025年的最后一场大戏演完了。 激进派（踩油门）： 理事米兰（Milan）拍桌子嫌慢："才降25？我们要保就业！直接降50个基点啊！" 保守派（踩刹车）： 芝加哥的古尔斯比（Goolsbee）和堪萨斯城的施密德（Schmid）死死拉住手刹："停停停！通胀还没完呢，这次别降了！" 鲍威尔（端水大师）： 夹在中间瑟瑟发抖，既要哄这一头，又要劝那一头…… 这种"有人嫌 ...

千元的普五难以喝得尽兴， 今天 五粮液 带着它的感恩酒来炸场了！ 这瓶酒 把品牌底蕴浓缩成了一杯能喝到的诚意！ 喝过那么多所谓"好酒"，还得是它 ！ 白酒界的"浓香之冠"—— 「五粮液」 爱喝 "好酒" 的，想送"名酒"的，今天捡到大漏了！ 它就是来自 五粮液自家的"亲儿子" —— 【五粮液 ·感恩酒】亚克力礼盒 ◎ 宜宾五粮液 股份有限公司出品。 血脉纯正的 浓香型52°纯粮食白酒 。 ✅ 根正苗红！来自酒都宜宾的"五粮液亲儿子"！ 包装正面，也清清楚楚写着出品方： 宜宾 五粮液股份有限公司 ； 同时，酒瓶和酒盒上都一致标有 五粮液正宗出品的 W标。 突出五粮液品质同脉同源！ 绝不是市面上鱼龙混杂的 贴牌酒。 买回去 送长辈、招待贵宾、自己喝都可以，好喝又有面子！ ✅ 仅看品相，就是高档白酒的样子！ 懂得都懂，这是 五粮液千元普五的经典瓶型 ，不需要花里胡哨的装饰设计 ， 简 简 单 单 的 高 级 感。 开 瓶 便 能 闻 到 一 股 浓 郁 的 古 窖 香 ， 倒 入 杯 中 ， 酒 线 细 长 ， 不 断 不 散 ， 老 熟 稠 润 。 肉 眼 可 见 大 珠 小 珠 的 酒 花 像 珍 珠 一 样 ...

来源丨凤凰网财经《公司研究院》 在公众视野中消失了小半年的画家范曾，终于在北京的一场活动上露面了。 12月11日，他带着字画捐赠高调现身，直接终结了8月"失联风波"后的低调状态。 活动落幕之后，认证账号 @范曾同步发布近况。 他透露自己添了幼子、搬了新家，日子过得安稳幸福。他同时坦言，随着年岁渐长，往后家中大小 事务，将全权交由妻子徐萌打理。 这场切割不仅限于亲情层面，更延伸到了商业合作的维度。 范曾明确提及，不再与二人及家属相关的公司实体开展任何合作。同时解除并撤销此前授予他们的所有委托、授权与合同。他还严正声明，相关方今 后不得以他的名义开展任何活动，其组织的各类事宜均与本人无关。对于涉及其名义的艺术作品，他不作评价，但会保留追究相关法律责任的权利。 完成这场彻底的 "断舍离"后，范曾也为自己的艺术 IP 与个人事务安排好了清晰的 "后路"。 未来，他的公益慈善相关事宜，将全部交由北京十翼文化艺术基金会统筹；商业运营类工作，则由十翼范曾（北京）文化艺术有限公司全权负责。 值得关注的是，这两大核心机构的控制权，均牢牢掌握在同一人手中，即范曾的 现任妻子徐萌。 这位 37岁的女性，自此将全面执掌范曾估值数十亿 ...