网友爆料 据农业银行2024年年报披露，截止2024年年末，该行私人银行客户数 25.6 万户，管理资产 余额 3.15 万亿元。 5月29日上午，有网友在微博爆料称，"山东省济南市泉城路中段恒隆广场对面的沿街商铺突发火灾并引 发爆炸。" 图片来源于网络 中午，济南市历下区官方微信的回应证实发生了火灾，并披露相关情况表示，"上午10时55 分左右，泉城路中段一商铺发生火灾。截至目前，火已扑灭，5人受轻微伤送医院治疗，另有 1人失联。省市区已启动应急处置机制，起火原因正在调查。" 有网友发布微博表示，发生火灾的商铺是位于济南恒隆广场的农业银行私人银行网点"壹私 行"。凤凰网财经《银行财眼》查询地图发现位置相近，并就相关情况向农业银行进行求证。 对此，农行相关人士回应表示，"以历下区官方通报为准，暂无更多消息披露。" 来源：银行财眼 【 热门视频推荐 】 点击在 看 持续关注↓↓↓ ...

Core Viewpoint - The article discusses the phenomenon of "degree devaluation" in the context of the increasing number of university graduates in China and draws parallels with Japan's historical experience during its economic downturn in the 1990s [4][20]. Group 1: Current Situation of Graduates - In 2024, the number of university graduates in China is expected to reach a record 12.22 million, leading to the largest job-seeking wave in history [4]. - The offer acquisition rate for master's and doctoral graduates is only 44.4%, a decrease of 12.3% year-on-year, which is lower than the 45.4% for undergraduate graduates [4]. - The trend of increasing university graduates is projected to continue until 2038, when it will peak at 14.45 million [4]. Group 2: Historical Context from Japan - In the 1980s, Japan experienced a booming economy where university graduates were highly sought after, with many receiving multiple job offers before graduation [5][6]. - The economic bubble burst in the 1990s led to a drastic decline in job opportunities, with the employment rate for graduates dropping significantly [8][9]. - The term "lost generation" emerged in Japan, referring to those who graduated during the economic downturn and faced severe employment challenges [12]. Group 3: Government Responses and Consequences - The Japanese government implemented various measures to address the employment crisis, including increasing the number of graduate students and promoting vocational training [13][15]. - Despite these efforts, the oversupply of graduates and the lack of corresponding job opportunities led to a rise in "high-education refugees" and "浪人博士" (wandering PhDs) [15][19]. - The shift towards non-regular employment, such as temporary and contract work, became prevalent, further complicating the job market for graduates [16][19]. Group 4: Lessons Learned - Japan's experience highlights the importance of aligning higher education with market needs and the dangers of overemphasizing degree attainment without corresponding job creation [21]. - The article suggests that economic growth and innovation are crucial for creating job opportunities that can absorb the increasing number of graduates [21].

Core Viewpoint - The article discusses the impact of recent global tariff issues on capital markets and emphasizes the importance of asset allocation strategies for individuals and families to achieve stable wealth growth in uncertain environments [1] Group 1: Role of Insurance in Asset Allocation - Hong Kong serves as a unique hub for global asset allocation, particularly in the insurance sector, due to its diverse financial products and effective regulatory framework [2] - Savings-type insurance (participating insurance) in Hong Kong offers risk protection and can counter currency fluctuations, making it an attractive investment option [2] - Insurance should primarily be viewed as a protective measure rather than an investment vehicle, with a focus on its risk management capabilities [2][3] Group 2: Unique Advantages of Participating Insurance - Participating insurance provides long-term benefits and can generate compound interest, allowing for global asset allocation and risk diversification [4] - The product can help address future financial needs such as retirement and education funding, and it can also facilitate wealth transfer [4] Group 3: Suitability of Participating Insurance - Participating insurance is best suited for long-term investors, with a recommendation to hold the policy for at least 15 years to avoid significant losses [5] - Individuals should plan their insurance allocations based on personal circumstances, with an emphasis on early planning for retirement and financial security [5] Group 4: Choosing Participating Insurance - Selecting a reputable insurance provider is crucial, as different companies have varying methods for calculating dividends and assessing product performance [6][7] - Historical stability and experience of the insurance company are important factors, as demonstrated by Prudential's resilience through financial crises [7]

以下文章来源于深蓝财经 ，作者深蓝财经 深蓝财经 . 影响价值圈层！创立于2011年，关注中国最具价值公司，是新中产的财富顾问。 2024 年 9 月，刚满 44 岁的蒋凌峰从父亲蒋仁生手中接过年营收 529 亿的 " 疫苗之王 " 时或许没想到，这场 看似风光的 " 权杖交接 " ，竟成了智飞生物连续三个季度爆亏的开端。 这"接 棒 "接 的，不知道的还以为 是"接锅"呢！ 伴随业绩和股价一路暴跌，市值蒸发超3000亿元，这家曾被捧上神坛的疫苗龙头，用四年时间上演了一 场从巅峰到谷底的魔幻剧情，蒋仁生家族财富蒸发亦因此缩水近1300亿。 01 重庆千亿富豪的逆袭 故事要从一个广西山区的穷小子说起，1953年出生在广西最偏僻山区的蒋仁生，怎么也想不到自己有一 天会成为资本市场的弄潮儿。 这个高中毕业后当过民办教师的农村娃，24岁抓住恢复高考的机会考入桂林医学高等专科学校，毕业后 成了家乡防疫站的一名普通科员。 在防疫站的20年里，他走村串户打疫苗，从副站长一路干到自治区防疫站科长，攒下了人生第一笔 "资 源"：对疫苗流通渠道的深刻理解。 2005年，安徽和江苏等地爆发了大规模的C群脑膜炎疫情，智飞生物手中的疫 ...

凤凰网《风暴眼》出品 文｜吕银玲 二三十个身着黑色制服的壮汉，几名身穿白衬衫颈戴工牌的中年人，把小区大门堵得严严实实。被挡在 闸门外的几辆车上，装载着进小区宣传要用的横幅和桌椅。5月17日的江苏常州，天还不算太热，门里 门外的人却个个面红耳赤。 小区大门被堵得严严实实，受访者供图 守门的，是景瑞物业公司的员工，以及据说是一天120块从工厂请来的帮手。这家物业公司，在上个月 初刚刚收到小区业主的解聘通知书。门外的，是三家候选物业公司，通过公开招投标入围，正踌躇满志 准备拿下新盘。 景瑞不想走。 今年5月，纪委发函到她的单位，要求将她送去进行一场颇为正式的谈话。到了地方，高静涵才知道， 原来2个月前有人对她进行举报："作为公职人员，每月从小区业委会获取5000元津贴。" 拿兼职报酬，这是大忌。那段时间，业委会正通过召开第一次业主大会，投票表决更换小区物业。高静 涵是牵头人，但这些工作，完全是零报酬，没有任何"津贴"一说。 面对这样的无端指控，高静涵不得不自证清白。她上交了业委会的议事规则，其中明确规定成员不拿津 贴；此外，她还提供了银行账户流水，清晰显示没有任何相关入账记录。 "事情大概很快会明朗起来吧。"她想。 ...

当地时间周三，美股三大指数集体收跌，热门科技股多数下跌。道指跌 0.58% ，纳指跌 0.51% ，标普 500 指数跌 0.56% ，特斯拉跌超 1% ，微软、亚马逊、英伟达、谷歌跌幅不足 1% 。 会议纪要显示，一些利率制定者关注到，在特朗普宣布对贸易伙伴全面征收关税后的几周内，美国 国债、股票和美元价格的下跌。会议纪要表示："这些与会者指出，这种相关性的持续转变，或者 美国资产被视为避风港地位的减弱，可能对经济产生长期影响。 会议纪要还提到，美联储工作人员对 2025 年和 2026 年实际 GDP 增长的预测低于 3 月份会议上 的预测，因为已宣布的贸易政策意味着，相对于工作人员在之前预测中所假设的政策，实际经济活 动将受到更大拖累。预计贸易政策还将导致生产率增长放缓，从而降低未来几年的潜在 GDP 增 长。 不过，华尔街现在流传着一种说法，即特朗普最终并不愿意兑现极端关税威胁。特朗普对这种论调 感到恼火，称他的一再退缩是贸易妥协战略的一部分。"这叫做谈判，"特朗称，作为谈判的一部 分，他有意"设定一个高得离谱的数字"，然后"稍微下调一点"。 热门中概股也多数收跌，纳斯达克中国金龙指数跌 0.71% ...

Core Viewpoint - The article discusses the journey of Yang Zhilin, a prominent figure in the AI industry, highlighting the challenges faced by the younger generation of entrepreneurs in the rapidly evolving tech landscape, particularly in the context of AI 2.0 and competition with established players like DeepSeek [6][28]. Group 1: Background and Early Career - Yang Zhilin, born in 1992, was influenced by cultural icons like Haruki Murakami and Pink Floyd, which shaped his artistic and entrepreneurial aspirations [4]. - He pursued a PhD at Carnegie Mellon University, where he made significant contributions to AI, including the development of Transformer-XL and XLNet, which have been widely adopted in major AI products [9][10]. Group 2: AI Industry Landscape - The AI industry has seen a shift from mobile internet and blockchain to AI 2.0, marked by the launch of ChatGPT by OpenAI in November 2022, which has generated significant interest and investment in AI technologies [6][7]. - The 90s generation, including Yang, feels a sense of urgency to capitalize on AI as a potential opportunity for success, given their previous experiences with limited economic benefits from earlier tech trends [7][8]. Group 3: Company Development and Challenges - Yang founded "Yue Zhi An Mian" (月之暗面) in 2023, focusing on AGI (Artificial General Intelligence) and secured $200 million in initial funding from prominent investors [13][14]. - The company faced challenges, including a public relations crisis related to a reported $40 million cash-out after a $1 billion funding round led by Alibaba, which raised questions about its operational focus [14][15]. Group 4: Competition with DeepSeek - Yang's company struggled to compete with DeepSeek, founded by Liang Wenfeng, which adopted a more pragmatic approach to commercialization and technology development [13][28]. - DeepSeek's rapid success and user acquisition contrasted with Yang's strategy, which relied heavily on large-scale advertising and user data collection without significant product iteration [18][21]. Group 5: Ideological Divide - The competition between Yang and Liang represents a clash between idealism in technology development and the practical realities of business [22][23]. - Yang's focus on AGI and long-term vision may hinder immediate product development and market competitiveness, while DeepSeek's approach emphasizes rapid commercialization and user engagement [24][25]. Group 6: Future Outlook - The article suggests that despite current setbacks, opportunities still exist for Yang and other young entrepreneurs in the AI space, as the industry continues to evolve and new technological paradigms emerge [29][30]. - The narrative emphasizes the importance of balancing idealism with practical business strategies to achieve sustainable success in the competitive AI landscape [27][28].

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核心提示： 1、在短视频平台上，一个奇特的现象正在蔓延：来自越南、乌克兰等国不同文化背景的女性，似乎都 在争相嫁往中国。 2、短视频平台上活跃着众多跨国婚恋中介，收费从 5000元到 18.8万元不等，他们把跨国婚恋包装得简 单易行，刻意淡化背后隐患。 3、跨国婚姻在国内是不被允许的。而跨国婚介市场兴起后，"逃跑外国新娘""骗婚诈骗"等新闻屡见不 鲜，还有拐卖、偷渡等违法犯罪行为。 01 全世界女性都想嫁中国？ 为什么孟加拉国女孩想嫁到我们中国，其实原因很简单，中国男人素质比较高。 为什么越南女孩想嫁给中国人，因为中国男人也是出了名的顾家爱老婆。 为什么很多乌克兰美女都抢着嫁给中国男人，因为乌克兰女多男少。 …… 在短视频平台上，一个奇特的现象正在蔓延：来自越南、乌克兰等国不同文化背景的女性，似乎都在争 相嫁往中国。她们的理由出奇地简单，要么是中国男人顾家、会赚钱，要么是对方国家男少女多。 而一些表达甚至看起来有些"极端"，"只要能到中国生活，不管你是残疾的还是叔叔"、"孟加拉女孩放 话非中国不嫁"、"孟加拉女孩为了来中国生活，已经选好婚礼服"。 这些经不起仔细推敲的内容，缺乏真实数据支撑，依靠情绪煽动和片面 ...